Find a therapist in Santa Cruz, CA — covered by insurance


Top therapists in Santa Cruz, CA accepting new patients
Headway serves Santa Cruz across all neighborhoods, connecting you with 8,971 warm and solution-oriented providers. Get started with a free intake call, find availability as soon as tomorrow, and benefit from insurance coverage that can reduce your session costs significantly.
I, truly, believe there is no "one size fits all" to therapy, so I aim to tailor the therapy experience to match each client's individual and unique needs. I collaboratively work with my clients as their co-pilot to help them navigate difficult emotional terrain, while empowering them, the expert of their own emotional landscape, to take the driver's seat because they are the expert of their own lived experiences.
My passion is for helping others get unstuck and flourish! The focus of my practice is geared toward helping you develop affirming responses and positive interpretations of what has happened in your life. I will help you have agency and integrity in the midst of a life transition or challenge that has you feeling stuck or out of ways to help yourself.
I have a Master's Degree in Counseling, Marriage, and Family from Phillips Graduate Institute.
I earned a Bachelor of Arts Degree in Sociology from UCSB.
I typically work with clients who have a history of trauma, life transitions, relationship issues, and managing anxiety, The clients I work with are very motivated to make changes in their lives.
I worked with high-risk, traumatized, and abused youth for many years. I find practicing therapy very rewarding. Assisting my clients to work through life challenges and progress in their life journey is a privilege.
With over 15 years of experience, I have helped countless individuals navigate the challenges they face and find peace within themselves. Together, we can work towards culminating a healthier and more fulfilling future.
When I am not working I enjoy spending time with my dogs, hiking with friends, cooking, and making flower arrangements. I also enjoy spending time doing artsy activities or attending local events.
I am a Licensed Clinical Social Worker with over twenty years experience. I have a Master's Degree in Social Work with focus on Children and Families, a Master's Degree in Sociology with a Certificate in Criminology and Corrections, and a PhD in Social Work (all but dissertation) with focus on trauma, sexual abuse and assault, and domestic violence. I was the Director of a private, non-profit Foster Care and Adoption Agency, I worked in a women's shelter for domestic violence and sexual assault. I worked in a Level 4 men's prison, and I worked as a Supervisor for mental health therapists serving school systems. I have always had a private practice as well. I have worked in teletherapy for approximately 8 years.
My name is Marissa Ruiz and a Licensed Marriage and Family Therapist. I am licensed in California with nearly 5 years of professional work experience as a therapist and over 20 years experience in the social work field. Some of my other titles include mother, wife, ex-wife, sister, daughter, niece, grandmother and friend. Sharing these titles are important to me because they represent relationships my clients have which helps to improve the rapport. I survived my obstacles in my life with the help of a therapist and hope to help you through yours.
Hi, I’m Jessica Castro, a Licensed Marriage and Family Therapist. I’m a mother of two and have been married for 15 years, which gives me a deep, personal understanding of the joys and challenges that come with relationships and family life. With over 10 years of experience in the mental health field, I specialize in working with individuals who are seeking clarity, healing, and stronger connections. My clients often share that therapy with me helps them feel heard, empowered, and better equipped to handle life’s stressors. I’m committed to creating a safe, supportive space where meaningful change can happen.
Hello, I'm Mindy. I'm a board-certified psychiatric mental health nurse practitioner with 16 years of clinical experience. My path has included military service, community health work in rural Morocco, and care across many settings, from intensive care to hospice. These experiences shape how I show up: with warmth, curiosity, cultural humility, and respect for everyone's story. I treat the whole person, not just the diagnosis.
That means taking time to dig into your history, what has worked, what has not, and what you actually want from your care. Whether that is medication management or medication management with therapy, we figure it out together.
I work with adolescents, adults, and older adults navigating anxiety, depression, ADHD, trauma, bipolar disorder, and life transitions including loss, chronic illness, major life changes, and times when you just cannot name what is wrong yet.
About our therapists serving Santa Cruz, CA



- 98%Anxiety
- 92%Depression
- 88%Stress management
- 82%Relationship issues
- 79%Trauma

- 98%Aetna
- 79%Carelon Behavioral Health
- 77%Cigna
- 75%Anthem Blue Cross California
- 66%Blue Shield of California

- 97%English
- 17%Spanish
- 2%Farsi
- 1%Mandarin
- 1%Hindi

- 90%Online only
- 10%In-person or online

- 79%Woman
- 20%Man
- 1%Non-binary

- 48%Licensed Marriage/Family Therapist
- 31%Licensed Clinical Social Worker
- 7%Clinical Psychologist
- 7%Nurse Practitioner
- 7%Licensed Professional Clinical Counselor

- 100%Individual therapy
- 37%Family therapy
- 23%Couples therapy
- 15%Child or adolescent therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing a Therapist in Santa Cruz
Searching for therapists in Santa Cruz starts with finding someone whose experience matches what you want support with. Therapists may focus on concerns such as anxiety, depression, trauma, relationship challenges, grief, ADHD, or life transitions. As you compare options, look for training and specialties that fit your needs, such as cognitive behavioral therapy, eye movement desensitization and reprocessing therapy, couples counseling, family therapy, or work with a licensed marriage and family therapist. A therapist’s bio can help you understand their approach, communication style, and what sessions may look like.
In a smaller city like Santa Cruz, local in-person therapy options may be more limited by office location, commute, and appointment times. Virtual therapy can expand your choices while still connecting you with a therapist licensed in California. Some people prefer meeting in a physical office, while others choose virtual sessions for scheduling flexibility. To narrow your search, review whether a therapist is accepting new patients, has appointment times that fit your calendar, offers a free phone consultation, and works with the type of support you’re seeking, including couples counseling, marriage counseling, or family therapy.
Therapy in Santa Cruz can be a significant investment without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs and see your estimated cost before you book. Headway helps you compare therapists who are accepting new patients, review detailed profiles, check insurance coverage, and book directly when you’re ready. This makes it easier to find a Santa Cruz therapist who matches your needs, accepts your plan, and offers care in a format that works for you.
If you're experiencing or worried about violence, threats, or coercion in your relationship, couples therapy isn't usually the right starting point — individual support is safer. The National Domestic Violence Hotline (1-800-799-7233, or text START to 88788\) can help you think through next steps.
If anyone in your family is experiencing or worried about abuse, threats, or coercion, joint family or couples therapy usually isn't the right starting point — individual support is safer. The Childhelp National Child Abuse Hotline (1-800-422-4453) and National Domestic Violence Hotline (1-800-799-7233, or text START to 88788\) can help you think through next steps.
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