Find a therapist in North Carolina — covered by insurance
Top therapists in North Carolina accepting new patients
Seeking mental health support in North Carolina? Headway offers 2,806 licensed providers accepting 70+ insurance plans, with sessions available virtually or in-person. Many clients pay as little as $0 per session through insurance coverage.
As an an expert in relationships and sexual intimacy, as well as life's harder moments, when things feel bleak or it is hard to trust that things will work out again, I am here for you. I am empathic, patient, thoughtful, challenging, and an out of the box thinker offering a steady hand to steer you toward your highest path. I am driven by your goals and act as an accountability partner and friendly ally on your journey to seek pleasure, change, and empowerment. I believe there is opportunity in crisis (big and small) and that you are here because you know what it is you need. Let me help you recover your true SELF.
Hi! I'm Charlie. I'm a Licensed Clinical Addiction Specialist with over 8 years of experience. I enjoy working with individuals 18 and up. I specialize in working with clients who struggle with substance use, managing anxiety, depression, stress, life transitions, and relationship issues in regards to being single or becoming a better partner. I received my BA in Experimental Psychology and my Master's in Rehabilitation Counseling from the University of South Carolina.
I earned my Master of Social Work from UNC–Chapel Hill in 1999 and have more than 25 years of experience helping adults and families navigate emotional distress, relationship difficulties, and major life challenges. My background includes work as a psychotherapist and child welfare social worker.
I bring experience, steadiness, and genuine curiosity to my work. I am interested not only in what people are struggling with, but in how they came to experience themselves and their lives in the ways they do.
Through Headway, I provide insurance-based therapy to individual adults only. I do not see couples through insurance.
I believe therapy should be a space where you can show up exactly as you are. Life can be challenging, especially when you're navigating change, feeling stuck, struggling with relationships, or questioning your next steps. My goal is to create a supportive and nonjudgmental environment where you feel comfortable exploring these challenges and developing the tools needed to move forward.
I work with adolescents and adults experiencing anxiety, stress, self-esteem concerns, relationship challenges, and life transitions. I am particularly passionate about helping individuals who feel stuck between where they are and where they want to be. Whether you're adjusting to a new season of life, facing a difficult decision, or simply feeling disconnected from yourself, therapy can provide a space to gain clarity, build confidence, and create meaningful change.
I view therapy as a collaborative process. You are the expert on your life, and I am here to provide guidance, support, and practical strategies to help you reach your goals.
Hello my name is Monica Whitlock, Welcome! I strive to embrace, empower, and uplift clients on their journey into all avenues of wellness. I have over 13 years of experience working with children on up until adults.
About our therapists serving North Carolina
- 97%Anxiety
- 92%Depression
- 87%Stress management
- 77%Relationship issues
- 77%Trauma
- 98%Aetna
- 93%Cigna
- 85%Carelon Behavioral Health
- 63%Blue Cross and Blue Shield of North Carolina
- 48%Horizon Blue Cross and Blue Shield of New Jersey
- 99%English
- 3%Spanish
- 86%Online only
- 13%In-person or online
- 1%In-person only
- 84%Woman
- 15%Man
- 43%Licensed Clinical Social Worker
- 40%Licensed Clinical Mental Health Counselor
- 5%Nurse Practitioner
- 4%Licensed Marriage/Family Therapist
- 3%Substance Use Disorder
- 99%Individual therapy
- 30%Family therapy
- 19%Couples therapy
- 12%Child or adolescent therapy
Frequently asked questions
Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing a Therapist in North Carolina
Searching for therapists in North Carolina means choosing from a wide range of licensed therapists across urban, suburban, and rural areas. The right fit may depend on what you want support with, such as anxiety, depression, grief, relationship concerns, or life transitions. As you compare North Carolina therapists, look for training and specialties that match your needs. A therapist’s profile can show whether they use approaches like cognitive behavioral therapy, trauma-informed care, or family therapy.
Your options for therapy in North Carolina may look different in Charlotte, Raleigh, Asheville, or smaller communities across the state. Some people prefer meeting with a therapist in person, while others choose virtual sessions for schedule flexibility or access to more therapists licensed in North Carolina. Beyond specialty, consider appointment times, whether a therapist is accepting new patients, and whether they offer a free phone consultation. Reading bios can help you understand each therapist’s communication style, session structure, and areas of focus before you book.
The cost of mental health care in North Carolina varies, and therapy can be a significant expense without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs. Headway helps you find therapists and counselors in North Carolina who match your preferences, take your insurance, and are accepting new patients. Nationally, Headway partners with over 100 insurance plans, and you can enter your insurance details to see your estimated cost before booking.
If anyone in your family is experiencing or worried about abuse, threats, or coercion, joint family or couples therapy usually isn't the right starting point — individual support is safer. The Childhelp National Child Abuse Hotline (1-800-422-4453) and National Domestic Violence Hotline (1-800-799-7233, or text START to 88788\) can help you think through next steps.
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