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Find a therapist in Santa Cruz, CA — covered by insurance

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People with insurance pay as low as $0 per session through Headway

Top therapists in Santa Cruz, CA accepting new patients

Headway serves Santa Cruz across all neighborhoods, connecting you with 8,971 warm and solution-oriented providers. Get started with a free intake call, find availability as soon as tomorrow, and benefit from insurance coverage that can reduce your session costs significantly.

Clint Nacar

Clint Nacar

Psychiatric Mental Health NP

Virtual & in-person • Chino Hills, CA


“With the collaboration of each patient, Mr. Nacar strives to develop individualized plans of care addressing each patient's unique situation and concerns.”
ADD/ADHD, Anxiety, Bipolar disorder, Depression, Family issues
Affirming, Empowering, Holistic
Accepts 10 insurance carriers
Dr. Susie King

Dr. Susie King

Psychologist

Virtual • California


“My style of therapy is warm, accepting, and engaged. In other words, I'm not just a listening ear...”
ADD/ADHD, Anxiety, Depression, Family issues, Grief or loss
Empowering, Participatory, Warm
Accepts 4 insurance carriers
Randa El Jurdi

Randa El Jurdi

Therapist

Virtual • California


“My style is warm, calm, and deeply client-centered. I focus on creating a safe, nonjudgmental space where you feel genuinely heard and understood.”
Anxiety, Depression, Family issues, PTSD, Relationship issues
Affirming, Empowering, Warm
Accepts 10 insurance carriers

Offers free consultationsView profile and book
Crystal Tellez-Giron

Crystal Tellez-Giron

Therapist

Virtual • California


I, truly, believe there is no "one size fits all" to therapy, so I aim to tailor the therapy experience to match each client's individual and unique needs. I collaboratively work with my clients as their co-pilot to help them navigate difficult emotional terrain, while empowering them, the expert of their own emotional landscape, to take the driver's seat because they are the expert of their own lived experiences.

ADD/ADHD, Anxiety, Bipolar disorder, Depression, Family issues
Affirming, Empowering, Warm
Accepts 7 insurance carriers
Jennifer Griffith

Jennifer Griffith

Therapist

Virtual • Laguna Beach, CA


“My approach is warm, direct, collaborative, creative, and appropriately funny. You won't need to mask, perform, or spend half the session convincing me that your experience is real.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Creative, Empowering, Humorous
Accepts 5 insurance carriers
Socorro Yami Bernal

Socorro Yami Bernal

Therapist

Virtual & in-person • Ventura, CA


“My sessions are collaborative and warm offering you a safe space to explore emotions while building practical daily tools.”
Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues, Depression
Empowering, Solution-oriented, Warm
Accepts 5 insurance carriers

Offers free consultationsView profile and book
Yamileth Rivas

Yamileth Rivas

Therapist

Virtual • California


“I am impassioned about accompanying others on their journey toward mental health and wellness. I focus on meeting clients where they are and transmitting my care.”
ADD/ADHD, Anxiety, Depression, Family issues, Grief or loss
Empowering, Solution-oriented, Warm
Accepts 10 insurance carriers

Offers free consultationsView profile and book
Chau Nguyen

Chau Nguyen

Therapist

Virtual • California


“As both a Licensed Marriage and Family Therapist and Registered Nurse, I provide a unique perspective that recognizes how closely emotional and physical health are connected.”
Anger management, Anxiety, Chronic conditions, Cultural & ethnic issues, Depression
Affirming, Solution-oriented, Warm
Accepts 6 insurance carriers
Karin Klapova

Karin Klapova

Therapist

Virtual • California


“My goal is to help you identify the root issue of your emotional eating, and guide and support you toward healing, self-empowerment, and ultimately finding the inner-confidence and love that you've been longing for.”
Anxiety, Cultural & ethnic issues, Depression, Family issues, Grief or loss
Holistic, Solution-oriented, Warm
Accepts 8 insurance carriers
Emily Day

Emily Day

Therapist

Virtual • California


“I show up in sessions as myself, a real human being, ready to get to know you and collaborate on your goals, all while applying my clinical skills, knowledge, and experience to help you.”
ADD/ADHD, Anger management, Anxiety, Depression, Family issues
Humorous, Solution-oriented, Warm
Accepts 5 insurance carriers

Offers free consultationsView profile and book
Bernice Ivoko

Bernice Ivoko

Psychiatric Mental Health NP

Virtual • California


“I am passionate about delivering comprehensive and compassionate care to individuals facing a wide range of behavioral and mental health challenges, regardless of their background.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues
Affirming, Open-minded, Warm
Accepts 7 insurance carriers
Barbara Bisio

Barbara Bisio

Psychologist

Virtual • California


“My focus is on helping you understand yourself more clearly so you can draw on the strengths you already have, rather than feeling defined by what feels hard right now.”
Anxiety, Chronic conditions, Cultural & ethnic issues, Depression, Eating disorders
Affirming, Empowering, Warm
Accepts 4 insurance carriers

Offers free consultationsView profile and book
Sarah Dickinson

Sarah Dickinson

Therapist

Virtual • California


My passion is for helping others get unstuck and flourish! The focus of my practice is geared toward helping you develop affirming responses and positive interpretations of what has happened in your life. I will help you have agency and integrity in the midst of a life transition or challenge that has you feeling stuck or out of ways to help yourself.

ADD/ADHD, Anxiety, Bipolar disorder, Depression, Family issues
Affirming, Empowering, Warm
Accepts 13 insurance carriers
Catherine Stansell

Catherine Stansell

Therapist

Virtual • California


I have a Master's Degree in Counseling, Marriage, and Family from Phillips Graduate Institute.

I earned a Bachelor of Arts Degree in Sociology from UCSB.

I typically work with clients who have a history of trauma, life transitions, relationship issues, and managing anxiety, The clients I work with are very motivated to make changes in their lives.

I worked with high-risk, traumatized, and abused youth for many years. I find practicing therapy very rewarding. Assisting my clients to work through life challenges and progress in their life journey is a privilege.

ADD/ADHD, Anxiety, Bipolar disorder, Chronic conditions, Depression
Humorous, Open-minded, Warm
Accepts 7 insurance carriers
Dr. Ashley Gerken

Dr. Ashley Gerken

Therapist

Virtual • California


“My style is warm, direct, and insight-oriented, balancing deep emotional work with practical tools for change.”
Anger management, Family issues, LGBTQIA+, PTSD, Relationship issues
Affirming, Empowering, Solution-oriented
Accepts 8 insurance carriers
Divora Stern

Divora Stern

Therapist

Virtual • California


“With over a decade of empowering psychotherapy clients to be the best that they can be, I favor complementary and alternative modalities.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Direct, Holistic, Warm
Accepts 9 insurance carriers
Diane O'Donnell

Diane O'Donnell

Therapist

Virtual • California


“Since earning my Master's in Social Work from Fresno State in 1992, I have spent over two decades helping people find their footing during their most vulnerable moments.”
Anger management, Anxiety, Chronic conditions, Cultural & ethnic issues, Depression
Direct, Empowering, Warm
Accepts 7 insurance carriers
Shanna Rayyan

Shanna Rayyan

Therapist

Virtual • California


“I consider myself an approachable, down-to-earth person who provides therapy in a judgment-free and safe environment.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues
Empowering, Solution-oriented, Warm
Accepts 9 insurance carriers
Dr. Ifeanyi Onye

Dr. Ifeanyi Onye

Psychiatric Mental Health NP

Virtual • California


“We provide a safe, compassionate and therapeutic environment for all our mental health patients after listening and exploring their thoughts and feelings.”
ADD/ADHD, Anxiety, Bipolar disorder, Chronic conditions, Depression
Open-minded, Solution-oriented, Warm
Accepts 9 insurance carriers
Vicki Van Winkle

Vicki Van Winkle

Therapist

Virtual • California


“Integrated Eye Movement Desensitization and Reprocessing (EMDR) is my primary treatment modality, as it is very calming to the nervous system and helps people to reset their nervous systems after trauma and to learn new coping skills more easily.”
ADD/ADHD, Anxiety, Chronic conditions, End of life care, Grief or loss
Direct, Participatory, Warm
Accepts 6 insurance carriers
Heather Waddle

Heather Waddle

Therapist

Virtual • California


With over 15 years of experience, I have helped countless individuals navigate the challenges they face and find peace within themselves. Together, we can work towards culminating a healthier and more fulfilling future.

When I am not working I enjoy spending time with my dogs, hiking with friends, cooking, and making flower arrangements. I also enjoy spending time doing artsy activities or attending local events.

ADD/ADHD, Anxiety, Bipolar disorder, Depression, Family issues
Affirming, Humorous, Solution-oriented
Accepts 10 insurance carriers
Kyle Windham

Kyle Windham

Therapist

Virtual • California


“My clinical style is rooted in the belief that true healing requires both robust, research-backed tools and a deeply authentic human bond.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Direct, Empowering, Open-minded
Accepts 9 insurance carriers

Offers free consultationsView profile and book
Ronnesha Black

Ronnesha Black

Therapist

Virtual • California


“My practice was created to provide a space where clients do not have to shrink, overperform, or code-switch in order to feel understood.”
Anxiety, Cultural & ethnic issues, Depression, Stress management, Trauma
Direct, Empowering, Solution-oriented
Accepts 7 insurance carriers
Veronica San Juan

Veronica San Juan

Therapist

Virtual • Riverside, CA


“I believe that healing is possible for everyone, and I am committed to walking alongside you as you reconnect with your strengths, rebuild balance, and create meaningful change in your life.”
Anxiety, Chronic conditions, Cultural & ethnic issues, Depression, Family issues
Empowering, Holistic, Warm
Accepts 7 insurance carriers
Bonnie Merritt

Bonnie Merritt

Psychologist

Virtual • California


“I have worked for the last 18 years with a Spanish speaking population supporting healing around trauma and a variety of issues from prevention to severe and chronic suffering.”
ADD/ADHD, Anger management, Anxiety, Cultural & ethnic issues, Depression
Affirming, Solution-oriented, Warm
Accepts 9 insurance carriers

Offers free consultationsView profile and book
Dr. Alexis Wong

Dr. Alexis Wong

Psychologist

Virtual • California


“My hope is that sessions with me are warm, challenging, thought-provoking and thoughtful, so expect sessions to include tears, laughter and profound moments of appreciation for life, its difficulties and rewards.”
Anger management, Bipolar disorder, Cultural & ethnic issues, Depression, End of life care
Empowering, Inquisitive, Warm
Accepts 15 insurance carriers
Glenda Love

Glenda Love

Therapist

Virtual • California


I am a Licensed Clinical Social Worker with over twenty years experience. I have a Master's Degree in Social Work with focus on Children and Families, a Master's Degree in Sociology with a Certificate in Criminology and Corrections, and a PhD in Social Work (all but dissertation) with focus on trauma, sexual abuse and assault, and domestic violence. I was the Director of a private, non-profit Foster Care and Adoption Agency, I worked in a women's shelter for domestic violence and sexual assault. I worked in a Level 4 men's prison, and I worked as a Supervisor for mental health therapists serving school systems. I have always had a private practice as well. I have worked in teletherapy for approximately 8 years.

Anger management, Anxiety, Depression, Family issues, Grief or loss
Humorous, Open-minded, Warm
Accepts 3 insurance carriers
Sara Santana

Sara Santana

Therapist

Virtual • California


“I like to make therapy approachable and relatable. I tailor my style to you and take an eclectic, creative approach using evidence based practices.”
Anxiety, Cultural & ethnic issues, Depression, Family issues, Grief or loss
Affirming, Humorous, Warm
Accepts 9 insurance carriers
Deborah Wagner

Deborah Wagner

Therapist

Virtual • San Diego, CA


“Together in a safe environment we will work mindfully in the here and now, looking back at your history when we need to...”
Anxiety, Bipolar disorder, Depression, Family issues, LGBTQIA+
Empowering, Open-minded, Warm
Accepts 4 insurance carriers
Dr. Bantale Ayisire

Dr. Bantale Ayisire

Psychiatric Mental Health NP

Virtual • California


“My goal is to help you feel seen, heard, and empowered within the family. Let's walk this journey together, one step at a time.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Empowering, Holistic, Warm
Accepts 8 insurance carriers

Offers free consultationsView profile and book
Marissa Ruiz

Marissa Ruiz

Therapist

Virtual • Los Angeles, CA


My name is Marissa Ruiz and a Licensed Marriage and Family Therapist. I am licensed in California with nearly 5 years of professional work experience as a therapist and over 20 years experience in the social work field. Some of my other titles include mother, wife, ex-wife, sister, daughter, niece, grandmother and friend. Sharing these titles are important to me because they represent relationships my clients have which helps to improve the rapport. I survived my obstacles in my life with the help of a therapist and hope to help you through yours.

ADD/ADHD, Anger management, Anxiety, Depression, Family issues
Empowering, Open-minded, Warm
Accepts 13 insurance carriers
AJ (Amberle J) Wagner

AJ (Amberle J) Wagner

Therapist

Virtual • California


“I believe therapy works best when it feels like a partnership, so I approach each session with curiosity, collaboration, and respect for your unique experiences.”
Anger management, Anxiety, Depression, Family issues, Grief or loss
Affirming, Empowering, Solution-oriented
Accepts 11 insurance carriers

Offers free consultationsView profile and book
Jessica Castro

Jessica Castro

Therapist

Virtual • California


Hi, I’m Jessica Castro, a Licensed Marriage and Family Therapist. I’m a mother of two and have been married for 15 years, which gives me a deep, personal understanding of the joys and challenges that come with relationships and family life. With over 10 years of experience in the mental health field, I specialize in working with individuals who are seeking clarity, healing, and stronger connections. My clients often share that therapy with me helps them feel heard, empowered, and better equipped to handle life’s stressors. I’m committed to creating a safe, supportive space where meaningful change can happen.

Anxiety, Depression, Family issues, Identity issues, Infertility
Holistic, Open-minded, Warm
Accepts 7 insurance carriers
Lauren Needles

Lauren Needles

Therapist

Virtual • California


“Operating from the deeply held belief that you are the absolute expert in your own life, my role is to partner with you...”
ADD/ADHD, Anxiety, Bipolar disorder, Depression, Family issues
Empowering, Solution-oriented, Warm
Accepts 4 insurance carriers
Jessica Heitz

Jessica Heitz

Therapist

Virtual • Murrieta, CA


“My style is warm, nonjudgmental, and transparent. I aim to create a safe space where you feel heard, understood, and comfortable being yourself.”
ADD/ADHD, Anxiety, Chronic conditions, Cultural & ethnic issues, Depression
Direct, Empowering, Solution-oriented
Accepts 9 insurance carriers
Victoria Ojiako-Ita

Victoria Ojiako-Ita

Psychiatric Mental Health NP

Virtual & in-person • Concord, CA


“As a psychiatric nurse practitioner, I believe balancing your mental health and physical wellness is key to improving stability in life.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues
Empowering, Open-minded, Solution-oriented
Accepts 9 insurance carriers

Offers free consultationsView profile and book
Rafael Cazares

Rafael Cazares

Therapist

Virtual • California


“As a bicultural, first-generation graduate and Licensed Marriage and Family Therapist, I help teens and adults navigate anxiety, depression, grief, and childhood trauma.”
Anxiety, Cultural & ethnic issues, Depression, Family issues, Grief or loss
Direct, Empowering, Warm
Accepts 2 insurance carriers

Offers free consultationsView profile and book
Jennifer Moen

Jennifer Moen

Therapist

Virtual & in-person • Huntington Beach, CA


“I use EMDR, Narrative Therapy, and trauma-responsive interventions in a direct and grounded way to facilitate meaningful, sustainable change.”
Anxiety, Bipolar disorder, Cultural & ethnic issues, End of life care, Family issues
Challenging, Creative, Warm
Accepts 5 insurance carriers
Mindy Leake

Mindy Leake

Psychiatric Mental Health NP

Virtual & in-person • Novato, CA


Hello, I'm Mindy. I'm a board-certified psychiatric mental health nurse practitioner with 16 years of clinical experience. My path has included military service, community health work in rural Morocco, and care across many settings, from intensive care to hospice. These experiences shape how I show up: with warmth, curiosity, cultural humility, and respect for everyone's story. I treat the whole person, not just the diagnosis.

That means taking time to dig into your history, what has worked, what has not, and what you actually want from your care. Whether that is medication management or medication management with therapy, we figure it out together.

I work with adolescents, adults, and older adults navigating anxiety, depression, ADHD, trauma, bipolar disorder, and life transitions including loss, chronic illness, major life changes, and times when you just cannot name what is wrong yet.

ADD/ADHD, Anxiety, Bipolar disorder, Chronic conditions, Cultural & ethnic issues
Holistic, Participatory, Warm
Accepts 9 insurance carriers

Offers free consultationsView profile and book
Khadeer Khan

Khadeer Khan

Psychiatric Mental Health NP

Virtual • California


“I am driven by an unwavering commitment to sow seeds of hope and cultivate a garden of resilience. Every interaction is a chance to illuminate the path towards recovery with empathy and understanding.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues
Empowering, Open-minded, Solution-oriented
Accepts 12 insurance carriers
121 - 160 of

About our therapists serving Santa Cruz, CA

Number of therapists serving Santa Cruz, CA
There are over 8,990 therapists in Santa Cruz, CA accepting new patients.
8,990+
Average years in practice
Watercolor illustration of a bookshelf
10 years
Top specialties offered
Watercolor illustration of specialties
  • 98%Anxiety
  • 92%Depression
  • 88%Stress management
  • 82%Relationship issues
  • 79%Trauma
Insurances accepted
Watercolor illustration of insurance cards
  • 98%Aetna
  • 79%Carelon Behavioral Health
  • 77%Cigna
  • 75%Anthem Blue Cross California
  • 66%Blue Shield of California
Languages spoken
Watercolor illustration of languages
  • 97%English
  • 17%Spanish
  • 2%Farsi
  • 1%Mandarin
  • 1%Hindi
How they see their clients
Watercolor illustration of therapy session
  • 90%Online only
  • 10%In-person or online
Provider gender
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  • 79%Woman
  • 20%Man
  • 1%Non-binary
License types
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  • 48%Licensed Marriage/Family Therapist
  • 31%Licensed Clinical Social Worker
  • 7%Clinical Psychologist
  • 7%Nurse Practitioner
  • 7%Licensed Professional Clinical Counselor
Treatment approaches
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  • 100%Individual therapy
  • 37%Family therapy
  • 23%Couples therapy
  • 15%Child or adolescent therapy

Frequently asked questions

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Find the right therapist for you

Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.

Factors to Consider When Choosing a Therapist in Santa Cruz

Searching for therapists in Santa Cruz starts with finding someone whose experience matches what you want support with. Therapists may focus on concerns such as anxiety, depression, trauma, relationship challenges, grief, ADHD, or life transitions. As you compare options, look for training and specialties that fit your needs, such as cognitive behavioral therapy, eye movement desensitization and reprocessing therapy, couples counseling, family therapy, or work with a licensed marriage and family therapist. A therapist’s bio can help you understand their approach, communication style, and what sessions may look like.

In a smaller city like Santa Cruz, local in-person therapy options may be more limited by office location, commute, and appointment times. Virtual therapy can expand your choices while still connecting you with a therapist licensed in California. Some people prefer meeting in a physical office, while others choose virtual sessions for scheduling flexibility. To narrow your search, review whether a therapist is accepting new patients, has appointment times that fit your calendar, offers a free phone consultation, and works with the type of support you’re seeking, including couples counseling, marriage counseling, or family therapy.

Therapy in Santa Cruz can be a significant investment without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs and see your estimated cost before you book. Headway helps you compare therapists who are accepting new patients, review detailed profiles, check insurance coverage, and book directly when you’re ready. This makes it easier to find a Santa Cruz therapist who matches your needs, accepts your plan, and offers care in a format that works for you.

If you're experiencing or worried about violence, threats, or coercion in your relationship, couples therapy isn't usually the right starting point — individual support is safer. The National Domestic Violence Hotline (1-800-799-7233, or text START to 88788\) can help you think through next steps.

If anyone in your family is experiencing or worried about abuse, threats, or coercion, joint family or couples therapy usually isn't the right starting point — individual support is safer. The Childhelp National Child Abuse Hotline (1-800-422-4453) and National Domestic Violence Hotline (1-800-799-7233, or text START to 88788\) can help you think through next steps.

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1 Cost may vary based on your location, age, and insurance coverage.