Find a therapist in New York — covered by insurance


Top therapists in New York accepting new patients
Whether you're in New York City or upstate, Headway connects you with 9,078 licensed providers ready to support your mental health goals. Many providers offer free consultations, and with 70+ insurance plans accepted, flexible scheduling, and average savings of 75%, quality care is within reach.
I am Dr. Pamélla E. Terry. A licensed mental health counselor. I believe healing is possible when people feel seen, safe, and supported. Throughout my career, I have had the privilege of working with individuals and families during some of the most complicated seasons of their lives. I have seen what can happen when people are given the space to tell the truth about what they are experiencing without judgment. I have also seen what happens when people begin to recognize strengths in themselves that difficult circumstances caused them to forget.
Therapy with me is collaborative. I bring my clinical experience and training to the process, but you bring something equally important: your lived experience. You know what it feels like to live your life. Together, we work to understand the experiences, emotions, relationships, beliefs, and patterns that may be influencing where you are today. Our work may include helping you:
- Understand thoughts and patterns that keep you feeling stuck
- Process grief and difficult experiences
- Develop healthier ways of coping
- Build confidence and self-awareness
- Strengthen boundaries
- Improve relationships
- Reconnect with your strengths
- Clarify what you want for your future
I believe therapy should provide insight, but it should also help you create meaningful change outside the therapy room. I understand that culture, family, community, identity, responsibility, and life experience all influence how we understand ourselves. For that reason, culturally responsive care is an important part of how I approach this work. In doing so, I utilize modalities such as Cognitive Behavior Therapy, Dialectical Behavior Therapy, and Family Internal Systems.
I am experienced in working with diverse groups of adults at varying stages of their lives who bring a variety of personal and relational challenges to therapy. My goals are to help you increase your level of self-awareness, enhance your relationships, develop tools to cope with life stressors, and ultimately optimize your mental health. We are all entitled to live our most authentic life; I am here to support you on this journey.
I am a New York State Licensed Mental Health Counselor with Diagnostic Privilege (LMHC-D), Certified in Dialectical Behavior Therapy (C-DBT) and Certified Clinical Trauma Professional (CCTP). I hold an MA degree in Developmental Psychology from Columbia University and an EdM degree in Psychological Counseling from Columbia University. I have experience providing psychotherapy to children, adolescents, and adults in individual sessions, couple sessions, family sessions, and group therapy.
Linda Ford, LCSW-R clinical social worker, a MSW graduate of Fordham University School of Social Sciences. 30 + years of experience in the field of addition, providing treatment to those suffering from the ills of addiction, depression, anxiety, and trauma. Working in various settings, has allowed me to be very resourceful. My philosophy is "No problem is too difficult to solve".
I encourage others to see themselves as more than their problem,
About our therapists serving New York



- 98%Anxiety
- 93%Depression
- 86%Stress management
- 81%Relationship issues
- 75%Trauma

- 96%Aetna
- 85%Cigna
- 79%Carelon Behavioral Health
- 77%Anthem Blue Cross and Blue Shield New York
- 50%United Healthcare

- 98%English
- 11%Spanish
- 2%Russian
- 1%French
- 1%Mandarin

- 91%Online only
- 9%In-person or online

- 81%Woman
- 18%Man
- 1%Non-binary

- 47%Licensed Clinical Social Worker
- 29%Licensed Mental Health Counselor
- 9%Nurse Practitioner
- 8%Clinical Psychologist
- 3%Licensed Marriage/Family Therapist

- 99%Individual therapy
- 29%Family therapy
- 18%Couples therapy
- 15%Child or adolescent therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing a Therapist in New York
Searching for therapists in New York means choosing from a wide range of licensed professionals across urban, suburban, and rural areas. Your options may vary depending on where you live, what kind of support you want, and whether you prefer in-person or virtual sessions. If you’re looking for care related to anxiety, depression, ADHD, relationship challenges, grief, or life transitions, start by looking for a therapist whose listed specialties match your needs. Provider bios can also show whether a therapist uses approaches like cognitive behavioral therapy, dialectical behavior therapy, or trauma-informed care.
Location and schedule matter, too. A therapist in New York City may offer different appointment options than one in Buffalo, Albany, or the Hudson Valley, and virtual therapy can help broaden your search beyond nearby offices. Some people prefer meeting in person, while others prefer the flexibility of virtual appointments from home. As you compare therapists, look at appointment availability, whether they offer free phone consultations, and how they describe their session style. Reading profiles before booking can help you understand how a therapist communicates, what they focus on, and whether their approach fits what you’re looking for.
The cost of mental health care in New York varies, but using in-network insurance is one of the most reliable ways to reduce session costs. Headway helps make that process easier by showing therapists who are accepting new patients, verifying your insurance, and estimating your out-of-pocket cost before you book. Nationally, Headway partners with 100+ insurance plans, and you can confirm coverage based on your location and specific plan. Browse therapists, review bios, and book directly when you’re ready.
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