Find a therapist in Saginaw, MI — covered by insurance


Top therapists in Saginaw, MI accepting new patients
Explore compassionate mental health support throughout Saginaw, including the Carrollton, Lakeland, and Downtown areas. Headway connects you with experienced providers for talk therapy and medication management, with free consultations available and appointments often opening within days.
I work with clients to help them achieve the goals they have established for themselves. Everyone goes through rough times and sometimes we need some extra support from an outside entity to help us get through those times!
I look forward to working with adults who want to make positive changes in their lives. My professional background includes working for many years in a large hospital Emergency Department as well as in private psych clinic practice. With my medical and psych training as a Registered Nurse as well as Social Worker I am able to focus on the total person. Some specific treatment areas that I have experience in are trauma, gay/Lesbian/Bisexual, depression and First Responders crisis issues as well as grief/death situations.
I am passionate about empowering people to change their lives for the better. I strive to build a genuine and empathic relationship, free of judgment with clients, while working as a team to achieve your goals. I work to empower you on your journey while increasing self-awareness
I'm Najwah — a therapist and life coach with 12 years in social services walking alongside people navigating anxiety, depression, trauma, and the kind of life changes that feel like the ground just shifted beneath them. I serve adults, teens, and seniors, single parents, and those who are carrying cultural or generational weight that most therapists don't fully understand. I lead with warmth, I'll be honest with you, and I'll never make you feel judged for where you are. I accept Aetna, BCBS, Carelon, and Cigna EAP, and offer a sliding scale for those who need it.
Welcome to this courageous journey! If you’ve found your way here—even with hesitation or uncertainty—you’ve already taken a powerful first step: listening to the part of you that longs for healing, clarity, and growth. That alone is an act of strength. You don’t have to walk this path alone. I’m here to walk beside you—as a steady companion—through the valleys and the victories, the questions and the breakthroughs. Together, we’ll create space for your story, your healing, and your becoming.
I hold an MA and PhD in Counseling Psychology from Boston College and Indiana State University, where I received extensive training in multiculturalism and trauma-informed care. Over the past years, I’ve had the privilege of working in a variety of clinical settings—including university counseling centers and community mental health agencies—supporting individuals from all walks of life. I am a certified EMDR therapist and an approved consultant of the EMDRIA.
If you’re feeling overwhelmed by anxiety, depression, grief, low self-esteem, or a difficult season of life, you don’t have to navigate it alone. I offer a safe, supportive space where you can better understand yourself and navigate through life’s challenges. I accept insurance and offer free consultations.
I’m a Licensed Master Social Worker (LMSW) in Michigan, and I work with adults who feel overwhelmed, stuck, or disconnected from themselves. Many of the people I support are navigating anxiety, depression, burnout, grief, identity questions, or the quiet pressure of holding everything together without feeling seen.
I work with men, women, LGBTQ+ individuals, neurodivergent adults, and people of color, particularly those who feel misunderstood or overlooked. Therapy is a place to slow down, make sense of what you’re carrying, and reconnect with parts of yourself that may have been pushed aside over time.
I have been doing this work for over 20 years now, and I look forward to working with you!
I'm a licensed therapist in Michigan who specializes in working with adults navigating depression, anxiety, addiction, codependency, relationship challenges, domestic violence, and life transitions. I've always worked with folks who might feel like quality therapy is out of reach, and that's still who I see. That's where my heart is, helping people who thought they couldn't get help heal, process, and grow into the best version of themselves and live their best life.
I am a licensed clinical social worker with 28 years of experience partnering with adolescents, adults of all ages and families. I am bilingual so I offer therapy in english and spanish.
Taking the step to seek support isn’t easy, and I want to honor the courage it takes to be here. I am a Licensed Professional Counselor, Certified Life Coach, and retired Army veteran who believes caring for your mental health is essential to living a balanced, fulfilling life. I’m passionate about helping people navigate life’s challenges, build resilience, and reconnect with themselves. I work with teens and adults who may be struggling with anxiety, depression, self-esteem, or major life transitions, and I strive to meet you with respect, compassion, and understanding.
About our therapists serving Saginaw, MI



- 98%Anxiety
- 94%Depression
- 88%Stress management
- 80%Trauma
- 78%Relationship issues

- 99%Aetna
- 92%Cigna
- 87%Carelon Behavioral Health
- 66%Priority Health
- 63%Blue Cross Blue Shield of Michigan

- 99%English
- 3%Spanish
- 1%Arabic
- 1%Hindi
- 1%Urdu

- 91%Online only
- 9%In-person or online

- 81%Woman
- 18%Man
- 1%Non-binary

- 53%Licensed Master Social Worker
- 35%Licensed Professional Counselor
- 4%Advanced Practice Nurse
- 3%Licensed Marriage/Family Therapist
- 3%Licensed Psychologist

- 100%Individual therapy
- 32%Family therapy
- 24%Couples therapy
- 13%Child or adolescent therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing a Therapist in Saginaw
Searching for therapists in Saginaw starts with knowing what kind of support fits your needs. You may be looking for help with anxiety, depression, grief, relationship challenges, stress, or a major life change. As you compare Saginaw therapists, look for someone whose listed specialties and approach match what you want to focus on. Their profile can show whether they use approaches like cognitive behavioral therapy, dialectical behavior therapy, or trauma-informed care, and help you understand what sessions may be like.
In a smaller city like Saginaw, local therapist availability may vary, so virtual care can expand your options across Michigan. You may prefer an in-person office near Downtown, Carrollton, or another nearby area, or you may want the added flexibility of virtual appointments from home. Beyond location and format, consider appointment times, whether the therapist is accepting new patients, and whether a free phone consultation is offered. Reading therapist bios before booking can help you compare communication style, areas of focus, and what each therapist highlights about their work.
Therapy in Saginaw can be a significant investment without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs and understand what you may pay before care begins. Headway helps you search for Michigan therapists who accept a wide range of insurance plans, verify your coverage, and see your estimated out-of-pocket cost before booking. You can browse therapists, review bios, and book directly when you’re ready.
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