Find a therapist in Fort Walton Beach, FL — covered by insurance


Top therapists in Fort Walton Beach, FL accepting new patients
Find mental health support in Fort Walton Beach with Headway's network of 9,905 licensed providers. Our providers offer flexible in-person and virtual sessions, with many accepting insurance to help you save on care costs.
I work with adolescents and adults who are struggling with difficult thoughts, emotions, relationships or circumstances and who seek to increase meaning in life. I provide a kind, compassionate environment where you feel safe and motivated to work toward goals. My collaborative and nurturing approach integrates evidence-based cognitive, behavioral and interpersonal interventions within a context of awareness, connection and compassion towards self and others.My focus in treatment extends beyond alleviating symptoms to include fostering positive experiences such as love, joy and peace.
As a Licensed Clinical Social Worker (LCSW), I believe healing begins with feeling safe, understood, and genuinely supported. My goal is to create a warm, collaborative space where you can show up as you are while we work together toward meaningful, lasting change.
I work with adolescents and adults navigating eating disorders, trauma, anxiety, depression, OCD, body image concerns, life transitions, self-esteem, and relationship challenges. My approach is evidence-based and individualized. Rather than relying on a single therapy model, I draw from EMDR, Cognitive Behavioral Therapy (CBT), Acceptance and Commitment Therapy (ACT), Exposure and Response Prevention (ERP), and attachment-informed interventions to create a treatment plan that fits your unique needs and goals.
My professional experience extends beyond my years as an independently licensed clinician. Throughout my career, I have worked in community mental health and specialized eating disorder treatment across the full continuum of care, including residential treatment, partial hospitalization (PHP), intensive outpatient (IOP), and outpatient therapy. This breadth of experience allows me to support clients with complex needs at every stage of recovery.
I have a particular passion for helping individuals heal their relationship with food, their bodies, and themselves. I strive to provide a compassionate, nonjudgmental space where clients feel empowered to understand themselves more deeply, develop effective coping strategies, and create lasting change.
I provide therapy in both English and Spanish and am passionate about increasing access to culturally responsive mental health care for Hispanic individuals and families.
Taking the first step toward therapy can be difficult, but you don't have to do it alone. I would be honored to walk alongside you on your journey toward healing.
I am a collaborative and interactive therapist that utilizes a variety of psychodynamic, CBT, DBT, motivational interviewing, EFT, and solution-focused techniques based on the individual client, their wants, needs and goals.
Taking the first step toward therapy takes courage, and I'm so glad you're here.
I'm a licensed mental health counselor with a master's degree from Capella University, and I've had the privilege of walking alongside people through some of life's most challenging moments — from anxiety and depression to relationship struggles, big life transitions, parenting pressures, and career uncertainty.
My approach is collaborative and tailored to you. I draw from Cognitive Behavioral Therapy (CBT), Person-Centered therapy, Mindfulness, and Solution-Focused techniques — not because one size fits all, but because you deserve support that actually fits your life. Together, we'll work to build insight, strengthen your resilience, and create real, lasting change.
I work with individuals, couples, families, children, adolescents, and LGBTQ+ clients, and I bring genuine care and an open heart to every session. No matter what brought you here, you don't have to figure it out alone.
We're all a work in progress — and that's a beautiful thing. I'm here to help you move forward, at your own pace, in your own way.
Trust the process. I'll be with you every step of the way.
I am a licensed professional counselor with over 10 years experience working as a therapist, life coach and pastoral counselor. I have worked with clients having a wide range of concerns including depression, anxiety, stress management, relationship issues, parenting and family problems, career challenges, trauma, abuse and disabilities that include psychiatric and physical health issues. My therapy style is warm and interactive.
Hi, my name is Kathryn Powell (LCSW) and I am a licensed therapist skilled in empowering clients experiencing anxiety, depression, stress, navigating life transitions, self-esteem and body image concerns. I aim to provide a supportive and collaborative space where you can share openly and discuss the challenges you are facing. We will work together to explore your concerns and goals, while I offer guidance and evidenced-based skills training to help you create positive change.
About our therapists serving Fort Walton Beach, FL



- 97%Anxiety
- 92%Depression
- 88%Stress management
- 78%Relationship issues
- 77%Trauma

- 99%Aetna
- 91%Cigna
- 86%Carelon Behavioral Health
- 62%Ascension
- 46%United Healthcare

- 98%English
- 19%Spanish
- 2%Haitian Creole
- 1%French
- 1%Portuguese

- 86%Online only
- 14%In-person or online

- 83%Woman
- 16%Man

- 39%Licensed Mental Health Counselor
- 26%Licensed Clinical Social Worker
- 8%Licensed Mental Health Counselor
- 8%Advanced Practice Registered Nurse
- 6%Licensed Clinical Social Worker

- 100%Individual therapy
- 34%Family therapy
- 25%Couples therapy
- 16%Child or adolescent therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing a Therapist in Fort Walton Beach
Finding therapists in Fort Walton Beach starts with knowing what kind of support fits your needs. You may want help with anxiety, depression, grief, relationship challenges, life transitions, or stress. As you compare therapists, look for training and listed specialties that match what you want to focus on. A therapist’s bio can also show whether they use approaches like cognitive behavioral therapy, eye movement desensitization and reprocessing, acceptance and commitment therapy, or trauma-informed care.
Fort Walton Beach has a smaller local therapist market, so virtual appointments can give you more options while still keeping care connected to Florida-licensed therapists. In-person sessions may work well if you prefer meeting in an office, while virtual sessions can fit more easily around work, school, caregiving, or travel across Okaloosa County. Beyond specialty, compare appointment times, whether the therapist is accepting new patients, and whether they offer a free phone consultation. Reading profiles before booking can help you understand each therapist’s communication style, session structure, and areas of focus.
Therapy in Fort Walton Beach can be a significant expense without insurance. Using in-network insurance is one of the most reliable ways to lower session costs and understand what you may pay before you begin. Headway helps you search therapists who accept a wide range of insurance plans, verify your coverage, view estimated out-of-pocket costs, and book directly when you’re ready.
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