Find a therapist in Fernandina Beach, FL — covered by insurance


Top therapists in Fernandina Beach, FL accepting new patients
Find mental health support in Fernandina Beach with 9,901 licensed providers offering talk therapy and medication management. Headway connects you with open-minded, solution-oriented providers across Amelia Island, downtown Fernandina, and surrounding neighborhoods, with sessions available virtually or in-person and coverage through major insurance plans.
I am a Board-Certified Psychiatric Mental Healthw Nurse Practitioner providing compassionate, evidence-based care for adolescents and adults. I specialize in the treatment of anxiety, depression, and mood disorders, with a focus on personalized medication management and overall emotional wellness. Same-week appointments available. Medication management and fast access to care.
"Support for the woman who constantly cares for others. If you feel overwhelmed and stretched thin, I’m here to help you regain your balance and well-being."
My calling to this work comes from my own experience of holding everything in, carrying the weight of caring for others, and hiding my own exhaustion. For a long time, I understood what it meant to keep going even when I needed a break, to put others' needs before my own, and to believe I had to handle everything on my own.
Through my own growth and continued practice, I have learned the importance of self-care, self-compassion, and giving myself permission to slow down. I've learned that asking for help is not a sign of weakness, and that taking a break does not mean I'm falling behind.
These experiences have deepened my passion for helping other women who find themselves caught in the same cycle of giving, doing, and carrying-while quietly putting their own needs last. I believe you can care deeply for the people you love without losing yourself in the process.
Have you lost yourself in the demands of life or relationships? I offer support to women who feel drained, stuck, or invisible reconnect with their identity and reclaim their confidence.
I specialize in helping women who’ve lost their voice in trauma, toxic relationships, or life transitions reclaim their identity and rebuild confidence.
I am licensed in Florida with 4+ years of professional work experience. My experience has a wide range including helping clients with depression, stress and anxiety, life changes, relationship issues, and many other areas. I believe in treating everyone with respect, sensitivity, and compassion. I will tailor our dialog and treatment plan to meet your unique and specific needs. It takes courage to seek out a more fulfilling and happier life and to take the first steps towards a change. I am here to support & empower you in that journey.I will always prioritize a therapeutic relationship with you and lead you towards positive change.
Provides services from holistic and spiritual lens in addition to a cognitive behavioral approach.
I'm a retired veteran, have been working as a social worker/therapist since 2004, and have been in private practice since 2017. I have extensive and successful experience helping people with trauma/PTSD, relationships, boundaries, emotions, domestic violence, sexual trauma, substance abuse, grief, parenting, and more.
I have 12 years’ experience counseling all backgrounds and ages including men, women, mothers, professionals, veterans, and teens who have dealt with anxiety, depression, addiction, family and career issues, etc. My clients often tell me that I have a unique way of explaining ideas and perspectives to them that makes it easy for them to understand and apply.
I had the opportunity to experience travel by serving in the military for 22 years. After returning home-Florida I went to school and graduated from Webster University with master's in counseling, Attended Argosy University with Doctorate in Education, Counseling, and Supervision. Populations I have served --women and men with transition and life altering events, substance use, domestic violence and women issues.
I've worked with Active-duty service members, spouses and Veterans, men and women leaving prison and teens at Job Corps.
I have worked at the Women's Center of Jacksonville, Hubbard House, River Region, Gainesville Psychiatric Clinic and Northeast Florida Women Veteran Inc.
Since COVID I've had the pleasure of working remotely.
I am an Army Veteran, Lifelong learner, Adjunct Professor, traveler, and adventurer. I enjoy learning and creating new projects, enjoy playing monopoly with family, board games and chess.
In the words of Kawhi Leonard "I'm a fun guy". I take therapy very seriously but I'm also very chill and friendly.
Reach me directly at [email protected] to schedule a consult or appt.
I also accept Medicare, AmBetter, UMR and United plans.
https://care.tavahealth.com/providers/jessica-gaffney
Therapy is a healing of the past, UNFOLDING OF THE PRESENT AND gift for your future. You will see growth from day one.
l have been practicing for over 20 years. Listening to my clients and helping them navigate this increasingly complex world is my starting point. In therapy, I meet you where you are to help you look inward to find yourself and your strength.
About our therapists serving Fernandina Beach, FL



- 97%Anxiety
- 92%Depression
- 88%Stress management
- 78%Relationship issues
- 77%Trauma

- 99%Aetna
- 91%Cigna
- 86%Carelon Behavioral Health
- 62%Ascension
- 46%United Healthcare

- 98%English
- 19%Spanish
- 2%Haitian Creole
- 1%French
- 1%Portuguese

- 86%Online only
- 14%In-person or online

- 83%Woman
- 16%Man

- 39%Licensed Mental Health Counselor
- 26%Licensed Clinical Social Worker
- 8%Licensed Mental Health Counselor
- 8%Advanced Practice Registered Nurse
- 6%Licensed Clinical Social Worker

- 99%Individual therapy
- 34%Family therapy
- 25%Couples therapy
- 16%Child or adolescent therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing a Therapist in Fernandina Beach
Searching for therapists in Fernandina Beach starts with finding someone whose experience fits what you want support with. You may be looking for help with anxiety, depression, grief, relationship challenges, trauma, or a major life change. As you compare therapists, look for listed specialties, therapy styles, and experience that match your needs. A profile that explains the therapist’s approach can help you understand what sessions may be like before you book.
Fernandina Beach is a smaller coastal market, so local in-person options may be more limited than in larger Florida cities. Virtual therapy can expand your choices while still connecting you with a therapist licensed in Florida. You can also look across Amelia Island, downtown Fernandina Beach, and nearby communities when in-person care matters. Before booking, review practical fit signals like appointment times, whether the therapist is accepting new patients, free phone consultation options, and how they describe their communication style in their bio.
Therapy in Fernandina Beach can be a significant investment without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs. Headway helps you search for therapists who take insurance, see estimated out-of-pocket costs before booking, and choose between virtual and in-person appointments when available. You can compare therapists, review bios, and book directly when you’re ready.
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