Find a therapist in Santa Cruz, CA — covered by insurance


Top therapists in Santa Cruz, CA accepting new patients
Headway serves Santa Cruz across all neighborhoods, connecting you with 8,366 warm and solution-oriented providers. Get started with a free intake call, find availability as soon as tomorrow, and benefit from insurance coverage that can reduce your session costs significantly.
I’m Meghan Smith, LCSW, and I specialize in trauma, PTSD, anxiety, grief, and acute stress. I use EMDR, CBT, ACT, and DBT within a trauma-informed framework — tailoring every treatment plan to you. Therapy with me is collaborative, grounded, and at a pace that feels safe. I’m here to walk alongside you, not push you.
I have been a licensed MFT for 17 years and have worked in many settings including but not limited to: non-profit, community college, outpatient drug and alcohol treatment, group home and private practice. I got my Masters at the Institute of Transpersonal Psychology and I’d definitely describe my orientation as eclectic and I honestly taylor my work to each client.
My therapy style is compassionate and supportive. Clients find me engaging, warm and friendly. I've been a licensed psychotherapist since 1987 and I have experience with a variety of clients from differing age groups, ethnicities and cultural backgrounds. During my career I've helped clients with relationship challenges, the expression and management of emotion, and improving their quality of life.
Please note that although I enjoy working with couples, I will no longer be able to offer couples therapy due to insurance reimbursement issues.
I am a Licensed Clinical Social Worker (LCSW) and Certified Alcohol and Drug Counselor (CADC II) with over 25 years of experience supporting individuals, couples, and families as they navigate life and the concerns that arise. I specialize in addiction, trauma, and co-occurring mental health challenges. I bring a deep commitment to meeting people where they are in their process. In my practice, I offer a warm, collaborative, and trauma-informed space where clients feel seen, heard, and supported. I believe meaningful change happens when we honor each person’s lived experience and work together toward self-identified goals at a pace that feels safe and manageable. I meet clients where they are, whether they are just beginning to explore change or looking to deepen their healing and personal growth.
I completed my undergraduate degree from the University of San Diego, double majoring in business administration and psychology. I then continued my education and graduated with honors from Pepperdine University with a master's in Marriage and Family Therapy. I completed my traineeship through the YWCA, working at a middle school and at YWCA sexual assault/ domestic violence clinic. Post graduation I started my job with LGTC and spent two years in the adult and teen mental health IOP and PHP program as a group and individual therapist . I recently transitioned to working at the outpatient level of care, and I am so excited about this new chapter
You've got the talent. The drive. Maybe you've already reached your dream goal where the pressures & stress-you've got things on lock for some time now. As you step into a new season, this one feels different.
Whether you are an athlete, creative, parent, or entrepreneur, I help multi-potential & high performing individuals who are:
- Balancing many other responsibilities that are as important
- Feeling like they are at a plateau
- Not feeling heard
- Feels a misalignment in communication
- Contemplating career pivot or life after sport among athletes
- Struggling with performance related anxiety
...and are seeking specialized support to navigate these difficulties, especially in moments that matter most whether that’s on the sports pitch, boardroom, conference, at home, on stage or on set.
Morgan Brown, LPCC#22723
I'm an open minded individual and welcome any topics in treatment
Pamela Hughes received her Undergraduate Degree in Psychology and her Masters Degree
in Clinical Psychology from Vanguard University, Costa Mesa, California.
Pamela has worked with individuals, couples and families improving their relationships
using the Collaborative Communication Skills as an Instructor. Pamela specializes in Addictions, ADHD, Family Systems and Hoarding.
Brian Wainwright , Monterey Peninsula Center For Narrative Therapy www.mpcnt.com
Therapist
Virtual & in-person • 25 mi away • Pacific Grove, CA
I've been told I'm an anti-therapist. Done in good humor I suppose, this moniker was given to me as a gesture of appreciation. It's my unyielding commitment to find interesting, and novel ways to support my clients. No two problems are alike and I hope to join you in addressing the unique circumstances of your life in a manner that honors your best hope for finding a way forward.
Thomas E. Kiatta, is a CA licensed Marriage and Family Therapist with over 30 years of experience working with individuals, couples, and families. He holds Master's degrees in Marriage and Family Therapy and Vocational Rehabilitation, and spent three decades with the California Department of Rehab.
Tom helps individuals, couples and families navigate challenges related to communication, conflict, relationships, anxiety, depression and life transitions.
I’m a licensed therapist in San Francisco with over 15 years in private practice. I specialize in Eating disorders, body image and trauma and work primarily with adults who are exhausted by the cycle of restriction, compulsive eating, shame and self criticism and are ready for something to genuinely shift. My training includes, IFS, Somatic therapy, EMDR, CBT and Expressive Arts therapy, which means we will not only engage in supportive talk therapy, but also have real tools to work with. My clients often express that not only do they heal and find peace with food, disordered eating and body image, but they also become more able to feel and tolerate emotions and regulate moods, while building trust in their bodies and discover true hungers, desires and enhance creativity and vitality. This can lead to more ease and comfort in your own skin, with the potential of more meaningful work and healthy relationships.
About our therapists located within 20 miles of Santa Cruz, CA



- 95%Anxiety
- 90%Stress management
- 85%Family issues
- 80%Relationship issues
- 80%Trauma

- 90%Aetna
- 65%Anthem Blue Cross California
- 55%Carelon Behavioral Health
- 50%Cigna
- 50%Blue Shield of California

- 100%English

- 90%In-person or online
- 10%In-person only

- 55%Woman
- 45%Man

- 80%Licensed Marriage/Family Therapist
- 20%Licensed Clinical Social Worker

- 100%Individual therapy
- 20%Child or adolescent therapy
- 20%Family therapy
- 5%Couples therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing a Therapist in Santa Cruz
Searching for therapists in Santa Cruz starts with finding someone whose experience matches what you want support with. Therapists may focus on concerns such as anxiety, depression, trauma, relationship challenges, grief, ADHD, or life transitions. As you compare options, look for training and specialties that fit your needs, such as cognitive behavioral therapy, eye movement desensitization and reprocessing therapy, couples counseling, family therapy, or work with a licensed marriage and family therapist. A therapist’s bio can help you understand their approach, communication style, and what sessions may look like.
In a smaller city like Santa Cruz, local in-person therapy options may be more limited by office location, commute, and appointment times. Virtual therapy can expand your choices while still connecting you with a therapist licensed in California. Some people prefer meeting in a physical office, while others choose virtual sessions for scheduling flexibility. To narrow your search, review whether a therapist is accepting new patients, has appointment times that fit your calendar, offers a free phone consultation, and works with the type of support you’re seeking, including couples counseling, marriage counseling, or family therapy.
Therapy in Santa Cruz can be a significant investment without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs and see your estimated cost before you book. Headway helps you compare therapists who are accepting new patients, review detailed profiles, check insurance coverage, and book directly when you’re ready. This makes it easier to find a Santa Cruz therapist who matches your needs, accepts your plan, and offers care in a format that works for you.
If you're experiencing or worried about violence, threats, or coercion in your relationship, couples therapy isn't usually the right starting point — individual support is safer. The National Domestic Violence Hotline (1-800-799-7233, or text START to 88788\) can help you think through next steps.
If anyone in your family is experiencing or worried about abuse, threats, or coercion, joint family or couples therapy usually isn't the right starting point — individual support is safer. The Childhelp National Child Abuse Hotline (1-800-422-4453) and National Domestic Violence Hotline (1-800-799-7233, or text START to 88788\) can help you think through next steps.
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