Find a United Healthcare therapist in Lutz, FL
Book a therapist or psychiatrist in Lutz, FL covered by United Healthcare


Top United Healthcare-covered therapists and psychiatrists in Lutz, FL
Access affordable mental health care in Lutz through Headway's UnitedHealthcare network, covering the Carrollwood, Citrus Park, and Westshore areas. Most patients save 75% on sessions with insurance coverage.
Looking for a therapist who'll be honest with you — not just agreeable? I offer direct, compassionate care, all from the comfort of wherever you are. I'll validate what you're feeling when it needs to be heard, and gently challenge you when it's time to look at things differently. Using Cognitive Behavioral Therapy, we'll work together to reshape the narratives keeping you stuck and help you see your life through a new lens.
I’m a licensed mental health therapist and coach dedicated to helping individuals and couples heal, grow, and thrive. My approach blends evidence-based therapy with faith, mindfulness, and practical tools for real-life change. I specialize in relationship counseling, women’s emotional wellness, and faith-based care. In sessions, I provide a safe, judgment free space where clients can gain clarity, strengthen communication, and align their lives with their values. My goal is to help you move from surviving to truly thriving; mind, body, and spirit.
My counseling style is laid-back. I have been described as supportive, caring, and compassionate, with a good sense of humor. I like to focus on identifying your strengths and helping you to maximize them to overcome your obstacles. I am here to help you sort through the difficult things right now and offer you a safe place to be open and honest without fear of judgment.
On the outside, you may look like you have everything together. You work hard, provide for your family, and carry responsibilities well. Yet internally, you may feel overwhelmed, disconnected, anxious, angry, or caught in the same patterns despite your best efforts to change. My practice is built for people who are ready to move beyond simply talking about their problems. Together, we’ll identify the underlying beliefs, emotional patterns, and coping strategies that keep you feeling stuck. Therapy becomes a place to develop greater self-awareness, emotional resilience, healthier relationships, and lasting change.
Dr. Jack Borenstein is a Licensed Psychologist located in South Florida, originally from the New York metropolitan area. Dr. Borenstein obtained his Ph.D. from the Dept. of Clinical and Counseling Psychology at Columbia University. He also completed in a concentration in Latino Mental Health and Bilingual Counseling. With training in various clinical treatment modalities, he specializes in anxiety, depression, life-transitions, grief and bilingual treatment.
I am a dedicated Nurse Practitioner with a strong background in mental health and primary care, committed to providing compassionate, patient-centered care. I earned my advanced practice degree from Wilkes University and have experience working with diverse populations across various clinical settings.
My approach is collaborative and holistic—I believe in treating the whole person, not just symptoms. I work with clients experiencing anxiety, depression, mood disorders, ADHD, and life transitions. I strive to create a supportive, non-judgmental environment where clients feel heard, understood, and empowered.
I utilize evidence-based treatments, including medication management when appropriate, and incorporate supportive and solution-focused approaches tailored to each individual’s needs. My goal is to help clients achieve stability, improve daily functioning, and enhance their overall quality of life.
I understand that seeking help can be a big step, and I am here to support you throughout your journey with respect, empathy, and professionalism.
I specialize in mood disorders (including depression and bipolar disorder), anxiety (generalized anxiety disorder, panic disorder, and social anxiety), and trauma-related conditions including PTSD. I am deeply committed to breaking the stigma surrounding mental health — and I understand firsthand how shame and silence can stand in the way of healing and daily functioning. Outside of work, I'm a parent who enjoys going to the pool and playing board games with my children, which keeps me grounded in the everyday joys that matter most.
What type of therapy does United Healthcare cover?
United Healthcare plans can vary, but many cover a range of therapy types. Below are some common options that may be included in your coverage.
Frequently asked questions


Affordable care that fits you — and your United Healthcare plan
Headway makes it easy to get affordable in-network mental health care with United Healthcare — from finding the right therapist or psychiatrist, to understanding costs, to booking your first session.
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