Find a therapist in San Luis Obispo, CA — covered by insurance


Top therapists in San Luis Obispo, CA accepting new patients
Mental health support in San Luis Obispo is accessible through Headway's network of 8,388 licensed providers offering virtual and in-person sessions. With over 70+ insurance plans accepted nationally and copays estimated between $0-50 per session, care in neighborhoods like Downtown, Foothill, and Laguna Lake is affordable and flexible. Providers specialize in talk therapy and medication management across conditions including anxiety, depression, and more.
Hi there! I am a licensed therapist. My work has been primary with children and young adults who have experienced high trauma. My focus has been treating depression, anxiety and other trauma related disorders.
Hi, I’m Julie. I have been a therapist for almost 20 years. I have experience with individuals and families who are living with mental health issues, and I also have extensive experience helping those with substance use problems. If you’re feeling anxious, overwhelmed, or unsure how to move forward, therapy can offer a supportive place to feel understood, begin to recover, and reconnect with yourself.
Hi, I’m Amaris, a Licensed Clinical Social Worker who believes healing happens best in a space where you feel safe, understood, and never judged.
I work with children, teens, adults, and older adults navigating anxiety, ADHD, emotional overwhelm, grief, and major life transitions. Whether your child is having big feelings they don’t know how to manage, you’re feeling stuck in patterns that don’t serve you, or your family is walking through the heartbreak of dementia or loss, you don’t have to figure it out alone.
My style is supportive, down-to-earth, and collaborative. Therapy with me isn’t about “fixing” you, it’s about helping you understand yourself, build practical tools, and feel more confident handling life’s challenges. I blend evidence-based approaches with compassion, creativity, and sometimes even humor, because growth doesn’t have to feel heavy all the time.
Parents appreciate that I help kids build emotional regulation skills in ways that make sense to them, and I make sure caregivers feel supported too. Adults often come to me when anxiety, emotional ups and downs, or grief feel overwhelming. I also have a special place in my heart for working with older adults and families facing Alzheimer’s, dementia, and end-of-life changes.
At the core of my work is this belief:
You are not broken, you’re human, and you’re capable of growth.
If you’re ready for a space where you can show up exactly as you are, we’ll work at your pace, together.
Hi,
I’m Megan , an LMFT , licensed in California. I am an easy going , kind and compassionate psychotherapist who provides a safe and non-judgmental space for clients to process life’s challenges and grow in self awareness . I empower clients to find their peace and restore balance.
Hi, I'm a Licensed Clinical Social Worker, and I provide therapy in a supportive, down to earth, and collaborative way. I earned my degree from the University of Southern California, and I currently work in a Federally Qualified Health Center, where I support individuals and families who may be facing barriers to accessing care. I also served in the United States Air Force, which has shaped my perspective, and understanding of resilience and life transitions.
I know how heavy life can feel when you’re carrying pain, uncertainty, or self-doubt. But I believe, as a wise old wizard once said, “Happiness can be found even in the darkest of places, if one only remembers to turn on the light.” My role is to help you find that light again. I work with Gen Z and Millennial adults facing anxiety, depression, trauma, bipolar disorder, ADHD, and more. Through integrative, culturally responsive care, I combine evidence-based psychiatry with holistic strategies to help you feel heard, supported, and empowered to create a life that aligns with your true self.
I’m here to make this journey feel gentle, welcoming, and human. I keep things clear and simple so you can focus on what matters, not the overwhelm. My style is warm, encouraging, and a little poetic—because softness helps us breathe. Let’s take this step together, one calm moment at a time.
I am a board‐certified clinical therapist with a strong foundation in narrative therapy, helping clients explore and reshape the stories that influence their lives. In recent years, I’ve supported children ages 5–17 as well as adults navigating a wide range of emotional experiences, including anxiety, depression, grief, and gender affirmation.
About our therapists located within 20 miles of San Luis Obispo, CA



- 95%Anxiety
- 91%Trauma
- 91%Depression
- 86%Relationship issues
- 82%Grief or loss

- 100%Aetna
- 55%Cigna
- 50%Anthem Blue Cross California
- 50%Carelon Behavioral Health
- 41%United Healthcare

- 95%English
- 5%Spanish

- 95%In-person or online
- 5%In-person only

- 77%Woman
- 23%Man

- 82%Licensed Marriage/Family Therapist
- 9%Licensed Clinical Social Worker
- 5%Licensed Professional Clinical Counselor
- 5%Nurse Practitioner

- 95%Individual therapy
- 23%Child or adolescent therapy
- 18%Couples therapy
- 18%Family therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing a Mental Health Therapist in San Luis Obispo, CA
Searching for therapists in San Luis Obispo starts with knowing what kind of support you want. Therapists can help with concerns like anxiety, depression, grief, relationship challenges, life transitions, and stress. As you compare options, look for a therapist whose listed specialties, training, and approach match what you want to focus on. Bios can also show whether a therapist uses approaches such as cognitive behavioral therapy, dialectical behavior therapy, trauma-informed care, or relationship-focused care.
In a smaller city like San Luis Obispo, local appointment options may be more limited than in larger California markets. Virtual therapy can expand your search while still letting you work with a therapist licensed in California. You may also want to compare appointment availability, whether a therapist is accepting new patients, and whether a free phone consultation is offered. Reading profiles before booking can help you understand each therapist’s communication style, session structure, and areas of focus.
Therapy in San Luis Obispo can be a significant expense without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs and understand what you may pay before care begins. Headway helps you find therapists who match your preferences, accept a wide range of insurance plans nationally, and offer clear cost estimates before you book. You can browse therapists in San Luis Obispo, review bios, and book directly when you’re ready.
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