Find a therapist in Lutz, FL — covered by insurance


Top therapists in Lutz, FL accepting new patients
Find mental health support in Lutz, Florida across neighborhoods like Carrollwood, Westshore, and New Tampa. Connect with 9,906 licensed providers offering virtual and in-person sessions. Headway accepts major insurance plans, with many patients paying as low as $0 per session.
I find purpose and satisfaction in providing A.R.T. (Accelerated Resolution Therapy)along with other time tested evidenced-based therapeutic tools. After talk therapy alone, I was continually hijacked by my past experiences and my battery was low. I had repetitive doubts, tears, and triggers. A.R.T. connected new pathways in my brain which allowed me to reset and move forward. Today, I enjoy nature, spending time with family and friends, art, paddle boarding and meditation.
A Florida and Polk County native, Mirtha is a graduate of Frostproof High School. She is board certified as both a Psychiatric Mental Health Nurse Practitioner and an Autonomous Primary Care Nurse Practitioner. She earned a Bachelor's of Nursing from Polk State and a Master's of Nursing from USF. In 2023 Mirtha earned a Post Master's Certification in Psychiatry from Florida Atlantic University. However, her journey as a mental health provider began in 2020 when she became certified through the Academy of Christian Counseling, as a mental health coach. Then in January of 2025 she became an active member of the Order of Saint Luke (OSL) a healing ministry.
Mirtha has nearly 20 years of experience in healthcare. Her passion is caring for individuals struggling with mental health issues. She has been volunteering with the youth in her community for over 7 years and also has experience working in a domestic violence shelter with victims of trauma.
About our therapists located within 20 miles of Lutz, FL



- 97%Anxiety
- 92%Depression
- 88%Stress management
- 86%Trauma
- 78%PTSD

- 100%Aetna
- 88%Cigna
- 84%Carelon Behavioral Health
- 61%Ascension
- 58%Oscar

- 100%English
- 14%Spanish
- 1%Arabic

- 98%In-person or online
- 2%In-person only

- 83%Woman
- 17%Man

- 56%Licensed Mental Health Counselor
- 24%Licensed Clinical Social Worker
- 10%Advanced Practice Registered Nurse
- 5%Licensed Psychologist
- 4%Licensed Marriage/Family Therapist

- 100%Individual therapy
- 31%Family therapy
- 28%Couples therapy
- 22%Child or adolescent therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing a Therapist in Lutz
Searching for therapists in Lutz starts with finding someone whose training matches what you want support with. You may be looking for care related to anxiety, depression, relationship challenges, grief, stress, or life transitions. As you compare therapists, look for specialties and therapy approaches that align with your needs, such as cognitive behavioral therapy, dialectical behavior therapy, trauma-informed care, or family therapy. A therapist’s profile can also show what to expect from their style, areas of focus, and session approach.
In a smaller city like Lutz, nearby in-person options may vary by neighborhood, schedule, and specialty. Virtual appointments can expand your choices across Florida while still letting you choose a therapist licensed to provide care in the state. When narrowing your search, consider whether the therapist is accepting new patients, offers appointment times that fit your calendar, and provides a free phone consultation. Reading bios before booking can help you compare communication style, experience, and whether the therapist’s approach matches what you are looking for.
Therapy in Lutz can be a significant expense without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs and make ongoing care more affordable. Headway helps you search for therapists who accept a wide range of insurance plans, check your benefits, and see your estimated cost before you book. You can review therapist profiles, compare availability, and book directly when you are ready.
If anyone in your family is experiencing or worried about abuse, threats, or coercion, joint family or couples therapy usually isn't the right starting point — individual support is safer. The Childhelp National Child Abuse Hotline (1-800-422-4453) and National Domestic Violence Hotline (1-800-799-7233, or text START to 88788\) can help you think through next steps.
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