Find a therapist in Panama City, FL — covered by insurance


Top therapists in Panama City, FL accepting new patients
Finding the right mental health provider in Panama City doesn't have to be complicated. Headway's network of 9,368 providers serves the Callaway, Southtown, and Downtown areas with flexible scheduling and virtual or in-person sessions covered by insurance, with copays typically ranging from minimal to moderate amounts.
My own journey into mental health advocacy began when my oldest son was diagnosed with Bipolar I Disorder. As I learned to navigate his diagnosis, I immersed myself in education, support, and advocacy, eventually becoming certified through the National Alliance on Mental Illness (NAMI) to teach all of their signature education programs.
During my seven years with NAMI, I served my community by teaching mental health education classes, leading support groups, collaborating with community organizations, and offering seminars aimed at reducing stigma and increasing understanding.
That work inspired me to return to school and deepen my ability to help others. I earned my Master’s degree in Social Work from Florida State University and began clinical practice in crisis intervention and trauma‐informed care at the Children’s Advocacy Center and Emerald Coast Behavioral Hospital. I now have my own private practice providing personalized therapy as well as psychoeducational and therapeutic groups throughout the year. I also continue to educate local businesses and community members through professional seminars focused on compassion, early intervention, and mental health awareness. In addition, I serve as an adjunct professor at Florida State University Panama City.
Beyond my professional life, I’ve been married to my high‐school sweetheart for 37 years, and we have two adult sons. I find joy in spending time with family, reading, studying human behavior, walking on the beach, watching sunrises and sunsets, exploring Pinterest, playing the piano, and creating a warm, welcoming home.
If you’re feeling stuck, overwhelmed, or unsure of your next step, you don’t have to navigate it alone. I’m here to walk alongside you as you discover new possibilities, reclaim your sense of self, and create a life worth living.
I am a Licensed Mental Health Counselor in Florida with 3 years of clinical mental health experience. I graduated from Troy University with a Masters Degree in Clinical Mental Health Counseling and was trained by the University of Central Florida in Trauma Management Therapy.
I have a wide range of experience with adolescents and adults including time spent as an inpatient therapist as well as an outpatient therapist in the community mental health setting and in private practice.
With over 10 years of experience as a licensed clinical social worker, I’ve supported individuals through some of the most challenging moments in their lives—including anxiety, depression, mood disorders, and substance use.
If you’re feeling overwhelmed, stuck, or unsure where to start, you’re not alone. I provide a supportive, nonjudgmental space where we can work through what’s going on and begin finding a path forward that feels realistic and manageable.
My background in healthcare settings has given me experience working with both mental health and medical challenges, allowing me to take a more holistic view of what you’re going through.
Hi, I’m Keshia Trammell, welcome to my practice!
I believe that meaningful change begins with a single conversation. My goal is to provide a safe, supportive, and judgment-free space where you feel heard, understood, and empowered to grow. Whether you’re navigating anxiety, depression, life transitions, relationship challenges, stress, self-esteem concerns, or simply feeling overwhelmed, I’m here to walk alongside you with compassion and practical guidance.
My therapeutic approach is collaborative and tailored to your unique needs. I draw from evidence-based practices, including Cognitive Behavioral Therapy (CBT), Solution-Focused Therapy, Strengths-Based Therapy, Motivational Interviewing, and person-centered techniques to help you develop healthier coping skills, build resilience, and create lasting change.
As a Licensed Clinical Social Worker, I am passionate about helping individuals recognize their strengths, overcome obstacles, and move toward the life they envision. I believe therapy is not about having all the answers—it’s about having someone who will listen, challenge you when appropriate, support your growth, and celebrate your progress.
Every session is an opportunity to take another step toward healing. You don’t have to navigate life’s challenges alone. I look forward to partnering with you on your journey toward greater confidence, balance, and emotional well-being.
Hello! I’m a Board-Certified Psychiatric Mental Health Nurse Practitioner (PMHNP-BC) dedicated to providing compassionate, evidence-based mental health care. My approach is rooted in the belief that mental wellness is a collaborative journey, and I strive to create a safe, non-judgmental space where you feel truly heard.
Areas of Specialization While I work with a wide range of mental health concerns, I have particular expertise in:
- Anxiety & Mood Disorders: Helping clients manage depression, panic, and generalized anxiety.
- ADHD Management: Providing comprehensive evaluations and personalized strategies for focus and productivity.
- Trauma-Informed Care: Supporting individuals navigating the long-term effects of difficult life experiences.
- Medication Management: Using a "less is more" philosophy to find the most effective pharmacological support when needed, always paired with supportive therapy.
I’m Nisha, a relational, trauma-informed therapist and founder of Inner Work Psychotherapy.
I work with adults navigating unhealthy or challenging relationships. Many of my clients are exploring the impact of growing up in dysfunctional family systems while working through difficult family dynamics, attachment concerns, and challenges with understanding and regulating their emotions across various areas of life.
I believe everyone has the capacity to create new patterns that support the life they want to live. My mission is to help people understand themselves more deeply, break cycles that no longer serve them, and build healthier relationships with themselves and others.
Together, we’ll work toward helping you live a more intentional, values-driven life.
I see clients ages 18–50 for individual therapy and provide group therapy as well.
I’m a Licensed Mental Health Counselor based in Tampa, working with adults and couples who want more than surface-level therapy. Many of my clients are thoughtful, capable people who look like they have it together, but internally feel stuck in patterns, overwhelmed, or disconnected in the relationships that matter most to them.
My background is in relational and insight-oriented therapy, so we focus on understanding what’s underneath, not just managing symptoms. I’m engaged, direct, and collaborative, and when practical tools would actually help, we use them.
I work with anxiety, relationship struggles, life transitions, and emotionally stuck or high-conflict dynamics. With couples, I focus on rebuilding connection, improving communication, and helping each person honestly understand their role in the pattern.
Therapy with me is about more than getting through the week. It’s about actually understanding yourself and changing what isn’t working.
My background is in Clinical Mental Health Counseling, where I earned my Master's from the University of Central Florida. I work with children, adolescents, and adults navigating challenges such as anxiety, depression, trauma, life transitions, relationship concerns, and difficulties with self-esteem and emotional regulation. My approach is warm, collaborative, and tailored to each person’s unique experiences.
I help adolescents and adults navigate anxiety, depression, stress, relationship challenges, life transitions, and emotional struggles so they can feel more balanced, connected, and confident in their daily lives. Do you ever feel pulled in too many directions, juggling relationships, work, family responsibilities, and your own well-being, while rarely finding the time or space to truly care for yourself? When life feels overwhelming, it can be easy to lose touch with your own needs and emotions. Therapy can provide a space to slow down, gain clarity, reconnect with yourself, and create a life that feels more fulfilling and aligned with the life you want.
My approach is compassionate, collaborative, and tailored to your unique needs. I believe therapy works best when built on trust, authenticity, and partnership. Together, we will explore patterns that may no longer be serving you, build on your strengths, and develop practical strategies to help you feel more grounded, empowered, and confident moving forward.
In our first session, we’ll take time to get to know one another, discuss what brings you to therapy, and explore your goals for our work together. My hope is that therapy becomes a place where you feel understood, supported, and empowered to create meaningful change. I invite you to reach out or schedule an appointment, and I look forward to supporting you as you work toward the life you want.
I am a Licensed Mental Health Counselor (LMHC) with 8 years of experience and I also hold a Certified Master's Level Addiction Professional ( MCAP). I have worked in a wide variety of settings with a focus on individual counseling. My specialties include anxiety, depression, substance abuse, trauma, domestic violence, borderline personality disorder, narcissistic abuse, and ADHD.
About our therapists serving Panama City, FL



- 97%Anxiety
- 92%Depression
- 88%Stress management
- 77%Relationship issues
- 77%Trauma

- 99%Aetna
- 91%Cigna
- 84%Carelon Behavioral Health
- 59%Ascension
- 48%United Healthcare

- 98%English
- 19%Spanish
- 2%Haitian Creole
- 1%Portuguese
- 1%French

- 85%Online only
- 15%In-person or online

- 83%Woman
- 16%Man

- 39%Licensed Mental Health Counselor
- 26%Licensed Clinical Social Worker
- 9%Advanced Practice Registered Nurse
- 8%Licensed Mental Health Counselor
- 6%Licensed Clinical Social Worker

- 100%Individual therapy
- 34%Family therapy
- 25%Couples therapy
- 16%Child or adolescent therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing an Anxiety Therapist in Panama City, FL
Searching for therapists in Panama City starts with finding someone whose training matches what you want help with. You may be looking for support with anxiety, depression, grief, relationship challenges, stress, or a life transition. As you compare therapists, look at the specialties listed in their profiles and how they describe their approach. Some therapists focus on cognitive behavioral therapy, trauma-informed care, family therapy, or other methods that may fit your goals.
In a smaller market like Panama City, local appointment options may be more limited than in larger Florida cities. Virtual sessions can expand your choices while still connecting you with a therapist licensed in Florida. As you narrow your search, consider appointment times, whether the therapist is accepting new patients, and whether they offer a free phone consultation. Reading bios before you book can help you understand a therapist’s communication style, session structure, and experience with concerns like yours.
Therapy in Panama City can be a significant investment without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs. Headway helps you search for therapists who accept a wide range of insurance plans, see estimated out-of-pocket costs before booking, and choose between virtual and in-person care when available. You can review profiles, compare fit, and book directly when you’re ready.
If anyone in your family is experiencing or worried about abuse, threats, or coercion, joint family or couples therapy usually isn't the right starting point — individual support is safer. The Childhelp National Child Abuse Hotline (1-800-422-4453) and National Domestic Violence Hotline (1-800-799-7233, or text START to 88788\) can help you think through next steps.
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