Find an Aetna therapist in San Marcos, TX
Book a therapist or psychiatrist in San Marcos, TX covered by Aetna


Top Aetna-covered therapists and psychiatrists in San Marcos, TX
San Marcos residents can access affordable mental health care with Aetna and Headway. With providers available as soon as next day and copay estimates around $30, you can begin your mental wellness journey with flexibility and support tailored to your needs.
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions, Cultural & ethnic issues, Depression, Eating disorders, End of life care, Family issues, Grief or loss, Identity issues, Infertility, LGBTQIA+, Maternal mental health, OCD, Panic disorders, Physical health issues, PTSD, Relationship issues, Sleep disorder, Stress management, Substance use / addiction, Transgender issues, Trauma, Women's issues,
Accepts Aetna, Cigna, Ascension, Carelon Behavioral Health, Curative,
Anger management, Anxiety, Depression, Grief or loss, Stress management, Trauma, Women's issues,
Accepts Aetna, Blue Cross and Blue Shield of Texas, Cigna, Ascension, Carelon Behavioral Health, Providence Health Plan,
ADD/ADHD, Anxiety, Bipolar disorder, Cultural & ethnic issues, Depression, Family issues, Identity issues, LGBTQIA+, OCD, Panic disorders, PTSD, Relationship issues, Stress management, Substance use / addiction, Transgender issues, Trauma,
Accepts Aetna, Blue Cross and Blue Shield of Texas, Cigna, Ascension, Carelon Behavioral Health, Horizon Blue Cross and Blue Shield of New Jersey, Independence Blue Cross Pennsylvania - Virtual National Network,
ADD/ADHD, Anger management, Anxiety, Cultural & ethnic issues, Depression, Diabetes, Family issues, Identity issues, Infertility, Maternal mental health, Panic disorders, PTSD, Relationship issues, Sleep disorder, Stress management, Substance use / addiction, Trauma, Women's issues,
Accepts Aetna, Blue Cross and Blue Shield of Texas, Cigna, Carelon Behavioral Health, Curative, Horizon Blue Cross and Blue Shield of New Jersey, Independence Blue Cross Pennsylvania - Virtual National Network, Providence Health Plan,
ADD/ADHD, Anxiety, Bipolar disorder, Depression, Eating disorders, Family issues, Grief or loss, Identity issues, Infertility, LGBTQIA+, Maternal mental health, OCD, Panic disorders, PTSD, Relationship issues, Sleep disorder, Stress management, Transgender issues, Trauma, Women's issues,
Accepts Aetna, Blue Cross and Blue Shield of Texas, Cigna, Ascension, Carelon Behavioral Health, Horizon Blue Cross and Blue Shield of New Jersey, Independence Blue Cross Pennsylvania - Virtual National Network,
Anxiety, Depression, Family issues, Grief or loss, Trauma,
Accepts Aetna, Blue Cross and Blue Shield of Texas, United Healthcare, Cigna, Oscar, Oxford, Ascension, Blue Cross Blue Shield of Massachusetts, Carelon Behavioral Health, Curative, Horizon Blue Cross and Blue Shield of New Jersey,
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression, Family issues, Grief or loss, Identity issues, LGBTQIA+, Men's issues, OCD, PTSD, Relationship issues, Stress management, Substance use / addiction, Trauma,
Accepts Aetna, Blue Cross and Blue Shield of Texas, Cigna, Aetna Medicare Advantage, Ascension, Carelon Behavioral Health, Devoted Health Medicare Advantage, Horizon Blue Cross and Blue Shield of New Jersey, Humana Medicare Advantage, Independence Blue Cross Pennsylvania - Virtual National Network,
Anxiety, Eating disorders, Family issues, Identity issues, Panic disorders, Relationship issues, Stress management, Women's issues,
Accepts Aetna, Blue Cross and Blue Shield of Texas, United Healthcare, Cigna, Oscar, Oxford, Ascension, Blue Cross Blue Shield of Massachusetts, Carelon Behavioral Health, Horizon Blue Cross and Blue Shield of New Jersey,
Anxiety, Depression, Family issues, PTSD, Relationship issues, Stress management, Trauma, Women's issues,
Accepts Aetna, Blue Cross and Blue Shield of Texas, United Healthcare, Cigna, Oscar, Oxford, Ascension, Blue Cross Blue Shield of Massachusetts, Carelon Behavioral Health, Horizon Blue Cross and Blue Shield of New Jersey, Independence Blue Cross Pennsylvania - Virtual National Network, Providence Health Plan,
I am energetic and hardworking. Caring and open-minded yet honest. The work may not be easy but together we can face the challenges and work towards a better outcome.
ADD/ADHD, Anxiety, Cultural & ethnic issues, Depression, Family issues, Grief or loss, Maternal mental health, Panic disorders, PTSD, Relationship issues, Sleep disorder, Stress management, Trauma, Women's issues,
Accepts Aetna, Blue Cross and Blue Shield of Texas, United Healthcare, Cigna, Oscar, Oxford, Ascension, Blue Cross Blue Shield of Massachusetts, Carelon Behavioral Health, Providence Health Plan, United Healthcare Medicare Advantage,
Anxiety, Depression, Family issues, PTSD, Relationship issues, Stress management, Trauma, Women's issues,
Accepts Aetna, Blue Cross and Blue Shield of Texas, United Healthcare, Cigna, Oscar, Oxford, Blue Cross Blue Shield of Massachusetts, Carelon Behavioral Health, Horizon Blue Cross and Blue Shield of New Jersey, Independence Blue Cross Pennsylvania - Virtual National Network, Providence Health Plan,
Hi, I’m Ngozi Kalu, PMHNP-BC, AGNP-C, a board-certified psychiatric nurse practitioner serving clients across Texas. I provide compassionate, evidence-based mental health care for adults and teens, helping them regain balance and confidence in their daily lives.
I specialize in treating anxiety, depression, ADHD, trauma, and sleep disorders, and other mental health disorders. I also work closely with patients and their families to create treatment plans that fit their unique goals. My approach combines thorough psychiatric evaluations, medication management, and supportive counseling to help you feel better, think clearly, and live with purpose.
Many of my patients come to me when life feels overwhelming, relationships are strained, or focus and motivation seem out of reach. Together, we identify what’s getting in the way and build a clear, personalized path forward.
I believe healing happens when care is collaborative, respectful, and accessible. That’s why I offer flexible scheduling and accept insurance through Headway so you can get started without delay.
If you’re ready to take the next step, I’d be honored to partner with you in your journey toward wellness.
ADD/ADHD, Anxiety, Bipolar disorder, Chronic conditions, Depression, Diabetes, Eating disorders, End of life care, Grief or loss, OCD, Panic disorders, PTSD, Sleep disorder, Stress management, Substance use / addiction, Trauma, Women's issues,
Accepts Aetna, Blue Cross and Blue Shield of Texas, United Healthcare, Cigna, Oscar, Oxford, Ascension, Blue Cross Blue Shield of Massachusetts, Carelon Behavioral Health, Curative, Horizon Blue Cross and Blue Shield of New Jersey, Independence Blue Cross Pennsylvania - Virtual National Network, Providence Health Plan,
Cultural & ethnic issues, Depression, Identity issues, LGBTQIA+, PTSD, Stress management, Transgender issues, Trauma,
Accepts Aetna, Cigna
ADD/ADHD, Anger management, Anxiety, Cultural & ethnic issues, Depression, Family issues, Grief or loss, Identity issues, LGBTQIA+, Men's issues, Panic disorders, PTSD, Relationship issues, Sleep disorder, Stress management, Substance use / addiction, Transgender issues, Trauma, Women's issues,
Accepts Aetna, Blue Cross and Blue Shield of Texas, Cigna, Aetna Medicare Advantage, Ascension, Carelon Behavioral Health, Horizon Blue Cross and Blue Shield of New Jersey,
ADD/ADHD, Anxiety, Cultural & ethnic issues, Depression, Family issues, Grief or loss, Identity issues, Relationship issues, Stress management, Trauma, Women's issues,
Accepts Aetna, Blue Cross and Blue Shield of Texas, United Healthcare, Cigna, Oscar, Oxford, Blue Cross Blue Shield of Massachusetts, Carelon Behavioral Health, Providence Health Plan,
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions, Cultural & ethnic issues, Depression, Diabetes, Eating disorders, Family issues, Grief or loss, Identity issues, Infertility, LGBTQIA+, Maternal mental health, OCD, Panic disorders, Physical health issues, PTSD, Relationship issues, Sleep disorder, Stress management, Substance use / addiction, Transgender issues, Trauma, Women's issues,
Accepts Aetna, Blue Cross and Blue Shield of Texas, Cigna, Ascension, Carelon Behavioral Health, Curative,
ADD/ADHD, Anger management, Anxiety, Depression, Family issues, PTSD, Relationship issues, Stress management, Trauma, Women's issues,
Accepts Aetna, Cigna, Blue Cross Blue Shield of Massachusetts, Carelon Behavioral Health, Curative,
ADD/ADHD, Anxiety, Depression, Family issues, Identity issues, PTSD, Stress management, Women's issues,
Accepts Aetna, Blue Cross and Blue Shield of Texas, United Healthcare, Cigna, Oscar, Oxford, Ascension, Blue Cross Blue Shield of Massachusetts, Carelon Behavioral Health, Curative, Providence Health Plan,
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues, Depression, Eating disorders, End of life care, Family issues, Grief or loss, LGBTQIA+, Maternal mental health, OCD, Panic disorders, PTSD, Relationship issues, Sleep disorder, Stress management, Substance use / addiction, Trauma, Women's issues,
Accepts Aetna, Blue Cross and Blue Shield of Texas, United Healthcare, Cigna, Oscar, Oxford, Ascension, Blue Cross and Blue Shield of Texas Medicare Advantage, Blue Cross Blue Shield of Massachusetts, Carelon Behavioral Health, Curative, Horizon Blue Cross and Blue Shield of New Jersey, Providence Health Plan, United Healthcare Medicare Advantage,
Anger management, Anxiety, Bipolar disorder, Depression, Family issues, Grief or loss, Men's issues, Panic disorders, Relationship issues, Stress management,
Accepts Aetna, Blue Cross and Blue Shield of Texas, Cigna, Ascension, Carelon Behavioral Health, Curative, Horizon Blue Cross and Blue Shield of New Jersey, Independence Blue Cross Pennsylvania - Virtual National Network, Providence Health Plan,
Anxiety, Depression, Grief or loss, Relationship issues, Stress management, Trauma,
Accepts Aetna, Blue Cross and Blue Shield of Texas, United Healthcare, Cigna, Oscar, Oxford, Ascension, Blue Cross Blue Shield of Massachusetts, Carelon Behavioral Health, Horizon Blue Cross and Blue Shield of New Jersey, Independence Blue Cross Pennsylvania - Virtual National Network, Providence Health Plan,
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues, Depression, Family issues, Identity issues, Infertility, LGBTQIA+, Maternal mental health, Men's issues, Panic disorders, PTSD, Relationship issues, Sleep disorder, Stress management, Trauma,
Accepts Aetna, Blue Cross and Blue Shield of Texas, United Healthcare, Cigna, Oscar, Oxford, Ascension, Blue Cross Blue Shield of Massachusetts, Carelon Behavioral Health, Curative, Providence Health Plan,
ADD/ADHD, Anger management, Anxiety, Cultural & ethnic issues, Depression, Family issues, Grief or loss, Men's issues, Relationship issues,
Accepts Aetna, Blue Cross and Blue Shield of Texas, United Healthcare, Cigna, Oscar, Oxford, Ascension, Blue Cross Blue Shield of Massachusetts, Carelon Behavioral Health, Curative, Horizon Blue Cross and Blue Shield of New Jersey, Providence Health Plan,
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression, Grief or loss, Panic disorders, PTSD, Relationship issues, Stress management, Substance use / addiction, Trauma, Women's issues,
Accepts Aetna, Blue Cross and Blue Shield of Texas, United Healthcare, Cigna, Oscar, Oxford, Aetna Medicare Advantage, Ascension, Blue Cross and Blue Shield of Texas Medicare Advantage, Carelon Behavioral Health, Devoted Health Medicare Advantage, Horizon Blue Cross and Blue Shield of New Jersey, Humana Medicare Advantage, Independence Blue Cross Pennsylvania - Virtual National Network, Providence Health Plan, United Healthcare Medicare Advantage,
Anger management, Anxiety, Depression, Family issues, Infertility, LGBTQIA+, Maternal mental health, PTSD, Relationship issues, Stress management, Women's issues,
Accepts Aetna, Blue Cross and Blue Shield of Texas, United Healthcare, Cigna, Oscar, Oxford, Ascension, Blue Cross and Blue Shield of Texas Medicare Advantage, Blue Cross Blue Shield of Massachusetts, Humana Medicare Advantage, Providence Health Plan,
Anxiety, Bipolar disorder, Depression, Family issues, OCD, Panic disorders, Relationship issues, Stress management,
Accepts Aetna, Blue Cross and Blue Shield of Texas, United Healthcare, Cigna, Oscar, Oxford, Ascension, Blue Cross Blue Shield of Massachusetts, Carelon Behavioral Health, Horizon Blue Cross and Blue Shield of New Jersey,
Anxiety, Depression, Men's issues, PTSD, Relationship issues, Stress management, Substance use / addiction, Trauma, Women's issues,
Accepts Aetna, Blue Cross and Blue Shield of Texas, United Healthcare, Cigna, Oscar, Oxford, Blue Cross and Blue Shield of Texas Medicare Advantage, Blue Cross Blue Shield of Massachusetts, Carelon Behavioral Health, Curative, Horizon Blue Cross and Blue Shield of New Jersey, Independence Blue Cross Pennsylvania - Virtual National Network, Providence Health Plan, United Healthcare Medicare Advantage,
I am a Licensed Professional Counselor (LPC) with nearly 30 years of experience supporting individuals across a wide range of mental health needs. I hold a Master’s degree in Counseling Psychology from Mississippi College, graduating with Special Distinction. My background includes on‐site work in psychiatric hospitals providing diagnostic assessments and collaborating with multidisciplinary teams, as well as extensive outpatient experience addressing concerns such as depression, anxiety, bipolar disorder, psychotic disorders, eating disorders, substance use, trauma, adjustment disorders, and crisis intervention.
My clinical work also includes serving as a crisis counselor with the American Red Cross in Dallas during Hurricane Katrina, supporting displaced individuals and families through acute stress, grief, and major life disruption. In addition to my direct clinical roles, I spent nearly 25 years in managed care conducting nationwide clinical reviews for psychiatric and substance‐use facilities, strengthening my ability to assess complex cases, understand treatment systems, and advocate for appropriate levels of care.
While I have experience providing marital and family therapy, my primary focus is working with individuals who are seeking clarity, stability, emotional healing, and long‐term growth. I currently offer outpatient therapy and facilitate recovery‐focused groups in the Plano area, providing virtual care to clients throughout Texas.
My therapeutic approach integrates person‐centered interventions, motivational interviewing, reality‐based strategies, and—when desired—Christ‐centered counseling. I welcome clients from all backgrounds and belief systems, offering faith‐integrated care only when it aligns with the client’s preferences. My goal is to provide a supportive, grounded, and collaborative space where individuals can heal, grow, and build lasting change.
Anger management, Anxiety, Bipolar disorder, Chronic conditions, Depression, Eating disorders, End of life care, Family issues, Grief or loss, LGBTQIA+, Men's issues, Panic disorders, Physical health issues, PTSD, Relationship issues, Stress management, Substance use / addiction, Trauma, Women's issues,
Accepts Aetna, Blue Cross and Blue Shield of Texas, Cigna, Ascension, Carelon Behavioral Health, Curative, Horizon Blue Cross and Blue Shield of New Jersey, Independence Blue Cross Pennsylvania - Virtual National Network,
ADD/ADHD, Anger management, Anxiety, Cultural & ethnic issues, Depression, Family issues, Grief or loss, Relationship issues, Stress management, Trauma, Women's issues,
Accepts Aetna, Blue Cross and Blue Shield of Texas, United Healthcare, Cigna, Oscar, Oxford, Ascension, Blue Cross Blue Shield of Massachusetts, Curative, Providence Health Plan,
ADD/ADHD, Anxiety, Bipolar disorder, Depression, Family issues, Grief or loss, Identity issues, LGBTQIA+, Physical health issues, PTSD, Stress management, Transgender issues, Trauma, Women's issues,
Accepts Aetna, Blue Cross and Blue Shield of Texas, Cigna, Ascension, Carelon Behavioral Health,
Anxiety, Bipolar disorder, Cultural & ethnic issues, Depression, End of life care, Family issues, Grief or loss, Identity issues, LGBTQIA+, Panic disorders, PTSD, Relationship issues, Stress management, Substance use / addiction, Transgender issues, Trauma, Women's issues,
Accepts Aetna, Blue Cross and Blue Shield of Texas, Cigna, Ascension, Carelon Behavioral Health, Curative, Horizon Blue Cross and Blue Shield of New Jersey, Independence Blue Cross Pennsylvania - Virtual National Network,
Anxiety, Depression, Relationship issues, Stress management, Trauma,
Accepts Aetna, Cigna, Ascension, Blue Cross Blue Shield of Massachusetts, Carelon Behavioral Health, Curative,
Anger management, Anxiety, Depression, Family issues, Men's issues, Relationship issues, Stress management, Substance use / addiction, Trauma,
Accepts Aetna, Cigna, Ascension, Carelon Behavioral Health, Curative, Horizon Blue Cross and Blue Shield of New Jersey, Independence Blue Cross Pennsylvania - Virtual National Network,
ADD/ADHD, Anxiety, Depression, Family issues, Identity issues, Maternal mental health, Panic disorders, PTSD, Relationship issues, Stress management, Trauma, Women's issues,
Accepts Aetna, Blue Cross and Blue Shield of Texas, United Healthcare, Cigna, Oscar, Oxford, Blue Cross Blue Shield of Massachusetts, Carelon Behavioral Health, Curative, Horizon Blue Cross and Blue Shield of New Jersey, Independence Blue Cross Pennsylvania - Virtual National Network, Providence Health Plan,
I am experienced therapist with a PhD in research psychology as well. I enjoy getting to know each client on a deep level. Client feedback has most often been superlative.
Anxiety, Bipolar disorder, Family issues, Relationship issues, Stress management,
Accepts Aetna, Blue Cross and Blue Shield of Texas, United Healthcare, Cigna, Oscar, Oxford, Ascension, Blue Cross and Blue Shield of Texas Medicare Advantage, Blue Cross Blue Shield of Massachusetts, Carelon Behavioral Health, Curative, Horizon Blue Cross and Blue Shield of New Jersey, Providence Health Plan, United Healthcare Medicare Advantage,
Anxiety, Bipolar disorder, Cultural & ethnic issues, Depression, Family issues, Grief or loss, Identity issues, LGBTQIA+, Relationship issues, Stress management, Substance use / addiction, Trauma, Women's issues,
Accepts Aetna, Blue Cross and Blue Shield of Texas, Cigna, Ascension, Carelon Behavioral Health, Curative, Independence Blue Cross Pennsylvania - Virtual National Network, Providence Health Plan,
ADD/ADHD, Anxiety, Cultural & ethnic issues, Depression, Eating disorders, Identity issues, LGBTQIA+, Panic disorders, PTSD, Relationship issues, Trauma, Women's issues,
Accepts Aetna, Blue Cross and Blue Shield of Texas, United Healthcare, Cigna, Oscar, Oxford, Ascension, Blue Cross Blue Shield of Massachusetts, Carelon Behavioral Health, Horizon Blue Cross and Blue Shield of New Jersey, Providence Health Plan,
With over 27 years of experience in education and a passion for helping others through counseling, I understand the unique challenges faced by educators, adults navigating life changes, parents supporting their families, and teens finding their way. My goal is to help you find clarity, confidence, and hope during difficult seasons.
Whether you're feeling overwhelmed by stress, navigating a major life transition, supporting a struggling teen, or experiencing burnout from years of caring for others, counseling can provide the support and guidance you need to move forward with confidence.
ADD/ADHD, Anxiety, Depression, Eating disorders, Family issues, OCD, PTSD, Relationship issues, Sleep disorder, Stress management, Trauma, Women's issues,
Accepts Aetna, Cigna, Ascension, Carelon Behavioral Health, Curative,
ADD/ADHD, Anxiety, Bipolar disorder, Depression, Grief or loss, Men's issues, OCD, Panic disorders, PTSD, Relationship issues, Stress management, Trauma, Women's issues,
Accepts Aetna, Cigna, Ascension, Carelon Behavioral Health, Curative,
Anger management, Anxiety, Depression, End of life care, Family issues, Grief or loss, PTSD, Relationship issues, Stress management, Trauma, Women's issues,
Accepts Aetna, Cigna, Ascension, Carelon Behavioral Health, Curative,
What type of therapy does Aetna cover?
Aetna plans can vary, but many cover a range of therapy types. Below are some common options that may be included in your coverage.
Frequently asked questions


Affordable care that fits you — and your Aetna plan
Headway makes it easy to get affordable in-network mental health care with Aetna — from finding the right therapist or psychiatrist, to understanding costs, to booking your first session.
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