Find a therapist in Panama City, FL — covered by insurance


Top therapists in Panama City, FL accepting new patients
Finding the right mental health provider in Panama City doesn't have to be complicated. Headway's network of 9,540 providers serves the Callaway, Southtown, and Downtown areas with flexible scheduling and virtual or in-person sessions covered by insurance, with copays typically ranging from minimal to moderate amounts.
With over 10 years of experience as a licensed clinical social worker, I’ve supported individuals through some of the most challenging moments in their lives—including anxiety, depression, mood disorders, and substance use.
If you’re feeling overwhelmed, stuck, or unsure where to start, you’re not alone. I provide a supportive, nonjudgmental space where we can work through what’s going on and begin finding a path forward that feels realistic and manageable.
My background in healthcare settings has given me experience working with both mental health and medical challenges, allowing me to take a more holistic view of what you’re going through.
Thank you for being here. My goal is to support people in healing the deepest, most hidden parts of themselves. This therapeutic space is for the intuitive, the deep thinkers, and the highly sensitive who have been trying to make sense of their experiences. I offer extensive knowledge and support with the following: nervous system healing, complex trauma, chronic emotional dysregulation, adverse childhood events, and relational fear/anxiety. If you are seeking support by trying to organize what feels like internal chaos, difficulty understanding experience, or are more curious to explore your identity; welcome
Reaching out for therapy takes something, and I want the first conversation to feel like a relief rather than a test. My work starts with getting to know who you are and what you're carrying, not with a diagnosis.
Peter Bronstein is a licensed Advanced Practice Registered Nurse (APRN) specializing in psychiatric mental health care in South Florida. With a strong academic foundation—holding a Master of Science in Nursing from Florida Atlantic University and a Master of Science from Nova Southeastern University—Peter brings over two decades of dedicated health and clinical expertise to his practice. He provides compassionate, evidence-based care tailored to adults seeking mental health support in a safe and supportive environment.
You may be the person everyone relies on, or a parent wondering how best to help your child. You do not have to figure it out alone. I am Susanna W. Smith, a Florida Licensed Mental Health Counselor with a Master of Science in Psychology, Mental Health Counseling from St. Thomas University. Drawing on my work in schools and community mental health, I support children, teens, and adults facing anxiety, depression, grief, trauma, stress, ADHD, and life changes. I offer a space where you can be yourself, feel heard, and find a way forward.
I believe healing starts with feeling seen, heard, and understood. As a Florida Licensed Mental Health Counselor and bilingual psychotherapist, I provide virtual therapy in English and Spanish for young adults and adults.
I specialize in helping individuals experiencing anxiety, depression, trauma and PTSD, low self-esteem, relationship difficulties, childhood trauma, and narcissistic abuse. I am especially passionate about supporting cycle breakers—people who are ready to heal and release painful, unhelpful patterns, understand how the past continues to affect them, and create a healthier future for themselves and the generations that follow.
About our therapists serving Panama City, FL



- 98%Anxiety
- 92%Depression
- 88%Stress management
- 78%Relationship issues
- 77%Trauma

- 99%Aetna
- 92%Cigna
- 86%Carelon Behavioral Health
- 64%Ascension
- 49%Horizon Blue Cross and Blue Shield of New Jersey

- 98%English
- 19%Spanish
- 2%Haitian Creole
- 1%French
- 1%Portuguese

- 87%Online only
- 13%In-person or online

- 82%Woman
- 17%Man

- 39%Licensed Mental Health Counselor
- 26%Licensed Clinical Social Worker
- 9%Advanced Practice Registered Nurse
- 8%Licensed Mental Health Counselor
- 6%Licensed Clinical Social Worker

- 99%Individual therapy
- 34%Family therapy
- 25%Couples therapy
- 16%Child or adolescent therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing a Therapist in Panama City
Searching for therapists in Panama City starts with finding someone whose training matches what you want help with. You may be looking for support with anxiety, depression, grief, relationship challenges, stress, or a life transition. As you compare therapists, look at the specialties listed in their profiles and how they describe their approach. Some therapists focus on cognitive behavioral therapy, trauma-informed care, family therapy, or other methods that may fit your goals.
In a smaller market like Panama City, local appointment options may be more limited than in larger Florida cities. Virtual sessions can expand your choices while still connecting you with a therapist licensed in Florida. As you narrow your search, consider appointment times, whether the therapist is accepting new patients, and whether they offer a free phone consultation. Reading bios before you book can help you understand a therapist’s communication style, session structure, and experience with concerns like yours.
Therapy in Panama City can be a significant investment without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs. Headway helps you search for therapists who accept a wide range of insurance plans, see estimated out-of-pocket costs before booking, and choose between virtual and in-person care when available. You can review profiles, compare fit, and book directly when you’re ready.
If anyone in your family is experiencing or worried about abuse, threats, or coercion, joint family or couples therapy usually isn't the right starting point — individual support is safer. The Childhelp National Child Abuse Hotline (1-800-422-4453) and National Domestic Violence Hotline (1-800-799-7233, or text START to 88788\) can help you think through next steps.
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