Find a therapist in Toms River, NJ — covered by insurance


Top therapists in Toms River, NJ accepting new patients
Find mental health support in Toms River across neighborhoods like Downtown, Ortley Beach, and Holiday City. Headway connects you with 4,267 licensed providers offering virtual and in-person sessions. Most clients save 75% on care through insurance coverage, with many paying as low as $0 per session.
Your mind and body are speaking—are you listening? As a board-certified Psychiatric Mental Health Nurse Practitioner with over a decade of experience in high-stakes intensive care, I understand what many overlook: mental and physical health are inseparable.
In critical care, I saw how stress, trauma, and anxiety manifest in the body—tight chests, sleepless nights, unexplained pain. And when the pandemic hit, I witnessed the silent emotional suffering of patients, families, and healthcare workers alike. That moment changed everything.
I chose psychiatry because healing your mind is just as vital as healing your body. If you’re feeling overwhelmed, exhausted, or like no one sees what you’re carrying—you don’t have to hold it alone. I’m here to help you reconnect, restore, and rise.
Let’s work together to make your mental wellness a priority. Click below to book your first step toward clarity, calm, and confidence.
Hi, my name is Dr. Lynn Rosenthal. I have many decades of experience helping people with issues presented. I have two Masters degrees and one doctorate in psychology. My experience varies assisting many with different issues within individual, couples, and marital counseling. I also provide clinical supervision and I am a Board Certified Executive Coach. I have afternoon and evening appointment available.
As a licensed mental health therapist, I believe prioritising mental health is important for happiness and balance. Taking the first step and seeking help can be the biggest hurdle. I look forward to walking with you on your mental health journey!
Hi, I’m Heather Wilson Pham, a psychotherapist and Doctor of Social Work (DSW) candidate with over 10 years of experience in mental health. I specialize in helping women navigate anxiety, trauma, relationship patterns, and financial stress, especially when these challenges are connected. My work focuses on empowering clients to build confidence, clarity, and independence in both their emotional and practical lives. I blend therapy with real-world strategies so clients can create meaningful, lasting change.
Please note: My practice is currently focused on individual therapy, and I am not accepting new couples at this time.
I'm a Licensed Associate Counselor (LAC), Licensed Drug and Alcohol Counselor (LCADC), and Certified Peer Recovery Specialist with over 14 years of experience working in mental health and addiction treatment across northern New Jersey. I work with individuals and couples who feel overwhelmed, stuck, anxious, or disconnected whether navigating anxiety, depression, ADHD, trauma, relationship challenges, or major life transitions. I provide a grounded, compassionate, and nonjudgmental space where clients can openly explore their experiences and begin to understand what may be getting in the way of living more fully.
I am an incredibly empathetic therapist who's joy is to provide a safe space to my clients. I utilize a variety of counseling theories in order to provide services. I am engaging and inquisitive and enjoy invoking humor within the sessions when appropriate.
About our therapists located within 20 miles of Toms River, NJ



- 100%Anxiety
- 96%Stress management
- 95%Depression
- 85%Relationship issues
- 76%Family issues

- 96%Aetna
- 84%Horizon Blue Cross and Blue Shield of New Jersey
- 84%Carelon Behavioral Health
- 78%Cigna
- 76%Oxford

- 100%English
- 5%Hebrew
- 4%Spanish
- 4%Yiddish
- 2%German

- 98%In-person or online
- 2%In-person only

- 76%Woman
- 24%Man

- 51%Licensed Clinical Social Worker
- 29%Licensed Professional Counselor
- 15%Advanced Practice Nurse
- 2%Licensed Psychologist
- 2%Licensed Marriage/Family Therapist

- 100%Individual therapy
- 33%Family therapy
- 24%Couples therapy
- 13%Child or adolescent therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing a Mental Health Therapist in Toms River, NJ
Searching for therapists in Toms River starts with finding someone whose experience fits what you want support with. You may be looking for help with anxiety, depression, grief, relationship challenges, life transitions, or stress. As you compare Toms River therapists, look for training and listed specialties that match your needs. Provider bios can also help you understand each therapist’s approach, such as cognitive behavioral therapy, dialectical behavior therapy, trauma-informed care, or support for couples and families.
In a smaller city like Toms River, local in-person appointment options may vary by neighborhood, schedule, and specialty. Virtual therapy can expand your choices across New Jersey while keeping care tied to a licensed New Jersey therapist. When narrowing your search, consider whether each therapist is accepting new patients, offers appointment times that work with your calendar, and provides the session format you prefer. Reading profiles before booking can also help you compare communication style, areas of focus, and whether a free phone consultation is available.
Therapy in Toms River can be a significant expense without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs and understand your expected out-of-pocket cost before you book. Headway helps you find therapists who accept a wide range of insurance plans, show current availability, and are accepting new patients. You can browse therapists in Toms River, review bios, check estimated costs, and book directly when you’re ready.
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