Find a therapist in North Carolina — covered by insurance


Top therapists in North Carolina accepting new patients
Seeking mental health support in North Carolina? Headway offers 2,807 licensed providers accepting 70+ insurance plans, with sessions available virtually or in-person. Many clients pay as little as $0 per session through insurance coverage.
Ready to stop managing the noise and finally start living?
You are exhausted from carrying everyone else's luggage. On paper, you are high-functioning, capable, and the one everyone turns to. But inside, the mental noise feels like a car alarm that has been blaring for days without stopping. You have tried analyzing your thoughts, policing your anxiety, and forcing yourself to stay calm, but your heart is simply tired of the old way of surviving.
You don't need another clinical checklist or a rigid set of coping mechanisms. You need a space where it is safe to completely drop your armor.
As a licensed clinical social worker, I believe that working towards solutions is key to finding happiness in life. I have been practicing for eight years mostly with children and families within the foster care system, but have recently focused on helping the adult and geriatric population who are struggling with making meaningful changes in their lives.
Are you tired of being a prisoner to your own negative thoughts, trying everything to ease your sadness and frustration, but feel like you are going in circles? Maybe you've tried self-help books, talking to friends, staying busy, but to no avail. Have you gone through something recently or in the past, which was traumatic and painful, where you feel like keeping to yourself is safest, and doing whatever you can to not get hurt again? Maybe you feel unsure about the world, anxious, unmotivated, and don't know why.
Imagine what it would be like to wake up and not feel so anxious, and able to combat nagging, negative beliefs. Whether you have depression or anxiety, stemming from traumatic experiences or chronic illness, imagine being able to gain strength to gently put these experiences into perspective, and move on about your day.
Let me provide you with healing techniques and tools which I have utilized with many clients. Free yourself from the past and finally find "you" again. OR, let me help you find the new YOU. I offer free phone consultations, as having conversation over the phone with your clinician first, could put you at ease. Don't delay your peace, reach out now.
I specialize in working with interpersonal conflict, behavioral issues, anxiety, life cycle transitions, depression, and helping clients recognize and build on strengths to overcome challenges.
I am a Licensed Clinical Social Worker with the state of North Carolina. I began my journey into social work and counseling after being honorably discharged from the US Army in 2006. Due to a lengthy combat tour overseas in Iraq, I was able to gain firsthand knowledge and understanding about the devastating effects Post-traumatic Stress Disorder. Close friends of mine were irrevocably changed before my eyes, and I needed to understand why that transition took place. I utilized my G.I. Bill and obtained my Master’s Degree. I have been in the social work field for over eight years, working in various settings: veteran’s programs, residential treatment facilities for youth, outpatient treatment and a substance abuse treatment facility. I have training in Cognitive Behavioral Therapy, Motivational Interviewing and Trauma-Informed Care.
My belief is that real change can occur in one’s life when they work with a therapist who is genuine and unbiased; someone who has a desire to see others moving forward and living their lives to the fullest. It would be a true honor to be that individual for you or your loved one.
Hello my name is Monica Whitlock, Welcome! I strive to embrace, empower, and uplift clients on their journey into all avenues of wellness. I have over 13 years of experience working with children on up until adults.
About our therapists serving North Carolina



- 97%Anxiety
- 92%Depression
- 87%Stress management
- 77%Relationship issues
- 77%Trauma

- 98%Aetna
- 93%Cigna
- 85%Carelon Behavioral Health
- 63%Blue Cross and Blue Shield of North Carolina
- 48%Horizon Blue Cross and Blue Shield of New Jersey

- 99%English
- 3%Spanish

- 86%Online only
- 13%In-person or online
- 1%In-person only

- 84%Woman
- 15%Man

- 43%Licensed Clinical Social Worker
- 40%Licensed Clinical Mental Health Counselor
- 5%Nurse Practitioner
- 4%Licensed Marriage/Family Therapist
- 3%Substance Use Disorder

- 99%Individual therapy
- 30%Family therapy
- 19%Couples therapy
- 12%Child or adolescent therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing a Therapist in North Carolina
Searching for therapists in North Carolina means choosing from a wide range of licensed therapists across urban, suburban, and rural areas. The right fit may depend on what you want support with, such as anxiety, depression, grief, relationship concerns, or life transitions. As you compare North Carolina therapists, look for training and specialties that match your needs. A therapist’s profile can show whether they use approaches like cognitive behavioral therapy, trauma-informed care, or family therapy.
Your options for therapy in North Carolina may look different in Charlotte, Raleigh, Asheville, or smaller communities across the state. Some people prefer meeting with a therapist in person, while others choose virtual sessions for schedule flexibility or access to more therapists licensed in North Carolina. Beyond specialty, consider appointment times, whether a therapist is accepting new patients, and whether they offer a free phone consultation. Reading bios can help you understand each therapist’s communication style, session structure, and areas of focus before you book.
The cost of mental health care in North Carolina varies, and therapy can be a significant expense without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs. Headway helps you find therapists and counselors in North Carolina who match your preferences, take your insurance, and are accepting new patients. Nationally, Headway partners with over 100 insurance plans, and you can enter your insurance details to see your estimated cost before booking.
If anyone in your family is experiencing or worried about abuse, threats, or coercion, joint family or couples therapy usually isn't the right starting point — individual support is safer. The Childhelp National Child Abuse Hotline (1-800-422-4453) and National Domestic Violence Hotline (1-800-799-7233, or text START to 88788\) can help you think through next steps.
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