Find a therapist in Panama City, FL — covered by insurance
Top therapists in Panama City, FL accepting new patients
Finding the right mental health provider in Panama City doesn't have to be complicated. Headway's network of 9,908 providers serves the Callaway, Southtown, and Downtown areas with flexible scheduling and virtual or in-person sessions covered by insurance, with copays typically ranging from minimal to moderate amounts.
Hi there! I am a bilingual (Spanish/English) Licensed Mental Health Counselor with 6 years of experience in the field. In my experience, I have worked with children, teens and adults healing from trauma, abuse, attachment injuries, and neglect. I also support parents who want to strengthen parent-child relationships, understand how early experiences shape their parenting and build healthier family dynamics.
Hi! I’m Tanya, a Licensed Clinical Social Worker with four years of clinical experience. Life can be tough, and sometimes we all need a space to talk things through. I offer a relaxed, supportive environment where you can be yourself without judgment. Whether you’re dealing with stress, relationships, or just feeling stuck, I’m here to help you figure things out and move forward.
I am a Licensed Clinical Social Worker with over 30 over 30 years of experience in the mental health field and have worked with clients at all ages of the lifespan. I earned my Master of Social Work degree from Indiana University. I am licensed to practice in the states of Florida, Arizona, Indiana, Missouri and Alabama.
I'm Rachel, a Licensed Mental Health Counselor with four years of experience in the mental health field and a background in psychology and counseling. I specialize in neurodivergence and trauma, which means I spend a lot of my time with people who have spent years feeling like they were too much, not enough, or just hard to understand. If that resonates with you, I want you to know that this is a space where that changes.
I’m a Licensed Mental Health Counselor who works with adults navigating anxiety, trauma, grief, burnout, and life transitions. I understand that even high-functioning, capable individuals can feel overwhelmed, emotionally drained, or stuck despite doing their best to manage daily responsibilities.
My goal is to provide a supportive, nonjudgmental space where you feel heard and respected. I believe therapy should feel collaborative and practical — not intimidating. Whether you’re facing ongoing stress, processing past experiences, or seeking greater clarity in your career or personal life, I’m here to support meaningful and sustainable change.
On the outside, you may look like you have everything together. You work hard, provide for your family, and carry responsibilities well. Yet internally, you may feel overwhelmed, disconnected, anxious, angry, or caught in the same patterns despite your best efforts to change. My practice is built for people who are ready to move beyond simply talking about their problems. Together, we’ll identify the underlying beliefs, emotional patterns, and coping strategies that keep you feeling stuck. Therapy becomes a place to develop greater self-awareness, emotional resilience, healthier relationships, and lasting change.
Hello!
I’m a Licensed Mental Health Counselor/Supervisor with over twenty-one years of experience supporting individuals and families. I earned my master’s degree in mental health counseling at Nova Southeastern University (2003). I believe that prioritizing your mental and emotional well-being is one of the most important investments you can make in yourself.
About our therapists serving Panama City, FL
- 97%Anxiety
- 92%Depression
- 88%Stress management
- 78%Relationship issues
- 77%Trauma
- 99%Aetna
- 91%Cigna
- 86%Carelon Behavioral Health
- 62%Ascension
- 46%United Healthcare
- 98%English
- 19%Spanish
- 2%Haitian Creole
- 1%French
- 1%Portuguese
- 86%Online only
- 14%In-person or online
- 83%Woman
- 16%Man
- 39%Licensed Mental Health Counselor
- 26%Licensed Clinical Social Worker
- 8%Licensed Mental Health Counselor
- 8%Advanced Practice Registered Nurse
- 6%Licensed Clinical Social Worker
- 100%Individual therapy
- 34%Family therapy
- 25%Couples therapy
- 16%Child or adolescent therapy
Frequently asked questions
Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing a Therapist in Panama City
Searching for therapists in Panama City starts with finding someone whose training matches what you want help with. You may be looking for support with anxiety, depression, grief, relationship challenges, stress, or a life transition. As you compare therapists, look at the specialties listed in their profiles and how they describe their approach. Some therapists focus on cognitive behavioral therapy, trauma-informed care, family therapy, or other methods that may fit your goals.
In a smaller market like Panama City, local appointment options may be more limited than in larger Florida cities. Virtual sessions can expand your choices while still connecting you with a therapist licensed in Florida. As you narrow your search, consider appointment times, whether the therapist is accepting new patients, and whether they offer a free phone consultation. Reading bios before you book can help you understand a therapist’s communication style, session structure, and experience with concerns like yours.
Therapy in Panama City can be a significant investment without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs. Headway helps you search for therapists who accept a wide range of insurance plans, see estimated out-of-pocket costs before booking, and choose between virtual and in-person care when available. You can review profiles, compare fit, and book directly when you’re ready.
If anyone in your family is experiencing or worried about abuse, threats, or coercion, joint family or couples therapy usually isn't the right starting point — individual support is safer. The Childhelp National Child Abuse Hotline (1-800-422-4453) and National Domestic Violence Hotline (1-800-799-7233, or text START to 88788\) can help you think through next steps.
Use left and right arrow keys to switch tabs. Press Shift+Tab to return to the tab list from links in the selected tab.