Find a therapist in Lutz, FL — covered by insurance


Top therapists in Lutz, FL accepting new patients
Find mental health support in Lutz, Florida across neighborhoods like Carrollwood, Westshore, and New Tampa. Connect with 9,877 licensed providers offering virtual and in-person sessions. Headway accepts major insurance plans, with many patients paying as low as $0 per session.
I believe therapy should feel safe, supportive, and centered on you. I know it’s not one particular model of therapy that makes the difference, but the relationship we build together. My role is to walk alongside you, creating a space where you feel understood, respected, and empowered to grow.
Every person’s journey is unique, and I will work with you to find the path that feels right for you—one that builds on your strengths and helps you move toward healing and resilience.
My name is Tristin Ramsay, I am a Licensed Mental Health Counselor. I received my Master’s of Science in Mental Health Counseling at Canisius College in Buffalo, NY in 2017. I have been a practicing counselor ever since. I have experience working with many different populations as well as with children, teens and adults. I have worked in treating anxiety, depression, interpersonal difficulties, life changes, adjustment difficulties, grief and loss and behavioral issues.
CJ deeply believes that a person’s past does not define their future. With a potent blend of empathy and expertise, she is passionate about helping individuals uncover their innate resilience and capacity for healing. Her approach is rooted in the belief that even the most painful histories can be transformed into sources of strength.
Having grown up in foster care, CJ brings a lived understanding of adversity—not as her reason for becoming a therapist, but as a quiet source of strength that has shaped her superpower: the ability to sit with any form of trauma without judgment or shock. Her presence is steady, compassionate, and unshakable—able to hold space for stories that are often too heavy for others to carry.
Specializing in trauma-informed and somatic therapies, CJ supports individuals, couples, and families through experiences of PTSD, anxiety, and complex trauma. Her mission is to guide clients toward a life marked by grace, growth, and resilience.
I am a Masters-Level Clinician providing individual and couples counseling both in-person and via telehealth. I earned my bachelor’s degree in psychology from Eckerd College and my master’s degree in Mental Health Counseling from Capella University. I am a member of the Chi Sigma Iota Counseling Academic and Professional Honors Society, the American Counseling Association, and the American Mental Health Counselors Association.
My experience allows me to work with individuals seeking to improve their mental health. I am passionate about helping teens, young adults, and college students dealing with anxiety, depression, life transitions, self-esteem issues, and trauma.
As a Licensed Clinical Social Worker, I have spent the last eight years working with “at-risk” children and adolescents, referred by the Department of Juvenile Justice (DJJ) Diversion programs. I currently work with the Genesis Women’s Clinic assisting antepartum and postpartum moms suffering from Perinatal Mood and Anxiety Disorder, the Family Care Clinic providing Behavioral Therapy to families and adults, and the Pediatric Clinic at TGH Healthpark.
I received a Bachelor of Arts in Business Administration from Fort Lewis College, a Bachelor of Arts in Interdisciplinary Social Science from the University of South Florida, and a Master’s in Social Work (MSW) from USF. My therapeutic approach is influenced by my clinical training in Cognitive Behavioral Therapy, Dialectical Behavioral Therapy, and Motivational Interviewing.
I am a licensed mental health counselor providing individual therapy in-person and virtually. I earned my bachelor’s degree in psychology from the University of Florida and completed my master’s degree in Rehabilitation and Mental Health Counseling from the University of South Florida.
After completing my undergraduate degree, I worked at a domestic and sexual violence center for three years, providing crisis and individual support to survivors and their children. During graduate school, I gained experience providing counseling in medical clinics and worked alongside adolescent and pediatric physicians. I am passionate about working with teens (13+), young adults, college students, LGBTQ+, and survivors of intimate partner violence and childhood abuse.
I am a Licensed Clinical Social Worker with over 25 years of experience helping clients navigate mental and emotional challenges. I earned both my bachelor’s and master’s degrees in social work from Florida State University. My passion is to provide a safe, non-judgmental space where clients can gain insight into their lives and work toward personal growth and healing.
I am a licensed clinician offering individual counseling services in-person or via telehealth for adults, adolescents, and children. I earned my master's degree in Rehabilitation and Mental Health Counseling from the University of South Florida. I am also a National Certified Counselor (NCC) and a Certified Rehabilitation Counselor (CRC). My experience includes working with clients from diverse cultural backgrounds across a variety of settings, including integrated behavioral health and primary care.
I grew up in central Florida and earned my Bachelor of Science in Family and Child Sciences from Florida State University, followed by a Master of Arts in Rehabilitation and Mental Health Counseling from the University of South Florida. During graduate school, I gained experience working in a treatment facility and with college students at USF, advocating for children’s educational needs while they balanced mental health treatment. This exposure led to my interest in behavior-focused therapy, particularly in using exposure techniques.
I’ve worked with children, teens, and adults dealing with obsessive-compulsive disorder, anxiety disorders, depression, Tourette's, and disordered eating.
I am a bilingual (English/Spanish) Licensed Mental Health Counselor and Art Therapist working with children, adolescents, and adults. I completed my Bachelor’s in Psychology with a Minor in Art and earned my Master of Science in Art Therapy from Florida State University.
I am passionate about helping others overcome challenges and understand the inner workings of their minds, empowering them to create positive changes in their lives. I’ve completed training in Trauma-Focused Cognitive Behavioral Therapy (TF-CBT) and Advocacy Core Training.
I’m Tiffany Settles, a licensed mental health counselor based in Florida, and I’m grateful you’re here. My journey in this field began in 2005 after earning my Bachelor of Science in Psychology. I started my career as a behavioral tech in an adolescent residential program, supporting teens facing moderate to severe mental health and behavioral challenges. That experience shaped my understanding of how deeply people desire to be seen, heard, and guided with genuine care. It also inspired me to move toward one-on-one work, complete my master’s in clinical psychology, and build a therapeutic practice rooted in connection and compassion.
Hi! I am a fully licensed mental health therapist. I have been in the business of helping people for over 15 years. I am direct and solution oriented, but will not rush the process.
Wanting to find peace from trauma, depression, anxiety, or need help coping with significant life changes? Do you find yourself ruminating about the past, worrying about the future, having difficulty feeling motivated, purposeful or worthy? I help client's cope with recurring trauma and daily stressors by building skills to regulate emotions, tolerate distress, be mindful and present in the given moment, and communicate and interact effectively with others.
About our therapists located within 20 miles of Lutz, FL



- 97%Anxiety
- 92%Depression
- 88%Stress management
- 86%Trauma
- 78%PTSD

- 100%Aetna
- 88%Cigna
- 84%Carelon Behavioral Health
- 61%Ascension
- 58%Oscar

- 100%English
- 14%Spanish
- 1%Arabic

- 98%In-person or online
- 2%In-person only

- 83%Woman
- 17%Man

- 56%Licensed Mental Health Counselor
- 24%Licensed Clinical Social Worker
- 10%Advanced Practice Registered Nurse
- 5%Licensed Psychologist
- 4%Licensed Marriage/Family Therapist

- 100%Individual therapy
- 31%Family therapy
- 28%Couples therapy
- 22%Child or adolescent therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing a Therapist in Lutz
Searching for therapists in Lutz starts with finding someone whose training matches what you want support with. You may be looking for care related to anxiety, depression, relationship challenges, grief, stress, or life transitions. As you compare therapists, look for specialties and therapy approaches that align with your needs, such as cognitive behavioral therapy, dialectical behavior therapy, trauma-informed care, or family therapy. A therapist’s profile can also show what to expect from their style, areas of focus, and session approach.
In a smaller city like Lutz, nearby in-person options may vary by neighborhood, schedule, and specialty. Virtual appointments can expand your choices across Florida while still letting you choose a therapist licensed to provide care in the state. When narrowing your search, consider whether the therapist is accepting new patients, offers appointment times that fit your calendar, and provides a free phone consultation. Reading bios before booking can help you compare communication style, experience, and whether the therapist’s approach matches what you are looking for.
Therapy in Lutz can be a significant expense without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs and make ongoing care more affordable. Headway helps you search for therapists who accept a wide range of insurance plans, check your benefits, and see your estimated cost before you book. You can review therapist profiles, compare availability, and book directly when you are ready.
If anyone in your family is experiencing or worried about abuse, threats, or coercion, joint family or couples therapy usually isn't the right starting point — individual support is safer. The Childhelp National Child Abuse Hotline (1-800-422-4453) and National Domestic Violence Hotline (1-800-799-7233, or text START to 88788\) can help you think through next steps.
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