Find a therapist in Panama City, FL — covered by insurance


Top therapists in Panama City, FL accepting new patients
Finding the right mental health provider in Panama City doesn't have to be complicated. Headway's network of 9,124 providers serves the Callaway, Southtown, and Downtown areas with flexible scheduling and virtual or in-person sessions covered by insurance, with copays typically ranging from minimal to moderate amounts.
Hi, I'm Sara Buchanan, and I am a Licensed Mental Health Counselor in the State of Florida, and the owner of SSB Counseling Services, based in Jacksonville, Florida. I earned my Master of Science degree in 2023 at the University of North Florida in the Clinical Mental Health Counseling program. I received Dialectical Behavioral Therapy informed training during her practicum and internship. I also specialize in treating eating disorders and body image concerns.
Feeling "stuck" is one of the most frustrating human experiences, but it’s often the starting point for meaningful change. Whether you are navigating a major life transition, managing the weight of anxiety and depression, or simply feeling like you’ve lost your way, you don’t have to figure it out alone.
I am a licensed clinical psychologist with over 17 years of experience. My career began in private practice in 2008, followed by years of dedicated service to active-duty military members and veterans. This background has given me a deep, specialized understanding of resilience, trauma, and the unique pressures faced by high-performing individuals.
As a Licensed Clinical Social Worker, I believe wholeheartedly in empowering and enhancing one's capacity to address your own needs. You have the power and expertise within; it is a matter of finding a way to maximize it.
I am a Licensed Mental Health Counselor (LMHC) with 8 years of experience and I also hold a Certified Master's Level Addiction Professional ( MCAP). I have worked in a wide variety of settings with a focus on individual counseling. My specialties include anxiety, depression, substance abuse, trauma, domestic violence, borderline personality disorder, narcissistic abuse, and ADHD.
If you want someone who will be straight with you — you're in the right place.
I'm a Licensed Mental Health Counselor with 5 years of experience working with adults navigating trauma, anxiety, and depression. I bring honesty, clarity, and genuine compassion to every session. That means I won't sugarcoat what I see, I won't tell you what you want to hear just to make you comfortable, and I won't let you stay stuck when I can see a way forward.
What I will do is show up fully, tell you the truth, and work hard alongside you.
I believe that true healing begins when you feel genuinely seen, heard, and understood. As a dual-board-certified Psychiatric Mental Health and Family Nurse Practitioner with over 25 years of healthcare experience, my passion is delivering compassionate, individualized care that treats you as a whole person—not just a list of symptoms.
Mental health challenges like ADHD, anxiety, depression, PTSD, bipolar disorder, and OCD can feel overwhelming, but you don't have to navigate them alone. My approach is warm, collaborative, and grounded in deep empathy. Together, we will combine evidence-based treatments with a personalized plan tailored specifically to your unique life, goals, and well-being. My focus is to help you build resilience, gain clarity, and walk away with practical tools for lasting, meaningful progress. Let’s work together to empower your total well-being.
Figuring out who you are, and where you fit, can feel overwhelming, especially when you're carrying anxiety, family stress, relationship challenges, or feeling disconnected from yourself. Therapy can be a space where you don't have to have everything figured out.
As a Licensed Clinical Social Worker, I work with children, adolescents, adults, and families to create a supportive, affirming environment where people feel safe showing up exactly as they are. Many of the clients I work with are navigating anxiety, identity exploration, family conflict, relationship concerns, stress, or major life transitions. My goal is to help you better understand yourself, build on your strengths, and develop practical tools that support confidence, resilience, and meaningful growth.
Hi, I'm Zaneb! I'm a licensed mental health therapist who believes therapy should be a place where you feel understood, supported, and empowered to create meaningful change. I earned my bachelor's degrees in Psychology and Sociology and my Master's in Social Work from The Ohio State University, where I developed a strong foundation in evidence-based mental health care.
Over the past several years, I've had the privilege of working with thousands of individuals from diverse backgrounds. I specialize in helping adults navigate anxiety, ADHD, life transitions, self-esteem, stress, relationship challenges, and cultural identity. As someone who understands the pressure of balancing high expectations, perfectionism, and multiple roles, I strive to create a space where you don't have to have everything figured out before asking for help.
I am a Licensed Mental Health Counselor in Florida with experience working in private practice with clients of all ages and a wide range of concerns. I earned my Master of Arts in Professional Counseling from Liberty University in 2019, and I’m passionate about supporting individuals through life transitions, emotional challenges, and personal growth. I work with concerns such as depression, anxiety, trauma, and mood-related conditions, and together, we’ll create a space where you feel supported and understood as we navigate what you’re going through.
About our therapists serving Panama City, FL



- 98%Anxiety
- 92%Depression
- 87%Stress management
- 77%Relationship issues
- 77%Trauma

- 99%Aetna
- 91%Cigna
- 84%Carelon Behavioral Health
- 60%Ascension
- 49%United Healthcare

- 98%English
- 19%Spanish
- 2%Haitian Creole
- 1%French
- 1%Portuguese

- 85%Online only
- 15%In-person or online

- 83%Woman
- 17%Man

- 40%Licensed Mental Health Counselor
- 27%Licensed Clinical Social Worker
- 8%Advanced Practice Registered Nurse
- 8%Licensed Mental Health Counselor
- 6%Licensed Clinical Social Worker

- 100%Individual therapy
- 34%Family therapy
- 25%Couples therapy
- 15%Child or adolescent therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing an Anxiety Therapist in Panama City, FL
Searching for therapists in Panama City starts with finding someone whose training matches what you want help with. You may be looking for support with anxiety, depression, grief, relationship challenges, stress, or a life transition. As you compare therapists, look at the specialties listed in their profiles and how they describe their approach. Some therapists focus on cognitive behavioral therapy, trauma-informed care, family therapy, or other methods that may fit your goals.
In a smaller market like Panama City, local appointment options may be more limited than in larger Florida cities. Virtual sessions can expand your choices while still connecting you with a therapist licensed in Florida. As you narrow your search, consider appointment times, whether the therapist is accepting new patients, and whether they offer a free phone consultation. Reading bios before you book can help you understand a therapist’s communication style, session structure, and experience with concerns like yours.
Therapy in Panama City can be a significant investment without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs. Headway helps you search for therapists who accept a wide range of insurance plans, see estimated out-of-pocket costs before booking, and choose between virtual and in-person care when available. You can review profiles, compare fit, and book directly when you’re ready.
If anyone in your family is experiencing or worried about abuse, threats, or coercion, joint family or couples therapy usually isn't the right starting point — individual support is safer. The Childhelp National Child Abuse Hotline (1-800-422-4453) and National Domestic Violence Hotline (1-800-799-7233, or text START to 88788\) can help you think through next steps.
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