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Find a therapist in Fort Walton Beach, FL — covered by insurance

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People with insurance pay as low as $0 per session through Headway

Top therapists in Fort Walton Beach, FL accepting new patients

Find mental health support in Fort Walton Beach with Headway's network of 9,122 licensed providers. Our providers offer flexible in-person and virtual sessions, with many accepting insurance to help you save on care costs.

Andrew Boyle

Andrew Boyle

Therapist

Virtual • Florida


“This work is not about fixing you because you are not broken. Together, we will explore your past with the goal of transforming the impact those experiences have had on your life.”
ADD/ADHD, Anxiety, Depression, Family issues, Grief or loss
Humorous, Inquisitive, Open-minded
Accepts 9 insurance carriers

Offers free consultationsView profile and book
Jared Cooper

Jared Cooper

Psychiatric Mental Health NP

Virtual • Florida


Hi! I'm a board-certified psychiatric nurse practitioner offering comprehensive psychiatric care across Florida. My approach combines evidence-based medication management with lifestyle medicine principles backed by modern science. I specialize in ADHD, depression, anxiety, insomnia, and addiction. I believe you deserve to feel like yourself again, and I'm here to help make that possible.

ADD/ADHD, Anxiety, Depression, Sleep disorder, Substance use / addiction
Holistic, Solution-oriented, Warm
Accepts 9 insurance carriers
Christopher Dumas

Christopher Dumas

Therapist

Virtual • Florida


“My approach is rooted in empathy and non-judgment, recognizing that every individual carries a unique story shaped by life's challenges.”
Anger management, Anxiety, Depression, Family issues, Men's issues
Affirming, Empowering, Humorous
Accepts 4 insurance carriers

Offers free consultationsView profile and book
Mary Vanbenschoten

Mary Vanbenschoten

Therapist

Virtual • Florida


“I offer a safe and nurturing environment in each counseling session to help you achieve the maximum benefit from therapy.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Affirming, Solution-oriented, Warm
Accepts 6 insurance carriers
Ksenia Sokol

Ksenia Sokol

Psychiatric Mental Health NP

Virtual • Florida


“I believe every person deserves to feel heard, respected, and empowered in their healthcare journey.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Empowering, Open-minded, Solution-oriented
Accepts 4 insurance carriers
Dr. Dasmain Joseph

Dr. Dasmain Joseph

Therapist

Virtual • Plant City, FL


“I am very passionate about assisting clients to create pathways to live their lives to their full potential.”
Anger management, Anxiety, Bipolar disorder, Depression, Family issues
Empowering, Holistic, Solution-oriented
Accepts 6 insurance carriers
Grace Murphy

Grace Murphy

Therapist

Virtual • Florida


“My goal is to create a space where you feel understood, supported, and empowered to move toward meaningful change.”
Anxiety, Depression, Family issues, Maternal mental health, PTSD
Affirming, Humorous, Warm
Accepts 5 insurance carriers
Alain Joubert

Alain Joubert

Psychiatric Mental Health NP

Virtual • Florida


“Clients are expected to receive a person-centered approach with a focus on attaining specific goals in therapy and medication management sessions.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues
Affirming, Holistic, Solution-oriented
Accepts 9 insurance carriers

Offers free consultationsView profile and book
Amanda Mewhorter

Amanda Mewhorter

Therapist

Virtual • Jacksonville, FL


“My style is warm, collaborative, and down-to-earth. I want you to feel heard and understood, while also helping you identify patterns that may be keeping you stuck.”
ADD/ADHD, Anxiety, Depression, Family issues, Panic disorders
Affirming, Empowering, Warm
Accepts 6 insurance carriers

Offers free consultationsView profile and book
Brenda Velez

Brenda Velez

Therapist

Virtual • Florida


“I create a safe, supportive space where children and teens feel heard while also working closely with parents to provide practical tools.”
Anger management, Anxiety, Cultural & ethnic issues, Family issues, Stress management
Empowering, Solution-oriented, Warm
Accepts 5 insurance carriers
LuCresia Fields

LuCresia Fields

Therapist

Virtual • Florida


“The experiences that shape us can become the tools that heal us, and repurposing life experience is central to how I work.”
Anger management, Anxiety, Bipolar disorder, Depression, Eating disorders
Challenging, Creative, Empowering
Accepts 8 insurance carriers
Melissa Onappeau

Melissa Onappeau

Therapist

Virtual • Florida


“I offer a warm, supportive space where you can feel heard, understood, and empowered as you work toward meaningful and lasting change.”
Anxiety, Stress management, Women's issues
Empowering, Solution-oriented, Warm
Accepts 7 insurance carriers

Offers free consultationsView profile and book
Hope Johnson

Hope Johnson

Psychiatric Mental Health NP

Virtual & in-person • Palm Beach Gardens, FL


“I listen first to your concerns, workflows, and goals then translate rigorous research into practical, feasible solutions tailored to your setting.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Empowering, Open-minded, Warm
Accepts 7 insurance carriers

Offers free consultationsView profile and book
Toni Ann Irvine

Toni Ann Irvine

Therapist

Virtual • Florida


“I take a gentle, trauma-informed approach, meeting you where you are and moving at a pace that feels right for you.”
Anxiety, Bipolar disorder, Depression, Grief or loss, Maternal mental health
Empowering, Open-minded, Warm
Accepts 7 insurance carriers
Donna Rhodes

Donna Rhodes

Psychiatric Mental Health NP

Virtual & in-person • Haverhill, FL


“With over a decade of diverse healthcare experience, the evolving landscape of mental health care requires not only this intricate understanding of new developments but compassion to approach everyone's unique circumstance.”
ADD/ADHD, Anger management, Anxiety, Chronic conditions, Cultural & ethnic issues
Empowering, Solution-oriented, Warm
Accepts 9 insurance carriers
Everton Boothe

Everton Boothe

Psychiatric Mental Health NP

Virtual • Florida


“My style is warm, open, and empowering- I believe in meeting where they are and creating practical steps that fit their lives.”
ADD/ADHD, Anxiety, Bipolar disorder, Chronic conditions, Cultural & ethnic issues
Empowering, Open-minded, Warm
Accepts 8 insurance carriers
Natalie Havens

Natalie Havens

Therapist

Virtual • Florida


“I believe therapy should feel like a safe, nonjudgmental space where you can be yourself and explore what's going on at your own pace.”
ADD/ADHD, Anger management, Anxiety, Depression, Eating disorders
Direct, Open-minded, Solution-oriented
Accepts 4 insurance carriers
Robert Cushing

Robert Cushing

Therapist

Virtual • Florida


“You will know you meet someone who understands what is going on; as well as, has the knowledge and understanding how to help.”
Anger management, Anxiety, Depression, Family issues, Grief or loss
Creative, Empowering, Participatory
Accepts 5 insurance carriers
Steven Cospewicz

Steven Cospewicz

Therapist

Virtual • Florida


“I believe that active listening and a warm, inquisitive, and non judgmental approach allows you to feel safe and heard.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression
Affirming, Inquisitive, Open-minded
Accepts 6 insurance carriers
Ana Vitenson

Ana Vitenson

Therapist

Virtual • Plantation, FL


“My style is warm, thoughtful, and down-to-earth. I blend mindfulness, self-compassion and body-based techniques with practical tools to help you manage stress and feel more like yourself again.”
Anxiety, Chronic conditions, Cultural & ethnic issues, Depression, Stress management
Empowering, Participatory, Warm
Accepts 12 insurance carriers
May Zhou

May Zhou

Therapist

Virtual • Florida


I am a Licensed Clinical Social Worker (LCSW) in Texas with a Master of Social Work degree from the University of Houston. I specialize in helping adults and older adults navigate workplace stress, family challenges, and emotional wellbeing. My areas of focus include career burnout, work-life balance, anxiety, depression, intimate partner violence, divorce, caregiving stress, and cross-cultural adjustment.

I believe every person carries an inner strength that can be uncovered and nurtured. In therapy, I provide a safe, compassionate space where you can share your story, build resilience, and move toward a more balanced and fulfilling life.

Anger management, Anxiety, Chronic conditions, Cultural & ethnic issues, Depression
Empowering, Open-minded, Warm
Accepts 8 insurance carriers

Offers free consultationsView profile and book
Katalin Vinczi-Sierra

Katalin Vinczi-Sierra

Therapist

Virtual • Florida


“My approach is relational and collaborative—we'll build a strong therapeutic connection that supports real, lasting change.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Holistic, Open-minded, Warm
Accepts 7 insurance carriers
Matthew Mulock

Matthew Mulock

Therapist

Virtual • Florida


Hi, I’m Matthew Mulock, a Licensed Clinical Social Worker with a passion for helping people heal, grow, and move toward a life that feels more grounded, meaningful, and fulfilling. I earned my bachelor’s degree in Psychology from the University of South Florida and my master’s degree in Social Work, with a concentration in Advanced Clinical Practice, from Saint Leo University. I am originally from Alaska, but Florida has been my home for the past 20 years. I work with adolescents and adults who are navigating a wide range of emotional and mental health challenges, including trauma, anxiety, depression, life transitions, and everyday stressors. My goal is to create a warm, supportive, and nonjudgmental space where you feel safe to be yourself, explore what you are going through, and begin building the tools you need to move forward with confidence.

ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression
Humorous, Open-minded, Warm
Accepts 7 insurance carriers
Pavel Tulisov

Pavel Tulisov

Therapist

Virtual • Florida


“Life doesn't come with a manual—but you don't have to figure it out alone. I walk alongside my clients through anxiety, burnout, or that 'something's off' feeling.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Challenging, Solution-oriented, Warm
Accepts 10 insurance carriers

Offers free consultationsView profile and book
Dr. Angela Stewart

Dr. Angela Stewart

Psychologist

Virtual & in-person • Sarasota, FL


“In my office patients find a climate of ease that encourages self-disclosure and a warm therapist-patient relationship.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression
Humorous, Open-minded, Warm
Accepts 1 insurance carrier
Gisselle Sanchez

Gisselle Sanchez

Therapist

Virtual • Florida


Hi, I’m Gisselle. I work with women and adults who are navigating anxiety, trauma, stress, and life transitions — especially during seasons that feel overwhelming or uncertain. Many of my clients are trying to hold everything together on the outside, while internally feeling stuck, exhausted, or unsure how to move forward.

With a background in public service and years of experience supporting people from all walks of life, I bring a deep sense of compassion and understanding to the work we do together. Clients often describe me as warm, supportive, and easy to open up to.

Anxiety, Depression, Family issues, Maternal mental health, Relationship issues
Empowering, Open-minded, Solution-oriented
Accepts 7 insurance carriers
Jonathan Spikes

Jonathan Spikes

Therapist

Virtual • Florida


“I believe in meeting clients where they are and walking with them toward the healthier, more fulfilling life they deserve.”
Anger management, Anxiety, Cultural & ethnic issues, Depression, End of life care
Direct, Participatory, Solution-oriented
Accepts 4 insurance carriers
Dr. Prerna Tolani

Dr. Prerna Tolani

Psychologist

Virtual • Florida


I approach work with my patients with genuineness, unconditional positive regard, and empathy. I work with my patients according to their goals in a collaborative manner. I also meet my patients where they are, with challenges that are digestible.

ADD/ADHD, Anger management, Anxiety, Chronic conditions, Cultural & ethnic issues
Empowering, Open-minded, Solution-oriented
Accepts 7 insurance carriers
Mallory Hawkes

Mallory Hawkes

Therapist

Virtual • Florida


“I'm passionate about working with neurodivergence, the LGBTQ+ community, and people working on their identities.”
ADD/ADHD, Anxiety, Identity issues, LGBTQIA+, Relationship issues
Direct, Humorous, Solution-oriented
Accepts 8 insurance carriers
Monroe Desulma

Monroe Desulma

Therapist

Virtual • Florida


“I'm direct, collaborative, and focused on real-life application—not just insight, but actual progress you can feel outside of sessions.”
Anxiety, Depression, Grief or loss, Men's issues, PTSD
Humorous, Open-minded, Solution-oriented
Accepts 6 insurance carriers

Offers free consultationsView profile and book
Amie Berry

Amie Berry

Therapist

Virtual • Florida


“My style is warm, interactive, and empathetic. I treat each person with dignity and respect, and I tailor therapy to you rather than using a one-size-fits-all approach.”
Anxiety, Cultural & ethnic issues, Depression, Family issues, Grief or loss
Affirming, Empowering, Warm
Accepts 1 insurance carrier
Madison Knowles

Madison Knowles

Therapist

Virtual • Miami, FL


“I have had extensive experience with multiple populations including people with special needs, I am Proficient in parent training, family counseling, counseling teens and even adults.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues
Direct, Energetic, Open-minded
Accepts 4 insurance carriers
Veronica Vega

Veronica Vega

Therapist

Virtual • Florida


“I chose to become an LMFT because our early family experiences shape who we are, and strengthening relationships can create lasting change for individuals, couples, and future generations.”
ADD/ADHD, Anxiety, Bipolar disorder, Depression, End of life care
Humorous, Inquisitive, Open-minded
Accepts 7 insurance carriers
Lydia Ghinoo

Lydia Ghinoo

Therapist

Virtual • Florida


“I aim to create a space that feels safe, supportive, and genuinely human, while also helping you move toward meaningful change.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Affirming, Challenging, Solution-oriented
Accepts 5 insurance carriers
Michael MacDonell

Michael MacDonell

Therapist

Virtual • Florida


“I have found that when addressing anxiety, depression and addiction it is important to identify the triggers and gain insight as to how they affect you.”
Anxiety, Depression, Family issues, Grief or loss, Stress management
Empowering, Solution-oriented, Warm
Accepts 5 insurance carriers

Offers free consultationsView profile and book
Aqsa Shaukat

Aqsa Shaukat

Therapist

Virtual • Florida


Seeking therapy can feel overwhelming, but you don’t have to face life’s challenges alone. As a Licensed Mental Health Counselor with over 10 years of experience, I work with children, teens, adults, and couples struggling with anxiety, depression, trauma, grief, relationship concerns, stress, and life transitions. I provide a warm, supportive, and nonjudgmental environment where clients feel heard and understood. My goal is to help you gain insight, develop healthy coping skills, and create meaningful, lasting change so you can live a more balanced and fulfilling life.

Anxiety, Depression, Family issues, Grief or loss, Identity issues
Empowering, Open-minded, Solution-oriented
Accepts 8 insurance carriers
Vicki Farnham Perham

Vicki Farnham Perham

Therapist

Virtual • Florida


“In our sessions, you won't just process what's hard—you'll also learn practical, nervous system-based tools to calm overwhelm, manage stress, and feel more grounded in real time.”
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Inquisitive, Participatory, Warm
Accepts 6 insurance carriers

Offers free consultationsView profile and book
Amanda Pantalone Tarr

Amanda Pantalone Tarr

Therapist

Virtual • Florida


“My approach is warm, nonjudgmental, and collaborative, creating a space where you feel truly heard, understood, and empowered to move forward with clarity and confidence.”
Anger management, Anxiety, Depression, Family issues, Grief or loss
Empowering, Open-minded, Warm
Accepts 7 insurance carriers
Susan Nelson

Susan Nelson

Therapist

Virtual • Florida


“While change takes time, most people feel hope and encouragement after the first session as we make room for real change and identify really achievable goals.”
Anxiety, Depression, Family issues, Identity issues, Infertility
Humorous, Inquisitive, Warm
Accepts 10 insurance carriers
Ronbardo Gay

Ronbardo Gay

Therapist

Virtual • Florida


I am a Licensed Mental Health Counselor passionate about helping clients move past what's holding them back from being their best selves. I am a proud alumnus of North Carolina Central University (B.A.) and Nova Southeastern University (M.S., Mental Health Counseling). I welcome clients from all walks of life and every stage of the journey, whether you're new to therapy or returning. Together, we identify what isn't working, build on what is, and create a path toward real, lasting change. My goal is that you leave feeling heard, understood, and equipped to move forward.

ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression
Empowering, Humorous, Open-minded
Accepts 13 insurance carriers

Offers free consultationsView profile and book
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About our therapists serving Fort Walton Beach, FL

Number of therapists serving Fort Walton Beach, FL
There are over 9,031 therapists in Fort Walton Beach, FL accepting new patients.
9,031+
Average years in practice
Watercolor illustration of a bookshelf
9 years
Top specialties offered
Watercolor illustration of specialties
  • 98%Anxiety
  • 92%Depression
  • 87%Stress management
  • 77%Relationship issues
  • 77%Trauma
Insurances accepted
Watercolor illustration of insurance cards
  • 99%Aetna
  • 91%Cigna
  • 84%Carelon Behavioral Health
  • 60%Ascension
  • 49%United Healthcare
Languages spoken
Watercolor illustration of languages
  • 98%English
  • 19%Spanish
  • 2%Haitian Creole
  • 1%French
  • 1%Portuguese
How they see their clients
Watercolor illustration of therapy session
  • 85%Online only
  • 15%In-person or online
Provider gender
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  • 83%Woman
  • 17%Man
License types
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  • 40%Licensed Mental Health Counselor
  • 27%Licensed Clinical Social Worker
  • 8%Advanced Practice Registered Nurse
  • 8%Licensed Mental Health Counselor
  • 6%Licensed Clinical Social Worker
Treatment approaches
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  • 100%Individual therapy
  • 34%Family therapy
  • 24%Couples therapy
  • 16%Child or adolescent therapy

Frequently asked questions

Therapy Chair

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Find the right therapist for you

Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.

Factors to Consider When Choosing a Mental Health Therapist in Fort Walton Beach, FL

Finding therapists in Fort Walton Beach starts with knowing what kind of support fits your needs. You may want help with anxiety, depression, grief, relationship challenges, life transitions, or stress. As you compare therapists, look for training and listed specialties that match what you want to focus on. A therapist’s bio can also show whether they use approaches like cognitive behavioral therapy, eye movement desensitization and reprocessing, acceptance and commitment therapy, or trauma-informed care.

Fort Walton Beach has a smaller local therapist market, so virtual appointments can give you more options while still keeping care connected to Florida-licensed therapists. In-person sessions may work well if you prefer meeting in an office, while virtual sessions can fit more easily around work, school, caregiving, or travel across Okaloosa County. Beyond specialty, compare appointment times, whether the therapist is accepting new patients, and whether they offer a free phone consultation. Reading profiles before booking can help you understand each therapist’s communication style, session structure, and areas of focus.

Therapy in Fort Walton Beach can be a significant expense without insurance. Using in-network insurance is one of the most reliable ways to lower session costs and understand what you may pay before you begin. Headway helps you search therapists who accept a wide range of insurance plans, verify your coverage, view estimated out-of-pocket costs, and book directly when you’re ready.

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1 Cost may vary based on your location, age, and insurance coverage.