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Find a therapist in Fort Walton Beach, FL — covered by insurance

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Top therapists in Fort Walton Beach, FL accepting new patients

Find mental health support in Fort Walton Beach with Headway's network of 9,298 licensed providers. Our providers offer flexible in-person and virtual sessions, with many accepting insurance to help you save on care costs.

Alisha Greenlaw

Alisha Greenlaw

Therapist

Virtual & in-person • <1 mi away

1025 Beal Parkway Northwest, Fort Walton Beach, FL

“My approach is warm, compassionate, and tailored to meet your unique needs because, well, humans aren't robots.”

Anxiety, Depression, Identity issues, LGBTQIA+,

Affirming, Open-minded, Warm

Accepts Aetna, Cigna, Florida Blue,

Michael Hoepfl

Michael Hoepfl

Therapist

Virtual & in-person • 1.8 mi away

105 Lewis Street, Fort Walton Beach, FL

“You're in therapy so that you can get to a point where you won't need it anymore - and I will always do my best to get you there.”

ADD/ADHD, Anger management, Anxiety, Chronic conditions,

Humorous, Open-minded, Solution-oriented

Accepts Aetna, United Healthcare, Cigna,

Aleighsha Webber

Aleighsha Webber

Therapist

Virtual & in-person • 2.3 mi away

907 Marwalt Drive, Fort Walton Beach, FL

“I'm a licensed mental health counselor specializing in trauma, PTSD, substance use, and eating disorders.”

Depression, Eating disorders, Infertility, Maternal mental health,

Inquisitive, Open-minded, Warm

Accepts Aetna insurance

Amanda Brunson

Amanda Brunson

Therapist

Virtual & in-person • 3 mi away

1 11th Avenue, Shalimar, FL

“Amanda is an LCSW and specializes in working with veterans and military families, offering culturally informed care tailored to their unique experiences.”

ADD/ADHD, Anger management, Anxiety, Bipolar disorder,

Energetic, Humorous, Warm

Accepts Aetna insurance

Robert Mayor

Robert Mayor

Therapist

Virtual & in-person • 3.4 mi away

1992 Lewis Turner Boulevard, Fort Walton Beach, FL

“I have over 10 years of counseling experience, with 6 of those being specifically with the active duty and veteran military population.”

Anxiety, Depression, Men's issues, Panic disorders,

Inquisitive, Solution-oriented, Warm

Accepts Aetna, United Healthcare, Cigna,

Crystal Copeland

Crystal Copeland

Therapist

Virtual & in-person • 2.2 mi away

251 Mary Esther Boulevard, Mary Esther, FL

Congratulations on your courageous decision to seek help! Self-awareness is the first step to change and I go above and beyond to help those like you who choose to actively help themselves. Understand that the path to self-discovery and growth is not easy. It involves commitment, personal investment, and a desire to delve into the process of growth, healing, and self-love.

ADD/ADHD, Anger management, Anxiety, Bipolar disorder,

Creative, Empowering, Open-minded

Accepts Aetna, United Healthcare, Cigna,

Allison Lindsey

Allison Lindsey

Therapist

Virtual & in-person • 13 mi away

9466 Navarre Parkway, Navarre, FL

“I strive to be genuine and inspiring in my approach to guiding you toward clarity and confidence in your life and relationships.”

ADD/ADHD, Anxiety, Depression, Family issues,

Empowering, Humorous, Warm

Accepts Aetna, Cigna, Florida Blue,

Raymond Sizemore

Raymond Sizemore

Therapist

Virtual & in-person • 17 mi away

7552 Navarre Parkway, Navarre, FL

I'm a retired veteran, have been working as a social worker/therapist since 2004, and have been in private practice since 2017. I have extensive and successful experience helping people with trauma/PTSD, relationships, boundaries, emotions, domestic violence, sexual trauma, substance abuse, grief, parenting, and more.

Anxiety, Depression, End of life care, Family issues,

Open-minded, Participatory, Warm

Accepts Aetna, United Healthcare, Cigna,


Offers free consultationsView profile and book
Chelsea Younger

Chelsea Younger

Therapist

Virtual & in-person • 17 mi away

7552 Navarre Parkway, Navarre, FL

“I am trained in various trauma specific modalities, to include EMDR, and continue learning with a passionate and eager mind in order to expand my knowledge base.”

ADD/ADHD, Anger management, Anxiety, Bipolar disorder,

Creative, Empowering, Open-minded

Accepts Aetna, United Healthcare, Cigna,

Ryan Wolf

Ryan Wolf

Therapist

Virtual & in-person • 17 mi away

7552 Navarre Parkway, Navarre, FL

“No matter how our paths cross, please know you don’t have to walk through the dark alone... Because others helped me up, I am deeply committed to doing the same for you.”

ADD/ADHD, Anger management, Anxiety, Bipolar disorder,

Challenging, Direct, Humorous

Accepts Aetna, Cigna, Ascension,

Nicole Sutton

Nicole Sutton

Therapist

Virtual & in-person • 17 mi away

7552 Navarre Parkway, Navarre, FL

“I believe healing doesn't have to be heavy all the time—and that even the hardest work can come with moments of lightness and relief.”

ADD/ADHD, Anger management, Anxiety, Bipolar disorder,

Direct, Humorous, Solution-oriented

Accepts Aetna, Cigna, Florida Blue,

Christina Baker

Christina Baker

Therapist

Virtual & in-person • 24 mi away

160 Alabama Street, Crestview, FL

“I am passionate about helping individuals feel heard, understood, and empowered as they work toward meaningful and lasting change.”

ADD/ADHD, Anger management, Anxiety, Chronic conditions,

Empowering, Open-minded, Solution-oriented

Accepts Aetna, Cigna, Florida Blue,

Patrick Burns

Patrick Burns

Therapist

Virtual & in-person

4000 U.S. 90, Milton, FL

If you’re dealing with anxiety, trauma, PTSD, depression, stress, or men’s emotional health, I’m here to help you get grounded, clear, and moving forward. I offer telehealth across Florida and in person sessions in Pace Fl (32571) and I’m currently accepting new clients.

I bring a unique perspective to therapy after spending 18 years as a law enforcement officer, working in high‐stress environments and walking with people through the hardest moments of their lives. Today, I use that experience—along with my formal clinical training—to support adults who feel overwhelmed, stuck, or worn down by life.

Anxiety, Depression, Family issues, Grief or loss,

Challenging, Humorous, Solution-oriented

Accepts Aetna, Cigna, Carelon Behavioral Health

Lee Winterberry

Lee Winterberry

Therapist

Virtual & in-person

4300 Bayou Boulevard, Pensacola, FL

“I take an eclectic approach to treatment based on the needs of the client. I often use Cognitive Behavioral Therapy to address how thoughts effect emotions and behaviors.”

ADD/ADHD, Anger management, Anxiety, Depression,

Empowering, Open-minded, Warm

Accepts Aetna, United Healthcare, Cigna,

Michael Sartin

Michael Sartin

Therapist

Virtual & in-person

6706 North 9th Avenue, Pensacola, FL

“I am grounded in Cognitive Behavioral, Trauma, Family Systems, parts work (IFS, Jungian-informed), and Mindfulness work.”

ADD/ADHD, Anxiety, Chronic conditions, Cultural & ethnic issues,

Affirming, Holistic, Warm

Accepts Aetna, Cigna, Ascension,


Offers free consultationsView profile and book
Suzanne Clark

Suzanne Clark

Therapist

Virtual & in-person

12216 Panama City Beach Parkway, Panama City Beach, FL

“I offer a safe, grounded, collaborative space where your story is met with respect and without judgment.”

ADD/ADHD, Anger management, Anxiety, Bipolar disorder,

Empowering, Participatory, Warm

Accepts Aetna, Cigna, Florida Blue,

Dr. Robert Fowler

Dr. Robert Fowler

Therapist

Virtual & in-person

12216 Panama City Beach Parkway, Panama City Beach, FL

With over 10 years of experience as a licensed clinical social worker, I’ve supported individuals through some of the most challenging moments in their lives—including anxiety, depression, mood disorders, and substance use.

If you’re feeling overwhelmed, stuck, or unsure where to start, you’re not alone. I provide a supportive, nonjudgmental space where we can work through what’s going on and begin finding a path forward that feels realistic and manageable.

My background in healthcare settings has given me experience working with both mental health and medical challenges, allowing me to take a more holistic view of what you’re going through.

ADD/ADHD, Anger management, Anxiety, Bipolar disorder,

Open-minded, Solution-oriented, Warm

Accepts Aetna, Cigna, Florida Blue,

Jenny Natalio

Jenny Natalio

Therapist

Virtual & in-person

1701 Tennessee Avenue, Lynn Haven, FL

“I'm here to offer a warm, welcoming space where you can explore your journey, find support, and focus on growth.”

Anger management, Anxiety, Depression, Family issues,

Empowering, Humorous, Solution-oriented

Accepts Aetna, United Healthcare, Cigna,

Noelle Williams

Noelle Williams

Therapist

Virtual & in-person

949 Jenks Avenue, Panama City, FL

“Therapy with me is a conversation, not an interrogation. I'll meet you where you are—with compassion, honesty, and sometimes a little humor when it's needed.”

Anger management, Anxiety, Depression, Family issues,

Direct, Empowering, Solution-oriented

Accepts Aetna, Cigna, Florida Blue,


Offers free consultationsView profile and book
Ben Earnest

Ben Earnest

Therapist

Virtual & in-person

2101 Northside Drive, Panama City, FL

“I offer a warm and welcoming environment. I have a lot of Bob Ross stuff in my office and I try to embody that calm and collected mood that he portrayed.”

ADD/ADHD, Anxiety, Depression, Men's issues,

Inquisitive, Solution-oriented, Warm

Accepts Aetna, Cigna, Florida Blue,


Offers free consultationsView profile and book
Donna Rhodes

Donna Rhodes

Psychiatric Mental Health NP

Virtual & in-person

4500 Belvedere Road, Haverhill, FL

“With over a decade of diverse healthcare experience, the evolving landscape of mental health care requires not only this intricate understanding of new developments but compassion to approach everyone's unique circumstance.”

ADD/ADHD, Anger management, Anxiety, Chronic conditions,

Empowering, Solution-oriented, Warm

Accepts Aetna, United Healthcare, Cigna,

Michelle Bell

Michelle Bell

Therapist

Virtual • Florida


I believe therapy works best when clients feel safe, heard, and genuinely supported. I strive to create a warm, nonjudgmental, and collaborative environment where clients can show up as their authentic selves. My approach is compassionate, direct when needed, and focused on helping clients build practical tools for everyday life while also exploring deeper emotional patterns and experiences.

I enjoy working with individuals navigating anxiety, life transitions, relationship concerns, self-esteem challenges, stress, identity exploration, and emotional overwhelm. I am passionate about supporting LGBTQIA+ and BIPOC clients and creating an affirming therapeutic space where clients feel respected and understood.

I understand that starting therapy can feel vulnerable, and my goal is to meet clients where they are while helping them move toward healing, clarity, and meaningful growth.

ADD/ADHD, Anger management, Anxiety, Bipolar disorder,

Empowering, Humorous, Solution-oriented

Accepts Aetna, United Healthcare, Cigna,


Offers free consultationsView profile and book
Ebony Benjamin

Ebony Benjamin

Therapist

Virtual • Florida


“Therapy is more than treatment. It is a safe space for you to manage daily struggles free from judgment and fault.”

Anxiety, Bipolar disorder, Cultural & ethnic issues, Depression,

Affirming, Empowering, Solution-oriented

Accepts Aetna, Cigna, Ascension,

Candace Bennett

Candace Bennett

Therapist

Virtual & in-person

801 Northpoint Parkway, West Palm Beach, FL

“I help clients navigate depression, anxiety, and relationship challenges in a compassionate, empowering environment that fosters self-awareness, stronger communication, and healthier connections.”

ADD/ADHD, Anxiety, Chronic conditions, Depression,

Direct, Solution-oriented, Warm

Accepts Aetna, Cigna, Florida Blue,

Sheantay Royes

Sheantay Royes

Therapist

Virtual • Florida


“I am a Licensed Clinical Social Worker who is passionate about helping young women navigate life, gain clarity, and grow in confidence through the faith in Jesus Christ.”

Anger management, Anxiety, Depression, Family issues,

Empowering, Humorous, Warm

Accepts Aetna, Cigna, Florida Blue,

Melissa Hathaway

Melissa Hathaway

Therapist

Virtual • Florida


“My own personal difficulties have taught me how to have compassion and patience when helping others.”

Anxiety, End of life care, Grief or loss, PTSD,

Empowering, Open-minded, Warm

Accepts Aetna, United Healthcare, Cigna,

Michelle Harper

Michelle Harper

Therapist

Virtual • Florida


“I am committed to creating a compassionate, nonjudgmental space where you feel genuinely heard while receiving practical support to strengthen your well-being and move forward with greater confidence.”

Anxiety, Depression, Relationship issues, Stress management,

Affirming, Holistic, Warm

Accepts Aetna, Cigna, Carelon Behavioral Health,

Anna Maria Capote

Anna Maria Capote

Therapist

Virtual • Florida


I earned my degree in psychology, and a gap year with Jesuit Volunteer Corps in a social justice setting led me to social work. I use a systems approach, meaning I look at the personal, family, and life factors affecting your well-being. My background in foster care, crisis work, community-based care, and therapy gives me a collaborative, well-rounded perspective.

ADD/ADHD, Anger management, Anxiety, Cultural & ethnic issues,

Empowering, Holistic, Solution-oriented

Accepts Aetna, Cigna, Blue Cross Blue Shield of Massachusetts,


Offers free consultationsView profile and book
Allison Kramer

Allison Kramer

Therapist

Virtual • Florida


“I believe strongly in showing up consistently for my clients. Whether that means being flexible when life gets complicated, picking up right where we left off, or simply making sure sessions feel like a place where you can be fully honest, I am in...”

ADD/ADHD, Anger management, Anxiety, Depression,

Empowering, Open-minded, Solution-oriented

Accepts Aetna, Cigna, Carelon Behavioral Health


Offers free consultationsView profile and book
Taylor Maddox

Taylor Maddox

Therapist

Virtual • Florida


“I don't see you as someone who needs to be fixed. I see you as a whole person with a story worth understanding.”

Anxiety, Bipolar disorder, Depression, Family issues,

Empowering, Solution-oriented, Warm

Accepts Aetna, Cigna, Ascension,

Ashama Mckenzie

Ashama Mckenzie

Therapist

Virtual • Florida


Hi, I'm Ashama! I'm a Licensed Clinical Social Worker with eight years of experience helping adults navigate anxiety, depression, stress, low self-esteem, relationship challenges, trauma, and difficult life transitions. Maybe you've been feeling weighed down, questioning your worth, struggling to move forward, or constantly wondering "what if?" My goal is to help you better understand what's keeping you stuck, recognize your strengths, and find practical ways to create meaningful change.

My background includes crisis intervention, hospice care, family therapy, and eight years of active-duty Navy service before entering the clinical field. These experiences have shaped the way I approach therapy with resilience, perspective, and genuine compassion. I understand that life can take unexpected turns, and I believe you deserve a space where you can be yourself, feel supported, and work toward a healthier, more confident version of yourself.

ADD/ADHD, Anger management, Anxiety, Cultural & ethnic issues,

Affirming, Energetic, Warm

Accepts Aetna, Cigna, Ascension,

Abraham Tatis

Abraham Tatis

Therapist

Virtual • Florida


“I enjoy working with adolescents and adults to gain awareness of patterns in life and finding new ways to adjust to current needs.”

ADD/ADHD, Anger management, Anxiety, Bipolar disorder,

Empowering, Solution-oriented, Warm

Accepts Aetna, United Healthcare, Cigna,

Aaron Percoco

Aaron Percoco

Therapist

Virtual & in-person

9210 Cypress Green Drive, Jacksonville, FL

“I pride myself on being a person who can make you laugh one moment and sit with you in your hardships with sincerity afterwards.”

ADD/ADHD, Chronic conditions, Cultural & ethnic issues, Family issues,

Affirming, Humorous, Inquisitive

Accepts Aetna, Cigna, Curative,

Cynthia Malek

Cynthia Malek

Therapist

Virtual • Florida


“After our first session, my clients often say they feel like I "got" them---that I listen well, and they feel understood.”

ADD/ADHD, Anger management, Anxiety, Bipolar disorder,

Holistic, Inquisitive, Warm

Accepts Aetna, Providence Health Plan


Offers free consultationsView profile and book
Maria Lagar

Maria Lagar

Therapist

Virtual • Florida


“I have concentrated in working together with young and older adults in providing effective interventions.”

Anger management, Anxiety, Bipolar disorder, Chronic conditions,

Empowering, Solution-oriented, Warm

Accepts Aetna, United Healthcare, Cigna,


Offers free consultationsView profile and book
Yordanys Valdes

Yordanys Valdes

Psychiatric Mental Health NP

Virtual • Tampa, FL


“My approach emphasizes collaboration, clarity, and a therapeutic environment where clients feel heard and supported.”

ADD/ADHD, Anger management, Anxiety, Bipolar disorder,

Empowering, Open-minded, Solution-oriented

Accepts Aetna, Cigna, Florida Blue,

Christina Silva-Anderson

Christina Silva-Anderson

Therapist

Virtual • Florida


“My clients appreciate my direct and culturally sensitive approach and ability to meet them where they are.”

Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues,

Affirming, Empowering, Holistic

Accepts Aetna, United Healthcare, Cigna,

Joanne Masters

Joanne Masters

Therapist

Virtual • Winter Park, FL


“I strive to create a safe, supportive, and nonjudgmental environment where clients feel heard, understood, and empowered to make meaningful changes in their lives.”

ADD/ADHD, Anger management, Anxiety, Depression,

Direct, Solution-oriented, Warm

Accepts Aetna, Cigna, Florida Blue,

Victoria Payne

Victoria Payne

Therapist

Virtual • Jacksonville, FL


Most people who finally reach out have been putting it off for a while, waiting to feel ready or wondering whether what they're going through is serious enough to count. I'm Victoria, a Licensed Professional Counselor with more than 10 years of experience working with children, adolescents, adults, and seniors navigating anxiety, depression, relationship stress, and the life transitions that knock you off your footing. I also hold specialized certifications in substance use, so if that's part of what you're carrying, you're in good hands. Clients often describe me as approachable, honest, and steady.

Anger management, Anxiety, Bipolar disorder, Men's issues,

Holistic, Solution-oriented, Warm

Accepts Aetna, Cigna, Ascension,


Offers free consultationsView profile and book
Haydee Fuentes

Haydee Fuentes

Therapist

Virtual • Florida


“Therapy is a partnership, where we work together to find solutions suited to your journey. My goal is to help you tap into your inner strength, foster resilience, and pave the way to healing.”

Anger management, Anxiety, Chronic conditions, Cultural & ethnic issues,

Empowering, Holistic, Warm

Accepts Aetna, United Healthcare, Cigna,

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About our therapists serving Fort Walton Beach, FL

Number of therapists serving Fort Walton Beach, FL
There are over 9,309 therapists in Fort Walton Beach, FL accepting new patients.
9,309+
Average years in practice
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10 years
Top specialties offered
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  • 98%Anxiety
  • 93%Depression
  • 88%Stress management
  • 78%Relationship issues
  • 77%Trauma
Insurances accepted
Watercolor illustration of insurance cards
  • 99%Aetna
  • 92%Cigna
  • 87%Carelon Behavioral Health
  • 66%Ascension
  • 53%Horizon Blue Cross and Blue Shield of New Jersey
Languages spoken
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  • 98%English
  • 19%Spanish
  • 2%Haitian Creole
  • 1%French
  • 1%Portuguese
How they see their clients
Watercolor illustration of therapy session
  • 87%Online only
  • 13%In-person or online
Provider gender
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  • 82%Woman
  • 18%Man
License types
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  • 39%Licensed Mental Health Counselor
  • 26%Licensed Clinical Social Worker
  • 9%Advanced Practice Registered Nurse
  • 8%Licensed Mental Health Counselor
  • 6%Licensed Clinical Social Worker
Treatment approaches
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  • 99%Individual therapy
  • 35%Family therapy
  • 26%Couples therapy
  • 16%Child or adolescent therapy

Frequently asked questions

Therapy Chair

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Find the right therapist for you

Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.

Factors to Consider When Choosing a Therapist in Fort Walton Beach

Finding therapists in Fort Walton Beach starts with knowing what kind of support fits your needs. You may want help with anxiety, depression, grief, relationship challenges, life transitions, or stress. As you compare therapists, look for training and listed specialties that match what you want to focus on. A therapist’s bio can also show whether they use approaches like cognitive behavioral therapy, eye movement desensitization and reprocessing, acceptance and commitment therapy, or trauma-informed care.

Fort Walton Beach has a smaller local therapist market, so virtual appointments can give you more options while still keeping care connected to Florida-licensed therapists. In-person sessions may work well if you prefer meeting in an office, while virtual sessions can fit more easily around work, school, caregiving, or travel across Okaloosa County. Beyond specialty, compare appointment times, whether the therapist is accepting new patients, and whether they offer a free phone consultation. Reading profiles before booking can help you understand each therapist’s communication style, session structure, and areas of focus.

Therapy in Fort Walton Beach can be a significant expense without insurance. Using in-network insurance is one of the most reliable ways to lower session costs and understand what you may pay before you begin. Headway helps you search therapists who accept a wide range of insurance plans, verify your coverage, view estimated out-of-pocket costs, and book directly when you’re ready.

1 Cost may vary based on your location, age, and insurance coverage.