Find a therapist in Chico, CA — covered by insurance


Top therapists in Chico, CA accepting new patients
Find mental health support in Chico across neighborhoods like Downtown, Northgate, and South Campus. Headway connects you with 8,396 licensed providers offering flexible in-person and virtual sessions. Most clients save 75% on therapy through insurance coverage, with many paying as low as $0 per session.
My clients describe me as relatable, supportive, and easy to open up to. As a first-generation Latina and part of the same generation as many of my clients, I understand the unique pressures young adults face—from family expectations to finding your own path—and I’m here to help you navigate it all with empathy and real-world perspective.
I was always drawn to people who went unseen or unheard. Others told me I had a calm voice and that they could tell me anything. That led to a lifelong study of how people free themselves from their own patterns, later deepened by psychoanalysis and professional work in eating disorders, addiction treatment, and managed care settings like Kaiser.
Hello, I'm Dr. Judy C Kelly, PsyD, LMFT. I'm a licensed marriage and family therapist in California with over ten years of experience working with teens, adults and couples. I completed my undergraduate studies at the University of Southern California (USC), graduate studies at Argosy University and doctorate at California Southern University.
Life can feel overwhelming at times, whether you're dealing with depression, relationship challenges, parenting stress, trauma, or grief. You don't have to navigate it alone. I provide a supportive, nonjudgmental space where you can feel heard, understood, and empowered.
I’m Kait, an LCSW of 7 years and social worker for 13. I specialize in anxiety, nervous system dysregulation, and religious trauma. I work with adults who feel stuck in cycles of overthinking, hypervigilance, panic, or chronic stress.
I’m a Board-Certified Psychiatric Mental Health Nurse Practitioner who believes mental health care should feel human—not rushed or impersonal.
I provide a non-judgmental space where you can speak openly and feel understood. My approach integrates thoughtful medication management with psychotherapy when appropriate, always tailored to your individual needs.
Diagnosis can be an important part of understanding your experience, but it’s only one piece of the picture. I look at your mental, physical, and emotional well-being, as well as the life experiences that shape what you’re going through.
I offer collaborative, grounded care to help you move toward a more balanced, integrative, and holistic sense of well-being.
I am a licensed therapy who works with adults navigating depression, anxiety, trauma, grief, and life transitions. I bring a thoughtful, compassionate approach to therapy and prioritize creating a space where clients feel safe, understood, and supported. I believe therapy should feel collaborative and human—not rushed or judgmental. My goal is to help you feel more connected to yourself while building insight and tools that support meaningful, lasting change.
I have vast experience with a wide variety of clients. My professional history includes children living in abusive environments, teenagers who are struggling to access their education due to mental health concerns, families navigating dysfunction and adults dealing with a variety of life difficulties.
I currently work, primarily, in corrections with inmates struggling to adjust to the custody environment. I offer crisis intervention in addition to ongoing support.
I approach the therapeutic space with compassion and openness. I meet my clients right where they are emotionally and in their healing journey.
Hello! My approach is centered in the belief that authentic connection with ourselves and others heals. Therapy is an opportunity to dive deep, to develop greater self knowledge, to come into wholeness, accepting and integrating all of our parts and aligning our lives with our Truth and the fullness of who we are. I look forward to the opportunity to support you.
About our therapists serving Chico, CA



- 98%Anxiety
- 92%Depression
- 88%Stress management
- 82%Relationship issues
- 79%Trauma

- 98%Aetna
- 79%Carelon Behavioral Health
- 76%Cigna
- 75%Anthem Blue Cross California
- 66%Blue Shield of California

- 97%English
- 17%Spanish
- 2%Farsi
- 1%Mandarin
- 1%Hindi

- 89%Online only
- 11%In-person or online

- 80%Woman
- 19%Man
- 1%Non-binary

- 48%Licensed Marriage/Family Therapist
- 31%Licensed Clinical Social Worker
- 7%Clinical Psychologist
- 7%Licensed Professional Clinical Counselor
- 6%Nurse Practitioner

- 100%Individual therapy
- 37%Family therapy
- 23%Couples therapy
- 15%Child or adolescent therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing a Mental Health Therapist in Chico, CA
Searching for therapists in Chico starts with finding care that fits your needs, preferences, and goals. You may be looking for support with anxiety, depression, relationship challenges, grief, trauma, or a life transition. As you compare therapists, look for someone whose listed specialties and training match what you want to address. Provider bios can help you understand whether a therapist uses approaches like cognitive behavioral therapy, dialectical behavior therapy, eye movement desensitization and reprocessing, or acceptance and commitment therapy.
Chico is a smaller city, so local in-person appointment options may be more limited than in larger California markets. Virtual therapy can expand your choices while still connecting you with a therapist licensed in California. As you narrow your search, consider appointment availability, whether the therapist is accepting new patients, and whether a free phone consultation is offered. Reading profiles before booking can also help you compare communication style, session structure, and what each therapist focuses on in care.
Therapy in Chico can be a significant investment without insurance, and using in-network coverage is one of the most reliable ways to reduce session costs. Headway helps you find therapists, check insurance details to confirm coverage and see estimated out-of-pocket costs before booking, and choose between in-person and virtual sessions when available. You can browse therapists in Chico, review bios, check insurance fit, and book directly when you’re ready.
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