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Find a Cigna therapist in Panama City, FL

Book a therapist or psychiatrist in Panama City, FL covered by Cigna

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People with insurance pay as low as $0 per session through Headway

Top Cigna-covered therapists and psychiatrists in Panama City, FL

Find therapists and counselors throughout Panama City who accept Cigna insurance on Headway. With copays around $30 and 8,992 providers nationwide, you can connect with someone experienced to meet your needs. Book a free intake call today and start sessions as early as next week.

Noelle Williams

Noelle Williams

Therapist

Virtual & in-person • <1 mi away • Panama City, FL


“Therapy with me is a conversation, not an interrogation. I'll meet you where you are—with compassion, honesty, and sometimes a little humor when it's needed.”
Cigna + 2 others
Anxiety, Chronic conditions, Depression, Family issues, Grief or loss
Holistic, Humorous, Solution-oriented
Christy Carpenter

Christy Carpenter

Therapist

Virtual & in-person • 2.3 mi away • Panama City, FL


“Clients will learn coping skills to manage symptoms. I am a teaching therapist, in that, I want you to understand why you do the things you do, so that you can better understand how to make positive changes.”
Cigna + 4 others
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression
Affirming, Solution-oriented, Warm
Colleen Pagoada

Colleen Pagoada

Psychiatric Mental Health NP

Virtual & in-person • <1 mi away • Panama City, FL


“I see every patient as a whole person with their own story and individual needs and goals for treatment.”
Cigna + 8 others
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Inquisitive, Solution-oriented, Warm
Jennifer Van Berkum

Jennifer Van Berkum

Therapist

Virtual & in-person • 2.5 mi away • Panama City, FL


“I came in with a vision to guide adults through workplace challenges with a casual and direct approach.”
Cigna + 6 others
Anxiety, Bipolar disorder, Depression, Identity issues, LGBTQIA+
Direct, Humorous, Solution-oriented
Georgena Dopyera

Georgena Dopyera

Therapist

Virtual & in-person • <1 mi away • Panama City, FL


My own journey into mental health advocacy began when my oldest son was diagnosed with Bipolar I Disorder. As I learned to navigate his diagnosis, I immersed myself in education, support, and advocacy, eventually becoming certified through the National Alliance on Mental Illness (NAMI) to teach all of their signature education programs.

During my seven years with NAMI, I served my community by teaching mental health education classes, leading support groups, collaborating with community organizations, and offering seminars aimed at reducing stigma and increasing understanding.

That work inspired me to return to school and deepen my ability to help others. I earned my Master’s degree in Social Work from Florida State University and began clinical practice in crisis intervention and trauma‐informed care at the Children’s Advocacy Center and Emerald Coast Behavioral Hospital. I now have my own private practice providing personalized therapy as well as psychoeducational and therapeutic groups throughout the year. I also continue to educate local businesses and community members through professional seminars focused on compassion, early intervention, and mental health awareness. In addition, I serve as an adjunct professor at Florida State University Panama City.

Beyond my professional life, I’ve been married to my high‐school sweetheart for 37 years, and we have two adult sons. I find joy in spending time with family, reading, studying human behavior, walking on the beach, watching sunrises and sunsets, exploring Pinterest, playing the piano, and creating a warm, welcoming home.

If you’re feeling stuck, overwhelmed, or unsure of your next step, you don’t have to navigate it alone. I’m here to walk alongside you as you discover new possibilities, reclaim your sense of self, and create a life worth living.

Cigna + 5 others
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Empowering, Holistic, Warm

Offers free consultationsView profile and book
Jenny Natalio

Jenny Natalio

Therapist

Virtual & in-person • 5.1 mi away • Lynn Haven, FL


“I'm here to offer a warm, welcoming space where you can explore your journey, find support, and focus on growth.”
Cigna + 7 others
Anger management, Anxiety, Depression, Family issues, Grief or loss
Empowering, Humorous, Solution-oriented
Tanner Baeder

Tanner Baeder

Therapist

Virtual & in-person • <1 mi away • Panama City, FL


“With experience working with children, adolescent, and adult survivors of trauma, I believe it is important to understand the impact trauma has in one's life.”
Cigna + 9 others
ADD/ADHD, Anger management, Anxiety, Depression, Grief or loss
Affirming, Empowering, Open-minded
Dr. Robert Fowler

Dr. Robert Fowler

Therapist

Virtual & in-person • 11 mi away • Panama City Beach, FL


With over 10 years of experience as a licensed clinical social worker, I’ve supported individuals through some of the most challenging moments in their lives—including anxiety, depression, mood disorders, and substance use.

If you’re feeling overwhelmed, stuck, or unsure where to start, you’re not alone. I provide a supportive, nonjudgmental space where we can work through what’s going on and begin finding a path forward that feels realistic and manageable.

My background in healthcare settings has given me experience working with both mental health and medical challenges, allowing me to take a more holistic view of what you’re going through.

Cigna + 6 others
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Open-minded, Solution-oriented, Warm
Suzanne Clark

Suzanne Clark

Therapist

Virtual & in-person • 11 mi away • Panama City Beach, FL


“I offer a safe, grounded, collaborative space where your story is met with respect and without judgment.”
Cigna + 6 others
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Empowering, Participatory, Warm
Lou Walleck

Lou Walleck

Therapist

Virtual & in-person • 28 mi away • Santa Rosa Beach, FL


“I've come to view counseling as a holistic process, taking into consideration emotional, cognitive, physiological, and spiritual factors.”
Cigna + 9 others
Anxiety, Depression, Panic disorders, Women's issues
Empowering, Energetic, Warm
Jennifer Cumbie

Jennifer Cumbie

Therapist

Virtual & in-person • Chipley, FL


“My approach is warm, down-to-earth, and respectful — clients describe me as easy to talk to, attentive, and genuinely supportive.”
Cigna + 8 others
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues
Humorous, Solution-oriented, Warm
Tara Oswald

Tara Oswald

Therapist

Virtual & in-person • Marianna, FL


“I believe meaningful change happens when you feel truly seen and heard, and I'm here to walk alongside you as we focus on what matters most to you.”
Cigna + 5 others
ADD/ADHD, Anger management, Anxiety, Depression, Family issues
Empowering, Open-minded, Warm
Beth Lolley

Beth Lolley

Therapist

Virtual & in-person • Marianna, FL


“Many of the people I work with are high-functioning adults who carry a lot of responsibility—at work, in relationships, or for their families—and feel stretched thin, burned out, or stuck in patterns of overthinking and self-doubt.”
Cigna + 8 others
Anger management, Anxiety, Depression, End of life care, Family issues
Affirming, Empowering, Open-minded
Roquel Horne-Calhoun

Roquel Horne-Calhoun

Therapist

In-person • Marianna, FL


“Using a client-centered approach (you guide the sessions toward where you want to go), I can help you process your traumatic experiences, reduce distressing symptoms, and move towards a more fulfilling life.”
Cigna + 7 others
Anger management, Anxiety, Cultural & ethnic issues, Depression, Family issues
Affirming, Direct, Open-minded

Offers free consultationsView profile and book
Deborah Brown

Deborah Brown

Therapist

Virtual & in-person • Marianna, FL


“I try to help my clients discover the root cause of their problems and help them process the issue and devise a plan to overcome the issue while building strong coping skills to prevent recurrences that interfere with functionality.”
Cigna + 5 others
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Affirming, Open-minded, Solution-oriented

Offers free consultationsView profile and book
Crystal Copeland

Crystal Copeland

Therapist

Virtual & in-person • Mary Esther, FL


Congratulations on your courageous decision to seek help! Self-awareness is the first step to change and I go above and beyond to help those like you who choose to actively help themselves. Understand that the path to self-discovery and growth is not easy. It involves commitment, personal investment, and a desire to delve into the process of growth, healing, and self-love.

Cigna + 11 others
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Creative, Empowering, Open-minded
Michael Hoepfl

Michael Hoepfl

Therapist

Virtual & in-person • Fort Walton Beach, FL


“You're in therapy so that you can get to a point where you won't need it anymore - and I will always do my best to get you there.”
Cigna + 9 others
ADD/ADHD, Anger management, Anxiety, Chronic conditions, Cultural & ethnic issues
Humorous, Open-minded, Solution-oriented
Jacqueline Loo

Jacqueline Loo

Therapist

Virtual • Orlando, FL


“I'm warm and compassionate but I'm also honest and direct because I believe growth sometimes require us to look at the patterns, beliefs and experiences that may be keeping us stuck.”
Cigna + 2 others
Anxiety, Bipolar disorder, Depression, Family issues, Relationship issues
Direct, Open-minded, Warm
Yamila Autie Castro

Yamila Autie Castro

Psychiatric Mental Health NP

Virtual • Florida


“My goal is to empower you with the tools and knowledge needed to feel more in control and confident in your mental health.”
Cigna + 5 others
ADD/ADHD, Anxiety, Bipolar disorder, Chronic conditions, Cultural & ethnic issues
Participatory, Solution-oriented, Warm
Ingrid Leitchmore

Ingrid Leitchmore

Therapist

Virtual • Florida


“My style is warm, direct, and collaborative. I'm here to listen and understand your perspective, but I will also challenge you constructively when needed.”
Cigna + 10 others
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues
Empowering, Holistic, Open-minded
Annie Meranville

Annie Meranville

Therapist

Virtual • Florida


“I believe that each client is the expert of their own life, and I work alongside them to help uncover strengths, develop insight, and find practical solutions.”
Cigna + 7 others
Anxiety, Chronic conditions, Cultural & ethnic issues, Depression, Diabetes
Empowering, Solution-oriented, Warm
Halie Banaghan

Halie Banaghan

Therapist

Virtual • Florida


I got my start working in a residential setting, supporting people through serious mental health challenges, trauma, and addiction. That experience shaped how I see therapy, it’s not just clinical, it’s about feeling understood and not alone in what you’re going through. I now work with people dealing with things like trauma, emotional ups and downs, and substance use, and I’m trained in EMDR. While I have experience with more intense situations, I also work with people who feel stuck, reactive, or disconnected and want to understand why.

Cigna + 5 others
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Direct, Open-minded, Warm
Brad Kerschensteiner

Brad Kerschensteiner

Therapist

Virtual & in-person • Miami Beach, FL


“My approach is practical, and compassionate, creating a safe, judgment-free space where you can be open and supported.”
Cigna + 6 others
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Depression
Direct, Solution-oriented, Warm
Itzel Godoy

Itzel Godoy

Therapist

Virtual • Florida


“My approach is eclectic by nature, drawing from a range of modalities, with a strong focus on the brain-body connection.”
Cigna + 3 others
ADD/ADHD, Anxiety, Chronic conditions, Cultural & ethnic issues, Depression
Empowering, Humorous, Open-minded
Lindsay Valley

Lindsay Valley

Therapist

Virtual • Florida


Binge Eating Disorder, emotional eating, and food relationship healing is a cause close to my heart both professionally and personally. The adults I work with are cycle breakers but their relationship with food keeps them feeling burnt out when they want to feel self acceptance and open to new experiences.

Cigna + 5 others
ADD/ADHD, Anxiety, Cultural & ethnic issues, Depression, Eating disorders
Open-minded, Solution-oriented, Warm

Offers free consultationsView profile and book
Nicole Snure

Nicole Snure

Therapist

Virtual & in-person • Brooksville, FL


“I provide direct, compassionate, non-judgmental approaches that empower you to become and stay grounded, focused, validated, and achieve optimal mental health and wellness.”
Cigna + 10 others
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Empowering, Open-minded, Warm
Neelam Parmar

Neelam Parmar

Therapist

Virtual • Florida


“My approach is integrative and grounded in understanding how our upbringing, relationships, cultural context, work or school environments, and lived experiences shape our patterns, emotions, and sense of self.”
Cigna + 11 others
Anxiety, Bipolar disorder, Cultural & ethnic issues, Depression, Eating disorders
Empowering, Open-minded, Warm
Dr. Rochelle Dorney

Dr. Rochelle Dorney

Therapist

Virtual • Melbourne, FL


“My sessions will focus on teaching practical tools to cope with stress, anxiety, depression, and feeling understood and less alone.”
Cigna + 11 others
Anger management, Anxiety, Depression, Panic disorders, PTSD
Open-minded, Solution-oriented, Warm
Debra Futterman

Debra Futterman

Therapist

Virtual • Florida


“ART is a brief, drug-free, non-hypnosis therapy that helps adults address trauma, phobias, panic attacks, and other mental health challenges.”
Cigna + 5 others
Anxiety, Panic disorders, PTSD, Trauma
Affirming, Open-minded, Solution-oriented
Tamara Howell

Tamara Howell

Therapist

Virtual • Florida


“I believe every person is unique and deserves a personalized experience. With the right support and tools, anyone can find balance and happiness.”
Cigna + 7 others
ADD/ADHD, Anxiety, Bipolar disorder, Chronic conditions, Depression
Holistic, Open-minded, Solution-oriented
Ginny Everton

Ginny Everton

Psychiatric Mental Health NP

Virtual • Florida


“I strive to create a safe, supportive, and judgement-free environment, where patients feel heard, respected, and empowered throughout their mental health journey.”
Cigna + 6 others
ADD/ADHD, Anxiety, Depression, PTSD, Trauma
Empowering, Open-minded, Warm

Offers free consultationsView profile and book
Kimberly Bryant

Kimberly Bryant

Therapist

Virtual • Florida


“My goal is to empower clients to discover their inner resources, develop greater self-awareness, and make meaningful changes that lead to a more fulfilling and authentic life.”
Cigna + 12 others
Anger management, Anxiety, Depression, Eating disorders, Panic disorders
Direct, Empowering, Warm
Joel Bergman

Joel Bergman

Therapist

Virtual & in-person • Riverview, FL


“I have worked in the field of addiction for the past 19 years. I do this because I have a passion for treating those who suffer from the disease of addiction.”
Cigna + 11 others
ADD/ADHD, Anger management, Anxiety, Depression, Family issues
Energetic, Open-minded, Solution-oriented

Offers free consultationsView profile and book
Jennifer Thakur

Jennifer Thakur

Therapist

Virtual • Florida


“My hope for all clients is that they leave a session with me feeling heard, validated and empowered.”
Cigna + 8 others
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues
Affirming, Empowering, Warm
Niurka Hidalgo Anias

Niurka Hidalgo Anias

Therapist

Virtual • Florida


“I strive to offer a culturally responsive and welcoming space where English- and Spanish-speaking clients feel heard, respected, and supported.”
Cigna + 2 others
ADD/ADHD, Anger management, Anxiety, Cultural & ethnic issues, Depression
Energetic, Humorous, Solution-oriented
Jennifer Shafran

Jennifer Shafran

Therapist

Virtual • Florida


“What sets me apart is that I am very interactive, thought provoking and I will ask you the powerful questions to help you move forward!”
Cigna + 6 others
Anxiety, Chronic conditions, Depression, Diabetes, End of life care
Direct, Solution-oriented, Warm
Irene Howell

Irene Howell

Therapist

Virtual • Florida


“I aim to balance warmth with honesty — offering support while gently challenging you when growth calls for it.”
Cigna + 8 others
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues
Challenging, Solution-oriented, Warm
Shannon Paige

Shannon Paige

Therapist

Virtual • Florida


“I value direct communication and living an authentic life. Being or becoming comfortable to express one's truth is one of the main goals when working with clients.”
Cigna + 6 others
Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues, Depression
Direct, Empowering, Open-minded
Dr. Karenia Li

Dr. Karenia Li

Psychologist

Virtual • Florida


Hello, my name is Karenia Li. I’m a licensed clinical psychologist specializing in mood disorders, trauma, anxiety, co-occurring disorders, and couple's counseling (Cash).

Cigna + 7 others
Anger management, Anxiety, Bipolar disorder, Chronic conditions, Cultural & ethnic issues
Empowering, Solution-oriented, Warm
Vivia Brown

Vivia Brown

Therapist

Virtual • Florida


Taking the step to seek support isn’t easy, and I want to honor the courage it takes to be here. I am a Licensed Professional Counselor, Certified Life Coach, and retired Army veteran who believes caring for your mental health is essential to living a balanced, fulfilling life. I’m passionate about helping people navigate life’s challenges, build resilience, and reconnect with themselves. I work with teens and adults who may be struggling with anxiety, depression, self-esteem, or major life transitions, and I strive to meet you with respect, compassion, and understanding.

Cigna + 4 others
ADD/ADHD, Anger management, Anxiety, Depression, Eating disorders
Direct, Open-minded, Warm

What type of therapy does Cigna cover?

Cigna plans can vary, but many cover a range of therapy types. Below are some common options that may be included in your coverage.
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Frequently asked questions

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Affordable care that fits you — and your Cigna plan

Headway makes it easy to get affordable in-network mental health care with Cigna — from finding the right therapist or psychiatrist, to understanding costs, to booking your first session.

Find a provider - your way

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1 Cost may vary based on your location, age, and insurance coverage.