Find a therapist in North Carolina — covered by insurance


Top therapists in North Carolina accepting new patients
Seeking mental health support in North Carolina? Headway offers 2,808 licensed providers accepting 70+ insurance plans, with sessions available virtually or in-person. Many clients pay as little as $0 per session through insurance coverage.
Hello my name is Monica Whitlock, Welcome! I strive to embrace, empower, and uplift clients on their journey into all avenues of wellness. I have over 13 years of experience working with children on up until adults.
I'm a licensed clinical mental health counselor (LCMHC) offering a supportive, judgment-free space for children, teens, and adults. I specialize in helping clients work through trauma, anxiety, ADHD, and difficult life experiences. Using approaches such as EMDR, CBT, ACT, and DBT, I help clients better understand their experiences, develop practical coping skills, and move toward feeling more confident and in control. My goal is to provide a safe place where you feel heard, supported, and able to move forward.
I'm a licensed clinical social worker with 10+ years of experience working in both inpatient and outpatient services. I am seasoned in working with depression, anxiety, attachment and relationships, self-esteem and identity building and trauma.
About our therapists serving North Carolina



- 97%Anxiety
- 92%Depression
- 87%Stress management
- 77%Relationship issues
- 77%Trauma

- 98%Aetna
- 93%Cigna
- 85%Carelon Behavioral Health
- 63%Blue Cross and Blue Shield of North Carolina
- 48%Horizon Blue Cross and Blue Shield of New Jersey

- 99%English
- 3%Spanish

- 86%Online only
- 13%In-person or online
- 1%In-person only

- 84%Woman
- 15%Man

- 43%Licensed Clinical Social Worker
- 40%Licensed Clinical Mental Health Counselor
- 5%Nurse Practitioner
- 4%Licensed Marriage/Family Therapist
- 3%Substance Use Disorder

- 99%Individual therapy
- 30%Family therapy
- 19%Couples therapy
- 12%Child or adolescent therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing a Therapist in North Carolina
Searching for therapists in North Carolina means choosing from a wide range of licensed therapists across urban, suburban, and rural areas. The right fit may depend on what you want support with, such as anxiety, depression, grief, relationship concerns, or life transitions. As you compare North Carolina therapists, look for training and specialties that match your needs. A therapist’s profile can show whether they use approaches like cognitive behavioral therapy, trauma-informed care, or family therapy.
Your options for therapy in North Carolina may look different in Charlotte, Raleigh, Asheville, or smaller communities across the state. Some people prefer meeting with a therapist in person, while others choose virtual sessions for schedule flexibility or access to more therapists licensed in North Carolina. Beyond specialty, consider appointment times, whether a therapist is accepting new patients, and whether they offer a free phone consultation. Reading bios can help you understand each therapist’s communication style, session structure, and areas of focus before you book.
The cost of mental health care in North Carolina varies, and therapy can be a significant expense without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs. Headway helps you find therapists and counselors in North Carolina who match your preferences, take your insurance, and are accepting new patients. Nationally, Headway partners with over 100 insurance plans, and you can enter your insurance details to see your estimated cost before booking.
If anyone in your family is experiencing or worried about abuse, threats, or coercion, joint family or couples therapy usually isn't the right starting point — individual support is safer. The Childhelp National Child Abuse Hotline (1-800-422-4453) and National Domestic Violence Hotline (1-800-799-7233, or text START to 88788\) can help you think through next steps.
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