Find a therapist in Panama City, FL — covered by insurance


Top therapists in Panama City, FL accepting new patients
Finding the right mental health provider in Panama City doesn't have to be complicated. Headway's network of 9,120 providers serves the Callaway, Southtown, and Downtown areas with flexible scheduling and virtual or in-person sessions covered by insurance, with copays typically ranging from minimal to moderate amounts.
I am a dedicated Nurse Practitioner with a strong background in mental health and primary care, committed to providing compassionate, patient-centered care. I earned my advanced practice degree from Wilkes University and have experience working with diverse populations across various clinical settings.
My approach is collaborative and holistic—I believe in treating the whole person, not just symptoms. I work with clients experiencing anxiety, depression, mood disorders, ADHD, and life transitions. I strive to create a supportive, non-judgmental environment where clients feel heard, understood, and empowered.
I utilize evidence-based treatments, including medication management when appropriate, and incorporate supportive and solution-focused approaches tailored to each individual’s needs. My goal is to help clients achieve stability, improve daily functioning, and enhance their overall quality of life.
I understand that seeking help can be a big step, and I am here to support you throughout your journey with respect, empathy, and professionalism.
I am a "out of the box" therapist and qualified supervisor. I specialize in difficult cases. If you have been treated in the past and have not realized any appreciable changes or benefits, you may be discouraged and believe therapy doesn't "work".
I’m a cis-gender heterosexual female. My husband and I have a high school aged son. I’m originally from St. Louis, MO but I have lived in Florida for a combined 36 years because I love living in paradise. One of the things I enjoy about virtual work is seeing my clients’ pets too.
I was a non-traditional student and got my bachelor's degree at 29 and my master's degree at 32. The life skills I gained as I worked my way through school have been helpful throughout my career. For some people, the age of their therapist is important. I am 49 years old.
Some of my helpful qualities include being non-judgmental. I have talked to people of all kinds, many ages with all kinds of histories and all kinds of present lives. There really isn't a topic you can't discuss with me, I have never felt a client gave me "TMI" or too much information. You are guaranteed privacy and confidentiality. You can get judgment for free anywhere else. I believe everyone is doing the best they can with what they know.
I am often told after first sessions that I'm easy to talk to and those clients feel better just having gotten some things off their chest.
I have treated children and teens throughout my career beginning at my first job in foster care.since beginning in I graduated from my masters degree. I have also treated adults with depression, anxiety, grief and loss, PTSD, sexual dysfunction, porn addiction, people in the LGBTQ community & people in alternative lifestyles.
I also treated patients in hospice as well as other medical settings. I treat people with chronic illnesses and occasionally I treat people with life limiting illnesses.
Here at Headway I will treat anyone who is 10 or older because I believe they are best suited for virtual therapy. I'm open to appeals about this policy.
I’m a Licensed Marriage and Family Therapist providing telehealth therapy to adults and couples in South Carolina and Florida. I work with individuals and couples who feel emotionally stuck, overwhelmed, or disconnected—often related to relationship stress, anxiety, life transitions, or faith-related concerns.
My professional background is rooted in relational and systems-based therapy, with focused experience in working with couples, marital conflict, communication breakdowns, emotional regulation, and identity or self-worth concerns. I frequently support clients navigating separation decisions, trust issues, chronic stress, and relational uncertainty.
For clients who desire it, I also offer a biblically based, psychologically and therapeutically validated approach, thoughtfully integrating faith with evidence-based clinical care.
I’m a clinical and performance psychologist and executive coach, and I teach the emotional skills most of us were never taught. If you feel overwhelmed even though life looks “successful” on the outside, you’re not alone. Many of the people I work with are physicians, executives, athletes, business owners, and other high achievers navigating anxiety, chronic stress, burnout, relationship strain, or intense performance pressure. For over 25 years, I’ve helped people build emotional resilience, communicate more effectively, and develop practical tools that create real, lasting change—not just momentary relief.
I am a licensed mental health counselor (LMHC) with over 22 years of experience supporting individuals and families through a wide range of mental health challenges. I take a client-centered approach that emphasizes trust, connection, and positive reinforcement. I have extensive experience addressing behavioral concerns rooted in childhood experiences and helping clients understand how early patterns continue to impact their lives today.
I’m a board-certified Psychiatric-Mental Health Nurse Practitioner licensed in Florida, providing care through secure telehealth. I work with adolescents and adults experiencing anxiety, depression, ADHD, and mood concerns. My approach is supportive and collaborative, focusing on understanding your needs and creating a personalized treatment plan. I offer thorough evaluations, medication management, and ongoing support to help you feel more stable and confident. My goal is to make mental health care simple, accessible, and tailored to you.
About our therapists serving Panama City, FL



- 98%Anxiety
- 92%Depression
- 87%Stress management
- 77%Relationship issues
- 77%Trauma

- 99%Aetna
- 91%Cigna
- 84%Carelon Behavioral Health
- 60%Ascension
- 49%United Healthcare

- 98%English
- 19%Spanish
- 2%Haitian Creole
- 1%French
- 1%Portuguese

- 85%Online only
- 15%In-person or online

- 83%Woman
- 17%Man

- 40%Licensed Mental Health Counselor
- 27%Licensed Clinical Social Worker
- 8%Advanced Practice Registered Nurse
- 8%Licensed Mental Health Counselor
- 6%Licensed Clinical Social Worker

- 100%Individual therapy
- 34%Family therapy
- 25%Couples therapy
- 15%Child or adolescent therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing an Anxiety Therapist in Panama City, FL
Searching for therapists in Panama City starts with finding someone whose training matches what you want help with. You may be looking for support with anxiety, depression, grief, relationship challenges, stress, or a life transition. As you compare therapists, look at the specialties listed in their profiles and how they describe their approach. Some therapists focus on cognitive behavioral therapy, trauma-informed care, family therapy, or other methods that may fit your goals.
In a smaller market like Panama City, local appointment options may be more limited than in larger Florida cities. Virtual sessions can expand your choices while still connecting you with a therapist licensed in Florida. As you narrow your search, consider appointment times, whether the therapist is accepting new patients, and whether they offer a free phone consultation. Reading bios before you book can help you understand a therapist’s communication style, session structure, and experience with concerns like yours.
Therapy in Panama City can be a significant investment without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs. Headway helps you search for therapists who accept a wide range of insurance plans, see estimated out-of-pocket costs before booking, and choose between virtual and in-person care when available. You can review profiles, compare fit, and book directly when you’re ready.
If anyone in your family is experiencing or worried about abuse, threats, or coercion, joint family or couples therapy usually isn't the right starting point — individual support is safer. The Childhelp National Child Abuse Hotline (1-800-422-4453) and National Domestic Violence Hotline (1-800-799-7233, or text START to 88788\) can help you think through next steps.
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