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Find a therapist in Panama City, FL — covered by insurance

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Top therapists in Panama City, FL accepting new patients

Finding the right mental health provider in Panama City doesn't have to be complicated. Headway's network of 9,532 providers serves the Callaway, Southtown, and Downtown areas with flexible scheduling and virtual or in-person sessions covered by insurance, with copays typically ranging from minimal to moderate amounts.

Colleen Pagoada

Colleen Pagoada

Psychiatric Mental Health NP

Virtual & in-person • <1 mi away • Panama City, FL


“I see every patient as a whole person with their own story and individual needs and goals for treatment.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Inquisitive, Solution-oriented, Warm
Accepts 9 insurance carriers
Jennifer Van Berkum

Jennifer Van Berkum

Therapist

Virtual & in-person • 2.5 mi away • Panama City, FL


“I came in with a vision to guide adults through workplace challenges with a casual and direct approach.”
Anxiety, Bipolar disorder, Depression, Identity issues, LGBTQIA+
Direct, Humorous, Solution-oriented
Accepts 7 insurance carriers
Noelle Williams

Noelle Williams

Therapist

Virtual & in-person • <1 mi away • Panama City, FL


“Therapy with me is a conversation, not an interrogation. I'll meet you where you are—with compassion, honesty, and sometimes a little humor when it's needed.”
Anxiety, Chronic conditions, Depression, Family issues, Grief or loss
Holistic, Humorous, Solution-oriented
Accepts 3 insurance carriers
Christy Carpenter

Christy Carpenter

Therapist

Virtual & in-person • 2.3 mi away • Panama City, FL


“Clients will learn coping skills to manage symptoms. I am a teaching therapist, in that, I want you to understand why you do the things you do, so that you can better understand how to make positive changes.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression
Affirming, Solution-oriented, Warm
Accepts 5 insurance carriers
Georgena Dopyera

Georgena Dopyera

Therapist

Virtual & in-person • <1 mi away • Panama City, FL


My own journey into mental health advocacy began when my oldest son was diagnosed with Bipolar I Disorder. As I learned to navigate his diagnosis, I immersed myself in education, support, and advocacy, eventually becoming certified through the National Alliance on Mental Illness (NAMI) to teach all of their signature education programs.

During my seven years with NAMI, I served my community by teaching mental health education classes, leading support groups, collaborating with community organizations, and offering seminars aimed at reducing stigma and increasing understanding.

That work inspired me to return to school and deepen my ability to help others. I earned my Master’s degree in Social Work from Florida State University and began clinical practice in crisis intervention and trauma‐informed care at the Children’s Advocacy Center and Emerald Coast Behavioral Hospital. I now have my own private practice providing personalized therapy as well as psychoeducational and therapeutic groups throughout the year. I also continue to educate local businesses and community members through professional seminars focused on compassion, early intervention, and mental health awareness. In addition, I serve as an adjunct professor at Florida State University Panama City.

Beyond my professional life, I’ve been married to my high‐school sweetheart for 37 years, and we have two adult sons. I find joy in spending time with family, reading, studying human behavior, walking on the beach, watching sunrises and sunsets, exploring Pinterest, playing the piano, and creating a warm, welcoming home.

If you’re feeling stuck, overwhelmed, or unsure of your next step, you don’t have to navigate it alone. I’m here to walk alongside you as you discover new possibilities, reclaim your sense of self, and create a life worth living.

ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Empowering, Holistic, Warm
Accepts 6 insurance carriers

Offers free consultationsView profile and book
Jenny Natalio

Jenny Natalio

Therapist

Virtual & in-person • 5.1 mi away • Lynn Haven, FL


“I'm here to offer a warm, welcoming space where you can explore your journey, find support, and focus on growth.”
Anger management, Anxiety, Depression, Family issues, Grief or loss
Empowering, Humorous, Solution-oriented
Accepts 8 insurance carriers
Dr. Robert Fowler

Dr. Robert Fowler

Therapist

Virtual & in-person • 11 mi away • Panama City Beach, FL


With over 10 years of experience as a licensed clinical social worker, I’ve supported individuals through some of the most challenging moments in their lives—including anxiety, depression, mood disorders, and substance use.

If you’re feeling overwhelmed, stuck, or unsure where to start, you’re not alone. I provide a supportive, nonjudgmental space where we can work through what’s going on and begin finding a path forward that feels realistic and manageable.

My background in healthcare settings has given me experience working with both mental health and medical challenges, allowing me to take a more holistic view of what you’re going through.

ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Open-minded, Solution-oriented, Warm
Accepts 7 insurance carriers
Suzanne Clark

Suzanne Clark

Therapist

Virtual & in-person • 11 mi away • Panama City Beach, FL


“I offer a safe, grounded, collaborative space where your story is met with respect and without judgment.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Empowering, Participatory, Warm
Accepts 7 insurance carriers
Lou Walleck

Lou Walleck

Therapist

Virtual & in-person • 28 mi away • Santa Rosa Beach, FL


“I've come to view counseling as a holistic process, taking into consideration emotional, cognitive, physiological, and spiritual factors.”
Anxiety, Depression, Panic disorders, Women's issues
Empowering, Energetic, Warm
Accepts 10 insurance carriers
Jennifer Cumbie

Jennifer Cumbie

Therapist

Virtual & in-person • Chipley, FL


“My approach is warm, down-to-earth, and respectful — clients describe me as easy to talk to, attentive, and genuinely supportive.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues
Humorous, Solution-oriented, Warm
Accepts 9 insurance carriers
Tara Oswald

Tara Oswald

Therapist

Virtual & in-person • Marianna, FL


“I believe meaningful change happens when you feel truly seen and heard, and I'm here to walk alongside you as we focus on what matters most to you.”
ADD/ADHD, Anger management, Anxiety, Depression, Family issues
Empowering, Open-minded, Warm
Accepts 6 insurance carriers
Deborah Brown

Deborah Brown

Therapist

Virtual & in-person • Marianna, FL


“I try to help my clients discover the root cause of their problems and help them process the issue and devise a plan to overcome the issue while building strong coping skills to prevent recurrences that interfere with functionality.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Affirming, Open-minded, Solution-oriented
Accepts 6 insurance carriers

Offers free consultationsView profile and book
Michael Hoepfl

Michael Hoepfl

Therapist

Virtual & in-person • Fort Walton Beach, FL


“You're in therapy so that you can get to a point where you won't need it anymore - and I will always do my best to get you there.”
ADD/ADHD, Anger management, Anxiety, Chronic conditions, Cultural & ethnic issues
Humorous, Open-minded, Solution-oriented
Accepts 10 insurance carriers
Amanda Brunson

Amanda Brunson

Therapist

Virtual & in-person • Shalimar, FL


“Amanda is an LCSW and specializes in working with veterans and military families, offering culturally informed care tailored to their unique experiences.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression
Energetic, Humorous, Warm
Accepts 1 insurance carrier
Rosalyn Worthen

Rosalyn Worthen

Psychiatric Mental Health NP

Virtual • Florida


I’m a Board‐Certified Psychiatric Mental Health Nurse Practitioner with 20+ years of healthcare experience, providing compassionate, evidence‐based care for adults navigating ADHD, anxiety, depression, bipolar disorder, sleep disorders, and substance use disorders.

I trained at the University of South Alabama and have worked in outpatient clinics, hospitals, memory care, and correctional settings. These experiences help me understand how mental health challenges impact daily functioning and overall quality of life.

My approach is trauma‐informed, culturally responsive, and solution‐focused. I take time to understand your story and create a treatment plan that aligns with your goals, values, and lived experiences.

My passion is helping people heal and regain a sense of stability, confidence, and hope. You don’t have to navigate this alone — I’m here to support you every step of the way.

ADD/ADHD, Anxiety, Bipolar disorder, Depression, Panic disorders
Empowering, Holistic, Open-minded
Accepts 6 insurance carriers
Natalie Byram

Natalie Byram

Therapist

Virtual • Florida


I am the wife of a veteran, and mother of three. I have worked with children, families and couples for over 20 years. I believe in empowering others to guide them to discover the answers that they have and just need some direction to find . I work at their pace using wisdom from living this thing, we call life, and the trials that come with it. Guiding clients to find solutions, healing, and hope are primary objectives. I assist clients to understand that there is another side to what they are feeling and living; the other side is hope and healing. I graduated from USC, have been trained in several ways to do heal emotional wounds. Together we can work on anything from simple life issues, ADHD, moral injury, and trauma such as such as domestic violence. I also work with attunement isdues between parent and child that often present as behavioral issues in the littlest of littles. Connection is a basic human necessity. I am in a profession that provides others hope, healing, and growth, in their lives. There are no words to express how meaningful giving hope to others and helping others heal is, but it is why I do this "work". It is always an honor for me to be a part of anyone's healing journey in any way.

ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Direct, Empowering, Holistic
Accepts 5 insurance carriers

Offers free consultationsView profile and book
Yohan Penaranda

Yohan Penaranda

Therapist

Virtual • Florida


“My approach is warm, collaborative, and culturally responsive, drawing from Structural and Strategic Family Therapy.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues
Creative, Direct, Energetic
Accepts 4 insurance carriers
Casine Lorenzo

Casine Lorenzo

Therapist

Virtual • Florida


“I believe therapy is more than a place to talk—it's a place to feel understood, challenged, and supported as you create the life and relationships you want.”
Anger management, Anxiety, Bipolar disorder, Depression, Family issues
Direct, Empowering, Open-minded
Accepts 4 insurance carriers
Jerrold Jacobson

Jerrold Jacobson

Therapist

Virtual • Florida


“I'm looking at you as a person navigating something hard, with all the context, history, and circumstances that go with it.”
Anger management, Chronic conditions, Cultural & ethnic issues, End of life care, Family issues
Affirming, Open-minded, Solution-oriented
Accepts 8 insurance carriers
Leandro Olszanski

Leandro Olszanski

Therapist

Virtual • Florida


I specialize in helping couples and adults navigate relationship challenges, cultural differences, and major life transitions. My work is especially focused on couples who feel disconnected, stuck in recurring conflict, or unsure how to rebuild trust and emotional closeness. As a Level 3 Gottman Method-trained therapist, I help partners understand their patterns, communicate more effectively, and create a stronger relationship. I also support individuals balancing career, family, cultural adjustment, and the demands of a new chapter.

Anger management, Anxiety, Chronic conditions, Cultural & ethnic issues, Depression
Open-minded, Solution-oriented, Warm
Accepts 3 insurance carriers

Offers free consultationsView profile and book
Wendy Dunn

Wendy Dunn

Therapist

Virtual • Florida


“I believe every person has the capacity for healing and growth. My role is not to tell you who to become, but to help you reconnect with the resilience and wisdom that already exist within you.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues
Challenging, Empowering, Holistic
Accepts 6 insurance carriers
Dr. Gary Schwartz

Dr. Gary Schwartz

Psychologist

Virtual • Florida


“My approach to interacting with patients is a friendly, calm demeanor that is meant to avoid any sense of intimidation.”
Anxiety, Depression, Family issues, PTSD, Relationship issues
Open-minded, Solution-oriented, Warm
Accepts 3 insurance carriers
Margaret Morgan

Margaret Morgan

Therapist

Virtual • Florida


“I believe meaningful change is possible at any stage of life, and I provide secure telehealth therapy to adults 18 and older throughout Florida.”
ADD/ADHD, Anxiety, Bipolar disorder, Depression, Family issues
Empowering, Holistic, Solution-oriented
Accepts 3 insurance carriers
Oussama Halty

Oussama Halty

Psychiatric Mental Health NP

Virtual • Tampa, FL


“My goal is to provide compassionate, evidence-based care in a supportive environment where patients feel heard, respected, and empowered.”
ADD/ADHD, Anxiety, Chronic conditions, Depression, Family issues
Empowering, Solution-oriented, Warm
Accepts 7 insurance carriers
Michelle Farrey

Michelle Farrey

Therapist

Virtual & in-person • Melbourne, FL


“I believe none of us are meant to navigate life alone. I use a holistic approach to create a safe, nonjudgmental space where you can feel heard, supported, and genuinely understood.”
ADD/ADHD, Anger management, Anxiety, Cultural & ethnic issues, Depression
Empowering, Holistic, Warm
Accepts 5 insurance carriers
Samuel Lanzetta De La Cruz-Muñoz

Samuel Lanzetta De La Cruz-Muñoz

Therapist

Virtual • Florida


Life can feel overwhelming when you are carrying anxiety, depression, trauma, relationship stress, identity-related challenges, or the pressure of trying to navigate the expectations of others while remaining true to yourself. Therapy offers a space to slow down, process your experiences, and build healthier ways of coping and moving forward. You do not have to face these challenges alone.

As a Licensed Clinical Social Worker, I am committed to creating a compassionate, affirming, and nonjudgmental environment where clients feel safe being fully themselves.

I work with individuals from diverse backgrounds, including members of the LGBTQ+ community, and understand the importance of feeling seen, respected, and supported throughout the therapeutic process.

I earned my Master’s degree in Social Work from Florida State University and my Bachelor’s degree in Sociology with a minor in Women’s Studies from University of Florida, graduating cum laude from both programs.

My professional and personal experiences have strengthened my passion for advocacy, inclusivity, and empowering others to embrace their individuality and resilience. I believe healing begins with connection, authenticity, and self-acceptance. Reaching out for support can feel difficult, but it is also a powerful first step toward growth and healing. My goal is to help clients feel empowered, understood, and supported as they work toward becoming the healthiest and most authentic version of themselves.

ADD/ADHD, Anxiety, Bipolar disorder, Chronic conditions, Cultural & ethnic issues
Humorous, Open-minded, Solution-oriented
Accepts 3 insurance carriers

Offers free consultationsView profile and book
Kami Dailey

Kami Dailey

Therapist

Virtual • Florida


“I believe people already hold the answers within themselves. My role is to ask thoughtful questions that spark insight...”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Challenging, Creative, Empowering
Accepts 6 insurance carriers
Carly Cisson

Carly Cisson

Therapist

Virtual • Florida


Reaching out for therapy takes something, and I want the first conversation to feel like a relief rather than a test. My work starts with getting to know who you are and what you're carrying, not with a diagnosis.

Anxiety, Depression, Identity issues, Men's issues, PTSD
Affirming, Empowering, Solution-oriented
Accepts 4 insurance carriers
Jennifer Gutierrez

Jennifer Gutierrez

Therapist

Virtual • Florida


I meet clients where they are and build the kind of therapeutic relationship where real change becomes possible. I work with adults navigating anxiety, relationship challenges, identity questions, and the quiet pressure of trying to hold it all together. I believe you already carry the capacity for a more authentic, grounded, and fulfilling life. Therapy with me is a place to access those inner resources, make sense of the patterns keeping you stuck, and strengthen the parts of you that may have been overlooked. If you are ready to stop white-knuckling your way through and start building something that actually fits, I would love to work with you.

Anxiety, Cultural & ethnic issues, Depression, Family issues, Identity issues
Challenging, Empowering, Humorous
Accepts 6 insurance carriers
Livan Barrera Correa

Livan Barrera Correa

Psychiatric Mental Health NP

Virtual • Florida


“I believe mental health care should be a place where you feel safe, supported, and genuinely understood.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression
Empowering, Holistic, Solution-oriented
Accepts 9 insurance carriers
Dianne Wandle

Dianne Wandle

Therapist

Virtual • Florida


“I focus on the whole life system of each client, helping individuals build on their strengths, develop practical coping skills, and create meaningful, lasting change.”
Anger management, Anxiety, Depression, Family issues, Grief or loss
Empowering, Solution-oriented, Warm
Accepts 4 insurance carriers
Jennifer DiSilvestro

Jennifer DiSilvestro

Therapist

Virtual • Florida


“My approach is warm, supportive and structured. I help you better understand what is happening in your mind and body...”
Anxiety, Chronic conditions, Depression, Family issues, Grief or loss
Empowering, Solution-oriented, Warm
Accepts 4 insurance carriers
Ksenia Sokol

Ksenia Sokol

Psychiatric Mental Health NP

Virtual • Florida


“I believe every person deserves to feel heard, respected, and empowered in their healthcare journey.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Empowering, Open-minded, Solution-oriented
Accepts 6 insurance carriers
Yenisbel Rodriguez

Yenisbel Rodriguez

Therapist

Virtual • Doral, FL


“My style is warm, direct, curious, and engaged. I offer a nonjudgmental space for honest exploration while helping clients recognize patterns, face difficult truths, and develop healthier relationships with themselves and others.”
Anxiety, Depression, Grief or loss, Men's issues, Panic disorders
Affirming, Creative, Direct
Accepts 4 insurance carriers

Offers free consultationsView profile and book
Joy Steiner

Joy Steiner

Therapist

Virtual • Florida


“My therapeutic style centers on creating a supportive, non-judgmental space where individuals can explore their emotions, heal from past wounds, and develop stronger, more authentic connections with themselves and others.”
Anger management, Bipolar disorder, Grief or loss, Maternal mental health, PTSD
Creative, Empowering, Solution-oriented
Accepts 11 insurance carriers
Edline Major

Edline Major

Psychiatric Mental Health NP

Virtual • Florida


“I believe that mental health care is about more than treating symptoms. It is about restoring hope, building resilience, and helping every patient achieve lasting emotional wellness through compassionate, personalized, evidence-based care.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression
Empowering, Solution-oriented, Warm
Accepts 4 insurance carriers

Offers free consultationsView profile and book
Lonelle Ordway

Lonelle Ordway

Therapist

Virtual • Crestview, FL


“I have ADHD myself and my superpower is to keep up with other ADHD brains and the ping pong we often feel.”
Anxiety
Empowering, Energetic, Warm
Accepts 7 insurance carriers
Sarah Bishop

Sarah Bishop

Therapist

Virtual • Florida


As a Licensed Mental Health Counselor, I believe that taking even small steps towards addressing your mental health can be life changing. Your mental health is just as important as your physical health. I have been working in the mental health field since 2014, Licensed since 2022. Currently my focus is addressing anxiety related symptoms for children ages 7 to adults, and ADHD related symptoms and behaviors for children ages 7 to adults.

ADD/ADHD, Anxiety, Family issues, Maternal mental health, OCD
Empowering, Open-minded, Solution-oriented
Accepts 3 insurance carriers
Nicole Evans

Nicole Evans

Therapist

Virtual • Florida


I know life can feel overwhelming, and you don’t have to handle it alone. I’m here to support you through stress, intense emotions, and major life changes with a space that feels safe, calm, and free of judgment. Together, we can slow things down, make sense of what you’re feeling, and help you reconnect with your strengths and what matters most to you.

ADD/ADHD, Anxiety, Depression, Grief or loss, Stress management
Direct, Empowering, Warm
Accepts 5 insurance carriers
Tyrhonda Baldwin

Tyrhonda Baldwin

Therapist

Virtual • Florida


“My expertise spans across a wide range of areas, with a particular focus on issues related to child abuse/neglect, trauma, and interpersonal conflict.”
ADD/ADHD, Anger management, Anxiety, Cultural & ethnic issues, Depression
Empowering, Open-minded, Solution-oriented
Accepts 5 insurance carriers
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About our therapists serving Panama City, FL

Number of therapists serving Panama City, FL
There are over 9,503 therapists in Panama City, FL accepting new patients.
9,503+
Average years in practice
Watercolor illustration of a bookshelf
9 years
Top specialties offered
Watercolor illustration of specialties
  • 98%Anxiety
  • 92%Depression
  • 88%Stress management
  • 78%Relationship issues
  • 77%Trauma
Insurances accepted
Watercolor illustration of insurance cards
  • 99%Aetna
  • 91%Cigna
  • 85%Carelon Behavioral Health
  • 59%Ascension
  • 47%United Healthcare
Languages spoken
Watercolor illustration of languages
  • 98%English
  • 19%Spanish
  • 2%Haitian Creole
  • 1%French
  • 1%Portuguese
How they see their clients
Watercolor illustration of therapy session
  • 85%Online only
  • 15%In-person or online
Provider gender
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  • 83%Woman
  • 16%Man
License types
Watercolor illustration of license
  • 39%Licensed Mental Health Counselor
  • 26%Licensed Clinical Social Worker
  • 9%Advanced Practice Registered Nurse
  • 8%Licensed Mental Health Counselor
  • 6%Licensed Clinical Social Worker
Treatment approaches
Watercolor illustration of treatment approach
  • 99%Individual therapy
  • 34%Family therapy
  • 25%Couples therapy
  • 16%Child or adolescent therapy

Frequently asked questions

Therapy Chair

Happy patient looking away

Find the right therapist for you

Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.

Factors to Consider When Choosing an Anxiety Therapist in Panama City, FL

Searching for therapists in Panama City starts with finding someone whose training matches what you want help with. You may be looking for support with anxiety, depression, grief, relationship challenges, stress, or a life transition. As you compare therapists, look at the specialties listed in their profiles and how they describe their approach. Some therapists focus on cognitive behavioral therapy, trauma-informed care, family therapy, or other methods that may fit your goals.

In a smaller market like Panama City, local appointment options may be more limited than in larger Florida cities. Virtual sessions can expand your choices while still connecting you with a therapist licensed in Florida. As you narrow your search, consider appointment times, whether the therapist is accepting new patients, and whether they offer a free phone consultation. Reading bios before you book can help you understand a therapist’s communication style, session structure, and experience with concerns like yours.

Therapy in Panama City can be a significant investment without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs. Headway helps you search for therapists who accept a wide range of insurance plans, see estimated out-of-pocket costs before booking, and choose between virtual and in-person care when available. You can review profiles, compare fit, and book directly when you’re ready.

If anyone in your family is experiencing or worried about abuse, threats, or coercion, joint family or couples therapy usually isn't the right starting point — individual support is safer. The Childhelp National Child Abuse Hotline (1-800-422-4453) and National Domestic Violence Hotline (1-800-799-7233, or text START to 88788\) can help you think through next steps.

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1 Cost may vary based on your location, age, and insurance coverage.