Find a therapist in Lutz, FL — covered by insurance


Top therapists in Lutz, FL accepting new patients
Find mental health support in Lutz, Florida across neighborhoods like Carrollwood, Westshore, and New Tampa. Connect with 9,128 licensed providers offering virtual and in-person sessions. Headway accepts major insurance plans, with many patients paying as low as $0 per session.
Karina Oquendo Cuevas
Psychiatric Mental Health NP
Virtual & in-person • 11 mi away • Wesley Chapel, FL
Many of my clients look like they have it together—but inside, they feel stuck, anxious, or emotionally overwhelmed in their relationships. I help adults untangle painful patterns rooted in emotional neglect, people-pleasing, or past relationships that felt confusing or unsafe. Together, we’ll slow down, go deep, and help you get to the root of the issue.
Explore the difference of in-person therapy in an uplifted, spa-like environment in St. Pete & Hyde Park.
Originally from New York, I hold a masters in Clinical Mental Health Counseling and a BA in Neuroscience. I worked at the Omega Institute for Holistic Studies for thirteen years alongside world-class health and wellness experts, which brings depth to my work as a psychotherapist. I studied Buddhism and have practiced yoga and meditation for over 20 years. Clients describe me calm, warm and resourceful. Client testimonials can be found on my website.
Please visit my website:
www.coastalpsychologicalgroupfl.com
We don't usually seek help when life is going well for us. Whatever your current situation is, you are looking for help and guidance. I provide an encouraging and warm environment for exploration and growth. I am passionate about my work and invested in your process towards transformation. I believe each client requires a unique treatment plan that is tailored to their personal life situation.
I believe everyone deserves a safe place to feel heard, supported, and understood. I earned my Master's degree in Counseling from Webster University and tailor therapy to each person's unique needs and goals. My hope is that you'll feel comfortable, encouraged, and empowered as we work together toward healing and lasting change.
My core belief is simple: I believe in you and your ability to become the healthiest, most fulfilled version of yourself. Life often makes it hard to see that potential, let alone know how to get there. My role is to be your guide and ally on that journey.
My path to becoming a clinician has been intentional. Beyond my master's degree in counseling and advanced post-master's training, my work in non-profit and community mental health has given me a breadth of experience with people from all walks of life. This doesn't mean "I've seen it all," but it does mean that I'm prepared to meet you where you are, without judgment. No matter what you're going through, if you are ready to take a step, so am I.
Look, nothing gets better if we don't find a way to face it safely. That's why therapy takes courage. It took courage just to get this far, and you already deserve credit for that. When you're ready for that first, brave step of reaching out, I'll be here, ready to loan you some of my hope until you can hold it for yourself.
I have worked with clients from ages 3 through 80 and with individuals, couples, and families. With that breadth of experience, very little shocks or surprises me, and I am able to develop an individualized approach for each client, combining therapy modalities that play to my strengths as a counselor and that are helpful for the people I’m working with.
Three principles shape all the counseling I do:
- Counseling should be efficient. Counseling has significant costs in time and money. I think the benefits far outweigh the costs but when I can give you the benefits while helping you save on the costs I will do that. So I choose approaches to counseling (like EMDR and EFT) that generally work more quickly. That being said, I don’t want to you to feel better for three to six months and then need counseling again because we only worked on symptom relief and didn’t bring healing to the underlying causes. That doesn’t seem very efficient to me. So my goal is to provide as long-lasting and complete help as possible in as little time as possible.
- The client is always in charge. People are complex and come with years of history that I can never know all of. I know a lot of things but you will always be the one who decides what you want to get out of counseling, how we work towards that goal, whether or not what we’re doing seems to be working, and when we’re done.
- Change and health happen through relationships. The work we do in counseling will touch on how your relationships impact your health. No matter what you come in for, there are always relational implications of change and relational factors that contribute to whatever it is that you came to counseling to change. Change can only happen in counseling because of our relationship. It’s my responsibility to make our relationship a place where you feel heard and accepted.
I’m a Licensed Clinical Social Worker (LCSW) and founder of Roots Healing Alliance, where I help individuals and couples do deeper, meaningful healing work. I specialize in trauma, anxiety, and relationship patterns, using a mix of insight-based and body-centered approaches. My style is warm, direct, and real. You won’t get a “therapist mask,” but someone who’s genuinely in it with you. I’ll support you while also gently challenging you to grow. My goal is to help you better understand yourself and create lasting, authentic change.
I graduated with honors from National Louis University with my Master’s in Clinical Mental Health Counseling. I received a bachelor’s degree in Special Education in 2013 from Walsh University in Ohio. I taught children with varying exceptionalities and learning differences for five years. I have over ten years of experience working with children and adults with autism, ADHD, and various learning disabilities.
I utilize interventions of various approaches to best assist my clients in accomplishing their individual goals. These approaches include Cognitive Behavioral Therapy (CBT), Person-Centered Therapy, Solution Focused Therapy, Acceptance and Commitment Therapy, Mindfulness Based Therapy, Cognitive Processing Therapy and Narrative Therapy. I am also a certified yoga teacher.
About our therapists located within 20 miles of Lutz, FL



- 97%Anxiety
- 92%Depression
- 89%Trauma
- 88%Stress management
- 81%PTSD

- 100%Aetna
- 89%Cigna
- 83%Carelon Behavioral Health
- 60%United Healthcare
- 60%Oscar

- 100%English
- 13%Spanish
- 1%American Sign Language
- 1%German
- 1%Haitian Creole

- 99%In-person or online
- 2%In-person only

- 83%Woman
- 18%Man

- 54%Licensed Mental Health Counselor
- 27%Licensed Clinical Social Worker
- 10%Advanced Practice Registered Nurse
- 5%Licensed Psychologist
- 3%Licensed Marriage/Family Therapist

- 100%Individual therapy
- 30%Family therapy
- 28%Couples therapy
- 20%Child or adolescent therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing a Mental Health Therapist in Lutz, FL
Searching for therapists in Lutz starts with finding someone whose training matches what you want support with. You may be looking for care related to anxiety, depression, relationship challenges, grief, stress, or life transitions. As you compare therapists, look for specialties and therapy approaches that align with your needs, such as cognitive behavioral therapy, dialectical behavior therapy, trauma-informed care, or family therapy. A therapist’s profile can also show what to expect from their style, areas of focus, and session approach.
In a smaller city like Lutz, nearby in-person options may vary by neighborhood, schedule, and specialty. Virtual appointments can expand your choices across Florida while still letting you choose a therapist licensed to provide care in the state. When narrowing your search, consider whether the therapist is accepting new patients, offers appointment times that fit your calendar, and provides a free phone consultation. Reading bios before booking can help you compare communication style, experience, and whether the therapist’s approach matches what you are looking for.
Therapy in Lutz can be a significant expense without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs and make ongoing care more affordable. Headway helps you search for therapists who accept a wide range of insurance plans, check your benefits, and see your estimated cost before you book. You can review therapist profiles, compare availability, and book directly when you are ready.
If anyone in your family is experiencing or worried about abuse, threats, or coercion, joint family or couples therapy usually isn't the right starting point — individual support is safer. The Childhelp National Child Abuse Hotline (1-800-422-4453) and National Domestic Violence Hotline (1-800-799-7233, or text START to 88788\) can help you think through next steps.
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