Find a therapist in Lutz, FL — covered by insurance


Top therapists in Lutz, FL accepting new patients
Find mental health support in Lutz, Florida across neighborhoods like Carrollwood, Westshore, and New Tampa. Connect with 9,128 licensed providers offering virtual and in-person sessions. Headway accepts major insurance plans, with many patients paying as low as $0 per session.
I hold a Master’s Degree in Social Work from Saint Leo University and have over 15 years of experience working with youth, families, and adults in various clinical settings. I have extensive training in trauma-informed care and am a Certified Clinical Trauma Professional (CCTP) and Certified Mindfulness-Informed Professional (CMIP). I specialize in working with individuals ages 12 and older navigating trauma, abuse, grief and loss, anxiety, depression, self-harm, LGBTQIA+ related issues, eating disorders, neurodivergence, and self-esteem.
Nicole's ideal clients are looking for a hands on therapist and practical tools for success. She is a Licensed Psychotherapist and Qualified Clinical Supervisor in Florida, and is a Certified Clinical Anxiety Treatment Professional (CCTP). Her experience in community mental health and in schools has provided her opportunity to treat individuals and families with ages ranging from toddlers to great grandparents. She has supported clients with needs related to trauma, development, adjustment, life-cycle, anxiety, and depression.Engaging clients where they are is central to their meaningful growth in therapy; Nicole believes the best way to accomplish this begins with active listening. She loves to celebrate successes, asks lots of questions; and works with her clients to adjust goals as needed. Nicole applies clinically proven practices , individualized to her client's needs, goals, and strengths .Nicole loves working with individuals across the many stages of personal and career development. Life is dynamic and this often brings challenges that may be hard to navigate; Nicole's pragmatic, solution oriented style supports her client's growth and goal achievement.
Hello! I am known as the Happy Couples Expert and I smash trauma using EMDR and Biosound. When my clients walk through my door they are greeted with a warm smile and an empathetic ear. I have been through some similar struggles, whether it is Hashimotos, a car accident, or PTSD. I can relate to your story and am here to help you on your journey.
I am a board-certified Psychiatric Mental Health Nurse Practitioner with over 16 years of experience in healthcare, with 13 years including mental health care. My background includes working in high-acuity settings such as ICU and trauma care, which has strengthened my ability to remain calm, attentive, and thorough in complex situations.
I chose to practice as a Psychiatric Mental Health Nurse Practitioner because I am passionate about helping individuals improve their mental health and overall quality of life. Mental health challenges can significantly affect every aspect of a person’s well-being, relationships, and daily functioning, and I believe compassionate, patient-centered care can make a meaningful difference.
I am a "out of the box" therapist and qualified supervisor. I specialize in difficult cases. If you have been treated in the past and have not realized any appreciable changes or benefits, you may be discouraged and believe therapy doesn't "work".
I’m a cis-gender heterosexual female. My husband and I have a high school aged son. I’m originally from St. Louis, MO but I have lived in Florida for a combined 36 years because I love living in paradise. One of the things I enjoy about virtual work is seeing my clients’ pets too.
I was a non-traditional student and got my bachelor's degree at 29 and my master's degree at 32. The life skills I gained as I worked my way through school have been helpful throughout my career. For some people, the age of their therapist is important. I am 49 years old.
Some of my helpful qualities include being non-judgmental. I have talked to people of all kinds, many ages with all kinds of histories and all kinds of present lives. There really isn't a topic you can't discuss with me, I have never felt a client gave me "TMI" or too much information. You are guaranteed privacy and confidentiality. You can get judgment for free anywhere else. I believe everyone is doing the best they can with what they know.
I am often told after first sessions that I'm easy to talk to and those clients feel better just having gotten some things off their chest.
I have treated children and teens throughout my career beginning at my first job in foster care.since beginning in I graduated from my masters degree. I have also treated adults with depression, anxiety, grief and loss, PTSD, sexual dysfunction, porn addiction, people in the LGBTQ community & people in alternative lifestyles.
I also treated patients in hospice as well as other medical settings. I treat people with chronic illnesses and occasionally I treat people with life limiting illnesses.
Here at Headway I will treat anyone who is 10 or older because I believe they are best suited for virtual therapy. I'm open to appeals about this policy.
About our therapists located within 20 miles of Lutz, FL



- 97%Anxiety
- 92%Depression
- 89%Trauma
- 88%Stress management
- 81%PTSD

- 100%Aetna
- 89%Cigna
- 83%Carelon Behavioral Health
- 60%United Healthcare
- 60%Oscar

- 100%English
- 13%Spanish
- 1%American Sign Language
- 1%German
- 1%Haitian Creole

- 99%In-person or online
- 2%In-person only

- 83%Woman
- 18%Man

- 54%Licensed Mental Health Counselor
- 27%Licensed Clinical Social Worker
- 10%Advanced Practice Registered Nurse
- 5%Licensed Psychologist
- 3%Licensed Marriage/Family Therapist

- 100%Individual therapy
- 30%Family therapy
- 28%Couples therapy
- 20%Child or adolescent therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing a Mental Health Therapist in Lutz, FL
Searching for therapists in Lutz starts with finding someone whose training matches what you want support with. You may be looking for care related to anxiety, depression, relationship challenges, grief, stress, or life transitions. As you compare therapists, look for specialties and therapy approaches that align with your needs, such as cognitive behavioral therapy, dialectical behavior therapy, trauma-informed care, or family therapy. A therapist’s profile can also show what to expect from their style, areas of focus, and session approach.
In a smaller city like Lutz, nearby in-person options may vary by neighborhood, schedule, and specialty. Virtual appointments can expand your choices across Florida while still letting you choose a therapist licensed to provide care in the state. When narrowing your search, consider whether the therapist is accepting new patients, offers appointment times that fit your calendar, and provides a free phone consultation. Reading bios before booking can help you compare communication style, experience, and whether the therapist’s approach matches what you are looking for.
Therapy in Lutz can be a significant expense without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs and make ongoing care more affordable. Headway helps you search for therapists who accept a wide range of insurance plans, check your benefits, and see your estimated cost before you book. You can review therapist profiles, compare availability, and book directly when you are ready.
If anyone in your family is experiencing or worried about abuse, threats, or coercion, joint family or couples therapy usually isn't the right starting point — individual support is safer. The Childhelp National Child Abuse Hotline (1-800-422-4453) and National Domestic Violence Hotline (1-800-799-7233, or text START to 88788\) can help you think through next steps.
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