Find a Cigna therapist in Palm Harbor, FL
Book a therapist or psychiatrist in Palm Harbor, FL covered by Cigna


Top Cigna-covered therapists and psychiatrists in Palm Harbor, FL
Headway supports both talk therapy and medication management through Cigna-covered sessions in Palm Harbor. With 8,901 licensed providers available and copays typically around $30, patients can find the right fit for their needs with appointments available soon.
Many of my clients look like they have it together—but inside, they feel stuck, anxious, or emotionally overwhelmed in their relationships. I help adults untangle painful patterns rooted in emotional neglect, people-pleasing, or past relationships that felt confusing or unsafe. Together, we’ll slow down, go deep, and help you get to the root of the issue.
I’m a Licensed Clinical Social Worker (LCSW) and founder of Roots Healing Alliance, where I help individuals and couples do deeper, meaningful healing work. I specialize in trauma, anxiety, and relationship patterns, using a mix of insight-based and body-centered approaches. My style is warm, direct, and real. You won’t get a “therapist mask,” but someone who’s genuinely in it with you. I’ll support you while also gently challenging you to grow. My goal is to help you better understand yourself and create lasting, authentic change.
I am a Board-Certified Psychiatric Mental Health Nurse Practitioner (PMHNP-BC) licensed in both California and Florida. I work with children, adolescents, and adults across a wide range of mental health conditions, including anxiety, depression, ADHD, bipolar disorder, schizophrenia, OCD, PTSD, sleep disorders, and substance use concerns.
I have a particular interest in supporting individuals with treatment-resistant depression and anxiety, autism spectrum disorder, panic symptoms, trauma-related conditions, and LGBTQ+ mental health. My approach is thoughtful, inclusive, and individualized—focused on helping each person find the treatment plan that works best for them.
I have a BS degree in Health Science from San Jose State University and an MSW degree from the University of Southern California. Yes, I’m originally from California. I’m a licensed clinical social worker in both California and Florida. I was first licensed in 2003. For the first ten years of my practice, I worked with children, adolescents, and families.
I have over eight years of experience supporting individuals whose mental health is affected by health and medical issues. Finally, I’m trained in Eye Movement Desensitization & Reprocessing (EMDR) and Ketamine-Assisted Psychotherapy (KAP).
Tara Payne is the owner and founder of Payne Influential Mental Health. She is a board-certified
Psychiatric Mental Health Practitioner (PMHNP). She obtained her Master of Science in
Nursing from the University of South Alabama. Tara has been a Registered Nurse for almost 20
years in which she has been devoted to helping and treating patients with a variety of conditions.
She has specialized in critical care, mental health, and several other acute care specialties. Tara is a Perinatal Mental Health provider through PSI (Postpartum Support International) as well as a Trauma Certified provider. Tara has learned how vital mental health is when it comes to treating a patient as a “whole” person. This has driven her passion to help serve the mental health community and those in need of mental health management.
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I believe that the therapeutic relationship is incredibly important to the process.
I have worked with clients from ages 3 through 80 and with individuals, couples, and families. With that breadth of experience, very little shocks or surprises me, and I am able to develop an individualized approach for each client, combining therapy modalities that play to my strengths as a counselor and that are helpful for the people I’m working with.
Three principles shape all the counseling I do:
- Counseling should be efficient. Counseling has significant costs in time and money. I think the benefits far outweigh the costs but when I can give you the benefits while helping you save on the costs I will do that. So I choose approaches to counseling (like EMDR and EFT) that generally work more quickly. That being said, I don’t want to you to feel better for three to six months and then need counseling again because we only worked on symptom relief and didn’t bring healing to the underlying causes. That doesn’t seem very efficient to me. So my goal is to provide as long-lasting and complete help as possible in as little time as possible.
- The client is always in charge. People are complex and come with years of history that I can never know all of. I know a lot of things but you will always be the one who decides what you want to get out of counseling, how we work towards that goal, whether or not what we’re doing seems to be working, and when we’re done.
- Change and health happen through relationships. The work we do in counseling will touch on how your relationships impact your health. No matter what you come in for, there are always relational implications of change and relational factors that contribute to whatever it is that you came to counseling to change. Change can only happen in counseling because of our relationship. It’s my responsibility to make our relationship a place where you feel heard and accepted.
Feeling anxious, depressed, unfocused, or having difficulty sleeping? You are not alone. I work with adolescents (14+) and adults of all ages. I primarily support individuals navigating anxiety, depression, ADHD, OCD, PTSD, and insomnia, along with other challenges that can make everyday life feel overwhelming. Patients often describe me as calm, understanding, and easy to talk to, and my goal is to create a space where you feel comfortable, supported, and truly heard. I provide personalized psychiatric care, including medication management and practical strategies to help you regain focus, balance, and a sense of control.
Specialties include:
- Anxiety disorders
- Depression & mood disorders
- ADHD & focus challenges
- OCD
- Trauma & PTSD
- Stress, burnout, and sleep difficulties
- & More!
Please visit my website:
www.coastalpsychologicalgroupfl.com
We don't usually seek help when life is going well for us. Whatever your current situation is, you are looking for help and guidance. I provide an encouraging and warm environment for exploration and growth. I am passionate about my work and invested in your process towards transformation. I believe each client requires a unique treatment plan that is tailored to their personal life situation.
What type of therapy does Cigna cover?
Cigna plans can vary, but many cover a range of therapy types. Below are some common options that may be included in your coverage.
Frequently asked questions


Affordable care that fits you — and your Cigna plan
Headway makes it easy to get affordable in-network mental health care with Cigna — from finding the right therapist or psychiatrist, to understanding costs, to booking your first session.
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