Find a therapist in Fort Walton Beach, FL — covered by insurance


Top therapists in Fort Walton Beach, FL accepting new patients
Find mental health support in Fort Walton Beach with Headway's network of 9,364 licensed providers. Our providers offer flexible in-person and virtual sessions, with many accepting insurance to help you save on care costs.
Congratulations on your courageous decision to seek help! Self-awareness is the first step to change and I go above and beyond to help those like you who choose to actively help themselves. Understand that the path to self-discovery and growth is not easy. It involves commitment, personal investment, and a desire to delve into the process of growth, healing, and self-love.
As a licensed mental health counselor, I passionately advocate for self-care and mental wellness while working collaboratively with clients to empower and build resilience and achieve mental health goals in a safe, empathetic space for healing and self-empowerment. I am prepared to assist individuals in coping and managing emotional, behavioral, and psychological challenges.
I specialize in anxiety and stress management for adults, teens, and children. I have experience working with individuals struggling with addictions and have discovered a love of helping people in this capacity. A resilient individual is able to withstand or recover quickly from challenging life events. Let me help you grow through what you go through.
I have 23 years of experience as an educator and understand students' daily stresses. Mistakes happen. It's what you do with them that matters. Let me provide the compassion and empathy you need to overcome life's struggles. I will listen genuinely without judgment and support you in overcoming trauma, adversity, tragedy, daily stress, and much more.
I'm a retired veteran, have been working as a social worker/therapist since 2004, and have been in private practice since 2017. I have extensive and successful experience helping people with trauma/PTSD, relationships, boundaries, emotions, domestic violence, sexual trauma, substance abuse, grief, parenting, and more.
If you’re dealing with anxiety, trauma, PTSD, depression, stress, or men’s emotional health, I’m here to help you get grounded, clear, and moving forward. I offer telehealth across Florida and in person sessions in Pace Fl (32571) and I’m currently accepting new clients.
I bring a unique perspective to therapy after spending 18 years as a law enforcement officer, working in high‐stress environments and walking with people through the hardest moments of their lives. Today, I use that experience—along with my formal clinical training—to support adults who feel overwhelmed, stuck, or worn down by life.
With over 10 years of experience as a licensed clinical social worker, I’ve supported individuals through some of the most challenging moments in their lives—including anxiety, depression, mood disorders, and substance use.
If you’re feeling overwhelmed, stuck, or unsure where to start, you’re not alone. I provide a supportive, nonjudgmental space where we can work through what’s going on and begin finding a path forward that feels realistic and manageable.
My background in healthcare settings has given me experience working with both mental health and medical challenges, allowing me to take a more holistic view of what you’re going through.
Navigating a difficult relationship, struggling with a life transition, or just unsure how to proceed in making your life what you want it to be? I provide a supportive and totally non-judgmental environment for you to explore your options and figure out concrete ways to move forward.
Great to meet you!Hi! I’m Dr. Jessica Torres, and I’m so glad you’re here. Taking the step to seek support can feel vulnerable, and I want you to know that reaching out is courageous. I have 18 years of counseling experience and over 30 years in education, supporting women, adolescents, and couples through major life transitions. I specialize in helping women find their voice, rebuild self-esteem, and move forward with grace after divorce, abuse, infertility, career changes, and identity shifts. I also work with adolescents (middle and high school, girls and boys) navigating anxiety, depression, anger, grief, self-esteem challenges, identity exploration, LGBTQ+ concerns, and eating or behavioral issues. Additionally, I support couples navigating relationship transitions, communication struggles, and family-building stressors.
I’m not your typical therapist—and I don’t try to be. I’m warm, honest, and believe a little humor belongs in therapy when it fits. I specialize in helping adults navigate trauma, anxiety, ADHD, relationship challenges, and identity, especially when old patterns leave you feeling stuck or disconnected from yourself. My goal is to create a space that feels less clinical and more like a grounded, genuine conversation where you can reconnect with yourself, heal, and make room for more joy and ease.
When you've spent so much time taking care of everyone else, it's easy to lose sight of your own needs. Anxiety, depression, constant stress, trauma, or relationship challenges can leave you feeling emotionally exhausted, disconnected, and unsure how to move forward. You deserve a space where you don't have to carry everything alone and where healing feels possible. I partner with individuals navigating anxiety, depression, stress management, trauma, and PTSD so they can strengthen their relationships, build emotional resilience, and reconnect with the version of themselves they've been missing. Working with adolescents, adults, couples, and families in both English and Spanish, I strive to create a welcoming, affirming environment where every client feels respected, understood, and empowered to create meaningful, lasting change.
I am a psychiatric provider who specializes in working with adults experiencing anxiety and depression, and I’m passionate about creating a space where you feel genuinely seen and heard. My clinical background includes formal training in evidence-based treatments for mood and anxiety disorders, and I have experience supporting clients from diverse cultural and personal backgrounds. I strive to bring both professional expertise and a warm, grounded presence to every session so that you feel comfortable sharing what’s really going on in your life.
About our therapists serving Fort Walton Beach, FL



- 97%Anxiety
- 92%Depression
- 88%Stress management
- 77%Relationship issues
- 77%Trauma

- 99%Aetna
- 91%Cigna
- 84%Carelon Behavioral Health
- 59%Ascension
- 48%United Healthcare

- 98%English
- 19%Spanish
- 2%Haitian Creole
- 1%Portuguese
- 1%French

- 85%Online only
- 15%In-person or online

- 83%Woman
- 16%Man

- 39%Licensed Mental Health Counselor
- 26%Licensed Clinical Social Worker
- 9%Advanced Practice Registered Nurse
- 8%Licensed Mental Health Counselor
- 6%Licensed Clinical Social Worker

- 100%Individual therapy
- 34%Family therapy
- 25%Couples therapy
- 16%Child or adolescent therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing a Mental Health Therapist in Fort Walton Beach, FL
Finding therapists in Fort Walton Beach starts with knowing what kind of support fits your needs. You may want help with anxiety, depression, grief, relationship challenges, life transitions, or stress. As you compare therapists, look for training and listed specialties that match what you want to focus on. A therapist’s bio can also show whether they use approaches like cognitive behavioral therapy, eye movement desensitization and reprocessing, acceptance and commitment therapy, or trauma-informed care.
Fort Walton Beach has a smaller local therapist market, so virtual appointments can give you more options while still keeping care connected to Florida-licensed therapists. In-person sessions may work well if you prefer meeting in an office, while virtual sessions can fit more easily around work, school, caregiving, or travel across Okaloosa County. Beyond specialty, compare appointment times, whether the therapist is accepting new patients, and whether they offer a free phone consultation. Reading profiles before booking can help you understand each therapist’s communication style, session structure, and areas of focus.
Therapy in Fort Walton Beach can be a significant expense without insurance. Using in-network insurance is one of the most reliable ways to lower session costs and understand what you may pay before you begin. Headway helps you search therapists who accept a wide range of insurance plans, verify your coverage, view estimated out-of-pocket costs, and book directly when you’re ready.
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