Find a therapist in Panama City, FL — covered by insurance


Top therapists in Panama City, FL accepting new patients
Finding the right mental health provider in Panama City doesn't have to be complicated. Headway's network of 9,120 providers serves the Callaway, Southtown, and Downtown areas with flexible scheduling and virtual or in-person sessions covered by insurance, with copays typically ranging from minimal to moderate amounts.
I’ve been a Licensed Marriage and Family Therapist in California since 1995 and in Florida since 2001, with decades of experience supporting individuals, couples, families, and groups. In addition to my clinical work, I’ve served as a motivational trainer, consultant, and adjunct faculty member at over 20 universities, community colleges, hospitals, and medical centers.
My approach is rooted in psychoeducation — helping you better understand yourself while giving you practical tools to navigate life’s challenges. I enjoy working with people from all walks of life and have experience supporting clients through relationship issues, life transitions, personal growth, and emotional healing. I also facilitate seminars, workshops, and small groups, where I create a supportive space for learning, connection, and growth. My goal is to help you feel understood, empowered, and equipped to move forward with confidence.
Hello, I’m Havana. As a licensed clinical social worker, I show a natural aptitude for empathy and a deep-rooted desire to make a positive impact on the lives of others.
I look forward to working together on this journey.
I’m Jen DiGianni, a Licensed Clinical Social Worker who works with adolescents and adults through individual, family, and couples therapy. I help clients navigate anxiety, depression, relationship challenges, life transitions, and women’s mental health concerns, including postpartum anxiety and depression.
I believe that the strength and confidence you’re looking for already exist within you. My role is to help you uncover those strengths and build the tools needed to manage life’s challenges with greater clarity and confidence. I provide a warm, supportive, and nonjudgmental space where you can feel heard, understood, and empowered to grow.
I’m a board-certified Psychiatric Nurse Practitioner with an extensive background in critical care. I provide medication management and supportive therapy for adults 18+, focusing on anxiety, depression, ADHD, and mood disorders. My approach is grounded in both clinical precision and an understanding of how life circumstances impact mental health. I offer care that is thoughtful, unhurried and tailored to you.
~Meliorism- the belief that the world gets better; the belief that humans can improve the world. --This is not only the name of my practice, Meliorism Counseling LLC, but it's a core value I truly believe in. Using a focus on relationships, I work with individuals, couples, and families to obtain a sense of overall well-being and balance. As a Licensed Mental Health Counselor and Qualified Supervisor in the State of Florida I have had the privilege to work in the dependency system, child advocacy setting, not-for-profit sector and private agencies. Services are available in office or through teletherapy.
I am a licensed clinical social worker. I have worked in mental health for 10 years including substance abuse facility and private practice. I want to work with you to empower yo to navigate your emotional landscape and develop coping strategies that foster resilience and personal growth.
About our therapists serving Panama City, FL



- 98%Anxiety
- 92%Depression
- 87%Stress management
- 77%Relationship issues
- 77%Trauma

- 99%Aetna
- 91%Cigna
- 84%Carelon Behavioral Health
- 60%Ascension
- 49%United Healthcare

- 98%English
- 19%Spanish
- 2%Haitian Creole
- 1%French
- 1%Portuguese

- 85%Online only
- 15%In-person or online

- 83%Woman
- 17%Man

- 40%Licensed Mental Health Counselor
- 27%Licensed Clinical Social Worker
- 8%Advanced Practice Registered Nurse
- 8%Licensed Mental Health Counselor
- 6%Licensed Clinical Social Worker

- 100%Individual therapy
- 34%Family therapy
- 25%Couples therapy
- 15%Child or adolescent therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing an Anxiety Therapist in Panama City, FL
Searching for therapists in Panama City starts with finding someone whose training matches what you want help with. You may be looking for support with anxiety, depression, grief, relationship challenges, stress, or a life transition. As you compare therapists, look at the specialties listed in their profiles and how they describe their approach. Some therapists focus on cognitive behavioral therapy, trauma-informed care, family therapy, or other methods that may fit your goals.
In a smaller market like Panama City, local appointment options may be more limited than in larger Florida cities. Virtual sessions can expand your choices while still connecting you with a therapist licensed in Florida. As you narrow your search, consider appointment times, whether the therapist is accepting new patients, and whether they offer a free phone consultation. Reading bios before you book can help you understand a therapist’s communication style, session structure, and experience with concerns like yours.
Therapy in Panama City can be a significant investment without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs. Headway helps you search for therapists who accept a wide range of insurance plans, see estimated out-of-pocket costs before booking, and choose between virtual and in-person care when available. You can review profiles, compare fit, and book directly when you’re ready.
If anyone in your family is experiencing or worried about abuse, threats, or coercion, joint family or couples therapy usually isn't the right starting point — individual support is safer. The Childhelp National Child Abuse Hotline (1-800-422-4453) and National Domestic Violence Hotline (1-800-799-7233, or text START to 88788\) can help you think through next steps.
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