Find a therapist in Santa Barbara, CA — covered by insurance


Top therapists in Santa Barbara, CA accepting new patients
Discover personalized mental health care in Santa Barbara's vibrant communities including Montecito, Carpinteria, and Goleta. Headway connects you with 8,399 providers offering talk therapy and medication management with free consultations and next-day availability.
Hi! I'm Olivia. I've been in therapy practice for six years, and am grateful for the opportunity to get to know you! As a queer and neurodivergent person, my career as a therapist has always moved in tandem with my commitment to social and economic justice. My work has taken me to settings with folks experiencing homelessness in South Los Angeles; with justice-involved adults in treatment court diversion programs in San Francisco's Tenderloin neighborhood; in young adult shelters for art therapy groups; with low-income immigrant parents of young children; and with teens and young adults with significant trauma histories.
Through all my roles I always commit to centering community and individual strengths that help arm my clients with the tools necessary to repel various types of systemic violence and oppression. I believe that therapy is inherently political because being human is political.
Hello, I'm Dr. Judy C Kelly, PsyD, LMFT. I'm a licensed marriage and family therapist in California with over ten years of experience working with teens, adults and couples. I completed my undergraduate studies at the University of Southern California (USC), graduate studies at Argosy University and doctorate at California Southern University.
Life can feel overwhelming at times, whether you're dealing with depression, relationship challenges, parenting stress, trauma, or grief. You don't have to navigate it alone. I provide a supportive, nonjudgmental space where you can feel heard, understood, and empowered.
I’m a Board-Certified Psychiatric Mental Health Nurse Practitioner who believes mental health care should feel human—not rushed or impersonal.
I provide a non-judgmental space where you can speak openly and feel understood. My approach integrates thoughtful medication management with psychotherapy when appropriate, always tailored to your individual needs.
Diagnosis can be an important part of understanding your experience, but it’s only one piece of the picture. I look at your mental, physical, and emotional well-being, as well as the life experiences that shape what you’re going through.
I offer collaborative, grounded care to help you move toward a more balanced, integrative, and holistic sense of well-being.
My clients describe me as relatable, supportive, and easy to open up to. As a first-generation Latina and part of the same generation as many of my clients, I understand the unique pressures young adults face—from family expectations to finding your own path—and I’m here to help you navigate it all with empathy and real-world perspective.
I am a licensed therapy who works with adults navigating depression, anxiety, trauma, grief, and life transitions. I bring a thoughtful, compassionate approach to therapy and prioritize creating a space where clients feel safe, understood, and supported. I believe therapy should feel collaborative and human—not rushed or judgmental. My goal is to help you feel more connected to yourself while building insight and tools that support meaningful, lasting change.
About our therapists located within 20 miles of Santa Barbara, CA



- 100%Anxiety
- 86%Stress management
- 86%Trauma
- 81%Depression
- 71%Relationship issues

- 95%Aetna
- 76%Anthem Blue Cross California
- 76%Carelon Behavioral Health
- 57%Cigna
- 52%Providence Health Plan

- 100%English
- 24%Spanish
- 5%Portuguese

- 86%In-person or online
- 14%In-person only

- 67%Woman
- 33%Man

- 76%Licensed Marriage/Family Therapist
- 14%Licensed Clinical Social Worker
- 10%Clinical Psychologist

- 100%Individual therapy
- 38%Family therapy
- 29%Child or adolescent therapy
- 24%Couples therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing a Mental Health Therapist in Santa Barbara
Finding therapists in Santa Barbara starts with knowing what kind of support fits your needs. Many people look for therapy for anxiety, depression, relationship challenges, grief, trauma, or life transitions. As you compare therapists, look for training and listed specialties that match what you want to work on. A therapist’s profile can help you understand their approach, such as cognitive behavioral therapy, dialectical behavior therapy, eye movement desensitization and reprocessing, or acceptance and commitment therapy.
Santa Barbara has a smaller local therapist market than larger California cities, so virtual therapy can help expand your options beyond nearby offices in areas like Goleta, Montecito, and Carpinteria. You may prefer an in-person therapist with an office near your routine, or a virtual appointment that fits your schedule. Before booking, review whether a therapist is accepting new patients, offers appointment times that work for you, and provides a free phone consultation. Reading bios can also show how a therapist describes their communication style, session structure, and experience with concerns like yours.
Therapy in Santa Barbara can be a significant investment without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs and understand what you may pay before care begins. Headway helps you search for therapists who accept a wide range of insurance plans, verify your coverage, and see estimated out-of-pocket costs before you book. You can browse therapists, compare profiles, and book directly when you’re ready.
Use left and right arrow keys to switch tabs. Press Shift+Tab to return to the tab list from links in the selected tab.






































