Find a therapist in Panama City, FL — covered by insurance
Top therapists in Panama City, FL accepting new patients
Finding the right mental health provider in Panama City doesn't have to be complicated. Headway's network of 9,906 providers serves the Callaway, Southtown, and Downtown areas with flexible scheduling and virtual or in-person sessions covered by insurance, with copays typically ranging from minimal to moderate amounts.
Taking the first step toward therapy takes courage, and I'm so glad you're here.
I'm a licensed mental health counselor with a master's degree from Capella University, and I've had the privilege of walking alongside people through some of life's most challenging moments — from anxiety and depression to relationship struggles, big life transitions, parenting pressures, and career uncertainty.
My approach is collaborative and tailored to you. I draw from Cognitive Behavioral Therapy (CBT), Person-Centered therapy, Mindfulness, and Solution-Focused techniques — not because one size fits all, but because you deserve support that actually fits your life. Together, we'll work to build insight, strengthen your resilience, and create real, lasting change.
I work with individuals, couples, families, children, adolescents, and LGBTQ+ clients, and I bring genuine care and an open heart to every session. No matter what brought you here, you don't have to figure it out alone.
We're all a work in progress — and that's a beautiful thing. I'm here to help you move forward, at your own pace, in your own way.
Trust the process. I'll be with you every step of the way.
I am a licensed professional counselor with over 10 years experience working as a therapist, life coach and pastoral counselor. I have worked with clients having a wide range of concerns including depression, anxiety, stress management, relationship issues, parenting and family problems, career challenges, trauma, abuse and disabilities that include psychiatric and physical health issues. My therapy style is warm and interactive.
With five years of experience as a Licensed Clinical Social Worker, I have worked with individuals from diverse backgrounds navigating grief, loss, life transitions, and emotional challenges. Whether you are coping with the death of a loved one, divorce, health concerns, or unexpected changes in life, I strive to provide a compassionate and supportive space for healing and growth.
Hi, my name is Kathryn Powell (LCSW) and I am a licensed therapist skilled in empowering clients experiencing anxiety, depression, stress, navigating life transitions, self-esteem and body image concerns. I aim to provide a supportive and collaborative space where you can share openly and discuss the challenges you are facing. We will work together to explore your concerns and goals, while I offer guidance and evidenced-based skills training to help you create positive change.
I am a bilingual (English & Spanish) Licensed Clinical Social Worker. I have a Master's Degree in Social Work from Fordham University and a Doctorate in Religious Philosophy from Tabernacle Bible College & Seminary. I have almost 30 years of experience in clinical social work, crisis intervention, mental health assessment, and program leadership. Throughout my career, I have provided comprehensive behavioral health services to children, adolescents, adults, couples, and families across educational, medical, and community-based settings.
About our therapists serving Panama City, FL
- 97%Anxiety
- 92%Depression
- 88%Stress management
- 78%Relationship issues
- 77%Trauma
- 99%Aetna
- 91%Cigna
- 86%Carelon Behavioral Health
- 62%Ascension
- 46%United Healthcare
- 98%English
- 19%Spanish
- 2%Haitian Creole
- 1%French
- 1%Portuguese
- 86%Online only
- 14%In-person or online
- 83%Woman
- 16%Man
- 39%Licensed Mental Health Counselor
- 26%Licensed Clinical Social Worker
- 8%Licensed Mental Health Counselor
- 8%Advanced Practice Registered Nurse
- 6%Licensed Clinical Social Worker
- 100%Individual therapy
- 34%Family therapy
- 25%Couples therapy
- 16%Child or adolescent therapy
Frequently asked questions
Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing a Therapist in Panama City
Searching for therapists in Panama City starts with finding someone whose training matches what you want help with. You may be looking for support with anxiety, depression, grief, relationship challenges, stress, or a life transition. As you compare therapists, look at the specialties listed in their profiles and how they describe their approach. Some therapists focus on cognitive behavioral therapy, trauma-informed care, family therapy, or other methods that may fit your goals.
In a smaller market like Panama City, local appointment options may be more limited than in larger Florida cities. Virtual sessions can expand your choices while still connecting you with a therapist licensed in Florida. As you narrow your search, consider appointment times, whether the therapist is accepting new patients, and whether they offer a free phone consultation. Reading bios before you book can help you understand a therapist’s communication style, session structure, and experience with concerns like yours.
Therapy in Panama City can be a significant investment without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs. Headway helps you search for therapists who accept a wide range of insurance plans, see estimated out-of-pocket costs before booking, and choose between virtual and in-person care when available. You can review profiles, compare fit, and book directly when you’re ready.
If anyone in your family is experiencing or worried about abuse, threats, or coercion, joint family or couples therapy usually isn't the right starting point — individual support is safer. The Childhelp National Child Abuse Hotline (1-800-422-4453) and National Domestic Violence Hotline (1-800-799-7233, or text START to 88788\) can help you think through next steps.
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