Find a therapist in San Bernardino, CA — covered by insurance


Top therapists in San Bernardino, CA accepting new patients
Find mental health support in San Bernardino across neighborhoods like Downtown, Rialto, and Fontana. Headway connects you with 8,411 licensed providers offering virtual and in-person sessions. With 70+ insurance plans accepted, many patients save 75% on sessions.
I hold a Master’s degree in Clinical Psychology from Antioch University, Santa Barbara, California. My practice blends both psychological approach as well as eastern wisdom. With a diverse background of professional and life experiences, I bring empathy, warmth, and a solution-focused mindset to my clients. My goal is to help clients alleviate suffering, boost their productivitiy, and enhance well-being.
My clients describe me as relatable, supportive, and easy to open up to. As a first-generation Latina and part of the same generation as many of my clients, I understand the unique pressures young adults face—from family expectations to finding your own path—and I’m here to help you navigate it all with empathy and real-world perspective.
I was always drawn to people who went unseen or unheard. Others told me I had a calm voice and that they could tell me anything. That led to a lifelong study of how people free themselves from their own patterns, later deepened by psychoanalysis and professional work in eating disorders, addiction treatment, and managed care settings like Kaiser.
Hello, I'm Dr. Judy C Kelly, PsyD, LMFT. I'm a licensed marriage and family therapist in California with over ten years of experience working with teens, adults and couples. I completed my undergraduate studies at the University of Southern California (USC), graduate studies at Argosy University and doctorate at California Southern University.
Life can feel overwhelming at times, whether you're dealing with depression, relationship challenges, parenting stress, trauma, or grief. You don't have to navigate it alone. I provide a supportive, nonjudgmental space where you can feel heard, understood, and empowered.
I’m Kait, an LCSW of 7 years and social worker for 13. I specialize in anxiety, nervous system dysregulation, and religious trauma. I work with adults who feel stuck in cycles of overthinking, hypervigilance, panic, or chronic stress.
I’m a Board-Certified Psychiatric Mental Health Nurse Practitioner who believes mental health care should feel human—not rushed or impersonal.
I provide a non-judgmental space where you can speak openly and feel understood. My approach integrates thoughtful medication management with psychotherapy when appropriate, always tailored to your individual needs.
Diagnosis can be an important part of understanding your experience, but it’s only one piece of the picture. I look at your mental, physical, and emotional well-being, as well as the life experiences that shape what you’re going through.
I offer collaborative, grounded care to help you move toward a more balanced, integrative, and holistic sense of well-being.
I am a licensed therapy who works with adults navigating depression, anxiety, trauma, grief, and life transitions. I bring a thoughtful, compassionate approach to therapy and prioritize creating a space where clients feel safe, understood, and supported. I believe therapy should feel collaborative and human—not rushed or judgmental. My goal is to help you feel more connected to yourself while building insight and tools that support meaningful, lasting change.
I have vast experience with a wide variety of clients. My professional history includes children living in abusive environments, teenagers who are struggling to access their education due to mental health concerns, families navigating dysfunction and adults dealing with a variety of life difficulties.
I currently work, primarily, in corrections with inmates struggling to adjust to the custody environment. I offer crisis intervention in addition to ongoing support.
I approach the therapeutic space with compassion and openness. I meet my clients right where they are emotionally and in their healing journey.
Hello! My approach is centered in the belief that authentic connection with ourselves and others heals. Therapy is an opportunity to dive deep, to develop greater self knowledge, to come into wholeness, accepting and integrating all of our parts and aligning our lives with our Truth and the fullness of who we are. I look forward to the opportunity to support you.
About our therapists located within 20 miles of San Bernardino, CA



- 97%Anxiety
- 97%Depression
- 89%Trauma
- 86%Stress management
- 81%PTSD

- 100%Aetna
- 86%Anthem Blue Cross California
- 81%Carelon Behavioral Health
- 75%Cigna
- 61%Blue Shield of California

- 97%English
- 31%Spanish
- 6%Igbo
- 3%Mandarin
- 3%Thai

- 89%In-person or online
- 11%In-person only

- 78%Woman
- 22%Man

- 47%Licensed Marriage/Family Therapist
- 28%Licensed Clinical Social Worker
- 14%Nurse Practitioner
- 8%Licensed Professional Clinical Counselor
- 3%Clinical Psychologist

- 97%Individual therapy
- 50%Family therapy
- 25%Child or adolescent therapy
- 17%Couples therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing a Mental Health Therapist in San Bernardino
Searching for therapists in San Bernardino starts with finding someone whose experience matches what you want support with. Therapists often list focus areas like anxiety, depression, grief, relationship concerns, trauma, life transitions, or work stress. Their profiles may also describe training in approaches such as cognitive behavioral therapy, dialectical behavior therapy, trauma-informed care, or family therapy. Reading those details can help you compare therapists by specialty, style, and the type of care they offer.
In San Bernardino, your search may include therapists with offices near Downtown, surrounding Inland Empire communities, or nearby areas like Rialto and Fontana. Virtual appointments can also widen your options if commuting, parking, or scheduling makes in-person care harder to fit into your week. As you narrow your list, look at appointment availability, whether a therapist is accepting new clients, and whether they offer a free phone consultation. A therapist’s bio can also give you a clearer sense of how they communicate and what a first session may look like.
Therapy in San Bernardino can be a significant investment without insurance. Using in-network coverage is one of the most reliable ways to lower your out-of-pocket cost. Headway helps you find therapists who accept a wide range of insurance plans, verify your benefits, and see an estimated session cost before you book. You can browse therapists in San Bernardino, review profiles, and book directly when you’re ready.
If anyone in your family is experiencing or worried about abuse, threats, or coercion, joint family or couples therapy usually isn't the right starting point — individual support is safer. The Childhelp National Child Abuse Hotline (1-800-422-4453) and National Domestic Violence Hotline (1-800-799-7233, or text START to 88788\) can help you think through next steps.
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