Find a United Healthcare therapist in Fernandina Beach, FL
Book a therapist or psychiatrist in Fernandina Beach, FL covered by United Healthcare


Top United Healthcare-covered therapists and psychiatrists in Fernandina Beach, FL
Access mental healthcare in Fernandina Beach with UnitedHealthcare coverage through Headway's network of 4,633 licensed providers. Sessions start at copays around $30, with flexible in-person or virtual options available within two weeks.
Hi there! I’m so glad you found your way here, I’m Merlyn. What drew me to therapy wasn’t theory, but the quiet moment when someone feels safe enough to exhale, speak their truth, and realize they were never too much to be understood. Healing isn’t about fixing yourself; it’s about understanding the parts of you that had to fight, protect, and survive.
I also provide Christian-integrated counseling for women who share this faith, helping you explore your struggles through both science and Scripture, where psychology and God’s truth work together beautifully. This blend honors both emotional and spiritual healing, creating space for restoration that feels whole and grounded.
I’m a Licensed Clinical Social Worker (LCSW) in Florida and the founder of Merlyn Asencio Psychotherapy & Wellness, LLC. I specialize in working with high-functioning women, the ones who appear composed, capable, and self-aware, yet feel anxious, disconnected, or exhausted on the inside. As the creator of The Merlyn MethodTM, I combine attachment-based EMDR, Internal Family Systems (IFS), and narrative therapy to help you reconnect with your voice, rebuild confidence, and experience peace that lasts beyond the session.
Do you constantly worry? Do you overthink plans and solutions to worst-case outcomes so that you feel prepared? Does everything have to be done perfectly? Do you have difficulty handling uncertainty? Do you fear making the wrong decision? Do you feel restless? Having difficulty with sleep? Do you move from relationship to relationship? I specialize in helping those suffering from anxiety, including health care professionals and veterans. You don't have to continue suffering. As a seasoned therapist, I can help empower you to stop the cycle of worry and anxiety, find your sense of purpose, become the best version of yourself, and reclaim your life.
Viktor Frankl said, “When we are no longer able to change a situation -we are challenged to change ourselves." He really knew what he was talking about. Each life transition inevitably forces us to navigate "stormy waters." If the challenge has become overwhelming, reach out and give me a call at 423-342-6422. Now seeing clients in Connecticut, Florida, South Carolina, and Texas.
I help individuals with PTSD or those that have been sexually abused or have experienced trauma feel relief.
Loren is a licensed clinical social worker, (LCSW) with a degree from Wurzweiler School of Social work. Loren is certified in Trauma Focused- Cognitive Behavioral Therapy, and has training in Cognitive Processing Therapy, Gestalt, Inner Child Healing, and Schema therapy.
Congratulations on your courageous decision to seek help! Self-awareness is the first step to change and I go above and beyond to help those like you who choose to actively help themselves. Understand that the path to self-discovery and growth is not easy. It involves commitment, personal investment, and a desire to delve into the process of growth, healing, and self-love.
If you are caring for someone with a serious illness, raising a child with complex needs, or running on empty after years of putting everyone else first — this is the right place.
You already know how to show up for the people you love. What's harder is asking for something for yourself. Many of my clients waited longer than they should have before reaching out, because they felt guilty, or because they convinced themselves they could handle it alone. If that sounds familiar, I want you to know: getting support isn't a sign that you're struggling. It's a sign that you're paying attention.
I am a Doctorally prepared Psychiatric Mental Health Nurse Practitioner with over 10 years of experience supporting individuals and families through some of life's most demanding chapters — serious illness, end-of-life care, caregiving, grief, and the particular kind of burnout that comes from loving someone with complex needs. My hospice and palliative care background has shaped the way I work: with deep respect for what people are carrying, and a focus on dignity, whole-person care, and what actually helps in real life.
I am also a parent of a child with Down syndrome. I know what it means to receive a diagnosis that reshapes your family's future. I've navigated IEP meetings, medical appointments, the emotional complexity of caregiving, and the way people who love you still don't quite understand. That lived experience is not separate from my clinical work — it's at the center of it. When you sit across from me, you won't have to explain yourself from the beginning. www.anchorfamilybh.com
I have been practicing for over 17 years providing Individual and family therapy. My focus is to facilitate strategies and interventions that will bring you hope and transformation.
Dr. Myers has experience working with a wide range of concerns that present challenges to those seeking to be their optimal self. Together, we will address your identified obstacle and discover the behaviors, emotions, attitudes, relationships, and social conditions that hinder your success.
What type of therapy does United Healthcare cover?
United Healthcare plans can vary, but many cover a range of therapy types. Below are some common options that may be included in your coverage.
Frequently asked questions


Affordable care that fits you — and your United Healthcare plan
Headway makes it easy to get affordable in-network mental health care with United Healthcare — from finding the right therapist or psychiatrist, to understanding costs, to booking your first session.
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