Find a therapist in Encinitas, CA — covered by insurance


Top therapists in Encinitas, CA accepting new patients
Seeking mental health care in Encinitas? Our 8,370 licensed providers serve communities including Leucadia, Olivenhain, and Cardiff-by-the-Sea. Sessions are available within two weeks, with most patients saving 75% on care through insurance coverage.
I received my undergraduate degree in Psychology from West Chester University and my master's degree in Clinical Social Work from San Diego State University. I have worked in community mental health providing mental health services to those suffering from severe and persistent mental illness, as a program manager for community mental health clinics.I currently have a private practice where I provide psychotherapy to individuals 18 and over utilizing an eclectic approach.
I run Unscripted Therapy, a practice focused on helping people break out of stuck patters.
I work with individuals who are tired of having the same conversations and somehow ending up right back where they started. Whether it’s anxiety, stress, or relationship patterns that keep repeating, something isn’t working and at this point, that’s pretty clear.
My approach is direct, collaborative, and focused on actually changing what’s not working. I’m not going to just sit there nodding while you vent and then ask how that made you feel for the tenth time. We’ll figure out what’s keeping you stuck and start doing something different about it.
Therapy with me is honest, practical, and yes, sometimes a little blunt. But it’s also real. If you’re looking for something that actually helps you move forward (not just talk about why you’re stuck), we’ll probably be a good fit.
Please note: Insurance is accepted for individual therapy only. Couples and family therapy are private pay and are not billed through insurance.
Marsi specializes in working with children, teens, young adults, and women who are struggling with anxiety, trauma, life transitions, relationship challenges, and the lingering effects of difficult life experiences. She is passionate about helping clients understand not only what they're experiencing, but why—because insight creates the foundation for lasting healing.
Her approach is warm, collaborative, and grounded in the latest research in neuroscience and trauma treatment. Marsi integrates evidence-based therapies including EMDR, attachment-based therapy, Polyvagal Theory, somatic interventions, cognitive and behavioral approaches, and play therapy to help clients regulate their nervous systems, process painful experiences, strengthen relationships, and develop greater resilience.
Whether someone is healing from childhood wounds or abuse, breaking generational patterns, navigating a major life transition, or simply feeling overwhelmed by the demands of everyday life, Marsi believes lasting change is possible. She considers it a privilege to walk alongside each client as they rediscover hope, deepen self-understanding, and create meaningful, lasting change.
I see therapy as a collaborative process. Together, we identify patterns that may be keeping you stuck, develop healthier coping strategies, and build on your existing strengths to foster lasting change. Whether you’re struggling with anxiety, depression, trauma, relationship difficulties, or major life transitions, I aim to help you feel more grounded, empowered, and capable of creating the life you want.
I am a Licensed Marriage & Family Therapist, and Lead Clinician. I received my Master of Arts from Western Kentucky University have been a licensed Marriage and Family Therapist since 1996 and provided services in child welfare settings involving abused and neglected children and parents who experienced addiction, trauma, PTSD, depression, and anxiety. I also have years of experience working in a private practice setting, working with teens, adults, couples and active duty military. I also specialize in treating trauma and PTSD using EMDR.
Hi, I’m Kirra. I’m a compassionate, collaborative therapist who believes that meaningful therapy begins with feeling genuinely seen, heard, and respected. I work with adolescents, adults, couples, and families navigating anxiety, depression, grief, trauma, identity development, life transitions, relationship challenges, and other experiences that may leave you feeling overwhelmed or stuck.
I value creating an affirming space where you can show up as your authentic self. I have a particular passion for supporting LGBTQ+ and neurodivergent individuals, as well as clients from multicultural and multiethnic backgrounds. My own experience growing up across several U.S. states and overseas in Japan and Guam has shaped my appreciation for the many cultural, family, and relational influences that make each person's story unique.
You don't need to have everything figured out before starting therapy. Wherever you are in your journey, we can begin there.
Hi I'm Natalie and I want to help you build a life that feels authentic and purposeful. Do you feel like you’re navigating life on autopilot, and have difficulty showing up for your work, your relationships, or yourself? You may find yourself caught in cycles of people-pleasing or seeking external validation, only to end up feeling drained and unfulfilled. If you feel stuck in patterns that no longer serve you, know that you don’t have to navigate this alone. In our sessions, we’ll move beyond the 'what' to understand the roots of your struggle while building practical, compassionate strategies to help you reclaim your confidence and advocate for your needs.
About our therapists located within 20 miles of Encinitas, CA



- 100%Anxiety
- 98%Relationship issues
- 93%Depression
- 90%Stress management
- 79%Trauma

- 98%Aetna
- 67%Carelon Behavioral Health
- 60%Anthem Blue Cross California
- 48%Cigna
- 45%Horizon Blue Cross and Blue Shield of New Jersey

- 98%English
- 19%Spanish
- 2%Cantonese
- 2%Farsi
- 2%French

- 98%In-person or online
- 2%In-person only

- 69%Woman
- 31%Man

- 55%Licensed Marriage/Family Therapist
- 17%Licensed Clinical Social Worker
- 14%Clinical Psychologist
- 12%Licensed Professional Clinical Counselor
- 2%Medical Doctor

- 100%Individual therapy
- 48%Couples therapy
- 48%Family therapy
- 19%Child or adolescent therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing a Therapist in Encinitas
Searching for therapists in Encinitas starts with finding someone whose training matches what you want support with. Therapists may work with concerns like anxiety, depression, grief, relationship challenges, trauma, and life transitions. As you compare Encinitas therapists, look for listed specialties, therapy approaches, and experience with your specific needs. A therapist’s bio can help you understand how they structure sessions, what concerns they often support, and whether their style feels like a good fit.
Encinitas is a smaller coastal city, so local in-person appointment options may vary by neighborhood and schedule. Virtual therapy can expand your search across licensed therapists in California while still letting you filter for someone who fits your preferences. Consider practical factors like appointment availability, whether a therapist is accepting new patients, session format, and whether a free phone consultation is offered. Reading profiles before booking can help you compare communication style, therapeutic approach, and what to expect in a first session.
Therapy in Encinitas can be a significant investment without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs and see your estimated out-of-pocket cost before you book. Headway helps you find many therapists who accept insurance, are accepting new patients, and offer virtual or in-person care. You can browse therapists, review bios, check your insurance, and book directly when you’re ready.
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