Find a therapist in San Francisco, CA — covered by insurance


Top therapists in San Francisco, CA accepting new patients
Find mental health support in San Francisco's vibrant neighborhoods like the Mission District, SOMA, and the Haight. Headway connects you with 8,383 licensed providers offering flexible in-person and virtual sessions. With insurance coverage and free consultations available, many clients pay as low as $0 per session.
I am a board-certified Psychiatric Mental Health Nurse Practitioner (PMHNP-BC) with a DNP (Doctor of Nursing Practice) degree from the University of Massachusetts Global. I have experience working with adolescents and adults in multiple settings facing various complex mental health issues, including OCD, depression, anxiety, ADHD and mood disorders.
If you have tried therapy before without the results you hoped for, you may need a more targeted, effective approach. Over the past 15 years of my practice as a clinical psychologist, earning your trust and helping you establish a secure, empowering baseline for your care has been a profound privilege. As a former instructor at the David Geffen School of Medicine at UCLA and a provider at the UCLA Insomnia clinic, my goal is to provide more than just a space to talk—I offer the specialized, gold-standard steps necessary to create measurable, lasting change. At my practice, YCBT Services, I focus on working with adolescents, adults, and seniors who feel stuck despite their best efforts, specifically targeting generalized anxiety, social anxiety, OCD, panic disorders, and chronic insomnia. By addressing the underlying triggers that keep you on high alert, I am fiercely committed to helping you move beyond surface-level coping to reclaim your peace of mind.
I’m Thomas Moore, LPCC, a licensed professional clinical counselor providing therapy for individuals navigating anxiety, trauma, emotional overwhelm, identity development, and complex relational patterns. Many of the people I work with feel stuck in repeating cycles such as overthinking, people pleasing, emotional shutdown, intense reactions, or difficulty maintaining stable relationships even when they logically understand what they should do. My goal is to help you translate insight into real change.
My approach is structured and compassionate. I integrate evidence based methods including cognitive restructuring, emotional regulation training, interpersonal effectiveness skills, and trauma informed therapy. Sessions focus on understanding why your brain reacts the way it does and building practical tools you can actually use outside the therapy room. This is not only about talking through problems but learning how to respond differently when they show up in real life.
I work well with clients who want more than passive support and are ready to build skills, increase self awareness, and interrupt patterns that no longer serve them.
What clients should know before starting
Therapy with me is collaborative and active and you will learn strategies rather than only venting. We will work on understanding both the emotional and neurological side of your reactions. Sessions focus on present day functioning while also addressing past experiences that still affect you. I may gently challenge patterns when it supports growth while maintaining a supportive and respectful space. Progress often comes from small repeated changes rather than sudden breakthroughs.
If you are looking for therapy that combines validation with practical change, we will likely work well together.
Hello, my name is Tamra Smith. I am a licensed clinical social worker (LCSW) in Sacramento, CA. I have over 20 years of experience in the field of Mental Health Services, especially providing therapy and consultation. My practice name is Path to Wellbeing Therapy Services, and I truly lead each person on a path to their own emotional health and wellbeing.
Hello! My name is Juan Zuluaga and I am a LPCC (Licensed Professional Clinical Counselor) in California. I have been working in the mental health field for the past 14 years in a multitude of settings including: therapist, director of an adult program, and case manager. My therapy focus has been working with individuals struggling with anxiety, depression, victims of domestic violence, individuals experiencing life transitions/adjustments, struggles with interpersonal conflicts, men’s issues, and self-esteem concerns. Rooted from a Cognitive Behavioral Therapy background, I primarily employ CBT, REBT, & DBT modalities into my practice. I am here to walk with you on your journey and assist uncover what is best for your life.
I work with children, adolescents, and adults navigating anxiety, depression, trauma, grief, and life transitions! I am also experienced in supporting individuals facing relationship challenges, identity development, and difficulties with emotional regulation. As a Queer therapist, I'm passionate about working with the LGBTQ+ population. I am drawn to this work because I value the depth and resilience within each person’s story. My approach is grounded in attachment-based theory and informed by evidence-based practices, including Cognitive Behavioral Therapy.
I am very honest, caring, real and genuine. Encouragement and support for their future journey.
I am a Licensed Clinical Social Worker (LCSW) with over 25 years of experience providing compassionate, trauma-informed care across diverse clinical settings. Licensed in both California and Oregon, my career has been dedicated to supporting individuals and families navigating complex life challenges, including trauma, anxiety, depression, and substance use. I am also Native American and can often relate to clients coming from that community.
My background is uniquely broad, ranging from medical social work and home health to forensic mental health within state hospitals and correctional facilities. I have extensive experience working with Tribal communities in rural Alaska, California, and Oregon, providing culturally sensitive psychotherapy and advocacy. Prior to 2000, my foundational work spanned forensic inpatient care, day treatment, and residential programs.
In my practice, I utilize a collaborative, biopsychosocial approach to help clients adapt to changing health statuses and life transitions. My goal is to provide a safe, supportive environment where patients feel empowered to access resources and achieve meaningful change. I am committed to delivering evidence-based interventions that honor each individual's unique history and readiness for growth.
About our therapists located within 20 miles of San Francisco, CA



- 95%Anxiety
- 90%Stress management
- 87%Relationship issues
- 85%Trauma
- 85%Depression

- 92%Aetna
- 52%Providence Health Plan
- 50%Anthem Blue Cross California
- 48%Carelon Behavioral Health
- 33%Blue Shield of California

- 98%English
- 10%Spanish
- 3%Russian
- 2%Cantonese
- 2%Farsi

- 95%In-person or online
- 5%In-person only

- 75%Woman
- 22%Man
- 3%Non-binary

- 47%Licensed Marriage/Family Therapist
- 23%Licensed Clinical Social Worker
- 18%Clinical Psychologist
- 8%Nurse Practitioner
- 3%Licensed Professional Clinical Counselor

- 98%Individual therapy
- 22%Child or adolescent therapy
- 22%Family therapy
- 12%Couples therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing a Mental Health Therapist in San Francisco
San Francisco has a wide range of therapists across neighborhoods like the Mission, SoMa, the Haight, and the Richmond, so narrowing your search starts with what you want support for. You may be looking for therapy in San Francisco for anxiety, depression, relationship challenges, grief, work stress, or life transitions. Look for a therapist whose listed specialties and approach match your needs. Provider bios can also help you understand whether a therapist uses approaches like cognitive behavioral therapy, dialectical behavior therapy, or trauma-informed care.
The number of therapists in San Francisco can make the search feel broad, especially when you factor in commute time, transit access, and appointment availability. Some people prefer an office near home, work, or a BART or Muni route, while others choose virtual sessions for more scheduling flexibility. As you compare therapists in SF, look at whether they offer appointments that fit your calendar, whether they are accepting new patients, and whether they offer a free phone consultation. Reading profiles before booking can help you learn how each therapist structures sessions and communicates about care.
Therapy in San Francisco can be a significant investment without insurance. Using in-network insurance is one of the most reliable ways to lower your out-of-pocket cost. Headway helps you find therapists in San Francisco who are accepting new patients, may take your insurance, and offer clear cost estimates before you book. You can compare specialties, appointment formats, availability, and bios in one place, then book directly when you’re ready.
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