Find an Aetna therapist in Clermont, FL
Book a therapist or psychiatrist in Clermont, FL covered by Aetna


Top Aetna-covered therapists and psychiatrists in Clermont, FL
Headway connects Clermont residents with experienced mental health providers covered by Aetna, with copays ranging from $0-$25 per session. Access therapy and medication management support with availability as soon as next day.
I believe therapy works best when you feel comfortable being fully yourself. My goal is to create a space where you feel safe, understood, and never judged, while also being supported in making real, meaningful changes in your life.
Clients often share that they feel at ease talking with me, but also appreciate that I’m honest and help them look at things in new ways. I’m not here to just nod along. I’m here to help you understand yourself more deeply, recognize patterns that may be keeping you stuck, and figure out what actually works for you moving forward.
I take a collaborative approach, which means we work together to make sense of your experiences and build tools that fit your life. Therapy does not have to feel cold or overly clinical. It can be a space that feels genuine, supportive, and even a little lighter at times, while still doing the deeper work.
Life can be full of different stressors, which is where I can help. I will provide a warm, non-judgmental, safe, and interactive environment where we take on complex subjects, deep-seated traumas, or for you to say the things you've never told anyone before. I understand these are difficult subjects to speak about, and I will build a therapeutic relationship with you so that you feel strong enough to share. By doing this, we can form realistic and attainable goals to establish growth and promote healing. Remember that healing is not linear. The best gift you can give yourself is to master the chaos & find a way around it.
Finding the right therapist can feel overwhelming especially when you’re already feeling stuck, exhausted, anxious, or unsure of what you need. I believe therapy works best when you feel genuinely understood, not judged or “fixed.” My goal is to create a space where you can be honest about what’s really going on, feel supported through the hard parts, and develop tools that help you feel more grounded and confident in your life.
I work with adults navigating eating disorders, complex trauma, anxiety, depression, chronic illness, relationship and communication difficulties, attachment wounds, and major life transitions. I’ve worked across residential, PHP, IOP, and outpatient settings, giving me experience supporting people through both acute challenges and longer-term healing.
My approach is warm, collaborative, and compassionate, while still being honest and practical. We’ll work together to understand the patterns that may be keeping you stuck not just manage symptoms, but understand why they’re happening and what you want to do differently.
You don’t have to have everything figured out before starting therapy. If you’re ready to better understand yourself, break old patterns, and build a life that feels more like your own, I’d be honored to help.
A Florida and Polk County native, Mirtha is a graduate of Frostproof High School. She is board certified as both a Psychiatric Mental Health Nurse Practitioner and an Autonomous Primary Care Nurse Practitioner. She earned a Bachelor's of Nursing from Polk State and a Master's of Nursing from USF. In 2023 Mirtha earned a Post Master's Certification in Psychiatry from Florida Atlantic University. However, her journey as a mental health provider began in 2020 when she became certified through the Academy of Christian Counseling, as a mental health coach. Then in January of 2025 she became an active member of the Order of Saint Luke (OSL) a healing ministry.
Mirtha has nearly 20 years of experience in healthcare. Her passion is caring for individuals struggling with mental health issues. She has been volunteering with the youth in her community for over 7 years and also has experience working in a domestic violence shelter with victims of trauma.
I believe therapy works best when clients feel safe, supported, and genuinely understood. My approach is warm, collaborative, and nonjudgmental, and I strive to create a space where clients can openly explore their thoughts, emotions, and experiences at their own pace.
I understand that reaching out for help can feel vulnerable, and I value the trust my clients place in me. I work to meet each person where they are while helping them build insight, coping skills, resilience, and confidence. I believe in balancing empathy and validation with practical tools and strategies that support meaningful and lasting change.
Clients often describe me as compassionate, approachable, calming, and easy to talk to. I utilize evidence-based approaches including CBT, DBT, mindfulness, and trauma-informed care, while tailoring treatment to each client’s individual needs and goals.
I’m Tiffany Settles, a licensed mental health counselor based in Florida, and I’m grateful you’re here. My journey in this field began in 2005 after earning my Bachelor of Science in Psychology. I started my career as a behavioral tech in an adolescent residential program, supporting teens facing moderate to severe mental health and behavioral challenges. That experience shaped my understanding of how deeply people desire to be seen, heard, and guided with genuine care. It also inspired me to move toward one-on-one work, complete my master’s in clinical psychology, and build a therapeutic practice rooted in connection and compassion.
What type of therapy does Aetna cover?
Aetna plans can vary, but many cover a range of therapy types. Below are some common options that may be included in your coverage.
Frequently asked questions


Affordable care that fits you — and your Aetna plan
Headway makes it easy to get affordable in-network mental health care with Aetna — from finding the right therapist or psychiatrist, to understanding costs, to booking your first session.
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