Find a therapist in New Jersey — covered by insurance


Top therapists in New Jersey accepting new patients
Access flexible mental health care in New Jersey through Headway's network of 4,266 licensed providers. Sessions are available virtually or in-person, covered by 70+ insurance plans, with many patients paying $0 per session and free intake consultations offered.
Life has a lot of turning points, and navigating them can feel incredibly overwhelming. I work with individuals who are trying to manage major life changes, handle daily stress, or are just figuring out how to navigate life. Together, we will cut through the noise and build practical ways to help you thrive on your own terms and establish the confidence you need to live authentically.
Maybe what aches most is not the change itself, but the fear that someone you love is slipping out of reach — even if that someone is you. Everything feels different, yet somehow the same. One minute you are putting on pajamas, and the next you are spiraling because it is the first moment of quiet you have had all day. There is this gut feeling that your heart can no longer be bound with band-aids, but soul-searching is a lot before the alarm goes off tomorrow. You do not have to make sense of it all alone at midnight — that is what I am here for.
My name is Toby Schwartz, and I am a Licensed Clinical Social Worker. I earned my Master of Social Work (MSW) from New York University in 2009, and I am currently pursuing a Doctorate in Clinical Social Work (DSW) at the Wurzweiler School of Social Work, with an expected graduation in 2027.
My clinical practice specializes in supporting individuals navigating eating disorders, body dysmorphia, diet culture deprogramming, and the complex trauma associated with weight bias. In addition to these specialties, I provide evidence-based care for anxiety, depression, childhood relational trauma, and general relationship or life transitions. I am dedicated to creating a supportive space where clients can heal, process trauma, and navigate life's challenges.
I think all people have a brilliant capacity to heal and connect with their innate self-worth. I create a warm and comforting space where you will feel seen and heard, and I will work collaboratively with you to identify your wishes for therapy.
About our therapists serving New Jersey



- 98%Anxiety
- 93%Depression
- 88%Stress management
- 77%Relationship issues
- 73%Trauma

- 99%Aetna
- 86%Cigna
- 82%Carelon Behavioral Health
- 72%Horizon Blue Cross and Blue Shield of New Jersey
- 51%United Healthcare

- 98%English
- 11%Spanish
- 1%Haitian Creole
- 1%Russian
- 1%Hindi

- 90%Online only
- 10%In-person or online

- 83%Woman
- 16%Man

- 45%Licensed Clinical Social Worker
- 35%Licensed Professional Counselor
- 10%Advanced Practice Nurse
- 4%Licensed Psychologist
- 3%Substance Use Disorder

- 99%Individual therapy
- 32%Family therapy
- 17%Couples therapy
- 14%Child or adolescent therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing a Therapist in New Jersey
Searching for therapists in New Jersey starts with finding the right fit for your needs, location, and schedule. Across the state, therapy options can vary between urban, suburban, and rural areas, so it helps to look for a therapist whose listed specialties match what you want support with. That may include anxiety, depression, ADHD, relationship challenges, grief, or life transitions. You can also look for training in approaches like cognitive behavioral therapy, dialectical behavior therapy, eye movement desensitization and reprocessing, or acceptance and commitment therapy.
Your search may look different in Newark, Jersey City, Trenton, South Jersey, or a smaller New Jersey community. Some people prefer an in-person therapist close to home or work, while others choose virtual sessions for more scheduling options. Beyond specialty, review whether a therapist is accepting new patients, offers appointment times that fit your calendar, and provides a free phone consultation. Reading therapist profiles can help you understand their style, areas of focus, and what a first session may include before you book.
The cost of therapy in New Jersey can vary, and using in-network insurance is one of the most reliable ways to reduce session costs. Headway helps you search for licensed therapists who are accepting new patients, see estimated out-of-pocket costs before booking, and compare virtual or in-person options in one place. Nationally, Headway partners with over 100 insurance plans, and you can enter your insurance details to confirm coverage for your specific plan and location. Browse therapists, review bios, and book directly when you’re ready.
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