Find a therapist in Florida — covered by insurance


Top therapists in Florida accepting new patients
Access mental health support across Florida with 9,195 licensed providers on Headway's platform. We work directly with your insurance to maximize coverage, allowing you to focus on your care without worrying about costs. Book a free consultation today with providers offering next-day or two-week availability.
Welcome! I'm glad you've taken this step to consider working with me. I'm here to listen without judgment and do my best to help you with your concerns. Whatever it is you're going through, I'm ready to use my knowledge and experience to support you every step of the way. Thank you!
It's difficult making the first phone call, booking an appointment and admitting you need help. Whether it's depression, anxiety, a mood disorder or trauma, it's frightening to admit that everything isn't how you want it to be and you don't have all the answers. If you're experiencing sadness, anxiety, mood swings, intrusive thoughts or images, flash backs, numbness or insomnia, there is hope and there is help. I'm going to teach you skills to manage you symptoms, emotions and relationships more effectively.
My name is Whitney and I graduated with my Master's Degree in Clinical Psychology from UCF. I work with mood disorders, addiction and trauma in all forms to help you come back into safety and connection.
I’m Karina Smith, LCSW, founder of Bloom Haven Therapeutic Services❀. I specialize in working with young adults and adults navigating anxiety, depression, trauma, ADHD, and life transitions related to relationships, career shifts, and family dynamics. I also support individuals experiencing the lasting impact of trauma or feeling stuck in patterns that are difficult to break.
My work is grounded in EMDR, DBT-informed therapy, somatic approaches, CBT, and mindfulness-based practices. I’m also an advocate and serve on the PAIMI Council for Disability Rights Florida.
When we feel othered, alone, or hopeless — it's hard to ask for help. Talking to a therapist can help you feel like yourself again. I help my clients discover the root of their concerns through storytelling, reflecting on their values and desires, and understanding in what ways they’ve adapted to being in the world.
I have a wide-ranging education background in counseling, receiving my Bachelor's degree in Psychology and Master's degree in Mental Health Counseling. I am experienced in helping with many concerns including, but not limited to; self concepts, mood disorders (anxiety, depression, etc), coping skills, effective communication skills, gender specific issues, family systems, body image, relapse prevention, chemical dependency, and anger management.
Whitney Cherner, LCSW, is a seasoned and compassionate therapist who believes in the transformative power of self-discovery and resilience. With over two decades of experience, Whitney is passionate about empowering her clients to uncover their inner strength and take meaningful steps toward becoming the next best version of themselves. She specializes in working with individuals navigating anxiety, depression, relationship challenges, life transitions, and personal growth.
About our therapists serving Florida



- 98%Anxiety
- 92%Depression
- 87%Stress management
- 77%Relationship issues
- 77%Trauma

- 99%Aetna
- 91%Cigna
- 84%Carelon Behavioral Health
- 60%Ascension
- 49%United Healthcare

- 98%English
- 19%Spanish
- 2%Haitian Creole
- 1%French
- 1%Portuguese

- 85%Online only
- 15%In-person or online

- 83%Woman
- 17%Man

- 40%Licensed Mental Health Counselor
- 27%Licensed Clinical Social Worker
- 8%Advanced Practice Registered Nurse
- 8%Licensed Mental Health Counselor
- 6%Licensed Clinical Social Worker

- 100%Individual therapy
- 34%Family therapy
- 24%Couples therapy
- 16%Child or adolescent therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing a Mental Health Therapist in Florida
Searching for therapists in Florida starts with finding a therapist whose training fits what you want support with. Across a large state, therapy options can vary between urban areas, suburbs, and rural communities. You may be looking for help with anxiety, depression, ADHD, relationship concerns, grief, trauma, or life changes. As you compare therapists, look for listed specialties, therapy approaches, and experience that match your needs, such as cognitive behavioral therapy, dialectical behavior therapy, trauma-informed care, or support for specific life stages.
Location, format, and scheduling can shape whether a therapist is a practical fit. In areas like Miami, Orlando, and Tampa, you may find more in-person options, while virtual therapy can expand access across other parts of Florida. Some people prefer an office setting, while others choose virtual sessions for schedule flexibility. Before booking, review each therapist’s profile to understand their availability, session style, specialties, and whether they offer a free phone consultation. These details can help you compare your options with more confidence.
The cost of therapy in Florida can vary, and using in-network insurance is one of the most reliable ways to lower session costs. Headway helps you search for Florida therapists who are accepting new patients, enter your insurance details, and see an estimated out-of-pocket cost before you book. Nationally, Headway partners with over 100 insurance plans. You can browse therapists, read bios, compare availability, and book directly when you’re ready.
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