Find a therapist in Panama City, FL — covered by insurance


Top therapists in Panama City, FL accepting new patients
Finding the right mental health provider in Panama City doesn't have to be complicated. Headway's network of 9,908 providers serves the Callaway, Southtown, and Downtown areas with flexible scheduling and virtual or in-person sessions covered by insurance, with copays typically ranging from minimal to moderate amounts.
Hi! I’m a Licensed Mental Health Counselor with experience supporting individuals through a variety of challenges, including anxiety, depression, stress, relationship concerns, family issues, and chronic health conditions. My background in community mental health has given me the opportunity to work with people from many different backgrounds and with a wide range of experiences. I strive to create a welcoming, judgment-free space where you feel comfortable being yourself and know that you’re truly heard.
If you’re feeling overwhelmed by anxiety, depression, grief, low self-esteem, or a difficult season of life, you don’t have to navigate it alone. I offer a safe, supportive space where you can better understand yourself and navigate through life’s challenges. I accept insurance and offer free consultations.
You don't have to hit rock bottom to deserve support. Sometimes you know something isn't working, but you're not sure where to start or whether your struggles are "serious enough" for therapy. I work with adults navigating addiction and recovery at all stages, as well as anxiety, trauma, and ADHD. My goal is to create a space where you can be honest about what's happening without judgment and begin figuring out what you want to change.
Hi! I am a Licensed Mental Health Counselor who is passionate about helping adults navigate anxiety, trauma, life transitions, and other emotional challenges in a supportive, nonjudgmental space. I use evidence-based approaches tailored to your unique needs and am trained in both EMDR and Accelerated Resolution Therapy (ART) to help clients process and heal from traumatic experiences. My goal is to help you gain practical tools, build resilience, and create meaningful, lasting change. For clients who desire it, I also offer Christian counseling that thoughtfully integrates faith into the therapy process.
My name is Meredith Ximines-Mullings, Pscyhiatric Mental Health Nurse Practitioner. I provide mental health for all ages including children and adolescents, adults and seniors. I've intensive experiences in managing acute care and routine needs.
My primary clinical areas include anxiety, bipolar disorder, ADD/ADHD, alcohol and substance use, and child and adolescent mental health. I also work with clients navigating depression, PTSD, trauma, grief and loss, anger management, panic disorders, sleep difficulties, stress, and family concerns.
Whether I am working with a child navigating emotional or behavioral challenges, a teenager struggling with mood or substance use, or an adult seeking support through life's hardships, my commitment is the same: to provide care that is thorough, compassionate, and genuinely tailored to the individual.
Maybe it started as anxiety, the kind that sits in your chest before you've even opened your eyes in the morning. Or maybe it was something that happened a long time ago that you thought you'd moved past, until you noticed it showing up in your relationships, your drinking, your sleep, your ability to just feel okay on a regular Tuesday. A lot of people who find their way to therapy aren't in crisis. They're just tired of carrying something that's gotten heavier than it used to be, and tired of the ways they've been managing it. If that's where you are, whether you're sorting through anxiety, depression, trauma, grief, or a complicated relationship with alcohol or substances, you're not unusual. And you're not out of options..
I am a Licensed Clinical Social Worker dedicated to providing thoughtful, compassionate care to individuals navigating anxiety, depression, trauma, and major life transitions. My goal is to create a safe, supportive space where you feel truly heard and understood as we work toward meaningful, lasting change.
With extensive experience in both school systems and clinical settings, I support children, adolescents, and adults through high-stress and crisis situations. I am highly skilled in risk assessment and safety planning, helping my clients build effective, real-world coping strategies to manage their most difficult moments.
As a bilingual clinician, I am proud to provide services in both English and Spanish, helping expand access to care for diverse communities across Florida. I am especially passionate about helping my clients move through emotional challenges with clarity, resilience, and confidence.
I'm Amy Wood, LCSW, a licensed clinical social worker providing individual talk therapy and EMDR to adults via telehealth in Georgia and Florida. I earned my Master of Social Work from the University of Vermont and have spent over a decade in the mental health field, working across primary care, community mental health, crisis intervention, and private practice settings. My areas of focus include trauma-focused care, perinatal mood disorders, parenting challenges, and anxiety and depression. Along the way I've also supervised graduate-level social work interns, which keeps me grounded in best practices and continued learning in the field.
I earned an MSW from Tulane School of Social Work in 1989 and am a clinical social worker. I also practice Psychodrama and am a graduate of the Hudson Valley Psychodrama Institute in NY. I work primarily with musicians, actors & writers. I have a long history of working in non-profit agencies and schools, providing top notch care to disadvantaged and oppressed adolescents and families.
I believe therapy should be a space where you can be yourself without fear of judgment. My goal is to create an environment where you feel comfortable being honest about what you are experiencing, while also feeling supported and challenged to grow. I work with adolescents, adults, and couples experiencing anxiety, depression, relationship concerns, life transitions, emotional regulation difficulties, stress, and other challenges. I take a strengths-based approach and believe that you already possess many of the tools needed for change sometimes we just have to uncover them, strengthen them, and learn how to use them differently. I strive to make therapy relatable, meaningful, and practical so that what we discuss in session can make a difference in your everyday life.
I’m Jen DiGianni, a Licensed Clinical Social Worker who works with adolescents and adults through individual, family, and couples therapy. I help clients navigate anxiety, depression, relationship challenges, life transitions, and women’s mental health concerns, including postpartum anxiety and depression.
I believe that the strength and confidence you’re looking for already exist within you. My role is to help you uncover those strengths and build the tools needed to manage life’s challenges with greater clarity and confidence. I provide a warm, supportive, and nonjudgmental space where you can feel heard, understood, and empowered to grow.
About our therapists serving Panama City, FL



- 97%Anxiety
- 92%Depression
- 88%Stress management
- 78%Relationship issues
- 77%Trauma

- 99%Aetna
- 91%Cigna
- 86%Carelon Behavioral Health
- 62%Ascension
- 46%United Healthcare

- 98%English
- 19%Spanish
- 2%Haitian Creole
- 1%French
- 1%Portuguese

- 86%Online only
- 14%In-person or online

- 83%Woman
- 16%Man

- 39%Licensed Mental Health Counselor
- 26%Licensed Clinical Social Worker
- 8%Licensed Mental Health Counselor
- 8%Advanced Practice Registered Nurse
- 6%Licensed Clinical Social Worker

- 100%Individual therapy
- 34%Family therapy
- 25%Couples therapy
- 16%Child or adolescent therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing a Therapist in Panama City
Searching for therapists in Panama City starts with finding someone whose training matches what you want help with. You may be looking for support with anxiety, depression, grief, relationship challenges, stress, or a life transition. As you compare therapists, look at the specialties listed in their profiles and how they describe their approach. Some therapists focus on cognitive behavioral therapy, trauma-informed care, family therapy, or other methods that may fit your goals.
In a smaller market like Panama City, local appointment options may be more limited than in larger Florida cities. Virtual sessions can expand your choices while still connecting you with a therapist licensed in Florida. As you narrow your search, consider appointment times, whether the therapist is accepting new patients, and whether they offer a free phone consultation. Reading bios before you book can help you understand a therapist’s communication style, session structure, and experience with concerns like yours.
Therapy in Panama City can be a significant investment without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs. Headway helps you search for therapists who accept a wide range of insurance plans, see estimated out-of-pocket costs before booking, and choose between virtual and in-person care when available. You can review profiles, compare fit, and book directly when you’re ready.
If anyone in your family is experiencing or worried about abuse, threats, or coercion, joint family or couples therapy usually isn't the right starting point — individual support is safer. The Childhelp National Child Abuse Hotline (1-800-422-4453) and National Domestic Violence Hotline (1-800-799-7233, or text START to 88788\) can help you think through next steps.
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