Find a therapist in Palm Harbor, FL — covered by insurance


Top therapists in Palm Harbor, FL accepting new patients
Palm Harbor residents can access quality mental healthcare through Headway's extensive provider network serving Carrollwood, Clearview, Tarpon Springs, and beyond. With 9,129 licensed professionals available, you'll find a provider suited to your needs. Sessions conducted virtually or in-person are covered by insurance, with the average client saving 75% on care.
CJ deeply believes that a person’s past does not define their future. With a potent blend of empathy and expertise, she is passionate about helping individuals uncover their innate resilience and capacity for healing. Her approach is rooted in the belief that even the most painful histories can be transformed into sources of strength.
Having grown up in foster care, CJ brings a lived understanding of adversity—not as her reason for becoming a therapist, but as a quiet source of strength that has shaped her superpower: the ability to sit with any form of trauma without judgment or shock. Her presence is steady, compassionate, and unshakable—able to hold space for stories that are often too heavy for others to carry.
Specializing in trauma-informed and somatic therapies, CJ supports individuals, couples, and families through experiences of PTSD, anxiety, and complex trauma. Her mission is to guide clients toward a life marked by grace, growth, and resilience.
My name is Tristin Ramsay, I am a Licensed Mental Health Counselor. I received my Master’s of Science in Mental Health Counseling at Canisius College in Buffalo, NY in 2017. I have been a practicing counselor ever since. I have experience working with many different populations as well as with children, teens and adults. I have worked in treating anxiety, depression, interpersonal difficulties, life changes, adjustment difficulties, grief and loss and behavioral issues.
Margaret Deuerlein, LMHC, is an experienced and skilled Licensed Psychotherapist. She specializes in Trauma, Anxiety and Panic Disorders, Social Anxiety, Stress, Depression, Mood Dysregulation, Low Self-esteem, Grief, Narcissistic, Borderline, Avoidant Personality, Co-dependency, Interpersonal Relationships, Communication, and Couple’s Therapy. She is EMDR-Certified and trained in Shema Therapy, CBT, DBT, Mindfulness, EFT, and the Gottman Method, among others. Healing, coping, achieving your life goals, and taking more control of your life are her focus. She offers in-person and virtual sessions. Bilingual services are available.
I am a warm and empathetic individual that has specialties in addiction, men's issues, and grief. I have a Master in Mental Health from Keiser University and have been working in my specialties for the last 5 years.
Hello there!
My name is Marisa and I am a licensed mental health counselor with over 6 years of experience providing mental health services to individuals from widely diverse backgrounds, with varying symptoms and diagnoses. Throughout the past couple of years, I have been predominately working with women (adults and teens) who experience anxiety, trauma/PTSD, mood disorders, and interpersonal and intrapersonal challenges. While many of the clients I support have experienced trauma, particularly in some form of abuse, I am equipped to work with clients with a wide range of additional concerns, as well.
About our therapists located within 20 miles of Palm Harbor, FL



- 98%Anxiety
- 93%Depression
- 89%Stress management
- 87%Trauma
- 77%Relationship issues

- 100%Aetna
- 88%Cigna
- 84%Carelon Behavioral Health
- 63%Oxford
- 63%United Healthcare

- 100%English
- 9%Spanish
- 1%American Sign Language
- 1%French
- 1%Greek

- 99%In-person or online
- 1%In-person only

- 83%Woman
- 17%Man

- 53%Licensed Mental Health Counselor
- 26%Licensed Clinical Social Worker
- 13%Advanced Practice Registered Nurse
- 5%Licensed Psychologist
- 1%Licensed Marriage/Family Therapist

- 100%Individual therapy
- 25%Family therapy
- 23%Couples therapy
- 18%Child or adolescent therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing a Mental Health Therapist in Palm Harbor, FL
Searching for therapists in Palm Harbor starts with finding someone whose training matches what you want support with. Therapists may focus on anxiety, depression, relationship challenges, grief, trauma, work stress, or life transitions. As you compare options, look for specialties and therapy approaches that fit your needs, such as cognitive behavioral therapy, dialectical behavior therapy, eye movement desensitization and reprocessing, or acceptance and commitment therapy. A therapist’s profile can also show how they describe their style, what concerns they often support, and what you can expect in sessions.
In a smaller city like Palm Harbor, local in-person appointment options may be more limited than in a large metro area. Virtual sessions with a Florida-licensed therapist can expand your choices while still giving you access to care from home. Consider practical details like appointment availability, whether a therapist is accepting new clients, session format, and whether they offer a free phone consultation. Reading bios before booking can help you narrow your list by communication style, experience, and the kind of support each therapist offers.
Therapy in Palm Harbor can be a significant investment without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs and make ongoing support easier to plan for. Headway helps you find therapists who accept a wide range of insurance plans, shows estimated out-of-pocket costs before you book, and lets you compare virtual and in-person availability in one place. You can browse therapists, review profiles, and book directly when you’re ready.
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