Find a therapist in Santa Cruz, CA — covered by insurance


Top therapists in Santa Cruz, CA accepting new patients
Headway serves Santa Cruz across all neighborhoods, connecting you with 8,398 warm and solution-oriented providers. Get started with a free intake call, find availability as soon as tomorrow, and benefit from insurance coverage that can reduce your session costs significantly.
Hello, I'm Dr. Judy C Kelly, PsyD, LMFT. I'm a licensed marriage and family therapist in California with over ten years of experience working with teens, adults and couples. I completed my undergraduate studies at the University of Southern California (USC), graduate studies at Argosy University and doctorate at California Southern University.
Life can feel overwhelming at times, whether you're dealing with depression, relationship challenges, parenting stress, trauma, or grief. You don't have to navigate it alone. I provide a supportive, nonjudgmental space where you can feel heard, understood, and empowered.
I’m Kait, an LCSW of 7 years and social worker for 13. I specialize in anxiety, nervous system dysregulation, and religious trauma. I work with adults who feel stuck in cycles of overthinking, hypervigilance, panic, or chronic stress.
I’m a Board-Certified Psychiatric Mental Health Nurse Practitioner who believes mental health care should feel human—not rushed or impersonal.
I provide a non-judgmental space where you can speak openly and feel understood. My approach integrates thoughtful medication management with psychotherapy when appropriate, always tailored to your individual needs.
Diagnosis can be an important part of understanding your experience, but it’s only one piece of the picture. I look at your mental, physical, and emotional well-being, as well as the life experiences that shape what you’re going through.
I offer collaborative, grounded care to help you move toward a more balanced, integrative, and holistic sense of well-being.
I am a licensed therapy who works with adults navigating depression, anxiety, trauma, grief, and life transitions. I bring a thoughtful, compassionate approach to therapy and prioritize creating a space where clients feel safe, understood, and supported. I believe therapy should feel collaborative and human—not rushed or judgmental. My goal is to help you feel more connected to yourself while building insight and tools that support meaningful, lasting change.
I have vast experience with a wide variety of clients. My professional history includes children living in abusive environments, teenagers who are struggling to access their education due to mental health concerns, families navigating dysfunction and adults dealing with a variety of life difficulties.
I currently work, primarily, in corrections with inmates struggling to adjust to the custody environment. I offer crisis intervention in addition to ongoing support.
I approach the therapeutic space with compassion and openness. I meet my clients right where they are emotionally and in their healing journey.
Hello! My approach is centered in the belief that authentic connection with ourselves and others heals. Therapy is an opportunity to dive deep, to develop greater self knowledge, to come into wholeness, accepting and integrating all of our parts and aligning our lives with our Truth and the fullness of who we are. I look forward to the opportunity to support you.
I am passionate of all things mental health! I enjoy working in crisis situations, and supporting individuals going through the ups and lows of life. My goal is to sprinkle confidence and joy into life
I am a bilingual Licensed Clinical Social Worker (LCSW) based in California. I received my masters degree in Social Work from CSU Bakersfield. I have been working with children and adolescents for the past five years. My work is person-centered, who are struggling with depression, anxiety, relationships, and life transitions.
Hi, and welcome! Life’s challenges can feel overwhelming, whether you’re dealing with anxiety, depression, or grief. You may feel stuck, stressed, or unsure how to move forward. My goal is to provide a supportive, non-judgmental space where you can explore your concerns, feel understood, and start building the tools to regain control and find peace.
About our therapists serving Santa Cruz, CA



- 98%Anxiety
- 92%Depression
- 88%Stress management
- 82%Relationship issues
- 79%Trauma

- 98%Aetna
- 79%Carelon Behavioral Health
- 76%Cigna
- 75%Anthem Blue Cross California
- 66%Blue Shield of California

- 97%English
- 17%Spanish
- 2%Farsi
- 1%Mandarin
- 1%Hindi

- 89%Online only
- 11%In-person or online

- 80%Woman
- 20%Man
- 1%Non-binary

- 48%Licensed Marriage/Family Therapist
- 31%Licensed Clinical Social Worker
- 7%Clinical Psychologist
- 7%Licensed Professional Clinical Counselor
- 6%Nurse Practitioner

- 100%Individual therapy
- 37%Family therapy
- 23%Couples therapy
- 15%Child or adolescent therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing an Anxiety Therapist in Santa Cruz
Searching for therapists in Santa Cruz starts with finding someone whose experience matches what you want support with. Therapists may focus on concerns such as anxiety, depression, trauma, relationship challenges, grief, ADHD, or life transitions. As you compare options, look for training and specialties that fit your needs, such as cognitive behavioral therapy, eye movement desensitization and reprocessing therapy, couples counseling, family therapy, or work with a licensed marriage and family therapist. A therapist’s bio can help you understand their approach, communication style, and what sessions may look like.
In a smaller city like Santa Cruz, local in-person therapy options may be more limited by office location, commute, and appointment times. Virtual therapy can expand your choices while still connecting you with a therapist licensed in California. Some people prefer meeting in a physical office, while others choose virtual sessions for scheduling flexibility. To narrow your search, review whether a therapist is accepting new patients, has appointment times that fit your calendar, offers a free phone consultation, and works with the type of support you’re seeking, including couples counseling, marriage counseling, or family therapy.
Therapy in Santa Cruz can be a significant investment without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs and see your estimated cost before you book. Headway helps you compare therapists who are accepting new patients, review detailed profiles, check insurance coverage, and book directly when you’re ready. This makes it easier to find a Santa Cruz therapist who matches your needs, accepts your plan, and offers care in a format that works for you.
If you're experiencing or worried about violence, threats, or coercion in your relationship, couples therapy isn't usually the right starting point — individual support is safer. The National Domestic Violence Hotline (1-800-799-7233, or text START to 88788\) can help you think through next steps.
If anyone in your family is experiencing or worried about abuse, threats, or coercion, joint family or couples therapy usually isn't the right starting point — individual support is safer. The Childhelp National Child Abuse Hotline (1-800-422-4453) and National Domestic Violence Hotline (1-800-799-7233, or text START to 88788\) can help you think through next steps.
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