Find a United Healthcare therapist in Saint Charles, MO
Book a therapist or psychiatrist in Saint Charles, MO covered by United Healthcare


Top United Healthcare-covered therapists and psychiatrists in Saint Charles, MO
Headway connects Saint Charles patients to mental health support across diverse neighborhoods and communities. UnitedHealthcare members save an average of 75% on sessions, with copays around $30 and flexible virtual or in-person options available.
Greetings! You're journey to a healthy new you starts here!
I am a seasoned therapist, with a background of working with many different populations including adults, adolescents, blended families, couples, and both professional and personal experience working with first responders. I am also trained in the trauma based approach ART (Accelerated Resolution Therapy), which is specifically designed to work with those struggling with PTSD, Anxiety, Depression, and Phobias.
Welcome! First and foremost, I am honoring you for taking this step. You're ready for a change. There's a craving for deep healing on your journey towards wellness. You want to gain understanding and insight, resolve inner conflicts, improve relationships, explore unconscious patterns, and transform into the most empowered version of yourself. You may be looking for tools for self-regulation, as well as ways to integrate your mind, body, and heart. If you've been grappling with larger questions about yourself or your life and are ready to take the next step, you've come to the right place.
Brigette Banks has experience helping clients in the areas of stress and anxiety, trauma and abuse, anger management, motivation, self-esteem, and confidence. She works with clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment.
Therapy to restore pleasure and emotional safety after sexual assault and other trauma for adults and their partners. I specialize in three areas: sex & intimacy, trauma & emotional regulation, and anxiety disorders such as OCD and BPD. I have extensive experience supporting individuals and partners experiencing intimacy challenges related to desire discrepancy, neurodivergence, and partners hoping to rebuild healthy sexual relationships. I strive to provide care in a space that deeply honors identity and lived experience.
I work with clients of diverse backgrounds, sexual orientations, genders, and relationship structures. I specialize in assisting adults and couples to recognize and disrupt existing patterns learned throughout their lives, which can affect them in multiple ways. Additionally, I offer practical skills that can be applied immediately to address symptoms of anxiety, depression, and relationship issues, thereby improving overall functioning.
My approach to therapy is collaborative and compassionate, recognizing that healing looks different for everyone. I draw primarily from Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and culturally sensitive approaches to create a space that honors each person’s unique story and identity. I have worked in the mental health field for more than ten years, supporting adolescents, adults, and families through challenges related to mental health, challenging family dynamics, life changes, and substance use.
I work with individuals and families facing depression, anxiety, PTSD and trauma, identity issues, personality disorders, family conflict, and experiences related to immigration and adjustment. I also have experience supporting members of the LGBTQ+ community and those exploring questions of belonging and self-acceptance.
I believe everyone deserves a therapeutic relationship where they are seen, heard, accepted, and celebrated—a space where they can feel supported in making the changes that matter most to them. My goal is to offer a safe and empowering environment that helps clients reconnect with their strengths and move toward meaningful change.
Carl Harbison Jr. is a Licensed Professional Counselor (LPC) with experience in behavioral health, crisis intervention, substance use treatment, suicide prevention, and helping individuals navigate some of life's most challenging circumstances. He earned his Bachelor of Science in Psychology from Central Methodist University in 2013 and his Master of Science in Clinical Counseling in 2016.
Throughout his career, Carl has served as a Crisis Counselor, Mental Health and Substance Use Therapist, and Suicide Prevention and Firearm Safety Specialist. His approach is grounded in compassion, authenticity, and meeting people where they are. He strives to create a supportive, nonjudgmental environment where clients can openly address difficult experiences, recognize their strengths, develop practical coping skills, and work toward meaningful change.
Carl has extensive experience in suicide prevention, crisis response, and mental health education and is an instructor in ASIST, Construction Working Minds, QPR, CPI, and CSSH. His clinical interests include anxiety, depression, trauma and PTSD, grief and loss, substance use, life transitions, and working with veterans and first responders.
Carl is also a retired U.S. Army veteran, serving on active duty from 1990–1995 and with the Missouri Army National Guard from 2011–2024, including deployments to Kuwait, Afghanistan, and Syria. His military and clinical experiences provide a unique perspective on resilience, trauma, transition, and overcoming adversity.
Outside of his professional work, Carl is a husband, father of six, and grandfather of six. He believes therapy is about more than managing symptoms—it is about helping people develop the insight, confidence, skills, and resilience to move forward and create a healthier, more fulfilling life.
What type of therapy does United Healthcare cover?
United Healthcare plans can vary, but many cover a range of therapy types. Below are some common options that may be included in your coverage.
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Affordable care that fits you — and your United Healthcare plan
Headway makes it easy to get affordable in-network mental health care with United Healthcare — from finding the right therapist or psychiatrist, to understanding costs, to booking your first session.








































