Find a therapist in Panama City, FL — covered by insurance


Top therapists in Panama City, FL accepting new patients
Finding the right mental health provider in Panama City doesn't have to be complicated. Headway's network of 9,906 providers serves the Callaway, Southtown, and Downtown areas with flexible scheduling and virtual or in-person sessions covered by insurance, with copays typically ranging from minimal to moderate amounts.
Professional, experienced, and knowledgeable Licensed Mental Health Counselor working with clients navigating both mental health and physical health challenges while providing a compassionate and comprehensive approach to care. I welcome individuals, families, and couples seeking support with anxiety, depression, trauma, life transitions, and chronic health conditions. My background as both a Registered Nurse and Licensed Mental Health Counselor allows me to support clients in understanding the mind-body connection and creating realistic, sustainable paths to wellness.
My therapeutic style is collaborative and client-centered, integrating evidence-based modalities, including cognitive-behavioral techniques, trauma-informed practices, and solution-focused strategies, with a strong emphasis on holistic care. I employ a warm, direct, and empowering approach, helping clients strengthen their coping skills, improve communication, and build resilience in the face of stressors.
My professional background spans over 32 years, encompassing healthcare, behavioral health, and public health. I have served as a Registered Nurse in hospital, outpatient, and case management settings; as a behavioral health case manager; and as a clinical leader in infection prevention and public health programs. I am also a Qualified Supervisor in Florida for MFT and LMHC candidates, reflecting my commitment to mentorship and professional development in the field.
My journey began as a deeply personal quest for healing, shaped by significant challenges such as abandonment, neglect, and trauma. Overcoming hardships like poverty, familial substance abuse, and toxic relationships led me to a lifelong struggle with anxiety and feelings of isolation. In my search for relief, I explored countless self-help resources, pursued degrees in psychology, and experimented with therapeutic techniques, yet nothing seemed to offer lasting change.
Everything shifted for me about three years ago when I experienced a transformative moment that inspired the creation of the Blue Lotus Approach. This method has not only helped me heal but has also profoundly impacted my clients, guiding them toward self-awareness and resilience.
My name is Dr. Regina Clark, DSW, LCSW, and I work with children, teens, and adults who have experienced trauma and are ready to begin their healing journey. I specialize in trauma-informed care, Cognitive Behavioral Therapy (CBT), solution-focused therapy, and play therapy for young children.
In our sessions, you will find a safe, supportive space where you are seen, heard, valued, and never rushed. I believe every person’s story deserves compassion, understanding, and care. My practice is rooted in authenticity, empathy, and a genuine commitment to helping clients navigate life’s challenges while building resilience and emotional wellness.
I do this work because healing can be difficult, but you are not meant to walk through it alone. I believe growth, restoration, and healing are possible, and I am honored to support individuals and families as they move toward hope, balance, and lasting change.
You may be dealing with anxiety, depression, changes in mood, difficulty focusing, poor sleep, or simply feeling unlike yourself lately. Maybe you’ve tried treatment before and still have questions, or you’re considering psychiatric care for the first time and aren’t sure where to begin. At Harborline Psychiatry, we work with adults who want to better understand what they’re experiencing and take an active role in their care. We start by slowing things down, looking at the whole picture, and building a treatment plan that makes sense for you.
I provide psychiatric evaluations and medication management for patients throughout Florida. My approach is thoughtful and collaborative: we’ll consider your symptoms, history, concerns, and goals before deciding what treatment should look like. When medication is appropriate, I’ll explain the options and reasoning so we can make those decisions together.
Reaching out for psychiatric care can feel like a big step, especially if you’ve felt unheard or uncertain about treatment in the past. You don’t need to have everything figured out before we meet. If you’re looking for a thoughtful, collaborative approach to your mental health, I’d be glad to help you find a steadier way forward.
Welcome! I’m Erica Ali, a Licensed Professional Counselor with over six years of experience helping individuals navigate life’s challenges and discover their inner strength. I earned my Master’s degree in Mental Health Counseling from Nyack Alliance Graduate School of Counseling.
My goal is to create a warm, supportive, and nonjudgmental space where you can explore your thoughts and emotions freely, build resilience, and develop tools to support lasting mental wellness. Whether you’re facing a specific challenge or simply looking to improve your overall well-being, I’m here to walk alongside you on your journey toward a healthier, more balanced life.
Taking the first step toward therapy can feel overwhelming, and I'm glad you're here. I'm a Licensed Mental Health Counselor (LMHC) in the state of Florida, with more than 16 years of experience helping children (ages 8+), adolescents, and adults navigate life's challenges in a warm, affirming, and solution-focused environment. I provide therapy in English and Spanish and support clients experiencing anxiety, depression, life transitions, adjustment challenges, separation, grief, and loss. My goal is to help you feel heard, build on your strengths, and develop practical tools to create meaningful and lasting change.
Dar el primer paso para comenzar un proceso terapéutico puede resultar abrumador, y me alegra que estés aquí. Soy Consejera Licenciada en Salud Mental (LMHC) en el estado de Florida, con más de 16 años de experiencia brindando psicoterapia a niños (a partir de los 8 años), adolescentes y adultos. Ofrezco terapia en inglés y español, y acompaño a personas que enfrentan ansiedad, depresión, cambios y transiciones de vida, dificultades de adaptación, separación, duelo y pérdida. Mi objetivo es ofrecerte un espacio donde te sientas escuchado(a), puedas reconocer tus fortalezas y desarrollar herramientas prácticas que te ayuden a generar cambios significativos y duraderos en tu vida.
I am a Licensed Professional Counselor of Mental Health (LPCMH) with 15+ years of experience across school counseling, crisis intervention, and behavioral health. I hold an M.Ed. in School Counseling and am a Certified School Counselor (1–12). I provide individual telehealth counseling and specialize in supporting students navigating school reintegration after hospitalization, residential placement, or extended absence.
About our therapists serving Panama City, FL



- 97%Anxiety
- 92%Depression
- 88%Stress management
- 78%Relationship issues
- 77%Trauma

- 99%Aetna
- 91%Cigna
- 86%Carelon Behavioral Health
- 62%Ascension
- 46%United Healthcare

- 98%English
- 19%Spanish
- 2%Haitian Creole
- 1%French
- 1%Portuguese

- 86%Online only
- 14%In-person or online

- 83%Woman
- 16%Man

- 39%Licensed Mental Health Counselor
- 26%Licensed Clinical Social Worker
- 8%Licensed Mental Health Counselor
- 8%Advanced Practice Registered Nurse
- 6%Licensed Clinical Social Worker

- 100%Individual therapy
- 34%Family therapy
- 25%Couples therapy
- 16%Child or adolescent therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing a Therapist in Panama City
Searching for therapists in Panama City starts with finding someone whose training matches what you want help with. You may be looking for support with anxiety, depression, grief, relationship challenges, stress, or a life transition. As you compare therapists, look at the specialties listed in their profiles and how they describe their approach. Some therapists focus on cognitive behavioral therapy, trauma-informed care, family therapy, or other methods that may fit your goals.
In a smaller market like Panama City, local appointment options may be more limited than in larger Florida cities. Virtual sessions can expand your choices while still connecting you with a therapist licensed in Florida. As you narrow your search, consider appointment times, whether the therapist is accepting new patients, and whether they offer a free phone consultation. Reading bios before you book can help you understand a therapist’s communication style, session structure, and experience with concerns like yours.
Therapy in Panama City can be a significant investment without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs. Headway helps you search for therapists who accept a wide range of insurance plans, see estimated out-of-pocket costs before booking, and choose between virtual and in-person care when available. You can review profiles, compare fit, and book directly when you’re ready.
If anyone in your family is experiencing or worried about abuse, threats, or coercion, joint family or couples therapy usually isn't the right starting point — individual support is safer. The Childhelp National Child Abuse Hotline (1-800-422-4453) and National Domestic Violence Hotline (1-800-799-7233, or text START to 88788\) can help you think through next steps.
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