Find a therapist in San Marcos, CA — covered by insurance


Top therapists in San Marcos, CA accepting new patients
Find mental healthcare in San Marcos across neighborhoods like Downtown, Palomar Park, and Craven Road. Headway connects you with 8,366 licensed providers offering flexible in-person and virtual sessions. Many clients pay as little as $0 per session with insurance coverage.
I am a Licensed Marriage & Family Therapist, and Lead Clinician. I received my Master of Arts from Western Kentucky University have been a licensed Marriage and Family Therapist since 1996 and provided services in child welfare settings involving abused and neglected children and parents who experienced addiction, trauma, PTSD, depression, and anxiety. I also have years of experience working in a private practice setting, working with teens, adults, couples and active duty military. I also specialize in treating trauma and PTSD using EMDR.
Hi, I’m Kirra. I’m a compassionate, collaborative therapist who believes that meaningful therapy begins with feeling genuinely seen, heard, and respected. I work with adolescents, adults, couples, and families navigating anxiety, depression, grief, trauma, identity development, life transitions, relationship challenges, and other experiences that may leave you feeling overwhelmed or stuck.
I value creating an affirming space where you can show up as your authentic self. I have a particular passion for supporting LGBTQ+ and neurodivergent individuals, as well as clients from multicultural and multiethnic backgrounds. My own experience growing up across several U.S. states and overseas in Japan and Guam has shaped my appreciation for the many cultural, family, and relational influences that make each person's story unique.
You don't need to have everything figured out before starting therapy. Wherever you are in your journey, we can begin there.
Marsi specializes in working with children, teens, young adults, and women who are struggling with anxiety, trauma, life transitions, relationship challenges, and the lingering effects of difficult life experiences. She is passionate about helping clients understand not only what they're experiencing, but why—because insight creates the foundation for lasting healing.
Her approach is warm, collaborative, and grounded in the latest research in neuroscience and trauma treatment. Marsi integrates evidence-based therapies including EMDR, attachment-based therapy, Polyvagal Theory, somatic interventions, cognitive and behavioral approaches, and play therapy to help clients regulate their nervous systems, process painful experiences, strengthen relationships, and develop greater resilience.
Whether someone is healing from childhood wounds or abuse, breaking generational patterns, navigating a major life transition, or simply feeling overwhelmed by the demands of everyday life, Marsi believes lasting change is possible. She considers it a privilege to walk alongside each client as they rediscover hope, deepen self-understanding, and create meaningful, lasting change.
I received my undergraduate degree in Psychology from West Chester University and my master's degree in Clinical Social Work from San Diego State University. I have worked in community mental health providing mental health services to those suffering from severe and persistent mental illness, as a program manager for community mental health clinics.I currently have a private practice where I provide psychotherapy to individuals 18 and over utilizing an eclectic approach.
Hi I'm Natalie and I want to help you build a life that feels authentic and purposeful. Do you feel like you’re navigating life on autopilot, and have difficulty showing up for your work, your relationships, or yourself? You may find yourself caught in cycles of people-pleasing or seeking external validation, only to end up feeling drained and unfulfilled. If you feel stuck in patterns that no longer serve you, know that you don’t have to navigate this alone. In our sessions, we’ll move beyond the 'what' to understand the roots of your struggle while building practical, compassionate strategies to help you reclaim your confidence and advocate for your needs.
I run Unscripted Therapy, a practice focused on helping people break out of stuck patters.
I work with individuals who are tired of having the same conversations and somehow ending up right back where they started. Whether it’s anxiety, stress, or relationship patterns that keep repeating, something isn’t working and at this point, that’s pretty clear.
My approach is direct, collaborative, and focused on actually changing what’s not working. I’m not going to just sit there nodding while you vent and then ask how that made you feel for the tenth time. We’ll figure out what’s keeping you stuck and start doing something different about it.
Therapy with me is honest, practical, and yes, sometimes a little blunt. But it’s also real. If you’re looking for something that actually helps you move forward (not just talk about why you’re stuck), we’ll probably be a good fit.
Please note: Insurance is accepted for individual therapy only. Couples and family therapy are private pay and are not billed through insurance.
I see therapy as a collaborative process. Together, we identify patterns that may be keeping you stuck, develop healthier coping strategies, and build on your existing strengths to foster lasting change. Whether you’re struggling with anxiety, depression, trauma, relationship difficulties, or major life transitions, I aim to help you feel more grounded, empowered, and capable of creating the life you want.
Life can feel heavy sometimes, and you don't have to sort through everything on your own. Whether you're dealing with anxiety, stress, burnout, or a season of change, therapy can be a place to slow down and make sense of what's been coming up for you.
I work with adults who want support feeling more balance, more connected to themselves, and better able to manage the challenges in front of them. I also support women through pregnancy, postpartum, parenting, and other meaningful life transitions.
My goal is to create a space that feels comfortable, supportive, and real. We'll talk through what's been difficult, identify what may be keeping you stuck, and work together toward changes that feel manageable and meaningful in your everyday life.
About our therapists located within 20 miles of San Marcos, CA



- 100%Anxiety
- 97%Relationship issues
- 91%Stress management
- 91%Depression
- 83%Trauma

- 97%Aetna
- 69%Carelon Behavioral Health
- 60%Anthem Blue Cross California
- 46%Horizon Blue Cross and Blue Shield of New Jersey
- 43%Cigna

- 97%English
- 17%Spanish
- 3%Cantonese
- 3%Farsi
- 3%French

- 97%In-person or online
- 3%In-person only

- 66%Woman
- 34%Man

- 54%Licensed Marriage/Family Therapist
- 20%Licensed Clinical Social Worker
- 14%Clinical Psychologist
- 9%Licensed Professional Clinical Counselor
- 3%Medical Doctor

- 100%Individual therapy
- 54%Couples therapy
- 51%Family therapy
- 23%Child or adolescent therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing a Therapist in San Marcos
Searching for therapists in San Marcos starts with finding someone whose background fits what you want support with. Therapists may focus on concerns like anxiety, depression, relationship challenges, grief, trauma, or life transitions. As you compare options, look for training and listed specialties that match your needs, such as cognitive behavioral therapy, eye movement desensitization and reprocessing, couples counseling, or family therapy. A therapist’s profile can also show how they describe their approach, what sessions may involve, and which concerns they commonly support.
In a smaller city like San Marcos, local in-person openings may vary by neighborhood, schedule, and specialty. Virtual therapy can expand your options while still letting you work with a therapist licensed in California. When narrowing your search, consider appointment availability, whether a therapist is accepting new patients, and whether they offer a free phone consultation. Reading bios before booking can help you compare communication style, therapy approach, and experience with concerns that matter to you.
Therapy in San Marcos can be a significant investment without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs and understand what you may pay before you begin. Headway helps you search for therapists who accept insurance, see estimated out-of-pocket costs before booking, and choose between in-person and virtual care. You can browse therapists in San Marcos, review bios, and book directly when you’re ready.
If anyone in your family is experiencing or worried about abuse, threats, or coercion, joint family or couples therapy usually isn't the right starting point — individual support is safer. The Childhelp National Child Abuse Hotline (1-800-422-4453) and National Domestic Violence Hotline (1-800-799-7233, or text START to 88788\) can help you think through next steps.
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