Find a United Healthcare therapist in Lutz, FL
Book a therapist or psychiatrist in Lutz, FL covered by United Healthcare


Top United Healthcare-covered therapists and psychiatrists in Lutz, FL
Access affordable mental health care in Lutz through Headway's UnitedHealthcare network, covering the Carrollwood, Citrus Park, and Westshore areas. Most patients save 75% on sessions with insurance coverage.
Accepting new clients. Flexible hours available. Kathleen is Board Certified (CCMHC), Licensed Professional Counselor w/ 30+ years of experience.
Choose Kathleen when you want expert help! Licensed in five states! Texas, Florida, Alaska, Oregon, and Montana.
Graduate of University of North Florida.
Reviews:
"My connection with Kathleen feels like she understands what I’m going through and has helped me make sense of my thoughts and not fear them. I’m really fortunate and grateful she exists and I found her."
"Kathleen really cares, and it shows!"
"I saw incredible improvement in less than a month!"
I believe therapy works best when clients feel safe, heard, and genuinely supported. I strive to create a warm, nonjudgmental, and collaborative environment where clients can show up as their authentic selves. My approach is compassionate, direct when needed, and focused on helping clients build practical tools for everyday life while also exploring deeper emotional patterns and experiences.
I enjoy working with individuals navigating anxiety, life transitions, relationship concerns, self-esteem challenges, stress, identity exploration, and emotional overwhelm. I am passionate about supporting LGBTQIA+ and BIPOC clients and creating an affirming therapeutic space where clients feel respected and understood.
I understand that starting therapy can feel vulnerable, and my goal is to meet clients where they are while helping them move toward healing, clarity, and meaningful growth.
Natalie is a compassionate ANCC Board-Certified Psychiatric Mental Health Nurse Practitioner with over 15 years of experience. She provides care to a diverse patient population in Florida, offering both virtual and in-person psychiatric services. Additionally, she extends virtual psychiatric care to patients in Colorado.
What is your approach to providing care?Her approach emphasizes individualized treatment plans and a client-centered methodology. Natalie's primary objectives are to ensure that every client feels heard, to educate clients on participating in their health journey, and to deliver professional care.
You might look like you have it together—but inside, your mind doesn’t slow down. You overthink conversations, second-guess decisions, and feel constant pressure to stay “on” at school, work, or in relationships. When things finally get quiet, your brain doesn’t—it gets louder. I work with adolescents and young adults who are tired of feeling stuck in that cycle. Many of my clients are high-functioning on the outside but internally overwhelmed, anxious, or mentally exhausted. They don’t just want to “talk about feelings”—they want real tools that actually help.
I graduated from The Ohio State University with my DNP in 2020 focusing on efficient pathways to implement depression screening post-stroke to identify mental health needs. After working a couple years as a nurse practitioner within neurosurgery, I transitioned from Ohio to Florida and pursued my PMHNP certification from Florida State University. Over the past 5 years I have been treating psychiatric needs in LTC around Florida. I am currently working to expand into independent practice and work personally with individuals creating a therapeutic relationship and enhancing their mental health.
Hello! I’m Carmen, I’ve been a therapist for over the past ten years. I have a masters degree in Social Work with a concentration in trauma and mental health. I also hold my license in clinical social work.
I am Kathleen Muller, PMHNP-BC, a Psychiatric Mental Health Nurse Practitioner I have experience in providing compassionate and comprehensive mental health care to adults. I hold a Master of Science in Nursing (MSN) from Walden University. Over the years, I've dedicated myself to helping individuals navigate various mental health challenges and life transitions, always focusing on creating a trusting, supportive, and effective therapeutic relationship. Together, I'd like to help you set mental health goals at a pace you're comfortable with.
What type of therapy does United Healthcare cover?
United Healthcare plans can vary, but many cover a range of therapy types. Below are some common options that may be included in your coverage.
Frequently asked questions


Affordable care that fits you — and your United Healthcare plan
Headway makes it easy to get affordable in-network mental health care with United Healthcare — from finding the right therapist or psychiatrist, to understanding costs, to booking your first session.
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