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Find a therapist in Palm Harbor, FL — covered by insurance

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People with insurance pay as low as $0 per session through Headway

Top therapists in Palm Harbor, FL accepting new patients

Palm Harbor residents can access quality mental healthcare through Headway's extensive provider network serving Carrollwood, Clearview, Tarpon Springs, and beyond. With 9,125 licensed professionals available, you'll find a provider suited to your needs. Sessions conducted virtually or in-person are covered by insurance, with the average client saving 75% on care.

Dr. Hege Riise

Dr. Hege Riise

Psychologist

Virtual & in-person • 19 mi away • Land O' Lakes, FL


“I have special expertise in working with survivors of trauma, abuse and interpersonal violence, and I have a particular interest in working with gender, sexual, and relationship minorities (e.g., LGBTQ+, kink).”
Anxiety, Cultural & ethnic issues, Depression, Family issues, Identity issues
Affirming, Empowering, Participatory
Accepts 2 insurance carriers

Offers free consultationsView profile and book
Crystal Kehl

Crystal Kehl

Therapist

Virtual & in-person • 19 mi away • Wesley Chapel, FL


“Firsthand experience made me want to be a counselor. I know what it's like to feel lost and alone, and I know firsthand that therapy can be profoundly transformational.”
Anger management, Anxiety, Bipolar disorder, Depression, Family issues
Affirming, Direct, Humorous
Accepts 9 insurance carriers
Nicole Snure

Nicole Snure

Therapist

Virtual & in-person • 21 mi away • Brooksville, FL


“I provide direct, compassionate, non-judgmental approaches that empower you to become and stay grounded, focused, validated, and achieve optimal mental health and wellness.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Empowering, Open-minded, Warm
Accepts 11 insurance carriers
Susan Sadowick

Susan Sadowick

Therapist

Virtual & in-person • 21 mi away • St. Petersburg, FL


“I am a trauma informed therapist who provides a holistic approach that honors your unique experiences and strengths.”
ADD/ADHD, Anxiety, Cultural & ethnic issues, Depression, End of life care
Inquisitive, Open-minded, Warm
Accepts 7 insurance carriers
Dr. Stacey Nemeth Roberts

Dr. Stacey Nemeth Roberts

Psychologist

Virtual & in-person • 21 mi away • St. Petersburg, FL


“I meet you where you are, human to human. I have deep evidence based skills, training, and experience, but I feel the most transformative part of therapy is making sure you feel seen.”
ADD/ADHD, Anxiety, Bipolar disorder, Chronic conditions, End of life care
Affirming, Creative, Empowering
Accepts 2 insurance carriers
Brett Cobb

Brett Cobb

Therapist

Virtual & in-person • 21 mi away • Tampa, FL


“By partnering with a therapist with decades of compassion-focused work who truly seeks to understand your unique experience, we can begin the rewarding work of unlocking what you seek most in your life.”
ADD/ADHD, Anxiety, Chronic conditions, Depression, Family issues
Empowering, Open-minded, Warm
Accepts 6 insurance carriers
Curtis Mavor

Curtis Mavor

Therapist

Virtual & in-person • 24 mi away • Lutz, FL


“Clients can expect a unique therapeutic experience. The goals of session are to create solutions to the presenting problem.”
ADD/ADHD, Anxiety, Cultural & ethnic issues, Depression, End of life care
Humorous, Inquisitive, Solution-oriented
Accepts 12 insurance carriers
Dr. Kimberly Polignani

Dr. Kimberly Polignani

Psychologist

Virtual & in-person • 21 mi away • St. Petersburg, FL


“I believe that you have all the answers within you & I find it an honor to have the opportunity to walk with you on your journey towards mental wellness.”
ADD/ADHD, Anxiety, Depression, End of life care, Family issues
Empowering, Holistic, Warm
Accepts 2 insurance carriers

Offers free consultationsView profile and book
Rachael Dingman

Rachael Dingman

Therapist

Virtual & in-person • 21 mi away • Tampa, FL


“My approach is holistic, direct, and authentic. I use evidence-based strategies like CBT, DBT-informed skills, and EMDR, depending on your needs and goals.”
ADD/ADHD, Anxiety, Depression, Eating disorders, Family issues
Direct, Holistic, Open-minded
Accepts 6 insurance carriers

Offers free consultationsView profile and book
Kristie Berger

Kristie Berger

Therapist

Virtual & in-person • 16 mi away • Pinellas Park, FL


I believe that the therapeutic relationship is incredibly important to the process.

Anxiety, Depression, PTSD, Stress management, Trauma
Holistic, Humorous, Solution-oriented
Accepts 11 insurance carriers
Monique Cuthbertson

Monique Cuthbertson

Psychiatric Mental Health NP

Virtual & in-person • 22 mi away • St. Petersburg, FL


Hi! I am a board-certified Psychiatric Mental Health Nurse Practitioner (PMHNP-BC) with a graduate degree from Wilkes University. I have experience working with adults in multiple settings facing various complex mental health issues, including Bipolar Disorder, trauma, depression, and anxiety.

ADD/ADHD, Anxiety, Bipolar disorder, Depression, Family issues
Empowering, Open-minded, Solution-oriented
Accepts 8 insurance carriers
Jennifer Teoli

Jennifer Teoli

Therapist

Virtual & in-person • 22 mi away • St. Petersburg, FL


“I have extensive experience working with survivors of violent crimes, sexual abuse and domestic violence.”
ADD/ADHD, Anger management, Anxiety, Diabetes, Family issues
Direct, Empowering, Solution-oriented
Accepts 9 insurance carriers
Jessica Conti

Jessica Conti

Therapist

Virtual & in-person • 22 mi away • Tampa, FL


“I consider myself to be a healer of the mind, body, and spirit, tapping in to my own personal experiences and training to be of service to others, to invoke positive change.”
Anxiety, Depression, Eating disorders, OCD, Panic disorders
Empowering, Holistic, Warm
Accepts 13 insurance carriers

Offers free consultationsView profile and book
Robert Ryan

Robert Ryan

Therapist

Virtual & in-person • 22 mi away • St. Petersburg, FL


“Through Caring Psychological Counseling, I help individuals and families overcome obstacles, heal from trauma and distress, and achieve personal growth and satisfaction.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression
Creative, Open-minded, Warm
Accepts 7 insurance carriers
Beverly Gaines

Beverly Gaines

Therapist

Virtual & in-person • 22 mi away • St. Petersburg, FL


“My approach to therapy is comprehensive and holistic. I believe that change happens within dynamics and while healing is individual, it is not singular.”
ADD/ADHD, Anger management, Anxiety, Depression, Family issues
Creative, Empowering, Humorous
Accepts 9 insurance carriers
Dr. David Alexander

Dr. David Alexander

Psychologist

Virtual & in-person • 19 mi away • Land O' Lakes, FL


“I am the kind of clinician who takes the extra time not only to help you feel safe in the therapeutic space we will be constructing together, but who will also challenge you to stretch beyond your comfort zone.”
ADD/ADHD, Anger management, Anxiety, Depression, End of life care
Affirming, Empowering, Warm
Accepts 1 insurance carrier
Michelle Mottern

Michelle Mottern

Psychiatric Mental Health NP

Virtual & in-person • 22 mi away • St. Petersburg, FL


“At the core of my practice is the belief that everyone deserves to feel supported, understood, and equipped to thrive.”
ADD/ADHD, Anxiety, Bipolar disorder, Depression, Eating disorders
Inquisitive, Solution-oriented, Warm
Accepts 11 insurance carriers
Elisa Terrill

Elisa Terrill

Therapist

Virtual & in-person • 21 mi away • Tampa, FL


“My passion lies in helping partners reconnect, rebuild trust, and develop the skills necessary to maintain a healthy, fulfilling relationship.”
Anxiety, Depression, End of life care, Family issues, Grief or loss
Challenging, Empowering, Open-minded
Accepts 7 insurance carriers
Dr. Kathy Thompson

Dr. Kathy Thompson

Therapist

Virtual & in-person • 19 mi away • Lutz, FL


“Dr. Thompson prefers to collaborate with each individual client in identifying and achieving goals after establishing a trusting relationship.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues
Holistic, Open-minded, Warm
Accepts 7 insurance carriers
Laura Jones-Mccoy

Laura Jones-Mccoy

Therapist

Virtual & in-person • 23 mi away • Tampa, FL


“Clients should expect to take away a sense of peace and comfort knowing that their voice has been heard.”
ADD/ADHD, Anxiety, Bipolar disorder, Chronic conditions, Cultural & ethnic issues
Direct, Empowering, Solution-oriented
Accepts 3 insurance carriers

Offers free consultationsView profile and book
Hannah Starczewski

Hannah Starczewski

Therapist

Virtual & in-person • 23 mi away • Lutz, FL


“Hannah believes in the power of connection and strives to create a safe, affirming space where clients feel heard, supported, and empowered in their growth.”
ADD/ADHD, Anxiety, Bipolar disorder, Depression, Diabetes
Affirming, Empowering, Warm
Accepts 1 insurance carrier
Leighya Richard

Leighya Richard

Therapist

Virtual & in-person • 16 mi away • Land O' Lakes, FL


“Together we'll work to address your limiting beliefs, and negative emotions as well as finally stop the self-sabotaging behaviors that have left you stuck.”
Anxiety, Cultural & ethnic issues, Grief or loss, Maternal mental health, PTSD
Direct, Empowering, Holistic
Accepts 5 insurance carriers

Offers free consultationsView profile and book
Karen Tucker

Karen Tucker

Therapist

Virtual & in-person • 17 mi away • Seminole, FL


“As a client in my practice you should be able to be vulnerable, nurtured, and feel that you are in a safe environment.”
Anxiety, Bipolar disorder, Depression, Family issues, PTSD
Direct, Open-minded, Solution-oriented
Accepts 14 insurance carriers
Derek Kee-Haynes

Derek Kee-Haynes

Therapist

Virtual & in-person • 23 mi away • Gulfport, FL


“I am a Master-level Certified Addiction Professional and trained in Accelerated Resolution Therapy (ART), offering evidence-informed approaches to trauma resolution and emotional healing.”
ADD/ADHD, Anxiety, Bipolar disorder, Chronic conditions, Depression
Affirming, Solution-oriented, Warm
Accepts 5 insurance carriers
Jamie Klemzak

Jamie Klemzak

Therapist

Virtual & in-person • 23 mi away • Gulfport, FL


“With more than 25 years of experience in the mental health field, including over two decades as a therapist, I bring a compassionate, collaborative, and down-to-earth approach to therapy.”
Anger management, Anxiety, Bipolar disorder, Chronic conditions, Cultural & ethnic issues
Affirming, Empowering, Inquisitive
Accepts 15 insurance carriers
Mutinta Tembo

Mutinta Tembo

Psychiatric Mental Health NP

Virtual & in-person • 26 mi away • Wesley Chapel, FL


“She advocates, educates and utilizes the best and latest research, experience and intuition to select best interventions in order to achieve optimal clinical outcomes.”
ADD/ADHD, Anxiety, Bipolar disorder, Depression, Eating disorders
Empowering, Holistic, Warm
Accepts 8 insurance carriers
Monique Cohn

Monique Cohn

Psychologist

Virtual & in-person • 22 mi away • St. Petersburg, FL


I am Dr. Monique Cohn, a Licensed Psychologist, Nationally Certified School Psychologist, and certified Parent-Child Interaction Therapy (PCIT) provider.

My professional background includes extensive experience in supporting individuals and families navigating ADHD, developmental delays, learning difficulties, behavioral concerns, Autism Spectrum Disorder, anxiety, and obsessive-compulsive disorder. I am committed to a patient-centered approach that integrates compassion with clinical expertise. This includes individualized treatment planning and evidence-based interventions tailored to each client’s unique needs.

I collaborate closely with other professionals to promote lasting growth and well-being. Services are available both in-person in the St. Petersburg and Tampa Bay area, as well as virtually throughout Florida.

If you are seeking personalized support, I am here to help. Please contact me and learn more about how we can work together toward your goals.

ADD/ADHD, Anxiety, Family issues, OCD, Stress management
Empowering, Solution-oriented, Warm
Accepts 1 insurance carrier

Offers free consultationsView profile and book
Christopher Chiappetta

Christopher Chiappetta

Therapist

Virtual & in-person • 24 mi away • Tampa, FL


“I approach therapy with an empathic, affirming, solution-oriented, and direct style, focused on empowering clients to create lasting, positive change in their lives.”
ADD/ADHD, Anger management, Anxiety, Depression, Family issues
Affirming, Solution-oriented, Warm
Accepts 10 insurance carriers
Ileen Tosado

Ileen Tosado

Therapist

Virtual & in-person • 24 mi away • Lutz, FL


“I am especially passionate about empowering girls and teens to understand their boundaries, their voice, and their worth.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues
Empowering, Open-minded, Solution-oriented
Accepts 14 insurance carriers

Offers free consultationsView profile and book
Joel Asencio

Joel Asencio

Therapist

Virtual & in-person • 24 mi away • Tampa, FL


“My role is to help you understand those patterns, process what's behind them, and start to shift them in a way that works.”
ADD/ADHD, Anxiety, Depression, Family issues, Identity issues
Creative, Humorous, Warm
Accepts 2 insurance carriers
Christopher Devitt

Christopher Devitt

Therapist

Virtual & in-person • 24 mi away • Tampa, FL


My core belief is simple: I believe in you and your ability to become the healthiest, most fulfilled version of yourself. Life often makes it hard to see that potential, let alone know how to get there. My role is to be your guide and ally on that journey.

My path to becoming a clinician has been intentional. Beyond my master's degree in counseling and advanced post-master's training, my work in non-profit and community mental health has given me a breadth of experience with people from all walks of life. This doesn't mean "I've seen it all," but it does mean that I'm prepared to meet you where you are, without judgment. No matter what you're going through, if you are ready to take a step, so am I.

Look, nothing gets better if we don't find a way to face it safely. That's why therapy takes courage. It took courage just to get this far, and you already deserve credit for that. When you're ready for that first, brave step of reaching out, I'll be here, ready to loan you some of my hope until you can hold it for yourself.

Anger management, Anxiety, Chronic conditions, Depression, Diabetes
Empowering, Open-minded, Warm
Accepts 8 insurance carriers
Marni Wonderley

Marni Wonderley

Therapist

Virtual & in-person • 24 mi away • Lutz, FL


Hi! I'm Marni. I have over 25 years of experience working with children, teens, adults, and their families. I specialize in stress management, trauma, anxiety, depression and ADHD. I started my career as an educator including being an intermediate teacher and school counselor.

ADD/ADHD, Anxiety, Depression, PTSD, Relationship issues
Empowering, Open-minded, Solution-oriented
Accepts 6 insurance carriers

Offers free consultationsView profile and book
Jennifer Emmons

Jennifer Emmons

Therapist

Virtual & in-person • 24 mi away • Lutz, FL


“Using CBT and DBT techniques, I focus on helping you better understand yourself, build coping strategies that actually fit your life, and move toward the goals that matter to you.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression
Energetic, Solution-oriented, Warm
Accepts 9 insurance carriers
Caitlin Pike

Caitlin Pike

Therapist

Virtual & in-person • 24 mi away • Tampa, FL


I am a licensed clinician offering individual counseling services in-person or via telehealth for adults, adolescents, and children. I earned my master's degree in Rehabilitation and Mental Health Counseling from the University of South Florida. I am also a National Certified Counselor (NCC) and a Certified Rehabilitation Counselor (CRC). My experience includes working with clients from diverse cultural backgrounds across a variety of settings, including integrated behavioral health and primary care.

ADD/ADHD, Anger management, Anxiety, Depression, Family issues
Empowering, Inquisitive, Solution-oriented
Accepts 7 insurance carriers
Zandra Michel

Zandra Michel

Therapist

Virtual & in-person • 24 mi away • Tampa, FL


I’m a Licensed Mental Health Counselor, certified in neuropsychotherapy, a Gallup-Certified Strengths Coach, certified yoga instructor, and Reiki Master — passionate about helping people grow into the fullest version of themselves. My approach blends the science of psychology and neuroscience with mindfulness, movement, and energy work to help clients rewire unhelpful patterns, lead with purpose, and live with presence.

Additionally, I am a certified Divorce Mediator, guiding couples through challenging times and working towards mutually satisfying resolutions. My expertise in Cognitive Behavioral Therapy (CBT), Mindfulness-Based Stress Reduction (MBSR), Dialectical Behavioral Therapy (DBT), and Eye Movement Desensitization and Reprocessing (EMDR) allows me to provide holistic support for clients on their journey to well-being.

ADD/ADHD, Anger management, Anxiety, Cultural & ethnic issues, Depression
Challenging, Empowering, Holistic
Accepts 6 insurance carriers
Kristina Martin

Kristina Martin

Therapist

Virtual & in-person • 24 mi away • Tampa, FL


I am a Licensed Clinical Social Worker with over 25 years of experience helping clients navigate mental and emotional challenges. I earned both my bachelor’s and master’s degrees in social work from Florida State University. My passion is to provide a safe, non-judgmental space where clients can gain insight into their lives and work toward personal growth and healing.

ADD/ADHD, Anxiety, Bipolar disorder, Depression, Identity issues
Direct, Empowering, Inquisitive
Accepts 7 insurance carriers
Callie Hill

Callie Hill

Therapist

Virtual & in-person • 24 mi away • Tampa, FL


I am a licensed mental health counselor providing individual therapy in-person and virtually. I earned my bachelor’s degree in psychology from the University of Florida and completed my master’s degree in Rehabilitation and Mental Health Counseling from the University of South Florida.

After completing my undergraduate degree, I worked at a domestic and sexual violence center for three years, providing crisis and individual support to survivors and their children. During graduate school, I gained experience providing counseling in medical clinics and worked alongside adolescent and pediatric physicians. I am passionate about working with teens (13+), young adults, college students, LGBTQ+, and survivors of intimate partner violence and childhood abuse.

Anxiety, Depression, Identity issues, LGBTQIA+, PTSD
Affirming, Humorous, Open-minded
Accepts 7 insurance carriers
Grace Walker

Grace Walker

Therapist

Virtual & in-person • 22 mi away • St. Petersburg, FL


“My approach is warm and compassionate — I believe therapy works best when you feel truly understood and supported.”
ADD/ADHD, Anxiety, Family issues, Grief or loss, Maternal mental health
Empowering, Holistic, Warm
Accepts 5 insurance carriers
Amanda Alleyne

Amanda Alleyne

Therapist

Virtual & in-person • 28 mi away • Tampa, FL


“My goal is for each client to know they have a safe environment to share how they are feeling and work on learning techniques to reach their maximum Potential.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression
Empowering, Open-minded, Warm
Accepts 14 insurance carriers
Zachary Norman

Zachary Norman

Therapist

Virtual & in-person • 22 mi away • St. Petersburg, FL


“I believe therapy works best as a collaborative process, and I strive to create an environment where clients feel heard, supported, appropriately challenged, and empowered throughout treatment.”
Anger management, Anxiety, Depression, Eating disorders, Family issues
Affirming, Empowering, Solution-oriented
Accepts 4 insurance carriers
161 - 200 of

About our therapists located within 20 miles of Palm Harbor, FL

Number of therapists within 20 miles of Palm Harbor, FL
There are over 164 therapists in Palm Harbor, FL accepting new patients.
164+
Average years in practice
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8 years
Top specialties offered
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  • 98%Anxiety
  • 93%Depression
  • 89%Stress management
  • 87%Trauma
  • 77%Relationship issues
Insurances accepted
Watercolor illustration of insurance cards
  • 100%Aetna
  • 88%Cigna
  • 84%Carelon Behavioral Health
  • 63%Oxford
  • 63%United Healthcare
Languages spoken
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  • 100%English
  • 9%Spanish
  • 1%American Sign Language
  • 1%French
  • 1%Greek
How they see their clients
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  • 99%In-person or online
  • 1%In-person only
Provider gender
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  • 83%Woman
  • 17%Man
License types
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  • 53%Licensed Mental Health Counselor
  • 26%Licensed Clinical Social Worker
  • 13%Advanced Practice Registered Nurse
  • 5%Licensed Psychologist
  • 1%Licensed Marriage/Family Therapist
Treatment approaches
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  • 100%Individual therapy
  • 25%Family therapy
  • 23%Couples therapy
  • 18%Child or adolescent therapy

Frequently asked questions

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Find the right therapist for you

Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.

Factors to Consider When Choosing a Mental Health Therapist in Palm Harbor, FL

Searching for therapists in Palm Harbor starts with finding someone whose training matches what you want support with. Therapists may focus on anxiety, depression, relationship challenges, grief, trauma, work stress, or life transitions. As you compare options, look for specialties and therapy approaches that fit your needs, such as cognitive behavioral therapy, dialectical behavior therapy, eye movement desensitization and reprocessing, or acceptance and commitment therapy. A therapist’s profile can also show how they describe their style, what concerns they often support, and what you can expect in sessions.

In a smaller city like Palm Harbor, local in-person appointment options may be more limited than in a large metro area. Virtual sessions with a Florida-licensed therapist can expand your choices while still giving you access to care from home. Consider practical details like appointment availability, whether a therapist is accepting new clients, session format, and whether they offer a free phone consultation. Reading bios before booking can help you narrow your list by communication style, experience, and the kind of support each therapist offers.

Therapy in Palm Harbor can be a significant investment without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs and make ongoing support easier to plan for. Headway helps you find therapists who accept a wide range of insurance plans, shows estimated out-of-pocket costs before you book, and lets you compare virtual and in-person availability in one place. You can browse therapists, review profiles, and book directly when you’re ready.

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1 Cost may vary based on your location, age, and insurance coverage.