Find a therapist in Panama City, FL — covered by insurance


Top therapists in Panama City, FL accepting new patients
Finding the right mental health provider in Panama City doesn't have to be complicated. Headway's network of 9,124 providers serves the Callaway, Southtown, and Downtown areas with flexible scheduling and virtual or in-person sessions covered by insurance, with copays typically ranging from minimal to moderate amounts.
Therapy with me is very human and genuine. I don’t just focus on what’s painful or stuck but help to highlight the ways in which my clients overcome life's punches. While I take this work seriously, I believe laughter can be healing and disarming in therapy.
I earned my Master’s degree in Counselor Education from Florida International University and have worked in a variety of settings, including the foster care system, residential treatment, and community mental health. My background includes supporting individuals navigating trauma, persistent mental health conditions, substance use, eating disorders, and major life transitions. I’ve also worked with veterans, individuals who are unhoused, and LGBTQIA2S+ clients.
In my practice, I work with clients experiencing anxiety, panic, depression, trauma, identity exploration, relationship challenges, and life transitions. I also support clients with PTSD, some OCD presentations, and concerns related to gender, sexuality, and queer identity. My work is trauma-informed, affirming, and rooted in helping clients feel both emotionally safe and genuinely understood.
I know that seeking therapy can feel overwhelming — especially if you’re carrying a lot on your own. I believe deeply in the strength, warmth, and resilience that come from our cultura, and I bring that understanding into every session.
I work with clients who want support navigating anxiety, trauma, stress, and life transitions, particularly when cultural identity and family dynamics play an important role. My goal is to create a space where you feel seen, respected, and understood, while also using research-backed tools that truly help you move forward.
I have been a social worker/therapist for 20+ years. I received my Masters degree at the University of Buffalo, in Upstate New York. I work with clients experiencing depression and anxiety. Together, we explore how thoughts influence feelings and how feelings shape behaviors. When patterns become unhelpful, they can interfere with relationships, work, and overall well-being. I help clients build insight and practical tools to create healthier, more empowering ways of responding to life's challenges.
Hi! I’m a Licensed Mental Health Counselor in Florida with over 13 years of experience in the helping profession and 7 years as a therapist. I have a passion for helping individuals navigate life’s challenges with compassion, clarity, and confidence.
If you are caring for someone with a serious illness, raising a child with complex needs, or running on empty after years of putting everyone else first — this is the right place.
You already know how to show up for the people you love. What's harder is asking for something for yourself. Many of my clients waited longer than they should have before reaching out, because they felt guilty, or because they convinced themselves they could handle it alone. If that sounds familiar, I want you to know: getting support isn't a sign that you're struggling. It's a sign that you're paying attention.
I am a Doctorally prepared Psychiatric Mental Health Nurse Practitioner with over 10 years of experience supporting individuals and families through some of life's most demanding chapters — serious illness, end-of-life care, caregiving, grief, and the particular kind of burnout that comes from loving someone with complex needs. My hospice and palliative care background has shaped the way I work: with deep respect for what people are carrying, and a focus on dignity, whole-person care, and what actually helps in real life.
I am also a parent of a child with Down syndrome. I know what it means to receive a diagnosis that reshapes your family's future. I've navigated IEP meetings, medical appointments, the emotional complexity of caregiving, and the way people who love you still don't quite understand. That lived experience is not separate from my clinical work — it's at the center of it. When you sit across from me, you won't have to explain yourself from the beginning. www.anchorfamilybh.com
Hi everyone, my name is Kim, but I go by my middle name Kristy. I have a passion for helping people, I do specialize in trauma but have worked in most areas of mental health. My education is in clinical psychology and clinical mental health counseling.
I earned an MSW from Tulane School of Social Work in 1989 and am a clinical social worker. I also practice Psychodrama and am a graduate of the Hudson Valley Psychodrama Institute in NY. I work primarily with musicians, actors & writers. I have a long history of working in non-profit agencies and schools, providing top notch care to disadvantaged and oppressed adolescents and families.
I am the wife of a veteran, and mother of three. I have been working with children, families and couples for over 20 years. I believe in empowering others and helping them find their own peace. I will work with you, meeting you where you are at, allowing you to work at your own pace. I have always had a calling to help and to heal using humor with a shared understanding of this thing, we call life, and the trials that come with it. I'm here to assist clients to understand that there is another side; and on that side there is hope. I graduated from USC, have been trained in several ways to do heal emotional wounds. Together we can work on anything from simple life issues, ADHD, all things to include extreme trauma(s) such as such as domestic violence. Behavioral issues between parent and child are also a specialty. One of the biggest rewards is watching clients achieve the goals that they set for themselves, and finally realizing that they were able to do what they never thought was possible.
About our therapists serving Panama City, FL



- 98%Anxiety
- 92%Depression
- 87%Stress management
- 77%Relationship issues
- 77%Trauma

- 99%Aetna
- 91%Cigna
- 84%Carelon Behavioral Health
- 60%Ascension
- 49%United Healthcare

- 98%English
- 19%Spanish
- 2%Haitian Creole
- 1%French
- 1%Portuguese

- 85%Online only
- 15%In-person or online

- 83%Woman
- 17%Man

- 40%Licensed Mental Health Counselor
- 27%Licensed Clinical Social Worker
- 8%Advanced Practice Registered Nurse
- 8%Licensed Mental Health Counselor
- 6%Licensed Clinical Social Worker

- 100%Individual therapy
- 34%Family therapy
- 25%Couples therapy
- 15%Child or adolescent therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing an Anxiety Therapist in Panama City, FL
Searching for therapists in Panama City starts with finding someone whose training matches what you want help with. You may be looking for support with anxiety, depression, grief, relationship challenges, stress, or a life transition. As you compare therapists, look at the specialties listed in their profiles and how they describe their approach. Some therapists focus on cognitive behavioral therapy, trauma-informed care, family therapy, or other methods that may fit your goals.
In a smaller market like Panama City, local appointment options may be more limited than in larger Florida cities. Virtual sessions can expand your choices while still connecting you with a therapist licensed in Florida. As you narrow your search, consider appointment times, whether the therapist is accepting new patients, and whether they offer a free phone consultation. Reading bios before you book can help you understand a therapist’s communication style, session structure, and experience with concerns like yours.
Therapy in Panama City can be a significant investment without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs. Headway helps you search for therapists who accept a wide range of insurance plans, see estimated out-of-pocket costs before booking, and choose between virtual and in-person care when available. You can review profiles, compare fit, and book directly when you’re ready.
If anyone in your family is experiencing or worried about abuse, threats, or coercion, joint family or couples therapy usually isn't the right starting point — individual support is safer. The Childhelp National Child Abuse Hotline (1-800-422-4453) and National Domestic Violence Hotline (1-800-799-7233, or text START to 88788\) can help you think through next steps.
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