Find a therapist in Fort Walton Beach, FL — covered by insurance


Top therapists in Fort Walton Beach, FL accepting new patients
Find mental health support in Fort Walton Beach with Headway's network of 9,522 licensed providers. Our providers offer flexible in-person and virtual sessions, with many accepting insurance to help you save on care costs.
Congratulations on your courageous decision to seek help! Self-awareness is the first step to change and I go above and beyond to help those like you who choose to actively help themselves. Understand that the path to self-discovery and growth is not easy. It involves commitment, personal investment, and a desire to delve into the process of growth, healing, and self-love.
As a licensed mental health counselor, I passionately advocate for self-care and mental wellness while working collaboratively with clients to empower and build resilience and achieve mental health goals in a safe, empathetic space for healing and self-empowerment. I am prepared to assist individuals in coping and managing emotional, behavioral, and psychological challenges.
I specialize in anxiety and stress management for adults, teens, and children. I have experience working with individuals struggling with addictions and have discovered a love of helping people in this capacity. A resilient individual is able to withstand or recover quickly from challenging life events. Let me help you grow through what you go through.
I have 23 years of experience as an educator and understand students' daily stresses. Mistakes happen. It's what you do with them that matters. Let me provide the compassion and empathy you need to overcome life's struggles. I will listen genuinely without judgment and support you in overcoming trauma, adversity, tragedy, daily stress, and much more.
I'm a retired veteran, have been working as a social worker/therapist since 2004, and have been in private practice since 2017. I have extensive and successful experience helping people with trauma/PTSD, relationships, boundaries, emotions, domestic violence, sexual trauma, substance abuse, grief, parenting, and more.
If you’re dealing with anxiety, trauma, PTSD, depression, stress, or men’s emotional health, I’m here to help you get grounded, clear, and moving forward. I offer telehealth across Florida and in person sessions in Pace Fl (32571) and I’m currently accepting new clients.
I bring a unique perspective to therapy after spending 18 years as a law enforcement officer, working in high‐stress environments and walking with people through the hardest moments of their lives. Today, I use that experience—along with my formal clinical training—to support adults who feel overwhelmed, stuck, or worn down by life.
l have been practicing for over 20 years. Listening to my clients and helping them navigate this increasingly complex world is my starting point. In therapy, I meet you where you are to help you look inward to find yourself and your strength.
Hi, I’m a Licensed Mental Health Counselor, and for over seven years I’ve had the privilege of walking alongside people as they work toward personal growth and healing. Whether you’re facing grief, disappointment, or patterns that keep you feeling stuck, I’m here to help you find clarity and create a more balanced, satisfying life. My approach is collaborative and supportive-helping people uncover their strengths and make meaningful changes in their lives.
With over 10 years of experience as a licensed clinical social worker, I’ve supported individuals through some of the most challenging moments in their lives—including anxiety, depression, mood disorders, and substance use.
If you’re feeling overwhelmed, stuck, or unsure where to start, you’re not alone. I provide a supportive, nonjudgmental space where we can work through what’s going on and begin finding a path forward that feels realistic and manageable.
My background in healthcare settings has given me experience working with both mental health and medical challenges, allowing me to take a more holistic view of what you’re going through.
Navigating a difficult relationship, struggling with a life transition, or just unsure how to proceed in making your life what you want it to be? I provide a supportive and totally non-judgmental environment for you to explore your options and figure out concrete ways to move forward.
Hi, I’m Ashley Harding, a Licensed Professional Counselor in Colorado/New Jersey and a Licensed Mental Health Counselor in Florida. For more than 8 years I have specialized in supporting children and teens experiencing anxiety, big emotions, ADHD, anger/outbursts, challenges at school, family changes, and behavior concerns. When your child is struggling, finding the right support can make all the difference. I am here to help your child or teen manage their symptoms, strengthen emotional regulation, and improve self-esteem/confidence. Your child can learn to express their thoughts and feelings effectively to improve their overall functioning at home, school, and socially.
I don't believe anyone's story is ever over. Life can leave us carrying burdens we never expected. Anxiety, depression, broken relationships, grief, trauma, addiction, or simply the weight of holding everything together can make it feel like peace is out of reach. But I believe that pain does not define you, and it does not get the final word. As a Christian counselor, it is my mission to help people find hope and strength in the middle of life's hardest moments. Healing doesn't pretend the past never happened, but it does mean that your wounds don't have to control your future. I utilize a mix of evidence based practices, which includes trauma informed care, that align with God's design to help you get as close as you can to the peace you were designed to live with.
I am a Licensed Marriage and Family Therapist with more than 20 years of experience providing compassionate mental health services to children, adolescents, and families. I’m skilled in helping clients navigate behavioral concerns, emotional challenges, trauma, anxiety, anger management, self-esteem issues, family conflict, and crisis situations. Throughout my career, I have worked closely with at-risk youth, foster care populations, and families facing complex emotional and behavioral challenges. In both English and Haitian Creole, my clinical approach is rooted in creating a safe, supportive, and culturally responsive environment where clients feel heard, respected, and empowered to grow.
I am a psychiatric provider who specializes in working with adults experiencing anxiety and depression, and I’m passionate about creating a space where you feel genuinely seen and heard. My clinical background includes formal training in evidence-based treatments for mood and anxiety disorders, and I have experience supporting clients from diverse cultural and personal backgrounds. I strive to bring both professional expertise and a warm, grounded presence to every session so that you feel comfortable sharing what’s really going on in your life.
About our therapists serving Fort Walton Beach, FL



- 98%Anxiety
- 92%Depression
- 88%Stress management
- 78%Relationship issues
- 77%Trauma

- 99%Aetna
- 91%Cigna
- 85%Carelon Behavioral Health
- 59%Ascension
- 47%United Healthcare

- 98%English
- 19%Spanish
- 2%Haitian Creole
- 1%French
- 1%Portuguese

- 85%Online only
- 15%In-person or online

- 83%Woman
- 16%Man

- 39%Licensed Mental Health Counselor
- 26%Licensed Clinical Social Worker
- 9%Advanced Practice Registered Nurse
- 8%Licensed Mental Health Counselor
- 6%Licensed Clinical Social Worker

- 99%Individual therapy
- 34%Family therapy
- 25%Couples therapy
- 16%Child or adolescent therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing a Mental Health Therapist in Fort Walton Beach, FL
Finding therapists in Fort Walton Beach starts with knowing what kind of support fits your needs. You may want help with anxiety, depression, grief, relationship challenges, life transitions, or stress. As you compare therapists, look for training and listed specialties that match what you want to focus on. A therapist’s bio can also show whether they use approaches like cognitive behavioral therapy, eye movement desensitization and reprocessing, acceptance and commitment therapy, or trauma-informed care.
Fort Walton Beach has a smaller local therapist market, so virtual appointments can give you more options while still keeping care connected to Florida-licensed therapists. In-person sessions may work well if you prefer meeting in an office, while virtual sessions can fit more easily around work, school, caregiving, or travel across Okaloosa County. Beyond specialty, compare appointment times, whether the therapist is accepting new patients, and whether they offer a free phone consultation. Reading profiles before booking can help you understand each therapist’s communication style, session structure, and areas of focus.
Therapy in Fort Walton Beach can be a significant expense without insurance. Using in-network insurance is one of the most reliable ways to lower session costs and understand what you may pay before you begin. Headway helps you search therapists who accept a wide range of insurance plans, verify your coverage, view estimated out-of-pocket costs, and book directly when you’re ready.
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