Find a therapist in Fernandina Beach, FL — covered by insurance


Top therapists in Fernandina Beach, FL accepting new patients
Find mental health support in Fernandina Beach with 9,125 licensed providers offering talk therapy and medication management. Headway connects you with open-minded, solution-oriented providers across Amelia Island, downtown Fernandina, and surrounding neighborhoods, with sessions available virtually or in-person and coverage through major insurance plans.
You deserve a life that isn’t defined by guilt, anxiety, or the pressure to be everything for everyone.
Many of my clients are exhausted from being the responsible one. They're the problem-solver, the caretaker, the one who keeps it together. Everyone seems to need something from them, and somehow they're expected to handle it all without dropping a ball.
Meanwhile, they're battling anxiety, self-doubt, guilt, overthinking, relationship stress, or the feeling that they've lost touch with themselves somewhere along the way.
As a bilingual English and Spanish therapist, I work with people who are ready to stop running on autopilot and start understanding what's actually keeping them stuck. Therapy with me isn't about pretending everything is fine or endlessly talking in circles. It's about understanding yourself more deeply, learning new ways of responding to life's challenges, and creating meaningful change.
I am a psychotherapist that has been in the field for over 20 years. I'm specialized and trauma and believe in providing a space that feels safe an is client centered.
I am a Licensed Clinical Social Worker (LCSW) based in Connecticut. I am a dedicated therapist with experience delivering client-centered care to individuals from diverse backgrounds. My clinical style integrates evidence-based practices, including Cognitive Behavioral Therapy, Acceptance and Commitment Therapy, Motivational Interviewing, and Person-Centered Therapy. I shape my approach to each client’s needs, tailoring therapy to support them in the ways that are most helpful and relevant to their unique situation. My role as your therapist is to help you deepen your self-understanding, identify and build upon your strengths, and develop effective tools for managing life’s challenges and the discomfort that can accompany them.
I am a licensed clinical social worker with 28 years of experience partnering with adolescents, adults of all ages and families. I am bilingual so I offer therapy in english and spanish.
I am a CSWR with 15 years of clinical experience providing assessment and treatment to individuals, families, youth, and couples, and I have maintained a private practice since 2018.
Whether this is your first time experience with therapy or you’re returning after some time away, my goal is to provide a warm, welcoming, and judgment-free space where you feel comfortable being yourself and sharing your story at your own pace. As a Licensed Mental Health Counselor with over a decade of experience supporting individuals through life’s challenges, I’ve had the privilege of working with individuals from diverse backgrounds facing anxiety, depression, ADHD, trauma, stress, relationship concerns, life transitions, and other emotional challenges.
Hello there,
Great to meet you. My name is Jessie Zamora, LMHC, dedicated to supporting individuals on their journey toward healing, balance, and emotional well-being. My goal is to provide a compassionate, safe, and empowering environment where clients feel understood and supported as they work through life’s challenges.
I earned my Master’s degree in Psychology, with a minor in Mental Health Counseling, from Albizu University in Miami, where I graduated with honors. Over the years, I have gained extensive experience working with adolescents, adults, and the elderly population across a wide range of emotional and psychological concerns. My main focus is to help clients who are struggling with anxiety, depression, trauma, or life transitions.
I’m a Licensed Clinical Social Worker (LCSW) in Florida with a Master’s in Social Work from Florida State University. I provide therapy for teens, adults, and couples, specializing in anxiety, depression, trauma, stress, life transitions, and relationship challenges. I create a warm, supportive space where clients feel genuinely heard and understood. I also offer faith-based Christian counseling upon request, integrating clients’ values and beliefs into the therapeutic process when desired.
I am a licensed mental health counselor who has been practicing for over 35 years. My master's degree is in Counseling Psychology and it has prepared me to work in the areas of grief and loss, depression, anxiety, and trauma. I work with adults 18 years and older individually or with their families.
Welcome. Seeking support can feel difficult, especially when you're managing overwhelming emotions, relationship stress, painful experiences, or simply feeling disconnected from the life you want to live. I work with children, adolescents, and adults experiencing anxiety, depression, stress, trauma, grief and loss, bipolar disorder, PTSD, women's issues, and challenges related to self-esteem, life transitions, and relationships. I understand that healing looks different for everyone, and I believe therapy should provide a space where you feel safe, respected, and genuinely understood. Whether you're struggling with day-to-day stress, navigating the impact of past experiences, or trying to make sense of difficult emotions, my goal is to help you gain insight, strengthen coping skills, and build a life that feels more balanced and fulfilling. Together, we can create meaningful change while honoring your unique experiences, strengths, and goals.
About our therapists serving Fernandina Beach, FL



- 98%Anxiety
- 92%Depression
- 87%Stress management
- 77%Relationship issues
- 77%Trauma

- 99%Aetna
- 91%Cigna
- 84%Carelon Behavioral Health
- 60%Ascension
- 49%United Healthcare

- 98%English
- 19%Spanish
- 2%Haitian Creole
- 1%French
- 1%Portuguese

- 85%Online only
- 15%In-person or online

- 83%Woman
- 17%Man

- 40%Licensed Mental Health Counselor
- 27%Licensed Clinical Social Worker
- 8%Advanced Practice Registered Nurse
- 8%Licensed Mental Health Counselor
- 6%Licensed Clinical Social Worker

- 100%Individual therapy
- 34%Family therapy
- 25%Couples therapy
- 15%Child or adolescent therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing a Mental Health Therapist in Fernandina Beach, FL
Searching for therapists in Fernandina Beach starts with finding someone whose experience fits what you want support with. You may be looking for help with anxiety, depression, grief, relationship challenges, trauma, or a major life change. As you compare therapists, look for listed specialties, therapy styles, and experience that match your needs. A profile that explains the therapist’s approach can help you understand what sessions may be like before you book.
Fernandina Beach is a smaller coastal market, so local in-person options may be more limited than in larger Florida cities. Virtual therapy can expand your choices while still connecting you with a therapist licensed in Florida. You can also look across Amelia Island, downtown Fernandina Beach, and nearby communities when in-person care matters. Before booking, review practical fit signals like appointment times, whether the therapist is accepting new patients, free phone consultation options, and how they describe their communication style in their bio.
Therapy in Fernandina Beach can be a significant investment without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs. Headway helps you search for therapists who take insurance, see estimated out-of-pocket costs before booking, and choose between virtual and in-person appointments when available. You can compare therapists, review bios, and book directly when you’re ready.
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