Find a therapist in Fernandina Beach, FL — covered by insurance


Top therapists in Fernandina Beach, FL accepting new patients
Find mental health support in Fernandina Beach with 9,901 licensed providers offering talk therapy and medication management. Headway connects you with open-minded, solution-oriented providers across Amelia Island, downtown Fernandina, and surrounding neighborhoods, with sessions available virtually or in-person and coverage through major insurance plans.
Do you feel abandoned by those you love? Do you feel overwhelmed by feelings of dread due to past trauma? Are you consumed by shame? Is living for you a never ending feeling of worthlessness? How many times have you felt you don't belong, even within your own family or circle of friends? Once is too much and I can help. Divorce, loneliness doesn't have to be your future. Nor do anger issues, anxiety or depression. You deserve to have self-worth and a positive tomorrow. Feel free to reach out to me. You are not alone.
Let us discover, together, new ways to look at change. My focus and passion is to help you reclaim your joy and peace. Marriages can be saved. Nightmares can stop and negative thoughts don't have to win. Our goal will be to find lasting solutions that work for you in your every day life.
Aurelio received his Graduate Degree in Clinical Social Work from the University of Central Florida in Orlando. He is a Licensed Clinical Social Worker as well as a Qualified Supervisor for the State of Florida, and Internationally Certified Interventionist.
“My counseling style has developed over time to become one that does not spend time dredging up the past or spending time talking about the past session after session. This approach focuses on finding solutions for today and the future and keeps you on your new path while discouraging looking back because you are not going that way”.
My journey toward becoming a Licensed Mental Health Counselor was significantly influenced by my graduate program at Rollins College, as well as by my undergraduate years at the University of Florida. Working with emerging adults, especially those in the LGBTQ+ community, affords me the opportunity to channel my life experiences into empathy for my clients. As a member of the LGBTQ+ community, I recognize that mental health and well-being are informed by having the confidence and courage to live as one's authentic self. I strive to help my clients do this within the framework of the identities they hold and experiences they've had.
I have a Master’s in Clinical Mental Health Counseling from Jacksonville University. I’ve been at Wekiva Springs Center since 2022, and have experience with patients all over the spectrum from mood disorders, to substance abuse disorders, anxiety, PTSD, and psychotic disorders.
We are pleased to introduce Dr. Marjan Naghavi, a skilled provider with a strong educational background in mental health services and special education. Dr. Naghaviholds a Master's degree in Counseling Psychology and a Doctorate in Education. She isa licensed Mental Health Counselor in Florida and is currently obtaining licensure inArizona.
I’m a Licensed Marriage and Family Therapist providing trauma-informed, client-centered care that integrates EMDR, IFS parts work, and somatic approaches.
I am a bilingual (English and Spanish) licensed psychologist who is passionate about helping women understand themselves more deeply, overcome challenges, and build lives that feel meaningful and fulfilling. I provide both therapy and psychological evaluations in a warm, supportive, and nonjudgmental environment.
In therapy, I work with women navigating anxiety, depression, ADHD, autism, trauma, chronic illness, relationship difficulties, life transitions, stress, and self-esteem concerns. I believe healing happens when people feel heard, supported, and empowered to make lasting changes.
I also provide comprehensive psychological evaluations to help individuals gain clarity about their cognitive, emotional, and behavioral functioning. Evaluations may address concerns related to ADHD, autism spectrum disorder, mood and anxiety disorders, trauma, personality functioning, cognitive changes, and diagnostic clarification. My goal is not simply to provide answers, but to help you better understand your strengths, challenges, and the most effective path forward.
Whether you are seeking therapy, an evaluation, or both, I strive to create a collaborative experience where you feel respected, understood, and supported every step of the way.
I’m Arasay Montero, a board-certified Psychiatric Mental Health Nurse Practitioner with experience working with adults facing anxiety, depression, insomnia, personality disorders, and other mental health challenges.
My name is Oscar DeBardeleben, and I know firsthand that change is possible because I’ve lived it. As an Army veteran, I have faced the kind of life challenges that can feel insurmountable—but seeking therapy was the turning point that allowed me to reclaim my life. Today, I combine that personal resilience with a Master’s in Clinical Mental Health Counseling and a Social Work background to help others find their way back. Having served diverse communities within the VA and Indian Health Service, I am dedicated to helping you navigate your own path toward a stronger, more confident self. I have over six years of experience working with clients dealing with anxiety, depression, and other common mental health issues.
About our therapists serving Fernandina Beach, FL



- 97%Anxiety
- 92%Depression
- 88%Stress management
- 78%Relationship issues
- 77%Trauma

- 99%Aetna
- 91%Cigna
- 86%Carelon Behavioral Health
- 62%Ascension
- 46%United Healthcare

- 98%English
- 19%Spanish
- 2%Haitian Creole
- 1%French
- 1%Portuguese

- 86%Online only
- 14%In-person or online

- 83%Woman
- 16%Man

- 39%Licensed Mental Health Counselor
- 26%Licensed Clinical Social Worker
- 8%Licensed Mental Health Counselor
- 8%Advanced Practice Registered Nurse
- 6%Licensed Clinical Social Worker

- 99%Individual therapy
- 34%Family therapy
- 25%Couples therapy
- 16%Child or adolescent therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing a Therapist in Fernandina Beach
Searching for therapists in Fernandina Beach starts with finding someone whose experience fits what you want support with. You may be looking for help with anxiety, depression, grief, relationship challenges, trauma, or a major life change. As you compare therapists, look for listed specialties, therapy styles, and experience that match your needs. A profile that explains the therapist’s approach can help you understand what sessions may be like before you book.
Fernandina Beach is a smaller coastal market, so local in-person options may be more limited than in larger Florida cities. Virtual therapy can expand your choices while still connecting you with a therapist licensed in Florida. You can also look across Amelia Island, downtown Fernandina Beach, and nearby communities when in-person care matters. Before booking, review practical fit signals like appointment times, whether the therapist is accepting new patients, free phone consultation options, and how they describe their communication style in their bio.
Therapy in Fernandina Beach can be a significant investment without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs. Headway helps you search for therapists who take insurance, see estimated out-of-pocket costs before booking, and choose between virtual and in-person appointments when available. You can compare therapists, review bios, and book directly when you’re ready.
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