Find a therapist in Lutz, FL — covered by insurance


Top therapists in Lutz, FL accepting new patients
Find mental health support in Lutz, Florida across neighborhoods like Carrollwood, Westshore, and New Tampa. Connect with 9,899 licensed providers offering virtual and in-person sessions. Headway accepts major insurance plans, with many patients paying as low as $0 per session.
I am a bilingual (English and Spanish) licensed psychologist who is passionate about helping women understand themselves more deeply, overcome challenges, and build lives that feel meaningful and fulfilling. I provide both therapy and psychological evaluations in a warm, supportive, and nonjudgmental environment.
In therapy, I work with women navigating anxiety, depression, ADHD, autism, trauma, chronic illness, relationship difficulties, life transitions, stress, and self-esteem concerns. I believe healing happens when people feel heard, supported, and empowered to make lasting changes.
I also provide comprehensive psychological evaluations to help individuals gain clarity about their cognitive, emotional, and behavioral functioning. Evaluations may address concerns related to ADHD, autism spectrum disorder, mood and anxiety disorders, trauma, personality functioning, cognitive changes, and diagnostic clarification. My goal is not simply to provide answers, but to help you better understand your strengths, challenges, and the most effective path forward.
Whether you are seeking therapy, an evaluation, or both, I strive to create a collaborative experience where you feel respected, understood, and supported every step of the way.
I’m Arasay Montero, a board-certified Psychiatric Mental Health Nurse Practitioner with experience working with adults facing anxiety, depression, insomnia, personality disorders, and other mental health challenges.
My name is Oscar DeBardeleben, and I know firsthand that change is possible because I’ve lived it. As an Army veteran, I have faced the kind of life challenges that can feel insurmountable—but seeking therapy was the turning point that allowed me to reclaim my life. Today, I combine that personal resilience with a Master’s in Clinical Mental Health Counseling and a Social Work background to help others find their way back. Having served diverse communities within the VA and Indian Health Service, I am dedicated to helping you navigate your own path toward a stronger, more confident self. I have over six years of experience working with clients dealing with anxiety, depression, and other common mental health issues.
I am a Board-Certified Psychiatric Mental Healthw Nurse Practitioner providing compassionate, evidence-based care for adolescents and adults. I specialize in the treatment of anxiety, depression, and mood disorders, with a focus on personalized medication management and overall emotional wellness. Same-week appointments available. Medication management and fast access to care.
"Support for the woman who constantly cares for others. If you feel overwhelmed and stretched thin, I’m here to help you regain your balance and well-being."
My calling to this work comes from my own experience of holding everything in, carrying the weight of caring for others, and hiding my own exhaustion. For a long time, I understood what it meant to keep going even when I needed a break, to put others' needs before my own, and to believe I had to handle everything on my own.
Through my own growth and continued practice, I have learned the importance of self-care, self-compassion, and giving myself permission to slow down. I've learned that asking for help is not a sign of weakness, and that taking a break does not mean I'm falling behind.
These experiences have deepened my passion for helping other women who find themselves caught in the same cycle of giving, doing, and carrying-while quietly putting their own needs last. I believe you can care deeply for the people you love without losing yourself in the process.
Have you lost yourself in the demands of life or relationships? I offer support to women who feel drained, stuck, or invisible reconnect with their identity and reclaim their confidence.
I specialize in helping women who’ve lost their voice in trauma, toxic relationships, or life transitions reclaim their identity and rebuild confidence.
I am licensed in Florida with 4+ years of professional work experience. My experience has a wide range including helping clients with depression, stress and anxiety, life changes, relationship issues, and many other areas. I believe in treating everyone with respect, sensitivity, and compassion. I will tailor our dialog and treatment plan to meet your unique and specific needs. It takes courage to seek out a more fulfilling and happier life and to take the first steps towards a change. I am here to support & empower you in that journey.I will always prioritize a therapeutic relationship with you and lead you towards positive change.
Provides services from holistic and spiritual lens in addition to a cognitive behavioral approach.
I'm a retired veteran, have been working as a social worker/therapist since 2004, and have been in private practice since 2017. I have extensive and successful experience helping people with trauma/PTSD, relationships, boundaries, emotions, domestic violence, sexual trauma, substance abuse, grief, parenting, and more.
I have 12 years’ experience counseling all backgrounds and ages including men, women, mothers, professionals, veterans, and teens who have dealt with anxiety, depression, addiction, family and career issues, etc. My clients often tell me that I have a unique way of explaining ideas and perspectives to them that makes it easy for them to understand and apply.
I had the opportunity to experience travel by serving in the military for 22 years. After returning home-Florida I went to school and graduated from Webster University with master's in counseling, Attended Argosy University with Doctorate in Education, Counseling, and Supervision. Populations I have served --women and men with transition and life altering events, substance use, domestic violence and women issues.
I've worked with Active-duty service members, spouses and Veterans, men and women leaving prison and teens at Job Corps.
I have worked at the Women's Center of Jacksonville, Hubbard House, River Region, Gainesville Psychiatric Clinic and Northeast Florida Women Veteran Inc.
Since COVID I've had the pleasure of working remotely.
I am an Army Veteran, Lifelong learner, Adjunct Professor, traveler, and adventurer. I enjoy learning and creating new projects, enjoy playing monopoly with family, board games and chess.
About our therapists located within 20 miles of Lutz, FL



- 97%Anxiety
- 92%Depression
- 88%Stress management
- 86%Trauma
- 78%PTSD

- 100%Aetna
- 88%Cigna
- 84%Carelon Behavioral Health
- 61%Ascension
- 58%Oscar

- 100%English
- 14%Spanish
- 1%Arabic

- 98%In-person or online
- 2%In-person only

- 83%Woman
- 17%Man

- 56%Licensed Mental Health Counselor
- 24%Licensed Clinical Social Worker
- 10%Advanced Practice Registered Nurse
- 5%Licensed Psychologist
- 4%Licensed Marriage/Family Therapist

- 100%Individual therapy
- 31%Family therapy
- 28%Couples therapy
- 22%Child or adolescent therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing a Therapist in Lutz
Searching for therapists in Lutz starts with finding someone whose training matches what you want support with. You may be looking for care related to anxiety, depression, relationship challenges, grief, stress, or life transitions. As you compare therapists, look for specialties and therapy approaches that align with your needs, such as cognitive behavioral therapy, dialectical behavior therapy, trauma-informed care, or family therapy. A therapist’s profile can also show what to expect from their style, areas of focus, and session approach.
In a smaller city like Lutz, nearby in-person options may vary by neighborhood, schedule, and specialty. Virtual appointments can expand your choices across Florida while still letting you choose a therapist licensed to provide care in the state. When narrowing your search, consider whether the therapist is accepting new patients, offers appointment times that fit your calendar, and provides a free phone consultation. Reading bios before booking can help you compare communication style, experience, and whether the therapist’s approach matches what you are looking for.
Therapy in Lutz can be a significant expense without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs and make ongoing care more affordable. Headway helps you search for therapists who accept a wide range of insurance plans, check your benefits, and see your estimated cost before you book. You can review therapist profiles, compare availability, and book directly when you are ready.
If anyone in your family is experiencing or worried about abuse, threats, or coercion, joint family or couples therapy usually isn't the right starting point — individual support is safer. The Childhelp National Child Abuse Hotline (1-800-422-4453) and National Domestic Violence Hotline (1-800-799-7233, or text START to 88788\) can help you think through next steps.
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