Find a therapist in San Marcos, CA — covered by insurance


Top therapists in San Marcos, CA accepting new patients
Find mental healthcare in San Marcos across neighborhoods like Downtown, Palomar Park, and Craven Road. Headway connects you with 8,397 licensed providers offering flexible in-person and virtual sessions. Many clients pay as little as $0 per session with insurance coverage.
Hello, I'm Dr. Judy C Kelly, PsyD, LMFT. I'm a licensed marriage and family therapist in California with over ten years of experience working with teens, adults and couples. I completed my undergraduate studies at the University of Southern California (USC), graduate studies at Argosy University and doctorate at California Southern University.
Life can feel overwhelming at times, whether you're dealing with depression, relationship challenges, parenting stress, trauma, or grief. You don't have to navigate it alone. I provide a supportive, nonjudgmental space where you can feel heard, understood, and empowered.
I’m a Board-Certified Psychiatric Mental Health Nurse Practitioner who believes mental health care should feel human—not rushed or impersonal.
I provide a non-judgmental space where you can speak openly and feel understood. My approach integrates thoughtful medication management with psychotherapy when appropriate, always tailored to your individual needs.
Diagnosis can be an important part of understanding your experience, but it’s only one piece of the picture. I look at your mental, physical, and emotional well-being, as well as the life experiences that shape what you’re going through.
I offer collaborative, grounded care to help you move toward a more balanced, integrative, and holistic sense of well-being.
My clients describe me as relatable, supportive, and easy to open up to. As a first-generation Latina and part of the same generation as many of my clients, I understand the unique pressures young adults face—from family expectations to finding your own path—and I’m here to help you navigate it all with empathy and real-world perspective.
I am a licensed therapy who works with adults navigating depression, anxiety, trauma, grief, and life transitions. I bring a thoughtful, compassionate approach to therapy and prioritize creating a space where clients feel safe, understood, and supported. I believe therapy should feel collaborative and human—not rushed or judgmental. My goal is to help you feel more connected to yourself while building insight and tools that support meaningful, lasting change.
I am a bilingual Licensed Clinical Social Worker (LCSW) based in California. I received my masters degree in Social Work from CSU Bakersfield. I have been working with children and adolescents for the past five years. My work is person-centered, who are struggling with depression, anxiety, relationships, and life transitions.
Hi, and welcome! Life’s challenges can feel overwhelming, whether you’re dealing with anxiety, depression, or grief. You may feel stuck, stressed, or unsure how to move forward. My goal is to provide a supportive, non-judgmental space where you can explore your concerns, feel understood, and start building the tools to regain control and find peace.
About our therapists located within 20 miles of San Marcos, CA



- 100%Anxiety
- 91%Stress management
- 91%Relationship issues
- 89%Depression
- 80%Trauma

- 98%Aetna
- 78%Carelon Behavioral Health
- 71%Anthem Blue Cross California
- 60%Cigna
- 51%Blue Shield of California

- 98%English
- 16%Spanish
- 2%Cantonese
- 2%Farsi
- 2%French

- 96%In-person or online
- 4%In-person only

- 73%Woman
- 27%Man

- 47%Licensed Marriage/Family Therapist
- 22%Licensed Clinical Social Worker
- 20%Clinical Psychologist
- 7%Licensed Professional Clinical Counselor
- 2%Medical Doctor

- 100%Individual therapy
- 44%Family therapy
- 42%Couples therapy
- 29%Child or adolescent therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing a Mental Health Therapist in San Marcos
Searching for therapists in San Marcos starts with finding someone whose background fits what you want support with. Therapists may focus on concerns like anxiety, depression, relationship challenges, grief, trauma, or life transitions. As you compare options, look for training and listed specialties that match your needs, such as cognitive behavioral therapy, eye movement desensitization and reprocessing, couples counseling, or family therapy. A therapist’s profile can also show how they describe their approach, what sessions may involve, and which concerns they commonly support.
In a smaller city like San Marcos, local in-person openings may vary by neighborhood, schedule, and specialty. Virtual therapy can expand your options while still letting you work with a therapist licensed in California. When narrowing your search, consider appointment availability, whether a therapist is accepting new patients, and whether they offer a free phone consultation. Reading bios before booking can help you compare communication style, therapy approach, and experience with concerns that matter to you.
Therapy in San Marcos can be a significant investment without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs and understand what you may pay before you begin. Headway helps you search for therapists who accept insurance, see estimated out-of-pocket costs before booking, and choose between in-person and virtual care. You can browse therapists in San Marcos, review bios, and book directly when you’re ready.
If anyone in your family is experiencing or worried about abuse, threats, or coercion, joint family or couples therapy usually isn't the right starting point — individual support is safer. The Childhelp National Child Abuse Hotline (1-800-422-4453) and National Domestic Violence Hotline (1-800-799-7233, or text START to 88788\) can help you think through next steps.
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