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Find a therapist in Panama City, FL — covered by insurance

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Top therapists in Panama City, FL accepting new patients

Finding the right mental health provider in Panama City doesn't have to be complicated. Headway's network of 9,908 providers serves the Callaway, Southtown, and Downtown areas with flexible scheduling and virtual or in-person sessions covered by insurance, with copays typically ranging from minimal to moderate amounts.

Natali Uribe Naranjo

Natali Uribe Naranjo

Therapist

Virtual • Florida


“My goal is to create a space where you feel understood, supported, and empowered to make meaningful, lasting changes.”
ADD/ADHD, Anxiety, Depression, OCD, Panic disorders
Holistic, Solution-oriented, Warm
Accepts 6 insurance carriers
Dr. Alicia McCray

Dr. Alicia McCray

Therapist

Virtual • Florida


“I'm a Licensed Marriage and Family Therapist who believes deeply in creating a compassionate, non-judgmental space where clients can feel seen, heard, and supported.”
Anxiety, Cultural & ethnic issues, Depression, Family issues, Identity issues
Creative, Empowering, Energetic
Accepts 8 insurance carriers
Mariya Kishkina

Mariya Kishkina

Therapist

Virtual • Florida


“My vision for success is to provide a warm, understanding, supportive, matter-of-fact, and open-minded environment...”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression
Challenging, Humorous, Solution-oriented
Accepts 6 insurance carriers
Jeannie Warren

Jeannie Warren

Therapist

Virtual • Florida


Hello, my name is Jeannie Warren and I am a licensed mental health counselor. I have a master degree in counseling. My experience includes trauma, anxiety, grief, relationships issues, life transitions and parenting. I have worked in social services agency and in private practice settings. As we work together, I will support you as you go the journey of making positive changes and growth.

Anxiety, Chronic conditions, End of life care, Family issues, Grief or loss
Affirming, Empowering, Warm
Accepts 8 insurance carriers

Offers free consultationsView profile and book
Karina Astigarrabia Ferraz

Karina Astigarrabia Ferraz

Psychiatric Mental Health NP

Virtual • Florida


“My approach is compassionate, structured, and collaborative. I believe in listening deeply to understand each person's story...”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Empowering, Holistic, Solution-oriented
Accepts 4 insurance carriers
Anneke Johnson

Anneke Johnson

Therapist

Virtual • Florida


“I specialize in cognitive behavioral therapy techniques, solution focused therapy, and experiential therapy.”
ADD/ADHD, Anger management, Anxiety, Depression, Family issues
Challenging, Direct, Humorous
Accepts 6 insurance carriers
Olalekan Oloyede

Olalekan Oloyede

Therapist

Virtual • Florida


“My approach is rooted in creating a safe, nonjudgmental space where clients can explore their thoughts and emotions freely.”
Anger management, Anxiety, Cultural & ethnic issues, Depression, Family issues
Empowering, Open-minded, Solution-oriented
Accepts 5 insurance carriers

Offers free consultationsView profile and book
Genevieve Romelus

Genevieve Romelus

Therapist

Virtual • Fort Lauderdale, FL


“I am passionate about helping individuals navigate life's challenges while building on their strengths and resilience.”
Anxiety, Bipolar disorder, Chronic conditions, Depression, Diabetes
Affirming, Solution-oriented, Warm
Accepts 8 insurance carriers
Shima Eidi

Shima Eidi

Therapist

Virtual • Florida


“My approach to therapy is warm, collaborative, and insight-oriented. I create a nonjudgmental space where clients feel safe to slow down, explore their emotions, and better understand patterns that may be keeping them stuck.”
Anxiety, Chronic conditions, Cultural & ethnic issues, Depression, Family issues
Energetic, Humorous, Warm
Accepts 7 insurance carriers
Hillary Gonzalez

Hillary Gonzalez

Therapist

Virtual • Florida


Hi and welcome!

I’m Hillary, a Licensed Clinical Social Worker residing in Florida, and licensed in Florida and Idaho. I am a neurodivergent therapist, and enjoy having the opportunity to help and support resilient individuals like you, who are seeking care to achieve personal goals, improve overall wellbeing, and navigate life’s challenges.

I aim to create a safe space where you are fully supported, at ease, and comfortable. I am committed to offering you care that is specific to your needs, and am looking forward to meeting you! I utilize a person-centered, strengths-based approach to ensure all my clients feel empowered, supported, and seen. I utilize modalities that support emotional regulation, align with your values, and create a safe space for personal growth.

I work with my clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. I am here to support and help empower you in your journey of healing and growth.

My main areas of expertise are:

  • Autism / Neurodivergence
  • Autistic / Neurodivergent Parenting and
  • Anxiety
  • Depression

Some of my other areas of expertise include:

  • Chronic Illness
  • End of life / Hospice
  • Geriatrics / Older adults
  • Life transitions
  • Substance Use / Nicotine addiction / Vaping addiction
  • Caregiver Stress and Burnout
ADD/ADHD, Anxiety, Chronic conditions, Depression, Diabetes
Affirming, Creative, Open-minded
Accepts 7 insurance carriers

Offers free consultationsView profile and book
Vittoria Rivera

Vittoria Rivera

Therapist

Virtual • Florida


“The flower that blooms in adversity is the most rare and beautiful of all.” — Mulan

For the past five years, I have been honored to walk alongside my clients as they navigate challenges like anxiety, depression, grief, trauma, relationship issues, and self-esteem issues. I also work with clients struggling with mood disorders, OCD, and personality disorders, amongst other conditions. My journey in this field began with my education at the University of Central Florida, where I built the foundation for my clinical practice. It has been my mission to create a space where you can be yourself and we can work together towards healing.

Anxiety, Bipolar disorder, Chronic conditions, Cultural & ethnic issues, Depression
Humorous, Open-minded, Solution-oriented
Accepts 5 insurance carriers
Stephen Frankenberry

Stephen Frankenberry

Therapist

Virtual & in-person • Orlando, FL


“I will be your advocate, ally, and cheerleader, and I will be honest, direct, and challenging when needed.”
ADD/ADHD, Anger management, Anxiety, Depression, Family issues
Creative, Direct, Solution-oriented
Accepts 7 insurance carriers

Offers free consultationsView profile and book
Ashley Garcia

Ashley Garcia

Therapist

Virtual • Florida


“I'm empathetic and a strong advocate for my clients, and I'm direct in a way that is caring and respectful.”
Anger management, Anxiety, Depression, Grief or loss, Relationship issues
Direct, Empowering, Solution-oriented
Accepts 5 insurance carriers
Keryl Martin

Keryl Martin

Therapist

Virtual • Florida


My passion is helping you find your path and your peace. I have been a licensed clinical therapist for nearly ten years, and love what I do. I truly believe we are all just messy humans, doing the best we can every day. I look forward to meeting you!

Anxiety, Chronic conditions, Depression, End of life care, Family issues
Direct, Open-minded, Warm
Accepts 11 insurance carriers
Dr. Jackie Ustache

Dr. Jackie Ustache

Psychiatric Mental Health NP

Virtual • Florida


“I take a collaborative approach to care, working with you to identify the underlying factors contributing to your challenges and finding practical solutions together.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression
Empowering, Humorous, Open-minded
Accepts 10 insurance carriers
Caroline Perjessy

Caroline Perjessy

Therapist

Virtual & in-person • Odessa, FL


“I am humanistic and help my clients see their full potential. Early on, we work on establishing goals together and then check in to establish progress.”
Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues, Depression
Affirming, Empowering, Holistic
Accepts 6 insurance carriers
Shakira Beersingh

Shakira Beersingh

Therapist

Virtual • Florida


“My goal is to help you understand yourself more deeply, build insight, develop coping skills, and help you equip yourself to be more aligned with who you are or who you want to be.”
Anger management, Anxiety, Bipolar disorder, Depression, Family issues
Empowering, Open-minded, Solution-oriented
Accepts 6 insurance carriers
Halie Banaghan

Halie Banaghan

Therapist

Virtual • Florida


I got my start working in a residential setting, supporting people through serious mental health challenges, trauma, and addiction. That experience shaped how I see therapy, it’s not just clinical, it’s about feeling understood and not alone in what you’re going through. I now work with people dealing with things like trauma, emotional ups and downs, and substance use, and I’m trained in EMDR. While I have experience with more intense situations, I also work with people who feel stuck, reactive, or disconnected and want to understand why.

ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Direct, Open-minded, Warm
Accepts 7 insurance carriers
Blanca McCall

Blanca McCall

Therapist

Virtual • Florida


“I'm particularly passionate about working with veterans, individuals navigating chronic/terminal illness, and those experiencing burnout or emotionally overwhelmed.”
Anxiety, Depression, End of life care, Stress management
Empowering, Solution-oriented, Warm
Accepts 9 insurance carriers
Christopher Kempski

Christopher Kempski

Therapist

Virtual • Florida


“As a doctoral trained therapist in alternative therapies, I incorporate the philosophy of the mind and body perspective in my practice.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Empowering, Holistic, Open-minded
Accepts 6 insurance carriers
Ty Roberts

Ty Roberts

Therapist

Virtual • Florida


“My approach is built on clear communication, practical solutions, and a genuine interest in seeing my clients succeed.”
ADD/ADHD, Anger management, Anxiety, Depression, Family issues
Creative, Participatory, Solution-oriented
Accepts 6 insurance carriers
Karolynne Larrea

Karolynne Larrea

Therapist

Virtual • Florida


“I believe therapy should feel safe, supportive, and personal to you. Your experiences, challenges, and goals are unique, and our work together should reflect that.”
ADD/ADHD, Anger management, Anxiety, Cultural & ethnic issues, Depression
Empowering, Open-minded, Warm
Accepts 7 insurance carriers
Monte King

Monte King

Therapist

Virtual • Florida


Life can feel heavy sometimes. You may be feeling overwhelmed by anxiety, stress, relationship struggles, low self-esteem, or simply exhausted from trying to hold everything together on your own. Therapy is a space where you can finally exhale, feel heard, and begin to better understand yourself without fear of judgment. I believe healing starts with feeling safe, supported, and genuinely connected. Together, we can work through the challenges keeping you stuck and help you build healthier patterns, stronger confidence, and a life that feels more balanced and fulfilling.

ADD/ADHD, Anger management, Anxiety, Depression, Family issues
Holistic, Open-minded, Solution-oriented
Accepts 6 insurance carriers
Mia Perez

Mia Perez

Therapist

Virtual • Dade City, FL


Hi, I'm Mia! I'm a Licensed Clinical Social Worker and I care deeply about helping clients feel like themselves again.

I work with children, teens, adults, couples, and families, and I specialize in anxiety, OCD, and trauma. With EMDR training and additional focus in CBT, exposure-based approaches, and IFS, my goal is to help you build the skills and strategies you need to feel more in control, more present, and more like the person you were created to be.

Anxiety, Chronic conditions, Depression, Eating disorders, Family issues
Humorous, Inquisitive, Warm
Accepts 5 insurance carriers
Jennifer Consolo

Jennifer Consolo

Therapist

Virtual & in-person • Miami, FL


“I focus on practical, supportive strategies that build resilience and sustain lasting change, while recognizing the importance of family involvement in the healing process.”
Anger management, Anxiety, Bipolar disorder, Depression, Eating disorders
Empowering, Open-minded, Warm
Accepts 6 insurance carriers
Atiya Lovett

Atiya Lovett

Therapist

Virtual • Florida


“I believe you deserve a space where you can be honest about what you're experiencing without feeling judged or pressured to have everything figured out.”
Anxiety, Bipolar disorder, Chronic conditions, Cultural & ethnic issues, Depression
Creative, Empowering, Warm
Accepts 6 insurance carriers
Kacia Zuill

Kacia Zuill

Therapist

Virtual • Florida


  • Are you tired of just surviving each day?
  • Feeling stuck and unable to escape the pain, dysfunction and trauma of your past?
  • Awake all night and can’t shut off your racing thoughts?
  • Are you struggling under the weight of imposter syndrome, social anxiety, the regrets of yesterday and anxiety about the future?
  • Have you experienced loss and are having trouble letting go?
  • Want to overcome the perfectionism, procrastination, paralysis cycle?
ADD/ADHD, Anxiety, Chronic conditions, Depression, Eating disorders
Empowering, Holistic, Open-minded
Accepts 6 insurance carriers

Offers free consultationsView profile and book
Michelle Hernandez

Michelle Hernandez

Therapist

Virtual • Florida


“My goal is to provide a supportive, non-judgmental space where you can talk openly and begin making meaningful changes.”
Anxiety, Depression, Family issues, Grief or loss, Panic disorders
Open-minded, Solution-oriented, Warm
Accepts 7 insurance carriers
Ana Alfred

Ana Alfred

Psychiatric Mental Health NP

Virtual • Florida


“I take a whole-person approach to mental health, looking at both emotional and physical factors so care feels thoughtful and personalized.”
ADD/ADHD, Anxiety, Depression, End of life care, Sleep disorder
Holistic, Open-minded, Solution-oriented
Accepts 9 insurance carriers

Offers free consultationsView profile and book
Dr. Carlos Diaz-Lazaro

Dr. Carlos Diaz-Lazaro

Psychologist

Virtual • Florida


“My style is warm, active, and respectful. I want therapy to feel like a space where you can be fully yourself, make sense of what you are carrying, and begin to build new ways of coping, relating, and healing.”
Anxiety, Cultural & ethnic issues, Depression, LGBTQIA+
Empowering, Open-minded, Warm
Accepts 7 insurance carriers
Yolayda Roque

Yolayda Roque

Psychiatric Mental Health NP

Virtual • Florida


Empathetic, Community-Focused Mental Health Care from the Comfort of Home.

I am a Board-Certified Psychiatric Mental Health Nurse Practitioner (PMHNP-BC) dedicated to providing compassionate, evidence-based mental health support to my community. My mission is to bridge the gap in healthcare access by offering high-quality telehealth services that meet you exactly where you are.

With a background rooted in the "whole-person" nursing philosophy, I believe that mental wellness is more than just the absence of symptoms—it is about achieving a balanced and fulfilling life. Whether you are navigating a difficult season of life or managing a chronic condition, I am here to listen, support, and collaborate with you on a personalized path to wellness.

ADD/ADHD, Anxiety, Bipolar disorder, Depression, OCD
Holistic, Open-minded, Warm
Accepts 6 insurance carriers
Davitt Miranda

Davitt Miranda

Psychiatric Mental Health NP

Virtual • Florida


I am a board certified psychiatric nurse practitioner dedicated to delivering patient-centered care to people of all ages. Throughout the 20 years I have worked in mental health, I have worked with individuals in all stages of the therapeutic journey. I specialize in the assessment, diagnosis and treatment of anxiety, depression, ADHD, bipolar disorders and OCD, in addition to other conditions.

ADD/ADHD, Anxiety, Bipolar disorder, Cultural & ethnic issues, Depression
Humorous, Open-minded, Solution-oriented
Accepts 4 insurance carriers
Sha'Leda Mirra

Sha'Leda Mirra

Therapist

Virtual • Florida


“I work with clients in a way that is both clinically grounded and deeply compassionate, creating a space where they feel seen, safe, and supported without judgment.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Empowering, Solution-oriented, Warm
Accepts 6 insurance carriers
Kelly Riascos

Kelly Riascos

Therapist

Virtual • Florida


“My approach is warm, supportive, and collaborative. I use evidence-based techniques like CBT while also taking a holistic view of your life, including your thoughts, emotions, and environment.”
ADD/ADHD, Anger management, Anxiety, Cultural & ethnic issues, Depression
Affirming, Solution-oriented, Warm
Accepts 7 insurance carriers

Offers free consultationsView profile and book
Nakei Wright Powell

Nakei Wright Powell

Therapist

Virtual • Florida


“I have been providing treatment to individuals with depression, anxiety, anger, grief and troubles in relationships for the past 11 years.”
ADD/ADHD, Anger management, Anxiety, Depression, Family issues
Empowering, Energetic, Solution-oriented
Accepts 11 insurance carriers

Offers free consultationsView profile and book
Velda Lyons

Velda Lyons

Therapist

Virtual • Delray Beach, FL


I am a seasoned psychotherapist in practice over 30 years as an LMFT. I graduated from Pepperdine University and I specialize in christian counseling with specialties in trauma. addictions and relationship issues

Anxiety, Depression, Family issues, Grief or loss, Men's issues
Affirming, Empowering, Warm
Accepts 10 insurance carriers
Bertrona Freeman

Bertrona Freeman

Therapist

Virtual • Tallahassee, FL


“Using a cognitive behavioral therapy (CBT) approach, I work collaboratively with you to identify unhelpful thought patterns, build practical coping skills, and support lasting, meaningful change.”
Anger management, Anxiety, Depression, Eating disorders, Family issues
Empowering, Open-minded, Warm
Accepts 9 insurance carriers
Liam Kirk

Liam Kirk

Therapist

Virtual • Florida


“I was that kid. ADHD, struggling through high school, barely getting by. I didn't get real support until the end, and treatment changed the trajectory of my life.”
ADD/ADHD, Anxiety, Chronic conditions, Depression, End of life care
Direct, Empowering, Humorous
Accepts 5 insurance carriers

Offers free consultationsView profile and book
Dr. Candice McLane

Dr. Candice McLane

Therapist

Virtual • Florida


“I believe in family; regardless of what our nuclear family looks like, the health and quality of the family are all that matter.”
Anxiety, Cultural & ethnic issues, Depression, End of life care, Family issues
Holistic, Humorous, Solution-oriented
Accepts 8 insurance carriers
Kevin Bowman

Kevin Bowman

Therapist

Virtual • Florida


“I believe in creating a safe nonjudgmental space where clients can fill in power to take meaningful steps toward their personal goals.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression
Empowering, Open-minded, Solution-oriented
Accepts 7 insurance carriers
81 - 120 of

About our therapists serving Panama City, FL

Number of therapists serving Panama City, FL
There are over 9,849 therapists in Panama City, FL accepting new patients.
9,849+
Average years in practice
Watercolor illustration of a bookshelf
9 years
Top specialties offered
Watercolor illustration of specialties
  • 97%Anxiety
  • 92%Depression
  • 88%Stress management
  • 78%Relationship issues
  • 77%Trauma
Insurances accepted
Watercolor illustration of insurance cards
  • 99%Aetna
  • 91%Cigna
  • 86%Carelon Behavioral Health
  • 62%Ascension
  • 46%United Healthcare
Languages spoken
Watercolor illustration of languages
  • 98%English
  • 19%Spanish
  • 2%Haitian Creole
  • 1%French
  • 1%Portuguese
How they see their clients
Watercolor illustration of therapy session
  • 86%Online only
  • 14%In-person or online
Provider gender
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  • 83%Woman
  • 16%Man
License types
Watercolor illustration of license
  • 39%Licensed Mental Health Counselor
  • 26%Licensed Clinical Social Worker
  • 8%Licensed Mental Health Counselor
  • 8%Advanced Practice Registered Nurse
  • 6%Licensed Clinical Social Worker
Treatment approaches
Watercolor illustration of treatment approach
  • 100%Individual therapy
  • 34%Family therapy
  • 25%Couples therapy
  • 16%Child or adolescent therapy

Frequently asked questions

Therapy Chair

Happy patient looking away

Find the right therapist for you

Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.

Factors to Consider When Choosing a Therapist in Panama City

Searching for therapists in Panama City starts with finding someone whose training matches what you want help with. You may be looking for support with anxiety, depression, grief, relationship challenges, stress, or a life transition. As you compare therapists, look at the specialties listed in their profiles and how they describe their approach. Some therapists focus on cognitive behavioral therapy, trauma-informed care, family therapy, or other methods that may fit your goals.

In a smaller market like Panama City, local appointment options may be more limited than in larger Florida cities. Virtual sessions can expand your choices while still connecting you with a therapist licensed in Florida. As you narrow your search, consider appointment times, whether the therapist is accepting new patients, and whether they offer a free phone consultation. Reading bios before you book can help you understand a therapist’s communication style, session structure, and experience with concerns like yours.

Therapy in Panama City can be a significant investment without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs. Headway helps you search for therapists who accept a wide range of insurance plans, see estimated out-of-pocket costs before booking, and choose between virtual and in-person care when available. You can review profiles, compare fit, and book directly when you’re ready.

If anyone in your family is experiencing or worried about abuse, threats, or coercion, joint family or couples therapy usually isn't the right starting point — individual support is safer. The Childhelp National Child Abuse Hotline (1-800-422-4453) and National Domestic Violence Hotline (1-800-799-7233, or text START to 88788\) can help you think through next steps.

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1 Cost may vary based on your location, age, and insurance coverage.