Does Cigna cover therapy in Tarpon Springs, FL?

Cigna typically covers therapy sessions in Tarpon Springs, FL, but coverage details may vary depending on your specific plan. You can confirm the mental health benefits of your specific plan by doing any of the following: - Enter your insurance plan details on Headway to see if we can instantly verify - Visit your insurance company's website or app - Review your EOB (explanation of benefits) and look for details on "behavioral health benefits" - Call your insurance company directly to ask

How can I find a therapist or psychiatrist in Tarpon Springs, FL that accepts Cigna?

Select your state and insurance on Headway — then, use filters to add any other preferences such as ethnicity, age, gender, and therapy style. We'll provide a list of providers who accept Cigna and match your preferences, and you'll be able to review their profiles and book directly.

How much does Cigna cover for therapy?

Cigna typically covers a percentage of therapy costs, but the exact amount depends on your plan's specific benefits, such as copays, deductibles, and coinsurance. You can estimate your session costs by entering your insurance details on Headway. You can also review your plan documents or contact Cigna to understand your coverage.

How much does therapy cost in Tarpon Springs, FL with Cigna?

The cost of therapy in Tarpon Springs, FL with Cigna varies based on factors like the type of session, amount of sessions, and other elements of your plan's coverage details. In-network therapists typically charge lower rates than out-of-network providers. Headway can often provide instant estimates for your session costs after you enter your insurance details on Headway.

What types of therapy are covered by Cigna?

Cigna generally covers various forms of therapy, including individual, group, and family therapy, as well as different therapeutic approaches like CBT or psychodynamic therapy. Check your plan documents or contact Cigna to confirm specific coverage.

Does Cigna cover online therapy?

Many Cigna plans cover online therapy, also known as teletherapy, but coverage may depend on the specific plan and provider. Check with Cigna to confirm online therapy coverage.

Does Cigna require a referral to a psychiatrist?

Some Cigna plans require a referral from a primary care physician to see a specialist like a psychiatrist, while others do not. Check your plan documents or contact Cigna to determine if a referral is needed.

Does Cigna covered prescribed medications?

Cigna typically covers prescribed medications, including those related to mental health treatment, but coverage details vary by plan. Review your plan's formulary (a list of covered medications) and coverage details to understand your medication costs.

What does it mean when a provider is in-network or out of network?

An in-network provider has a contract with Cigna to offer discounted rates, while an out-of-network provider does not, resulting in higher costs for you. Choosing in-network providers typically reduces your out-of-pocket expenses. Every provider on Headway accepts insurance, and you can find providers in-network with Cigna in Tarpon Springs, FL on Headway.

What is a deductible?

A deductible is the amount you must pay out-of-pocket for healthcare services before your Cigna coverage kicks in. Once you meet your deductible, Cigna typically covers a portion of your medical expenses.

Coinsurance is the percentage of healthcare costs you pay after meeting your deductible, with Cigna covering the remaining percentage. For example, if your coinsurance is 20%, you'll pay 20% of the costs, and Cigna will pay 80%.

A copay, or copayment, is a fixed amount you pay for a specific healthcare service, such as a doctor's visit or therapy session. Copays vary by plan and service, and are usually due at the time of service. Headway can often provide instant estimates for your copay and any other session costs after you enter your insurance details on Headway.

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People with insurance pay as low as $0 per session through Headway

Top Cigna-covered therapists and psychiatrists in Tarpon Springs, FL

Find mental health support in Tarpon Springs with Cigna coverage through Headway's network of 8,872 licensed providers. Sessions start as low as $30 copay, conducted in-person or virtually for your convenience. Access care within two weeks and save up to 75% on therapy costs.

Heather Morehouse

Therapist

Virtual • Florida

“Therapy is a safe place to be yourself. To explore and learn new ways of thinking and being, challenging old negative false beliefs...”

ADD/ADHD, Anger management, Anxiety, Cultural & ethnic issues,

Affirming, Open-minded, Solution-oriented

Accepts Cigna, Aetna, United Healthcare,

Offers free consultationsView profile and book

Bryan Truelove

Therapist

Virtual • Winter Garden, FL

I’ve spent the past 18 years helping people work through the parts of life that can feel complicated, overwhelming, or simply stuck. My style as a counselor is conversational, practical, and down to earth. I want counseling to be a place where you can be yourself, talk honestly about what’s going on, and leave with a clearer idea of how to move forward.

I work with adults, couples, and teens dealing with marriage and relationship concerns, ADHD, anxiety, depression, life transitions, men’s issues, spirituality, medical trauma, and disability. I especially enjoy helping people recognize patterns that may be keeping them stuck and find realistic ways to make meaningful changes.

My own experiences shape the way I approach counseling. I’m a husband, father, business owner, and someone who has had to adapt to significant life changes. Losing my sight as an adult gave me a personal understanding of what happens when life doesn’t go according to plan and how those changes can affect relationships, family, independence, career, and confidence.

I don’t believe counseling needs to feel overly clinical. Sometimes you need a place to say what you’re really thinking, work through frustration, gain a different perspective, and figure out what comes next.

My approach includes Cognitive Behavioral, Solution-Focused, and Narrative Therapy. For clients who want faith to be part of counseling, I can also incorporate a Christian perspective.

I earned my Master of Arts in Marriage and Family Therapy from the University of Central Florida in 2008 after completing my Bachelor of Arts in Psychology at UCF in 2005. I have worked in private practice since 2008 and am a Licensed Mental Health Counselor in Florida.

ADD/ADHD, Anger management, Anxiety, Chronic conditions,

Direct, Humorous, Solution-oriented

Accepts Cigna, Aetna, Carelon Behavioral Health,

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What type of therapy does Cigna cover?

Individual therapy

Couples therapy

Family therapy

Child therapy

Teen therapy

Psychiatry

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Frequently asked questions

Does Cigna cover therapy in Tarpon Springs, FL?

How can I find a therapist or psychiatrist in Tarpon Springs, FL that accepts Cigna?

How much does Cigna cover for therapy?

How much does therapy cost in Tarpon Springs, FL with Cigna?

What types of therapy are covered by Cigna?

Does Cigna cover online therapy?

Does Cigna require a referral to a psychiatrist?

Does Cigna covered prescribed medications?

What does it mean when a provider is in-network or out of network?

What is a deductible?

What is coinsurance?

What is a copay?

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Affordable care that fits you — and your Cigna plan

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