Does Cigna cover therapy in Wilmington, NC?

Cigna typically covers therapy sessions in Wilmington, NC, but coverage details may vary depending on your specific plan. You can confirm the mental health benefits of your specific plan by doing any of the following: - Enter your insurance plan details on Headway to see if we can instantly verify - Visit your insurance company's website or app - Review your EOB (explanation of benefits) and look for details on "behavioral health benefits" - Call your insurance company directly to ask

How can I find a therapist or psychiatrist in Wilmington, NC that accepts Cigna?

Select your state and insurance on Headway — then, use filters to add any other preferences such as ethnicity, age, gender, and therapy style. We'll provide a list of providers who accept Cigna and match your preferences, and you'll be able to review their profiles and book directly.

How much does Cigna cover for therapy?

Cigna typically covers a percentage of therapy costs, but the exact amount depends on your plan's specific benefits, such as copays, deductibles, and coinsurance. You can estimate your session costs by entering your insurance details on Headway. You can also review your plan documents or contact Cigna to understand your coverage.

How much does therapy cost in Wilmington, NC with Cigna?

The cost of therapy in Wilmington, NC with Cigna varies based on factors like the type of session, amount of sessions, and other elements of your plan's coverage details. In-network therapists typically charge lower rates than out-of-network providers. Headway can often provide instant estimates for your session costs after you enter your insurance details on Headway.

What types of therapy are covered by Cigna?

Cigna generally covers various forms of therapy, including individual, group, and family therapy, as well as different therapeutic approaches like CBT or psychodynamic therapy. Check your plan documents or contact Cigna to confirm specific coverage.

Does Cigna cover online therapy?

Many Cigna plans cover online therapy, also known as teletherapy, but coverage may depend on the specific plan and provider. Check with Cigna to confirm online therapy coverage.

Does Cigna require a referral to a psychiatrist?

Some Cigna plans require a referral from a primary care physician to see a specialist like a psychiatrist, while others do not. Check your plan documents or contact Cigna to determine if a referral is needed.

Does Cigna covered prescribed medications?

Cigna typically covers prescribed medications, including those related to mental health treatment, but coverage details vary by plan. Review your plan's formulary (a list of covered medications) and coverage details to understand your medication costs.

What does it mean when a provider is in-network or out of network?

An in-network provider has a contract with Cigna to offer discounted rates, while an out-of-network provider does not, resulting in higher costs for you. Choosing in-network providers typically reduces your out-of-pocket expenses. Every provider on Headway accepts insurance, and you can find providers in-network with Cigna in Wilmington, NC on Headway.

What is a deductible?

A deductible is the amount you must pay out-of-pocket for healthcare services before your Cigna coverage kicks in. Once you meet your deductible, Cigna typically covers a portion of your medical expenses.

Coinsurance is the percentage of healthcare costs you pay after meeting your deductible, with Cigna covering the remaining percentage. For example, if your coinsurance is 20%, you'll pay 20% of the costs, and Cigna will pay 80%.

A copay, or copayment, is a fixed amount you pay for a specific healthcare service, such as a doctor's visit or therapy session. Copays vary by plan and service, and are usually due at the time of service. Headway can often provide instant estimates for your copay and any other session costs after you enter your insurance details on Headway.

Find Cigna therapists & psychiatrists in Wilmington, NC

Get a cost estimate

People with insurance pay as low as $0 per session through Headway

Top Cigna-covered therapists and psychiatrists in Wilmington, NC

Finding affordable mental health care in Wilmington is easier with Headway and Cigna insurance. Our 2,719 provider network offers both virtual and in-person sessions with copays between $0-$25, helping you prioritize your wellbeing without financial stress.

Marilea Moore

Therapist

Virtual & in-person • <1 mi away

4302 Wrightsville Avenue, Wilmington, NC

“My approach is trauma-informed, compassionate, and collaborative, integrating EMDR and Sandtray Therapy to help clients process experiences that can be difficult to put into words.”

Anxiety, Depression, Family issues, Grief or loss,

Creative, Empowering, Inquisitive

Accepts Cigna, Aetna, Blue Cross and Blue Shield of North Carolina,

Offers free consultationsView profile and book

Jennifer Hogan

Therapist

Virtual & in-person • <1 mi away

4620 Cedar Avenue, Wilmington, NC

I am an EMDRIA certified EMDR therapist. I specialize in complex trauma, especially within relationships and attachment. This means that most of my clients struggle with anxiety, shame, depression, low self-esteem, people-pleasing, codependency, disordered eating, attachments and communication. My niche is working with "cycle breakers" who are navigating how to get unstuck from learned patterns that are no longer serving them. They are often adult children of emotionally immature parents. Dysfunctional patterns often begin long before adulthood and can be rooted in painful family dynamics and/or generational trauma.

Anxiety, Depression, Maternal mental health, PTSD,

Affirming, Direct, Humorous

Accepts Cigna, Aetna, Blue Cross and Blue Shield of North Carolina

Offers free consultationsView profile and book

Michelle Parker

Therapist

Virtual & in-person • <1 mi away

4010 Oleander Drive, Wilmington, NC

“My goal as a therapist is to support you and help you be the best and healthiest version of yourself.”

Anxiety, Cultural & ethnic issues, Depression, Eating disorders,

Open-minded, Solution-oriented, Warm

Accepts Cigna, Aetna, Blue Cross and Blue Shield of North Carolina,

Offers free consultationsView profile and book

Elizabeth Rigsbee

Therapist

Virtual & in-person • 1.8 mi away

2512 Independence Boulevard, Wilmington, NC

“I believe therapy should happen in a judgment-free, empathetic atmosphere where you can feel safe to explore your wellness goals.”

ADD/ADHD, Anger management, Anxiety, Depression,

Inquisitive, Open-minded, Warm

Accepts Cigna, Aetna, Blue Cross and Blue Shield of North Carolina,

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Find a Cigna therapist in Wilmington, NC

Book a therapist or psychiatrist in Wilmington, NC covered by Cigna

Top Cigna-covered therapists and psychiatrists in Wilmington, NC

What type of therapy does Cigna cover?

Individual therapy

Couples therapy

Family therapy

Child therapy

Teen therapy

Psychiatry

Online therapy

Frequently asked questions

Does Cigna cover therapy in Wilmington, NC?

How can I find a therapist or psychiatrist in Wilmington, NC that accepts Cigna?

How much does Cigna cover for therapy?

How much does therapy cost in Wilmington, NC with Cigna?

What types of therapy are covered by Cigna?

Does Cigna cover online therapy?

Does Cigna require a referral to a psychiatrist?

Does Cigna covered prescribed medications?

What does it mean when a provider is in-network or out of network?

What is a deductible?

What is coinsurance?

What is a copay?

Affordable care that fits you — and your Cigna plan

Affordable care that fits you — and your Cigna plan