Find a therapist in Germantown, MD — covered by insurance


Top therapists in Germantown, MD accepting new patients
Struggling to find the right therapist in Germantown? Headway's 2,561 providers offer flexible scheduling and accept 70+ insurance plans nationally. Whether you need support in Germantown proper, Middlebrook, or Walnut Hill, virtual and in-person sessions are available.
I have been practicing as a licensed therapist for 10 years and specialize in helping people reclaim their lives by healing from the pain of trauma, anxiety, and depression. I am trained as a clinical mental health counselor with additional specializations in play therapy and trauma focused work. I work with all populations from preteen into adulthood.
I am Alice (XiaoRan), Zhao, I provide a safe space for you with a dose of honesty and sometimes humor. Being an Asian woman, I provide a different perspective on your counseling journey. I love to begin your self-discovery and healing process.
I am a Licensed Clinical Professional Counselor licensed in Maryland and Pennsylvania and nationally certified in Dialectical Behavior Therapy (DBT). I believe therapy is a collaborative partnership built on trust, support, and mutual respect. My approach centers on balancing acceptance and change—meeting you where you are without judgment while helping you challenge unhealthy patterns, build new skills, and grow. Together, we will work toward meaningful change and creating a life worth living.
I believe healing begins when clients feel emotionally safe, heard and genuinely supported. I strive to create a warm, nonjudgmental environment where you can openly explore your experiences, challenges, and emotions at your own pace.
About our therapists located within 20 miles of Germantown, MD



- 98%Anxiety
- 95%Depression
- 86%Stress management
- 74%Relationship issues
- 72%PTSD

- 100%Aetna
- 72%Carelon Behavioral Health
- 67%Ascension
- 61%Cigna
- 58%CareFirst BlueCross BlueShield

- 100%English
- 4%Russian
- 2%Arabic
- 2%Bengali
- 2%Cantonese

- 98%In-person or online
- 2%In-person only

- 79%Woman
- 21%Man

- 39%Licensed Clinical Professional Counselor
- 32%Licensed Clinical Social Worker - Clinical
- 18%Advanced Practice Registered Nurse
- 12%Clinical Psychologist

- 98%Individual therapy
- 33%Family therapy
- 23%Couples therapy
- 18%Child or adolescent therapy
Frequently asked questions


Find the right therapist for you
Headway makes it easy to find support for your mental health — from finding the right provider, to understanding costs, to scheduling with ease.
Factors to Consider When Choosing a Therapist in Germantown
Searching for therapists in Germantown starts with finding someone whose experience matches what you want support with. Therapists may focus on concerns like anxiety, depression, grief, relationship challenges, work stress, or life transitions. As you compare options, look for training and listed specialties that match your needs, such as cognitive behavioral therapy, trauma-informed care, couples therapy, or family therapy. Provider bios can also show how a therapist describes their style, what sessions may include, and who they commonly work with.
Germantown is a smaller market within Montgomery County, so local in-person options may be more limited than in larger Maryland cities. Virtual therapy can expand your search while still letting you work with a Maryland-licensed therapist. Some people prefer an office setting near Germantown, Middlebrook, Walnut Hill, or other nearby areas, while others choose virtual sessions for more scheduling options. When narrowing your search, compare appointment availability, whether the therapist is accepting new clients, free consultation options, and the details in each profile that speak to communication style and fit.
Therapy in Germantown can be a significant investment without insurance. Using in-network insurance is one of the most reliable ways to reduce session costs and see your estimated out-of-pocket cost before you book. Headway makes that process easier by helping you find therapists who match your preferences, accept a wide range of insurance plans, and offer clear availability. You can browse profiles, review specialties, and book directly when you’re ready.
If you're experiencing or worried about violence, threats, or coercion in your relationship, couples therapy isn't usually the right starting point — individual support is safer. The National Domestic Violence Hotline (1-800-799-7233, or text START to 88788\) can help you think through next steps.
If anyone in your family is experiencing or worried about abuse, threats, or coercion, joint family or couples therapy usually isn't the right starting point — individual support is safer. The Childhelp National Child Abuse Hotline (1-800-422-4453) and National Domestic Violence Hotline (1-800-799-7233, or text START to 88788\) can help you think through next steps.
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