Find a therapist in Palm Harbor, FL — covered by insurance


Top therapists in Palm Harbor, FL accepting new patients
Palm Harbor residents can access quality mental healthcare through Headway's extensive provider network serving Carrollwood, Clearview, Tarpon Springs, and beyond. With 9,125 licensed professionals available, you'll find a provider suited to your needs. Sessions conducted virtually or in-person are covered by insurance, with the average client saving 75% on care.
I believe that the therapeutic relationship is incredibly important to the process.
Monique Cuthbertson
Psychiatric Mental Health NP
Virtual & in-person • 22 mi away • St. Petersburg, FL
Hi! I am a board-certified Psychiatric Mental Health Nurse Practitioner (PMHNP-BC) with a graduate degree from Wilkes University. I have experience working with adults in multiple settings facing various complex mental health issues, including Bipolar Disorder, trauma, depression, and anxiety.
I am Dr. Monique Cohn, a Licensed Psychologist, Nationally Certified School Psychologist, and certified Parent-Child Interaction Therapy (PCIT) provider.
My professional background includes extensive experience in supporting individuals and families navigating ADHD, developmental delays, learning difficulties, behavioral concerns, Autism Spectrum Disorder, anxiety, and obsessive-compulsive disorder. I am committed to a patient-centered approach that integrates compassion with clinical expertise. This includes individualized treatment planning and evidence-based interventions tailored to each client’s unique needs.
I collaborate closely with other professionals to promote lasting growth and well-being. Services are available both in-person in the St. Petersburg and Tampa Bay area, as well as virtually throughout Florida.
If you are seeking personalized support, I am here to help. Please contact me and learn more about how we can work together toward your goals.
My core belief is simple: I believe in you and your ability to become the healthiest, most fulfilled version of yourself. Life often makes it hard to see that potential, let alone know how to get there. My role is to be your guide and ally on that journey.
My path to becoming a clinician has been intentional. Beyond my master's degree in counseling and advanced post-master's training, my work in non-profit and community mental health has given me a breadth of experience with people from all walks of life. This doesn't mean "I've seen it all," but it does mean that I'm prepared to meet you where you are, without judgment. No matter what you're going through, if you are ready to take a step, so am I.
Look, nothing gets better if we don't find a way to face it safely. That's why therapy takes courage. It took courage just to get this far, and you already deserve credit for that. When you're ready for that first, brave step of reaching out, I'll be here, ready to loan you some of my hope until you can hold it for yourself.
Hi! I'm Marni. I have over 25 years of experience working with children, teens, adults, and their families. I specialize in stress management, trauma, anxiety, depression and ADHD. I started my career as an educator including being an intermediate teacher and school counselor.
I am a licensed clinician offering individual counseling services in-person or via telehealth for adults, adolescents, and children. I earned my master's degree in Rehabilitation and Mental Health Counseling from the University of South Florida. I am also a National Certified Counselor (NCC) and a Certified Rehabilitation Counselor (CRC). My experience includes working with clients from diverse cultural backgrounds across a variety of settings, including integrated behavioral health and primary care.
I’m a Licensed Mental Health Counselor, certified in neuropsychotherapy, a Gallup-Certified Strengths Coach, certified yoga instructor, and Reiki Master — passionate about helping people grow into the fullest version of themselves. My approach blends the science of psychology and neuroscience with mindfulness, movement, and energy work to help clients rewire unhelpful patterns, lead with purpose, and live with presence.
Additionally, I am a certified Divorce Mediator, guiding couples through challenging times and working towards mutually satisfying resolutions. My expertise in Cognitive Behavioral Therapy (CBT), Mindfulness-Based Stress Reduction (MBSR), Dialectical Behavioral Therapy (DBT), and Eye Movement Desensitization and Reprocessing (EMDR) allows me to provide holistic support for clients on their journey to well-being.
I am a Licensed Clinical Social Worker with over 25 years of experience helping clients navigate mental and emotional challenges. I earned both my bachelor’s and master’s degrees in social work from Florida State University. My passion is to provide a safe, non-judgmental space where clients can gain insight into their lives and work toward personal growth and healing.
I am a licensed mental health counselor providing individual therapy in-person and virtually. I earned my bachelor’s degree in psychology from the University of Florida and completed my master’s degree in Rehabilitation and Mental Health Counseling from the University of South Florida.
After completing my undergraduate degree, I worked at a domestic and sexual violence center for three years, providing crisis and individual support to survivors and their children. During graduate school, I gained experience providing counseling in medical clinics and worked alongside adolescent and pediatric physicians. I am passionate about working with teens (13+), young adults, college students, LGBTQ+, and survivors of intimate partner violence and childhood abuse.
About our therapists located within 20 miles of Palm Harbor, FL



- 98%Anxiety
- 93%Depression
- 89%Stress management
- 87%Trauma
- 77%Relationship issues

- 100%Aetna
- 88%Cigna
- 84%Carelon Behavioral Health
- 63%Oxford
- 63%United Healthcare

- 100%English
- 9%Spanish
- 1%American Sign Language
- 1%French
- 1%Greek

- 99%In-person or online
- 1%In-person only

- 83%Woman
- 17%Man

- 53%Licensed Mental Health Counselor
- 26%Licensed Clinical Social Worker
- 13%Advanced Practice Registered Nurse
- 5%Licensed Psychologist
- 1%Licensed Marriage/Family Therapist

- 100%Individual therapy
- 25%Family therapy
- 23%Couples therapy
- 18%Child or adolescent therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing a Mental Health Therapist in Palm Harbor, FL
Searching for therapists in Palm Harbor starts with finding someone whose training matches what you want support with. Therapists may focus on anxiety, depression, relationship challenges, grief, trauma, work stress, or life transitions. As you compare options, look for specialties and therapy approaches that fit your needs, such as cognitive behavioral therapy, dialectical behavior therapy, eye movement desensitization and reprocessing, or acceptance and commitment therapy. A therapist’s profile can also show how they describe their style, what concerns they often support, and what you can expect in sessions.
In a smaller city like Palm Harbor, local in-person appointment options may be more limited than in a large metro area. Virtual sessions with a Florida-licensed therapist can expand your choices while still giving you access to care from home. Consider practical details like appointment availability, whether a therapist is accepting new clients, session format, and whether they offer a free phone consultation. Reading bios before booking can help you narrow your list by communication style, experience, and the kind of support each therapist offers.
Therapy in Palm Harbor can be a significant investment without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs and make ongoing support easier to plan for. Headway helps you find therapists who accept a wide range of insurance plans, shows estimated out-of-pocket costs before you book, and lets you compare virtual and in-person availability in one place. You can browse therapists, review profiles, and book directly when you’re ready.
Use left and right arrow keys to switch tabs. Press Shift+Tab to return to the tab list from links in the selected tab.





































