Find a therapist in New Jersey — covered by insurance


Top therapists in New Jersey accepting new patients
Access flexible mental health care in New Jersey through Headway's network of 4,268 licensed providers. Sessions are available virtually or in-person, covered by 70+ insurance plans, with many patients paying $0 per session and free intake consultations offered.
Hi, my name is Tammy Payne, and I am a Licensed Clinical Social Worker with over 20 years of experience providing psychotherapy. I offer telehealth therapy to adults throughout New Jersey and work with individuals navigating a variety of life challenges, including relationship difficulties, anxiety, depression, life transitions, grief, infertility, and other stressors that can impact emotional well-being and daily functioning.
I believe that one of the most important aspects of therapy is the relationship between therapist and client. My goal is to create a safe, supportive, and nonjudgmental environment where you feel comfortable being yourself. Clients often describe me as warm, approachable, and easy to talk to. I strive to provide a balance of compassion, honesty, and practical guidance while helping clients gain insight, build resilience, and create meaningful change in their lives.
As a bilingual therapist (English/Spanish), I’m committed to making therapy accessible and meaningful across cultural and linguistic identities. Healing is not always linear, but I’m honored to walk alongside my clients as they work toward greater confidence, connection, and joy.
Welcome to my practice! My name is Nichola Lydon, and I’m excited to work with you. I’m a Licensed Clinical Social Worker (LCSW), Licensed Clinical Alcohol and Drug Counselor (LCADC), and Certified Peer Recovery Specialist. I hold a Master’s degree in Social Work from the University of Southern California and a Bachelor’s degree in Psychology from Montclair State University.
With over six years of experience, I’ve had the privilege of working with individuals facing a wide range of challenges—including substance use disorders, perinatal mood disorders, and the overwhelming stressors of daily life. Whether you’re struggling with substance use dependency, navigating a difficult transition, or feeling stuck, I’m here to help.
My approach is honest, direct, and always rooted in compassion. I believe in having the tough conversations without judgment—because healing starts with truth, not sugarcoating. My practice is a safe, stigma-free space, where you can feel supported, heard, and empowered to create meaningful change.
If you're ready to do the work, face challenges head-on, and build a more resilient life, I’m ready to walk alongside you every step of the way.
Let’s begin your journey toward healing and growth—together.
My ideal clients are seeking help with relationship boundaries, anxiety and addictive or compulsive behaviors (substances, internet, shopping, gambling, pornography etc). My clients tend to be helping professionals themselves including physicians, therapists, social workers, nurses, educators, clergy and business owners. Together we explore interactions, identify patterns, define personal narratives, and redefine attachment styles. Goals are aimed at increased stability and a more accepting state of being. I hope to provide you with skills that you can start using as soon as the end of our first session.
I have over 13 years of experience in mental health counseling in both inpatient and outpatient treatment. I offer a calm and supportive virtual environment where clients feel heard, understood and challenged. My approach is experiential, IFS and DBT supported, and Attachment informed.
I'm a therapist with a commitment to supporting you and your mental and emotional well-being. I have experience working with clients going through crisis, life transitions, relationship struggles, and family discord. I am certified in Creative Arts Therapy and Disaster and Collective Trauma Therapy.
If you're struggling with anxiety, depression, relationship challenges, life transitions, a breakup, divorce, low self-esteem, or the effects of an emotionally unhealthy relationship, you don't have to face it alone. I provide a supportive, nonjudgmental space where you can gain insight, build resilience, develop healthier coping skills, and create meaningful change.
I am a New Jersey Licensed Professional Counselor (LPC) and National Certified Counselor (NCC) with a Master's Degree in Clinical Mental Health Counseling from Fairleigh Dickinson University. I have experience providing counseling services in private practice, schools, hospitals, assisted living, and correctional settings. My approach is warm, collaborative, and tailored to your unique needs, helping you build on your strengths and work toward a healthier, more fulfilling life.
I provide a non-judgmental, supportive environment that fosters growth. I strive to empower you to embrace change and become the best version of yourself. I am a warm, authentic, down to earth person that you can feel comfortable confiding in.
I believe healing begins in a space where you feel truly heard. I offer a warm, supportive environment where you can explore your inner thoughts and emotions completely free of judgment. Navigating challenges like depression, anxiety, grief, or relationship difficulties can feel overwhelming, but you don't have to carry them alone. Together, we will work through these struggles at your pace, helping you find clarity, resilience, and a clearer path forward.
How do we make sense of our stuff? This is a critical question. Life can be challenging and sometimes we can’t understand what we are experiencing and why. Much of our ability to overcome adversity originates from our mindset- how we process our experiences. It is the lens through which we view our reality.
Essentially, what contributes to our overall well-being is not necessarily the absence of setbacks but rather how we respond to these experiences. Our ability to accept our challenges, to make meaning out of them, to understand how they serve us, is necessary for our personal growth. I work with my clients to help them shift their mindset and to find meaning in all of life’s experiences.
I have been a been a practicing Social Worker for twenty years. I hold a Ph.D. in Social Work and am a Licensed Clinical Social Worker. I take a person-centered approach to therapeutic work and integrate a variety of intervention modalities into my practice. I specialize in Motivational Interviewing, Cognitive Behavioral Therapy, Multisystemic Therapy, Solution Focused Therapy and Structural Family Therapy. I also have extensive experience with Trauma Informed Care as well as grief and bereavement work. I partner with my clients to determine which approach might be most meaningful to them.
About our therapists serving New Jersey



- 98%Anxiety
- 93%Depression
- 88%Stress management
- 77%Relationship issues
- 73%Trauma

- 99%Aetna
- 86%Cigna
- 82%Carelon Behavioral Health
- 72%Horizon Blue Cross and Blue Shield of New Jersey
- 51%United Healthcare

- 98%English
- 11%Spanish
- 1%Haitian Creole
- 1%Russian
- 1%Hindi

- 90%Online only
- 10%In-person or online

- 83%Woman
- 16%Man

- 45%Licensed Clinical Social Worker
- 35%Licensed Professional Counselor
- 10%Advanced Practice Nurse
- 4%Licensed Psychologist
- 3%Substance Use Disorder

- 99%Individual therapy
- 32%Family therapy
- 17%Couples therapy
- 14%Child or adolescent therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing a Therapist in New Jersey
Searching for therapists in New Jersey starts with finding the right fit for your needs, location, and schedule. Across the state, therapy options can vary between urban, suburban, and rural areas, so it helps to look for a therapist whose listed specialties match what you want support with. That may include anxiety, depression, ADHD, relationship challenges, grief, or life transitions. You can also look for training in approaches like cognitive behavioral therapy, dialectical behavior therapy, eye movement desensitization and reprocessing, or acceptance and commitment therapy.
Your search may look different in Newark, Jersey City, Trenton, South Jersey, or a smaller New Jersey community. Some people prefer an in-person therapist close to home or work, while others choose virtual sessions for more scheduling options. Beyond specialty, review whether a therapist is accepting new patients, offers appointment times that fit your calendar, and provides a free phone consultation. Reading therapist profiles can help you understand their style, areas of focus, and what a first session may include before you book.
The cost of therapy in New Jersey can vary, and using in-network insurance is one of the most reliable ways to reduce session costs. Headway helps you search for licensed therapists who are accepting new patients, see estimated out-of-pocket costs before booking, and compare virtual or in-person options in one place. Nationally, Headway partners with over 100 insurance plans, and you can enter your insurance details to confirm coverage for your specific plan and location. Browse therapists, review bios, and book directly when you’re ready.
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